My cibil score is 521 but i was guarantor only for the default loan amount. Sir, I have been selected for Irma Institute and I need a loan..... What should I do now???
Sir please help me out 🙏🙏 Unknowingly I have created blunder by being the guarantor.... It's my dream to pursue a mba in rural management... Please help me out...
Hi Saiyed, Thank you for reaching out. To answer your query, yes, even if you offer something valuable like your dad's property as security for a loan, the bank still cares about how good or bad his credit score is. Meanwhile, you can also check your education loan eligibility here bit.ly/3JOQ7mm Regards, Team GyanDhan!
Hello! You can get your free, personalised assessment by checking out our eligibility tool below: bit.ly/2zmJbYc. Looking forward to hearing from you. Warm Regards, Team GyanDhan
Sir my fathers cibil score is 575 , and the banks not able to help with the score till wht extent is it right for us to pay for the price for the father's mistake every father's dream is to make their son live the Life which he couldn't and the government is stopping us from we being successful in our lyf when it comes to end of the day we are one who will be paying rite sir why does the government doesn't understand this
Hello, the cibil score works as a catalyst in the passage of loan application process. However with a poor cibil score getting an education loan becomes a strenuous exercise thus kindly check out the blog mentioned below which tells about how to improve the cibil score. www.gyandhan.com/blogs/education-loan--abroad-CIBIL-score
Hello, Hemanth. Thank you for reaching out to us! We would like to inform you that the cibil score works as a catalyst in your loan approval process the ideal cibil score that is considered in order to carry the loan application process further is 700. However, it is not the sole criterion to borrow an education loan. There also exist various other eligibility criteria such as academic score, collateral value, the income of the co-applicant, etc. which also play a vital role in availing an education loan. Therefore please check your loan eligibility through tapping the link mentioned below or to avail of our personalized education loan counseling services, Kindly share your contact details at contact@gyandhan.com and we will arrange a callback for you soon. bit.ly/2TBjVYI Thanks & Regards Team GyanDhan
I took education loan 1 lakh 50 thousands for my degree between 2019 to 2022. My academic year completed in 2022 in November..and in 15 Jan 2023 i took admission for masters in pharma.. and in my bank account 10 thousand rs debited last week. yesterday bank call me and said 2100 rs per month pay EMI. So what i do now bcz now im not able to pay money due to masters...
Hi Prajwal, Yes, you can still apply for an education loan from SBI even if your father's CIBIL score is NA. GyanDhan can help by recommending adding a co-applicant with a credit history or providing collateral to strengthen your loan application. They'll guide you through the process based on SBI's requirements and your academic profile. To start your abroad education loan journey check your education loan eligibility here bit.ly/3JOQ7mm. Regards, Team GyanDhan!
I have a Cibil score of 730 and my cousin as a co applicant have a Cibil score above 800 but to apply for educational loan the bank persons are asking father or mother as a person for surity in addition to my co applicant... Mother has a very low Cibil score and they were denying my loan... What shall I do
Hi Akhil! Thank you for reaching out to GyanDhan. If you are looking for an abroad education loan, you can get your free, personalised assessment by checking out our eligibility tool below: bit.ly/2zmJbYc. Looking forward to hearing from you. Warm Regards, Team GyanDhan
Hey, the cibil score works as a catalyst in the passage of your loan application process. However the cibil score of both the applicant and the co-applicant is important but co-applicant's cibil score plays a big role in boosting the borrower's loan approval chances.
Hey, to know if you're eligible for borrowing an education loan. Please check your loan eligibility through tapping the link mentioned below. bit.ly/2TBjVYI
Dear sir My cibil score 691 but bank wale said its is mandatory to loan cibil is 700 . I want to education loan because i got number in magpur college.please reply I get loan on cibil 691.
Hello! You can get your free, personalised assessment by checking out our eligibility tool below: bit.ly/2zmJbYc. Looking forward to hearing from you. Warm Regards, Team GyanDhan
Hello Vikram! Yes you can still get an education loan. You can get your free, personalised assessment by checking out our eligibility tool below: bit.ly/2zmJbYc. Looking forward to hearing from you. Warm Regards, Team GyanDhan
So what should be the ideal tenure ??? for education loan 10.4% effective for my sister for MMS course (principle 512000). Please guide. If it can be claimed for 8 years, shold we go for 8 years in repayment. coz entire interest is anyways deducted in the 80E. how will that affect the credit score.
Hi Ankitha Thanks for getting in touch with us! We would like to inform you that the loan tenure for public sector banks is 15 years; however, the loan tenure for private sector banks and NBFCs ranges from 10 to 15 years.Moreover, the shorter the loan tenure, the higher the EMI will be, and relatively, the interest rate will be less in nature. Therefore, each credit or loan that you avail will be reflected on your credit report, and if the repayment is made on time or before that, then it's going to boost your credit score anyways. Hope this helps!
