How does your age effect your application for disability benefits? In this video Antonio Bruni talks about how your age may effect your application for benefits. Read more: blog.michlesboo...
i was 30 years old got crushed at a sawmill had 3 surgeons working on me, worked till i was 34 then the mill said they could no longer keep me i was a high risk , set me into deep depression i had been working from age 12 , had shrinks trying to get into my head , work comp people giving me test , they told me to sign up on SSDI , that the money I had been earning for the jobs I use to do, they had no place for me , I signed up for SSDI , 6 months and I got on with 6 months back pay , plus comp & the mill paid me a lump some of cash , i could not sue the mill i was under comp. I lost 80% use on my arms & back . people who do not know me and find out im on ssdi have a fit say i should be working at walmart as a meet & greet , I was earning 45 grand a year , Pay went to 15 grand on my SSDI , walmart pay 200 a week half of the ssdi a month . they must not understand the part i was crushed and i had worked from age 12 . No one wants a guy that's on weight limits 5# not even walmart .
Don't let them call it entitlement either. They owe you your disability check you worked and paid it in. Imagine if you had of paid the amount paid in weekly for private disability insurance. How much more would get each month. Entitlement my butt.
Absolutely the best explanation of tge differences in age and programs I have ever heard!! I am sending this link to several of my friend's for reference in their families. Thank you for taking the time to make this Sir.
I just applied for disability. I am 54 yrs old soon to be 55 in March. I’m no longer able to work full-time but I can work part-time around 10hrs a week. However, it is not enough financially to survive. Been holding on this far, but I hope they make a decision soon.
My brother gets full ssdi. He can’t stop flapping his arms. He thinks he’s a bird. Judge gave him the ssdi for he’s nuts. We love him and call him bird brain.
Seems to me SS works hard to keep you from getting full benefits. When I first applied I was eligible for ssdi but by the time I went through the process I only qualified for ssi. Worked since I was 14. Fell through the cracks of the system somehow. Now I get survivor benefits which is a joke because they cut my ssi so there was no point in applying for those survivor benefits after my husband died. Only got $255.00 death benefit. Ended up having to pay them back $200.00 for overpayment from back payments of survivor benefits. You would think SS could do proper math. $200.00 is a lot when you don't get much. Don't get me wrong I'm thankful for what I receive but the system needs a serious overhaul.
@@SandfordSmythe That was my point by the time you get through the system doesn't matter if you worked or not. Was too sick to work. Had to go through the process. Before it got approved time is what kept me from getting my full benefits because I was not able to keep working while going through the process.
I'm 43 they sent me a letter yesturday saying i was denied because my legs and feet work. I sent the disability office 95 sheets of medical documents and i take over 12 different medications for 5 different medical problems. And my former employer wrote a letter saying i can't do my job anymore because of my health . But now i have to find a lawyer to help me with my disibilty claim.
@@TheShadowVorlon thanks for the information i talk to a disability law office and they gave me some papers for my doctor to sign. So they can get my appeal stared and i have some new medical stuff to Summit in my claim also.
People need to understand Social Security disability is based on their rules of disability. Not what you think the disability requirements should be. Do some research before you apply and make sure you fulfill their requirements with proper documentation to prove it.
@@donaldhebert3395 So I had my AJL hearing about 3 months ago still no decision. I later thought that I should have used the evidence from my eye doctor as it relates to my diabetes which has been going on for over 3 years. Is it too late to add this evidence? If I'm denied at the hearing can I add the evidence for the Appeical Council? I'm 65 year old and I applied at age 63 Thanks.
This commentary flies in the face of what I was told by SS when I was approved for disability (rather quickly) back in 2012. SS apparently makes up the rules as they see fit.
Im 60, year old female.i was getting disibility insurance and disibilty check,then social security changed the name of my check lastly to spousal benefit chech off my husband.ok s.s kept writting me saying they sent me recertification forms to fill out and send back,well no they did not so IN november 2019. Social security took my medical insurance away. I dont have no insurance at all now.
I'm 56 and received my first denial , but was found to disabled to keep doing my old job .worked the last 20 years as a pipe fitter . Also have a terrible attorney .
took me three years to get approved even as a heart failure patient. My attorney was also a moron but my closing statements to a judge is what got me approved I believe because I later found out that he only approves 1/3 of his cases
Blues Dirt They deny everyone first time around. Perhaps for people to give up. It’s so frustrating , but have to be persistent and it’s always better to go in to Social security office.
