Addressing the Biggest Risk in JB Retirement! 

I'm 54 and my wife and I are VERY worried about our future, gas and food prices rising daily. We have had our savings dwindle with the cost of living into the stratosphere, and we are finding it impossible to replace them. We can get by, but can't seem to get ahead. My condolences to anyone retiring in this crisis, 30 years nonstop just for a crooked system to take all you worked for.

I think the retirement crisis will get even worse. A lot of people can’t save because of low paying jobs, inflation, and insane rental rates. And now that home ownership is out of reach for middle class Americans, they won’t have a house to retire with either.

Mr Loo is sharing his own experience. Which is nice as it takes effort and time to do so. And nothing he shared are exaggerated. I used to stay in Tebrau area for 5yrs as a singaporean so i can attest to that. If u like what he did, U may wish to follow. If not, it is totally fine. We are all our own man. Nothing else is certain in our lives except tax and death. Go make your own adventures. No right or wrong. 开心就好🎉

You did a good job with this video informing us, thanks.

Instead of going all in and buying a house, you can do rental arbitrage (rent out SG HDB rent MY condo) for 2 years and see if the lifestyle suits you. MY is a wonderful place for those who want to retire early at 55. Instead of thinking big house big car, you should focus on living well based on what you can afford. When you hit 70 and need access to good healthcare you can move back to SG. The idea of hiring a bodyguard at that age sounds silly.

wow! nice place. can't wait to see your newly renovated house! remember to do a special episode on your house

Thanks for sharing these insights. In my opinion is the neighborhood need so many layer of security says alot about how safe it is to live there. I mean if a country is safe, you don't even need high lvl of security guard right? I don't understand why, but thanks for the video.

Pls dont be too confident of retiring in JB. After all it is not our country and their govt can start with new restrictions and curbs anytime😮

I am just thinking when I get much older and not able to drive, will it be very inconvenient to live there, the Austin Height compound is so big, can you get around without a car?

Thank you Mr Loo for showing this video. If not for you, i would not know there are security guards for landed property. This video also provides other info rather than the same old financial sharing.

hello mr loo... thanks for sharing all your insights on retirement, cpf, etc. Much appreciated.

Could you share us the location of the roast suckling pig restaurant featured in your video? Last year, the Straits Times recommended "Restoran Pekin KK, located at No. 63, Jalan Tanjong 2, Taman Desa Cemerlang, 81800 Ulu Tiram" but I haven't tried it yet.

Thanks for the review. I guess you just need to convince yourself on which location you want to retire. Not your job to convince others😅. I guess no one denied it is cheaper in JB to retire. Maybe 3 months there and 3 months in another location, but Singapore is still a place to rest in peace, in my opinion. Don't forget 1998 riot in Indonesia, never safe in a country that is not yours.

The tightness of security is so overwhelming that it speaks for itself about the danger of this city. What if u r out of the secured compound or what if there is conspiracy or bride given to the guards to let loose pple going in?

Precisely why the need to have such tight security to guard the compound, it's what's happening outside in the streets. In SG I often see 6 maybe 7-year-old boys or girls walking/scooting alone in the streets be it day or night. There? I'm not so sure.

From the video, Malaysia is so beautiful the houses are magnificent and nice environment, plus good security. I hope you have you're Singaporean community in JB to support you too. I know there are around 3000 to 5000 Koreans community living together in Kuala Lumpur. I don't think visa will be an issue, you still can open a business in Malaysia and then stay there with a business visa. All the best ..May God bless you abundantly in Malaysia..🎉🎉🎉🎉

Amazing sharing!

Singapore doesn't need that much security. It's quite cumbersome to stay there in a high security environment.

Tight security on housing estate might reflect real situation outside the gates.😅

You can retire in JB if you are able. During our no go years, you still have to come back to Singapore.

I been there Mr Loo - very stringent security! I can’t go in because my friend was not at home - a lot of eateries and restaurants and convenient places.

If it's safe, why the need for all those security measures? 🤔

It seems like the security measures in place are quite extensive. This kind of lifestyle is only available to a minority of Singaporeans, as owning a car is a basic requirement and only 13% of the population has one. Anyway i use to live at ARC Austin and theres a very good dim sum shop walking distance away

Nice video to show that retiring in JB is still a viable option. I do not think that Mr Loo is trying to convince anyone to retire in JB. I personally will never consider retiring in JB and still prefer to retire in Singapore for many reasons. But he is taking good effort to provide informative videos for those who are thinking about retiring in JB.

