Apple Pay vs. Samsung Pay vs. Google Pay: Which is best? 

not used yet.

Does it require NFC???

-Paypal- samsungpay

google pay. because i don't live in a backwards third world country like america.

;) the biggest paying service in denmark .. is mobilepay

Alex Top true

Exactly what I was thinking...

Alex Top RIGHT‼️‼️‼️‼️‼️‼️

Thought I'm the only one

Alex Top she did say she already memorized the number and didn’t want to have to memorize a new one.

Samsung pay isn't available in Germany :/

@@THW69 there is no Apple pay and google pay in korea XD only Samsung pay

When i showed my friend who uses iphone x how samsung pay simulates the paywave feature from my debit cards, he was so dumbfounded, he could not believe how it works

@@THW69 Germany seems to ban everything at this point that state doesn't like

😂😂😂

I used it at most gas pumps too!

Yuri G I don't trust gas pumps man

King Alucard how do fill the gas then?

Yuri G I've never though to try! I just assumed it wouldn't work. I'm gonna use it next time.

Yuri G pay inside bro , never use cards outside , if you do make sure you check that no one has messed with it , ppl add devices that can scam you ,

Yep, it's crazy how it's so different, i've always used NFC, but never once did i have to used a magnetic strip reader !

Exactly

Yeah but in Germany, many stores don’t accept credit cards. We have this stupid old fashioned national debit payment system called girocard, which can’t be used either by Apple or G Pay.

@@JakobWetter Dafür haben dann Banken ihre eigenen apps fürs mobile bezahlen, das geht dann auch mit girocards, also nicht gleich unötig beschweren

@@JakobWetter you can pay with debit card if you have Samsung pay.

coffee keeps me going cash or paypal -sent from my lumia

LMAO... Samsung, sent from iPhone X..? 😂😂😂

Tavo 323 *thats the joke*

God Help The why do you think I'm laughing..?

Lolz

Richard Laguardia Yeah I have the same reaction from cashiers. I love the shock and surprise look on their faces when Samsung Pay works. 😂😂😂😂😂

Richard Laguardia the cashier is probably apple sheep

Ha ha all the freaking time. That face a cashier makes, makes me want to buy more crap that I don't need just to see it lol.

I walk inside a old store, exhausted from work I pick my product. As the cashier passed the barcode to the laser, i got ready to use my Samsung Pay. It is one of the latest and greatest technologies. I already can see the cost of the product, as im about to take out my phone the cashier smiled and stated “Sorry it doesn’t accept mobile payment”. I was looking the cashier in the eyes. “Try me”. I Swiftly take out my Samsung S9 and pay for my item, surely i know the cashier was impressed, but for me was nothing new. “Wow how did you payed for it!?”. I gently tuck my Samsung S9 onto my pocket, and looked at the cashier. “Oh that, pfff, thats nothing new Kid” I was sure i made the cashier moist with my amazing technological device. My time was running out, i pick up the bag and walk out of the store. I felt proud, happy for proving someone wrong yet again, as I put my Shades and drive.

Richard Laguardia I get the people (usually Target) who think Samsung Pay and "Android Pay" are synonymous and that my Google Pixel should work when in reality their terminal doesn't support NFC 😒...

Except that it has not worked for the last year now. Verizon does not support it.

@@mikethelma Except I have Verizon and I've used it recently?

mikethelma I use mine with Verizon

6:35 what happened to Samsung Pay?? why it didn't work???

@Lukas Gröndahl isheep

Why wouldn't it work? Don't get the joke? Is it because it's a s10? And not iphone?

Carlovesfam calm down buddy

@@carlovesfam6069 👏👏👏

@@SJokes so is samsung pay better than google pay?

@@curtisking8393 100%

Adam nvm

Adam light years are a unit of distance not time

I agree. There are brand new stores being opened now that don't have NFC payment systems. 🙄 Samsung Pay ftw! 😊

The old terminals are a legal loophole so the banks are responsible with the NFC the banks can wipe their hands of responsibilities if fraudulent activity and the store is responsible so I don’t think the old MST will be around like in Australia there are gone all NFC for like 10 years now

It's only really an advantage in the US though since most other countries no longer accept swipe cards

Alonzo B. Bonaparte I never thought about doing it that way. Cool as fuck

Alonzo B. Bonaparte What do you mean you use it to open bank doors? They require cards to get inside the bank?

Dondre Pete some banks you can tap the you're phone where you whould place you're card and the door will open.

Dondre Pete SOmetimes in the US they require a card to unlock the door to an ATM after business hours, that’s what I think it is. ANd he was able to use his samsung phone in place of the card.

Luigi A NO ! you can use you're Samsung pay enabled phone to open the bank doors and to use it at the ATM machine. I actually just did it at a BOA branch today. 6/13/18

It won't work if you have to insert the card. Only works for swipe payments.