Blues Dirt don’t give up. Very often disability will fight you. They are also looking for very specific things. It can be a tricky thing. Get a disability lawyer if you don’t have one. But I believe after a 2nd denial you go before a judge who will make a determination on your case.
You have to wait six months after you stop working, but you can apply for unemployment in the mean time. Make sure you have every piece of paper from the from the doctor stating that you will not be able to work.
@@loulou236 Not true. I used to be a CDL driver but now, I only work part time at McDonalds. One can work but not make more than $1000 per month SSDI just approved me today. It was my third try and I had to get a good lawyer.
I worked for 30 years before I had a wreck and broke my neck my back into places and my arm and it was a work-related wreck file for Social Security disability they denied it give me SSI give me $522 a month workers comp screwed me out didn't even get a settlement
Not really fair , was on disability with severe back issues , when I turned 65 was taken off and put on ssi retirement , but someone who is not disabled can collect their retirement and still work , seems to me I should get both as I am unable to supplement my retirement income by working
MOST DEFINITELY hire a ssdi attorney , but as far as a local attorney I don't know , but please get a attorney that ssdi recovery is all that he does ......it's a slippery slope out there. ....and good luck to you.
I'm 49 and already on SSDI , been on it since 42 yrs. old , what are the options for later ? Retirement , more money etc.. I'm barely squeaking by as it is on SSDI. Thank You for your time.
Hello, I'm 54, received SSDI on my first application last year. What will happen to the amount I am receiving when I turn 62 and 67 respectively. I reside in NY if that makes a difference. Thank you for any advice you can provide.
I'm 52 and have both. You should already be getting it. Seems some do and some don't. The SS system is so complicated so it's hard to give a clear cut answer.
Hopefully, if you have enough credits in SS retirements [ you apparently didn't have enough for SS Disability ], they will put you on that at 62 and you can get Medicare at 65. Depending on your income, you may retain Medicaid at 62 and afterwards.
I am 57 worked my whole life from age 16 till now.. was told 7 years ago about my glaucoma it’s gotten worse being a truck driver this is my last month driving ford eye clinic and my opthemoligist have demanded I take the exam so I already know I will loose my CDL and possible my drivers license do I get an attorney first or apply to be turned down then get an attorney? Never applied for any kind of benifits before so don’t know where to start
@small coffee thank you I wasn’t holding my breath on any kind of disability my eyes are still good enough so I applied to be a postal worker and my first day was today 😁 hope your situation improves although that’s hopeful wishes for us both but not reality I am just clinging to hope that someone will have a cure or fix as loosing ones sight is devastating reguardless the age
I'm on social security scents I was three years old until now but my dad passed away over a year ago he was 65 I also got his retirement now so I had to wait acouple of months until I got it but it's ok but I still dont get alot so yeah
I am 52 on SSDI been on it for 15 years at what point does social security say the person is unhirable because they been out of work so long . And I have cancer and arthritis in my spine
@@rickovery I think you can ask to have them reconsider at age 62 for 7 year reviews in writing. At that point you would be too old for them to take you off of SSDI.
Hello, I have friends and family members who worked til their full retirement age and yet applied for and received social security disability afterwards. I would like to know how this is possible? I don't think it's fair to tax payers. I thought that disability was for people who couldn't work because of a disability? No wonder the government is broke. Seems like cheating to me?
You might be confused.... if they had reached full retirement age their benefit (under SSDI) would be same as normal SS benefits. Why would they go through the process to get the same benefit?
Why are you so concerned that people who paid into the system collect a check when they are disabled or retirement age. I would be more interested about my own interest in my time of need. Paid into private retirement and disability funds the same amount would have bought one whopper of a disability policy.
@@decoy2636 I believe you're wasting your breath.... the original poster most likely has their facts wrong. It doesn't make much sense since SSDI benefit would be equal to FRA SS benefits and in fact.... if one is receiving SSDI prior to FRA those benefit convert to normal SS benefits when you reach FRA.
@@imxploring ok I will make a note of your take and withhold further musings. However I do think one should be curious and to be sure check for themselves as well.
@@decoy2636 Agreed.... one has to do their own research..... however experience has shown me that getting an answer directly from the SSA office is often difficult.... and many times wrong.
