Annuity Principles And Concepts - Life Insurance Exam Prep 

Great job! WOOHOO!!!!

Awesome man! I will keep them coming then!

Thats awesome!!! I'm glad I was able to help. I appreciate you reaching out. If you'd be interested in potentially working with me, just text me at 774-606-6847!

Awsome!! If you would like more information on working with my agency, just email me at jve@thejve.com

I’m glad I could help! If you’re interested in an opportunity with my agency just email me jve@thejve.com we can see if you qualify

Yes its a lot! Just be consistent, it will come to you!

how did studying end up turning out for you?

Wow, thanks!

Awesome, I'm glad to hear! Are you going to be working with me? If not, and you'd like to, send me an email at jve@thejve.com and I wills end you info on my agency!

I'm glad I could help you!

Ty man!

Glad it helped!

I’m glad I could help

Awesome!! I’m glad it helped. Anything else I can help with? I also have a channel on life insurance sales! It’s just my name. Justin vom Eigen. In fact, I’m commenting from that channel :-)

Did you pass your exam?!

Same here. Xcel in NY. The whole prep is dry. He helped my first few chapters breeze by!

Ty for that! I know those courses can be confusing. What else can I do to help you?

I'm glad I could help

I'm glad I could help Jess!!!

@Life Insurance Exam Prep well I passed with an 89 !!! Lol

Ty Andre!

Ty!

Good job!

I’m glad I could help

@@LifeInsuranceExamPrep you sure did. I took the test yesterday and passed with an 85% 😭

@@dpham247hey hows the license going was it all worth it?im taking my exam on the 31st.

Dude that’s awesome!! I have a ton of insurance clients in Missouri. Our agency sells there. I do a 3-4 day split, 5AM-6AM. usually: Monday - chest delts biceps abs HIIT Tuesday’s - Hams calves Wednesday - rest Thursday - back triceps abs HIIT Friday - quads calves

@@LifeInsuranceExamPrep oh right on that’s almost identical to my split lmao also I PASSED! FIRST TRY!

@@pimpinondemhos101 wow!! Congrats!!!

Good job!!

Ahh its definitely nervewracking! Let me know how you do!

Yeah I think I already have that, just do a little searching :)

Idk :(

Sure

Sure just email me jve@thejve.com we can set it up

With some returns

yes

not sure if that was a diss but I don't sell annuities lol. They do have a place, but I wouldn't recommend then for someone young.

Yeah people don't do stuff for free lol

@@coltontucker9604 Buy term life insurance and no load mutual funds instead.

​@@paulbrungardt9823 Suitability isn't the same for everyone. Just because you only like term policies doesn't mean other people want to just buy a term policy because it's cheaper or people don't get much commission? Is that what you mean? There are other benefits to an annuity or whole life policy etc. Different people have different needs, especially where people want to put their money. Some people want to do more with their money and they have people to care for once they die. Term is only for a certain time period and when you go past that period then it's no death benefit guarantee. Unless there's a convertible option or renewable. Upfront costs in large amounts/commission earned by an agent VS hourly wage/salary. It's just different so what? It's not really a con since insurance companies have the means to pay in large lump sums and policies are still regulated. Agents have to get licensed etc. I don't consider their products a con at all. My parents had one and it helped during Covid times-death benefit and cash value. It's just being responsible with what you do with your money. Everything is pretty regulated. Like for cash value in whole life- read on Modified Endowment Contract. We can't use a whole life policy as an investment tool anymore, but back in 1988 people did it. Everything is taxed for gains. Annuities are interesting too. Another way to liquidate a large lump sum instead of creating an estate like whole life. Why only term for you? I suppose I used to think things were a con too until my dad and cousin died. Now I just feel differently about finances. People make a huge deal about money. Sometimes it's not cheap or instant gratification, but it helps long term.

So someone who is 70 statistically won’t live as many years into the future as someone who is 40.

@@LifeInsuranceExamPrep Individually I would disagree. Many 40yr olds in a given group, might be overweight,diabetic, high blood pressure, smokers/drinkers, dangerous hobbies or occupations. Cancer.Nothing is absolute or guaranteed. My cousin died at 38 and my grandfather lived to 97 .

@@clydeb7713 yeah I understand where you’re coming from. The insurance carrier, however, doesn’t see the same way unfortunately

@@FinalExpense My point was if you said statistically, as a group, your statement would be more accurate. You however implied an individual would live more years based solely on their ages without other factors Insurance companies as you know base their rate classes on the many risk factors besides age. Your lessons are good overall so I'm not trying to discredit your teaching.

My cousin died at 33 and he ate fast food almost every day. Our grandma died at 90 with mostly healthy eating. Preventative care still matters. Reducing our chances of dying by choosing healthier habits 😫