Hmm… this car plate recognition might have a flaw (hope I'm wrong). Perpetrator can fabricate owner(s) car plate no. and stick it to his car before driving in. But of course, able to drive in doesn't mean he can access to the owner's property … I hope

Will you allow your kids to take public transport to school that is not within the security boundaries

one question Mr Loo.. can share the suckling pig place? thank you

Security is the no1 concern... consider the risk at your own expense... perhaps ask yourself if you are able to fend off intruder in your aged late journey, 60s-80s.

thanks for sharing.... the suckling pig is very mouth-watering.

mr loo pls advise address of the roast pig place thanks

after double guarded security the units still have walls and gates?

The security is indeed tight. Can share a video on how a citizen in SG able to buy these kind of property in JB. What is the requirements and which services we need to engage like the lawyer and how we can able to take up the loan as a foreigner in JB

I am considering to retire in PeNang Malaysia in few years. Any advices or suggestions?

Coming from Malacca, I know very well the downside. Public Carpark are scarce, msia biggest problem is having adequate carpark for most.

No worries...enjoy

Great video! Many Singaporeans are unaware that Singapore is an anomaly. The security situation in Msia and the rest of the world is the norm. So basically anywhere you travel will be unsafe if you compare it with Singapore. A ship is safest at the harbour but it's not what the ship is built for. To spend the whole life in Singapore due to fear is such a waste, the frog has no choice but we have the ability to explore the world. Even if all Singaporeans think this way, it is only 3.6million Singapore citizens out of the 8billion world population which represents 0.00045%. It hardly affects anything.

Mr Loo belong to the 20% top earner bracket, no issue retire anywhere!

Mr Loo, suckling pig restaurant name and address pls. Thank you

your reaction on the food is priceless

Mr loo, you say the cost of the landed is Austin height is the cost of a 4rm in singapore. this 4 room is at hollandV or CCK? big difference

Retirement in jb has its pro and con. One have to decide based on many factors. As jb is near to Singapore, one can consider retiring in both countries.

Can we have the name n address of the roast suckling pig restaurant. Do we have to make reservation? how much is the whole pig? Thank you

Our govt knew about singaporean buying properties in malaysia. They leases out many plotted land and extended elderly cpf for longer period to withdrawn out .

How will it be for the senior who don't drive? No car means no kah, how to move about conveniently.

Having worked and lived in several East Asian countries, mainly Indonesia, Thailand, Philippines and China for 20 years. I have never encountered any safety issues. Many people are very afraid of the Philippines but I enjoyed my posting there the most. The only advise I can give is do not be flashy, keep your Rolexes and gold ornaments at home, do not carry too much cash and do not flash your cash in public and keep a low key. If you want to be loud and obnoxious in public or a bar, flashing your money, then you might as well carry a neon sign asking people to mug you.

Hi Mr Loo, can share the address of the suckling pig restaurant ?

You are viewing security and safety through the lens where you are still in your middle age and relatively able bodied and healthy. Come back and tell me your experience when you are much more frail at 70 years old and older with physical disabilities. Much like a lion goes after the weak and old, so will robbers and muggers go after the more vulnerable but richer ppl

Mr Loo drive safe 👍😍

The worse threat is when some VVIP decide to roti prata some policy, then your retirement dream will instantly become a nightmare

Hi Mr Loo, thanks for your videos. This is a very helpful perspective of how life can be if we consider a move to Malaysia. I'm in my early 30s and because i am only drawing an average income (around $120k/year) and not intending to get married, it will be a struggle for me to afford a decent private property in Singapore. Hence, I am contemplating getting my own landed property in Malaysia instead. However, I am particularly concerned about the political stability in malaysia. What is your view on this? I'm asking because policy change can happen overnight in Malaysia. Given the local disdain for singaporeans due to us driving up the cost of living, would you be concerned that the malaysian gov would one day take a negative view on the increasing singaporean presence and impose draconian policies targetted at singaporean à la the CLOB saga?

Hi Mr loo, jenn😢here from UAE. We r influenced by your life in JB

What are the odds that Mr Loo comes back to S'pore for his medical needs......

can share the address of the roast pig ?

Renting a place is a better option. Interest rate and transaction cost is not cheap.

Loo 我建议你在哪开一间房地产公司……

hi mr loo .liked

What is address of the roast 🐖 restaurant ?

Are these leasehold or freehold?

Hi Mr Loo, good video. Very details coverage on the houses at Austin Height. I will go check it out one day. I like visiting JB regularly. I don't own a car, but I do own a Motorcycle. I travel to JB regularly for good foods. They are nice and affordable. For S$100 I can get MY350 I can eat and go Thai massage. What you said is correct. The art of traveling in Malaysia, Singapore to JB or versus JB to Singapore is to pick the right time, right hour to travel. Keep on posting your video. Your video are resourceful and informative. Thanks you

Difference is JB property prices won't go up as fast as SG, locals invest in ppty to have a hedge and protect purchasing power in long run.

so much private securtiy ....i wonder why needed...typical Singaporean mentality, if POLICE in JB can be bribed, how good you think the security provided are? Crime rate high , means crime rate is high. Dont need to argue so much. Its a risk for sure, whether you accept it or not is your opinion or choice, but showing everyone how safe JB is , isnt doing your viewers any favours.