I do have a question I will be turning 64 this August and I do get disability well I don’t know if the retirement will be included with that I did work set so I was 16 years old at 63 I had surgery and it let me disable and since then I have a triple bypass and now I get shortness of breathI said don’t have full use of my arm I just don’t know if I’d be entitled to any more benefits or not
So, I started collecting SSDI at age 58 (or 59, not sure). I am now 62. Would I want to file for retirement now or not? And do you have a choice and if so which would pay you more?
While I am thanking for your response communication, I am request you to inform me, that wether I am eligible to full aged Canadian Law Valid 65 years Social Security RETIREMENT welfare Benefits, PROTECTION; (I am not asking for disability).
I'm 62 and on ssd and i only make 480 a month , I was on comp but 2 years ago they dropped me , and i was told that my ssd would go up but it never did , would you look into this for me please, and also can i sign up for my pension please let me know!! I can't beleve my grand son gets 760.00 a month and I worked all the years and ended up with 480 a month Thank you Johnnie Sue Gauss
No, if you are getting SSDI that is the amount you would have received at FULL retirement at age 67 which is more than your age 62 amount for early retirement.
@@jeanpearson7856 yes the Social SECURITY Administration will convert your SSDI at your retirement age to social security but you will only receive the same amount of money that you were receiving on your SSDI. That's what I was told by the local Social Security Administration office.
My ? Is when I turn 62 ( I'm 60 now an have been on ssdi for 10 yrs) Do I get the larger amount of the ssdi or ss. I worked on the books for 34 yrs. I guess I'm asking if my SS check is greater then my SSDI check, does the SS Administration automatically pick that for me, or I must apply for it? Or do I have to take the SS check even if it's smaller then my SSDI Check?
Sue William I will be 65 and have been on SSDI for a long time now I broke my back I found out recently that when I turn 65 Social Security will automatically change over for me and I'm sure it will do the same for you if they don't change the rules between before you're 65 or 66 I hope this helped a little
Barb Dwyer a tennis racket? Badminton racket? What do you know? Your obviously don’t have a disability or you wouldn’t be saying that. You have no idea how many hoops people who apply for disability have to jump through. I am sure they would rather have their health. People like you who don’t understand the harsher realities of life with disabilities should keep their daft and uninformed opinions to their selves. No disrespect intended, but 😤
Anyone and everyone receiving SSI and or SSDI will be converted to SS Retirement upon reaching their personal retirement age which varies a bit from person to person based on their birthyear. Which means any and all benniits that were available will be altered to that which Retirement individuals get. The biggiest change will be to ones medical. Where as on use to get a 100 percent med coverage. Retirement individuals med plan is a 80 20 split. Thus where one is use to totally free, now is responsible for 20 percent.
They may "amend" the onset of disability date to your 50th birthday either initially or when you see the judge. I will post a new video with more information about the age change during the application process. - Antonio Bruni
Don't retire it's a scam go work until you die congress and senator need to die with millions in the banks what is the cause this is not my world how about you come in broke leaving broke ain't no money holding me down
No, you've got it reversed. When you hit retirement age (after you apply and/or hit age 66) your disability converts automatically to Social Security retirement.
You will get both social security and SSDI at age 62, however your SSDI will be greatly reduced, and depending on your social security the combined total might be less then your current SSDI
@@merrilymunson5010 I don't believe that is the case. Your SSDI converts to regular SS at FRA. Please check with the SSA. Under normal circumstances the benefit will be the same. Under no circumstances will the benefit be more. There is a very unique situation where it could be less if you had employment income not subject to SS tax.
No matter how SS "designates" the breakdown of your monthly SS check you will not be getting a raise (other than the annual COLA if there is one) when you turn 62.
So I get the bare minimum because I was disabled before I ever had any possibility of working. Our "GREAT" country can't even take care of its most vulnerable!? Cool! Awesome! I basically have 8 months left until I'm on the streets because I can't find anywhere else to live and I can only afford to rent rooms but apparently not even that anymore! I'm desperately trying to find limited income housing in California so I don't have to leave the one state I know as home and reestablish care in a new state with new laws.