My father has a cibil score of 580 and he doesn't files ITR but we can give collateral of about 80 lakhs and the loan requirement is 20 lakhs is not possible to get education loan for me?
I am a student and I want to take student loan and I have a cibil score of 780 does it help me in getting loan or the intrest rate may be reduced compared to non credit score person
Hey, yes there are immense benefits of a higher cibil score,The loan amount and the rate of interest depends upon the cibil score of the applicant and the co- applicant however the increased cibil score provides better access to the loan product as per your requested requirements . To know more please check your loan eligibility through tapping the link mentioned in our bio. bit.ly/2TBjVYI
My CIBIL score is 714 and there are two Negative accounts, which were closed and having NOC from bank, but the CIBIL report is not update, in this case will i be getting the education loan..
Hello Ravi, Thank you so much for contacting us ! We will assist you in availing education loan with the help of NOC and clearance letter without the updated cibil score. Hoping to hear from you! Thanks & Regards Team GyanDhan
Hi, We appreciate you for getting in touch with us! Cibil score works as a catalyst in your loan approval process the ideal cibil score that is considered in order to carry the loan application process further is 700 and as you have mentioned the civil score of your father is 720 which is ideally considered a decent score. Please note it is not the sole criterion to borrow an education loan as there also exist various other eligibility criteria such as academic score, collateral value, the income of the co-applicant, etc. which also play a vital role in availing an education loan. Therefore please check your loan eligibility by tapping the link mentioned below or to avail of our personalized education loan counseling services, Kindly share your contact details at contact@gyandhan.com and we will arrange a callback for you soon. bit.ly/2TBjVYI Thanks & Regards Team GyanDhan
Hii my cibil score is 648 but i submit Collateral to the bank is chance to get Education Loan in government banks like sbi , centre bank, BOI, ib, HDFC, kotak bank, s
Hey, Niveditha Thanks for reaching out to us! We would like to inform you that the Cibil score of both the applicant and co-applicant works as a catalyst in your loan approval process. However, it is not the sole criterion to borrow an education loan. Thus you can get your free and personalized assessment by checking out our eligibility tool below: We request you to share your contact details at contact@gyandhan.com, so one of our counselors can get in touch with you and assist you for the same. www.gyandhan.com/loaneligs?campaign_method=google&campaign_partner=adwords_rm_gd2&gclid=Cj0KCQiA_bieBhDSARIsADU4zLfJJ6kICDkc3luLu1Ew0NfwQB_I5V1fg5tYqjK6bGDYa8EBQrXvDRoaAo6kEALw_wcB
Hello! We request that you share your phone number at contact@gyandhan.com, so our counsellor can get in touch with you and assist you with the same. In the meantime, you can get your free, personalised assessment by checking out our eligibility tool below: bit.ly/2zmJbYc. Looking forward to hearing from you. Warm Regards, Team GyanDhan
Hey Sargam! You can get your free, personalised assessment by checking out our eligibility tool below: bit.ly/2zmJbYc. Looking forward to hearing from you. Warm Regards, Team GyanDhan
Hello,cibil score plays a vital role being a catalyst through the passage of your loan application. The higher the score,the better are the chances of the loan being reviewed and approved. However if you have not borrowed any loan then your cibil score is negative in nature which is not an issue on this case scenario.
Hi, Thank you for reaching out to us. We will be unable to help you with this as GyanDhan is a loan marketplace, and we will be able to assist you for an abroad education loan in the near future. All the best!
I want an education loan and as per cibil pulled out by bank my credit score is 628. Unfortunately, it should be more than 650. How can I get an education in this case ?
Hello, The minimum required cibil score for the loan application process should be 650 - 700, therefore kindly check your loan eligibility through the link mentioned below. bit.ly/2TBjVYI
Sir i have one doubt my cibil score is 655 in update from one score app but my brother is co applicant , but my cibil is 760 but educational loan or eligible or not please can share any information😢
Hey sir, My father has cibil score around 660-670 But I have collateral (house/plot) and its value is near or above 1 crore I got 7 band in Ielts Can i get education loan for canada?
Hello my credit report is 550 (due to scam happened to me at Mpokket Student loan app which is of 5000rs) , My father has a excellent credit score 800+ and also willing to put collateral of 40 lakhs , i need loan amount of 50 lakhs can you guys help me out?
Hi Nissar! Thank you for reaching out to GyanDhan. You can get your free, personalised assessment by checking out our loan eligibility tool below: bit.ly/2zmJbYc. Looking forward to hearing from you. Warm Regards, Team GyanDhan
