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A Safe and Sensible Way to Make the Most of Your Savings:
The 4% Rule is a great starting point for retirees trying to plan out their financial future. However, it is not without drawbacks. Foremost among them is its tendency to "leave money on the table" so to speak. Most strategies that correct for this tend to have wildly fluctuating income levels from year to year due to their desire to adjust their annual withdrawals based in part on the nest egg's present value. Today we’re going to discuss a simple, yet sensible, strategy that manages to find a happy medium between stronger income generating capabilities and minimal risk while remaining relatively easy to stick to.
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3 июл 2024