@@mind_of_A I did that! Now I rent a room out of the back of a random business. The thing is, all of those options and the options that I have had to endure for 15 years and for probably the rest of my life as I see people not caring that so many people have more money than they could possibly need whereas people like me who really ought to be able to get at least poverty income not below poverty income like it was originally stated to be when social security was first enacted, It's just sad that these are the options I'm faced with. I've already been homeless, homeless shelters are actually worse than being on the street! If you don't believe me do research yourself that doesn't come from one source and isn't biased to one side. Obviously there are homeless shelters that do a lot of good, but, it doesn't expunge the bad that exists. Also, after recovering from homelessness from 2013 to 2015 I have now accumulated a small rooms worth of stuff, call me conceited or materialistic but I kind of want to keep the small amount of belongings I have instead of being ripped away from everything that I have been able to slowly accumulate so far. So again, excuse me for being a bit distraught that I can't even get half of what people make just because I was literally born with my disabilities. But whatever, totally fair system! Also, just fyi, I'm on disability for a legitimate reason and the reason why I can't live in an RV or in shelters anymore is because I need better personal Care tied to my medical Care than those living situations can provide. It would be legitimately more humane for somebody to give me the same treatment you would give a dog versus living like that.
@@tiazadobbs7475 agreed, I REALLY wish I didn't have to stay in California. But, out of everywhere I've lived here is where I'm receiving the best healthcare someone in my situation can get access to. The thing is, every time you have to move, switch doctors, hospitals, etc. you have to go through being rediagnosed for everything you have been diagnosed with. This is a legal thing because if you go from doctor A to doctor B in a new state, if doctor B takes doctor A's word from patient files and previous diagnosis, if the diagnosis is wrong and ends up causing harm to the patient, they can sue and then both doctors A&B are held liable. But here's my problem. I DO NOT have the health to go through being rediagnosed for everything and have to have a gap in the plethora of medications that I have to take to be able to NOT fall apart and possibly almost probably worse. So if I can't figure out a way to get to stay in this area I'm MORTIFIED at the aspect of having to move somewhere where I have to go through this again when the last time I had to... Well that's too much information, just take my word; it was bad. But the thing is I can't find ANYWHERE to live on my type of SSI income because I was disabled before being able to make work credits for any better payout. So I get less than the intended minimum regular people get. 14 years ago, to rent a room from a house was only a few hundred dollars depending on a number of factors. But now I'm seeing rooms being rented for the same price my house costed me to rent. I can't afford that but these SAME people wants first month's AND second months rent WITH last month's rent, deposit, pet deposit if applicable, to make 4 times the monthly rent a month, ridiculous rules, terrible restrictions, ect. Really, it's over the top. Also, the sheer amount of money that they are asking for would be ILLEGAL for me to have since these people are forcing you to have to pay so much and earn so much but in reality, people who are on my type of income can't have $2,000 or more in monetary worth. So, IDK what to do because NOWHERE will take a chance on me even though I'm not anywhere near a bad tennant. But yeah, I think me wanting to keep my healthcare is important and valid but I have to move where I can afford to but I can't afford ANYWHERE in the US, I've been putting out at least 20 applications for 2Years now! I'd love to live in Washington, or Oregon, or Maine, or, well, honestly I'm not picky but there are certain states I do have to pass up because they don't have the ability to take care of me medically, they don't have income protection, or other legal protections from bigotry and hatred. Again, there are SO many more places I'd rather be but I'm poverty stricken, but I've been trying but I don't make 1/3rd as much I need to to survive. I don't know what is going to happen. I'm quite scared because I can't see this in anyway getting any better unless we realize how backwards our actions are and that we've had the ability to elicit real challenge that would benefit everyone in the short term AND long term. I don't know but these Western Imperialist ideologies are not working. But yeah. Again, I agree with you, I just don't have the health, the money, or the connections to move anywhere I need to or want to.
Not half, but 25 % for life,but if you change your mind about early retirement you must stop it before 12 months, and pay back the money you already received.
Yha the got me good i started. Get ssi in 2011 it was all good i got the maxs. I was married. The my wife filled for her ssa she got 900.00 the drop my ssi benefit to 257.11 that not right no one can. Pay my own bills i have medical meds i pay my rent on my land it 250.00 a mouth my check. Gone nothing left the my wife stuck pay everything. Else. It takes everything. She has all the house bills taxes on everything. Nothing lift to live on. If the say it a good American it not at all the think it 1950s pay for the mouth. Government. Need see how people. Can live on ssi if you married. That why i can't. Have max check. Ssi sucks ass i go back to work make more then that one day sense icome down bad copd i not worth anything. In out of the hospital year around
In addition, anyone receiving SSI or SSDI when reaching legal age of retirement which causes a bit per ones age. Will be relabeled as retired and there previous SSI or SSDI bennifits will be changed to that of retirement. Which in total gives less bennifits than SSI and or SSDI. One of which and the most dramatic is the medical bennifits. SSI and or SSDI pay nothing for any form of medical and or medicines, retired individuals, thanks to Obama, are mandated to maintain a medical policy, the cheapest of which is Medicare at 105 bucks a month, which is an 80/20 package. For those use to having total FREE. Coverage as they did on SSI and SSDI. That's a big but to handle.