If you need to go overseas, how far is your JB house away from Airport?

Mr Loo, a day trip or even a month as a tourist and uprooting yourself to wherever you wish are entirely different things. Wait till you have to consume public services like queueing hours at whichever government agencies. Moreover, calling whatever security level from a day trip is too far fetched.

Never understand the attractiveness of jb other than distant. As Gemas-JB EDTP and RTS coming online soon, why bother the mess and just pick KL which wins in every aspect.

how come you still on triangle plate

looks good

How much is a 3 rm apartment there?

Mr Loo you lived in a very super convenient location

can you buy malaysia vehicle?

I don't see how retiring in JB is considered luxury as compared to SG. Eating in JB is always an option even living in SG. To move into JB entirely for retirement is a big decision.

Don't tell Sinkies too much, keep it to yourself and let them live like frogs in the well.

Does not say much about the security in Malaysia. Or am I wrong and do not understand the situation? I have always heard that Malasia was the safest Country in the world.

No place is totally safe. Eveymn Singapore has crimes. One just need to be more careful. My dad lived in Surabaya, Indonesia for close to 30 years. He was robbed once when he came out from Bank. No other burglary or other incidents that he encountered. So is Surabaya safe or dangerous? But i do agreed it is definitely safer to have gated security than having none. Unfortunately, more and more Singaporeans are finding tough to retire in Singapore. Personally, i am unable to see myself retiring in Singapore, as cost of living are far too high. And even based on FRS, the monthly amount we received may not be sufficient to retire...in Singapore.

yes mr loo, i agree with some of the commenters. stop sharing this type of news. quiet quiet enjoy your life can already, you share out loud, ppl talk rubbish and the haters have a field day. some things too good so dont share la

Congrats ! that a high quality life that singaporeans can only dream of

a friend of mine has a landed home in jb gated. rob 3 times in 15 years.

Hi Mr Loo, any chance u can breakdown the total cost for your Austin Heights property purchase?

The high level of security bears evidence that JB ain't safe. Any S'pore registered car that leaves the compound is fair game for crooks. Just pray that u r not the unlucky one. If the M'sian authorities there can improve the level of security, imagine the flood of S$ that will rush into JB....so why don't they?

Just stay in house, you are alway safe. Not to worry.

Mr loo.johor is safe lah....my classmates kn the 90s..they all still surviving in Jb....

Is there any petrol station nearby Austin Height?

Always keep in your mind .. the history of 排华 in Indonesia ..

Can i do so but without a car?

Very soon JB will become little Singapore Very soon Singapore will become little foreigner (mlysian, indian, pinoy, prc etc) & AI land

Why so much security? I thought JB was safe

Alot of trees. Nice

Gentle reminder...pls do not wear Rolex watch when you are in Malaysia.

“As safe as California”? That’s a wrong comparison. 😂 he has not been living in Cali recently has he? Terrible places where previously it was great.

People who commented the security tight means unsafe are so naive and ignorant. The security is a feature to give it a more exclusivity and the double layer security is because each estate within the main whole estate is required by management. My relative's house in Damansara is also like this but more exclusive.

Not all things are cheap in Malaysia

Everywhere in JB and KL got so many luxury cars, many even costing more than 1 m, so many rich Malaysians live in city areas, so don't be so worried that you might be robbed, everywhere in the world, you have to be careful and attentive to avoid that. Live the life you want. Enjoy😊

Mr Loo, u don't have to worry about getting robbed cos yr movements in JB are erratic & u don't travel to / from yr Msia home everyday....so, it's difficult for robbers to strike cos they can't monitor yr routine....yr Msia home also considered "humble" lah when compared to yr neighbours lol

Retiring as an active retiree vs need assistance in mobility/ living are very different scenarios. If you are a barely sgd millionaire (

Seems like quite a few small minded haters here. Everyone can make their own risk reward assessments, don't need to get sour. If you're happy staying in SG, good for you. No need to be a wet blanket. As a Singaporean, seeing the comments describing JB like it's some backwater failed state is quite embarrassing. Don't know if these people have actually stepped out of the country before.

there are so many malaysians staying there....why need to assess the risk....you mean singapore dunt have crimes

A quitter? It's spenders that pushes up prices in JB.

Any banks ?

Everything is good till complacent

Mr Loo, would you consider getting a malaysian car as well? Maybe a myvi for internal travel

Wait till the car kena at a shopping mall with CCTV ;P