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Apple Card 🍎 💳 Review / Who It’s Good For. 

Humphrey Talks
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Apple Card 🍎 💳 Review / Who It’s Good For.
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13 сен 2021

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Комментарии : 51   
@bleron_26
@bleron_26 Год назад
I got it because it's metal and no foreign transaction fees
@drewparcel1727
@drewparcel1727 11 месяцев назад
Apple knew exactly what they were doing choosing to go with a metal card. It used to be a status symbol if you had one of the American Express black cards that were metal. They were out of reach for 99% of consumers so this is an obvious nod to that.
@adamperry8497
@adamperry8497 5 месяцев назад
Everywhere has Apple Pay basically. 2% on everything is honestly really good for no annual fee card. And the UI is the best out there. Great card for daily spending!
@kaleb.413
@kaleb.413 Год назад
not easy to obtain😂😂 credit score been over 700 theu say it’s too low still
@sikariop
@sikariop Год назад
same with 670
@jonathanl1201
@jonathanl1201 Год назад
I got mine when my credit was around 700.
@kendrickmelendez8185
@kendrickmelendez8185 Год назад
With some of the fine print I read, I think they’re biased if you’re a constant buyer/subscriber on your apple account, hence all the data they push. Idk, just my theory.
@JBALLER02
@JBALLER02 Год назад
Probably debt to income ratio or you don’t make enough
@gerardogalvan9921
@gerardogalvan9921 Год назад
@@sikariopI got mine with 670 last week. They said that they were having problems before but now it’s fixed.
@justind9019
@justind9019 10 месяцев назад
Pay it off, in full, every month…just like I do with my other cards….bc I’m responsible 😂
@davidcoleman9275
@davidcoleman9275 4 месяца назад
I did that and they locked my account without given me reasons
@LeahDykema
@LeahDykema 10 месяцев назад
Love what you said at the end, best advice for a credit card owner and user one can give.
@dxrksideofthemoon
@dxrksideofthemoon Год назад
Citi cash back is weird about it though, they make you wait a month I’ve heard. Apple gives DAILY cash back
@mrkaiman3052
@mrkaiman3052 Год назад
Not entirely accurate anymore because the card’s benefits changed slightly and it’s no longer easy to get it.
@tallfreakfaves
@tallfreakfaves 6 месяцев назад
The main benefit is that it allows you to get an Apple Savings account. Those dividends are $$$$$
@nycat5132
@nycat5132 9 месяцев назад
I was told to never use more than 30 percent of your credit limit. If you pay in full how then will you establish credit ?🤔
@LuckyCharms777
@LuckyCharms777 8 месяцев назад
You’re establishing credit just by having the card even if it’s never used. It shows that you’ve had credit extended to you for however long you’ve had the card and that you didn’t max out the card, pay late, or default on it. If you pay in full, it shows that you used the card and paid it as agreed, which means you pay your bills so therefore you’re a good credit risk.
@nycat5132
@nycat5132 7 месяцев назад
@@LuckyCharms777 nah they rather you use it making them money 💰 at the same time you better not go over set credit aka 30% or you messed up!! Truth was told.
@RandoPandaSmiles
@RandoPandaSmiles 23 дня назад
That’s not how building credit works. You don’t need to carry a balance each month. In fact, doing so actually hurts your credit score. Because your debt to credit ratio is weaker.
@yabkalharris698
@yabkalharris698 2 года назад
Good review
@joelsantiago9853
@joelsantiago9853 Год назад
i got it to finance iphone into payments one of the perks is buying apple products without interest pay later program with 3% cashback
@priyank_modi
@priyank_modi 11 месяцев назад
How to cancel my payment schedule I made 2 time same payment schedule now I wanna cancel one of them.😢
@alexle7964
@alexle7964 Год назад
I was using Citi Costco. Is that Citi double cash card any good?
@shammygod1571
@shammygod1571 8 месяцев назад
Yes, better since it’s 2% flat with Apple Pay and the physical card
@margotrobbie8582
@margotrobbie8582 Год назад
U need to link to ur card?
@udayhomeful
@udayhomeful 8 месяцев назад
I want that card.
@zarao.carroll30
@zarao.carroll30 9 месяцев назад
I can’t get in the credit card, I really want unfair
@Sundance94
@Sundance94 2 года назад
Would you say this is a good card for someone who just recovered from a bankruptcy after 2-3 years ? Or what do you think is best looking to only pay off every month I been living debit for over 8 years haha
@1224jm
@1224jm Год назад
There’s other cards out there that have better returns in cash back and are beginner friendly like the citi double cash
@phorn_khann
@phorn_khann 8 месяцев назад
Congratulations 😅
@TwoTwenty7
@TwoTwenty7 2 года назад
Ok.
@snowbank8875
@snowbank8875 Год назад
What credit score do you need to get this card
@MalakiDaniel
@MalakiDaniel Год назад
He said in the video at least around 600
@snowbank8875
@snowbank8875 Год назад
@@MalakiDaniel thanks appreciate it
@mitulpatel9378
@mitulpatel9378 Год назад
I got mine when my credit score was only around 680
@snowbank8875
@snowbank8875 Год назад
@@mitulpatel9378 thanks I really appreciate it do you know if hard inquiries matter I got 5 of them
@AnonymousTaco3472
@AnonymousTaco3472 Год назад
@@snowbank8875 I think I had around a 670 when I applied and was denied, most likely because I had around a 8 month credit history, so maybe be careful about if applying if your credit history isn’t older than a year or two
@ndividual2744
@ndividual2744 Год назад
Great starter card? Lmao yea right you can’t even get this with starter credit 😆
@martin4819
@martin4819 Год назад
This is a horrible credit card unless u pay everything with Apple Pay. Their are a few CC that offer 2% cash back on everything so why would u get this? Play the game and have a few cards and u can 3 to 4% back on everything.
@LuckyCharms777
@LuckyCharms777 8 месяцев назад
The reason people get this card is cardholder prestige, not because it’s a great card.
@mkaay2
@mkaay2 Год назад
Too late. I already got approved....
@Charlesmarcel-ee4ke
@Charlesmarcel-ee4ke 5 месяцев назад
Me too I’m watching my mailbox like where is my Apple Card 🥰😎💳
@Dribbz07
@Dribbz07 11 месяцев назад
Trust in Jesus for everything ❤
@BirdOnABanjo
@BirdOnABanjo Год назад
Was that the OC box set at the end there? 😂
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