You sound as ignorant as your thumbnail looks. You shouldn’t spew nonsense. At full retirement age your SSDI simply changes over to SS. Your dollar amount stays the same. It doesn’t decrease at all. Either get it right or stop posting bs.
@@EL-kf8nq How much does one on SSDI pay out of pocket for any type of medical coverage. How much does one on SS pay out of pocket for medical coverage. As a retired person, I'm responsible for 20 percent. Those on SSDI don't pay a dime. Not to mention, various states have bennifit for those on SSDI but not those on SS. Because my retirement check is considerable higher, I don't qualify for most state bennifits. If it's true and a picture says a thousand words, then your retort is a bit short.
@@wmgthilgen True my parents are in the same situation. There needs to be more medical help for retirees. The co-pays and premiums are rediculous for someone on a fixed income.
@@wmgthilgen SS/SSDI or SSI is not in the medical coverage business. SSI will entitle you to Medicaid. SS retirement will entitle you to Medicare at 65. SS Disability will entitle you to Medicare two years after its award. And you seem to be confusing SSDI with SSI.
@Starla Grady noones beating up anyone noones not saying anything but my case its not cause i just want it youre juding me already..listen to your own words and abide by them..have great day!
Yes sometimes it takes a while. Those who have never had to try it have no idea of the stress and whoops one has to go through. But you have no other options when your in need of it and someone behind a desk decides. If you didn't need it your certainly wouldn't put yourself through such trevail. This is how whacky ss is. My sister has six brain tumors and three are cancer. She is legally blind. And a host of other issues and all of the sudden they took her check still don't know why. She is in the process of getting it back when it never should have been taken in the first place. Anyone who hasn't dealt with ss doesn't have a clue how it works. They do this type of thing all the time to people. You can lose your benifits at anytime for any reason they see fit. It's a shame.
This explanation doesn’t have a lot of logical points in it. What I mean by that is your parents can literally collect SSI because of your disability at birth. Because of that the whole age thing doesn’t make any sense at all because in that case you’re not the one applying, your parents are. And people wonder why SS light has no money. In my opinion they need to stop letting people apply for SSI just because their children are born disabled. They should have to wait until their child is a certain age before they even consider it and even then they shouldn’t be allowed to use any of the money because it’s not theirs.
I'm sure any parent would want a healthy child over any amount of money which would never be enough to really care for a special needs child. You need a Heart check.
@@waynemorris2342 this person difinetly has a heart problem. I've had a sick child. Trust me you'll want their health over money. Thank God she is a healthy 23 year old who is married now. I'm thankful for the help I got for her when she was so ill. As the saying goes walk a mile in my shoes. Shouldn't judge unless you've been in that situation. Because if you have you wouldn't judge so easily. Life is hard enough no judging needed. I just have to wonder about some people. Hopefully they want ever have to need for anything. Have a blessed day Aaron 🙂🙂
Yha the got me good i started. Get ssi in 2011 it was all good i got the maxs. I was married. The my wife filled for her ssa she got 900.00 the drop my ssi benefit to 257.11 that not right no one can. Pay my own bills i have medical meds i pay my rent on my land it 250.00 a mouth my check. Gone nothing left the my wife stuck pay everything. Else. It takes everything. She has all the house bills taxes on everything. Nothing lift to live on. If the say it a good American it not at all the think it 1950s pay for the mouth. Government. Need see how people. Can live on ssi if you married. That why i can't. Have max check. Ssi sucks ass i go back to work make more then that one day sense icome down bad copd i not worth anything. In out of the hospital year around
Sorry. I don't understand the problem. Of course you can make more working than on Social Security. Social security was not the end all for retirement. It is ment to help out. Most adults at retirement age. House paid off. Kids gone. Just you the wife and a dog. Some states are cheaper to live in than others. Explore you options. Calm down. Read and edit your post. It's hard to understand.