@@taydinghan00 and NFC just like the others .

I totally second Jacob here. My experience is exactly the same. Most of US citizens buy iPhones soooooo blindly that they have no clue what other phones like Samsung have to offer (which in my opinion is faaaaaaar better than iPhones). For instance they have no clue what Samsung pay is and the moment you say "I'll pay thru Samsung Pay" they'll bring up the screen on their terminal which is used for manually keying in the credit card number, obviously Samsung Pay will not work when their system is in manual entry mode. I've to repeatedly tell them to act as if I'm swiping my physical card and then let me use my phone when it's time to swipe the card. Finally they understand that its exactly similar to physical credit card swipe as far as they are concerned and are amazed when the bill prints out.

I used a self pay machine at a Lowes and my Samsung pay didnt work. I then tried with the teller (not sure exactly what her screen said but we tried debit and credit) and still no dice. It's worked EVERY other time tho, I have a feeling it was just a freak thing.

I hear you but not everyone likes confrontation enough to be "persistent". You put up with crap all day at work and home; who wants to argue with a clerk making $12/hr? It's perfectly reasonable to factor that into any comparison even if it's not Samsung's fault per se.

I fuckin love being an Aussie

No one swipes cards anymore outside the US. In some regions such as Europe or Australia, NFC is ubiquitous, and in others such as Mexico and other parts of Hispanic America chip is already the standard, but magnetic stripes are part of the past in most of the world outside the US.

Most people in Australia at Maccas drive through nowadays. Mcdonalds: ok drive onto the pay window Customer: vroom vroom Mcdonalds: how do you want to pay? Customer: paywave

@@dhanichalmers3553 not anymore I bet

Agreed, Oz is MASSIVE on tap n pay especially mobile payments.

Yeah in canada it's all contactless.

Same in our little balkan country lol. Murica needs to catch up.

Same in Ireland, even the smallest shops have contactless terminals

Made in USA: Apple Google All of the above are the most popular forms of careless payment in the world Made in Australia: ( ͡° ͜ʖ ͡°)....? This folder is empty

Cargo pants FTW wait isnt samsung made in korea....? or am i just dumb

Like what gifts are obtainable?

@@stevethea5250 $200 visa card

@@stevethea5250 I kid you not, you can redeem a note 9, a 4k tv, a gear watch, iconx earbuds, ect. If you have enough points. Will anyone ever be able to do that in a reasonable amount of time? Probably not, but the fact that you can at all is insane.

@@stevethea5250 any samsung product even note 9 too

TheBlooRayChannel lol, doesn’t even work here in northern Europe so no. Not very available around the planet. Apple pay was here first and is now everywhere. Literally everywhere, nowhere you can go and not be able to pay with you iphone.

@@p0p4 first, google pay came first. Seconed, apple pay isnt accepted everywhere, the machine needs to have NFC, meaning it would work 60% at most.

@@p0p4 sorry to break it to you but it's not in third world countries.

@Gabri Tek Not in Sweden, samsung pay is the way to go here

Hotel? Trivago Too easy.

Debit good too?

@@-Yeti- yes

Addala Shiva ok great, thanks 👍🏼

Yup

If it doesn't take NFC how is it getting the signal? You can't physically swipe your phone and you can't use those barcode scanning machines.

KYMNAM , well go to Payless 😂😂

KYMNAM, the worst is your grammar.

Hello "high on life" how've you been dear !

Junior Hastings 😂😂😂

@Evan Playz no, I think he meant that he has to pay. Not apple pay. Like the worst part is that he has to spend money.

Neil Akili what do you do at sit down restaraunts?

SwiftTone *gives entire phone

SwiftTone If I do go to a sit down resturant I will bring my card. But I like to cook my own food. Resturant are a huge waste of money and I only go to them on special occasion only.

SwiftTone Cash maybe? I doubt people have stopped using even cash

Samsung pay is the best

Exactly! it's there from years but really Why they never advertised this pretty thing.

It's beautiful.

The S10 does not have MST

@@blueberry_dino4675 yeah it does

The problem is that MST is still a feature. Just shows how backwards the US is. Almost every other country uses tap or chip now, and there would be no point of MST.

The Android market is split between different companies, that's what they meant. Google pay isn't only on Google devices.

Yes

Guess the same way apple pay is just for iPhone ...Google pay for most android pHone...Samsung pay for Samsung phones

@@bringbacktron that's because google MADE android, ofc its on android phones

Depends on the device you own. Some Samsung devices such as the Galaxy Watch don’t come with MST anymore, only with NFC.

I love you.

@@hollyinhell love u too no homo

What I don't get it

K

My man. Soulja boy pay for the win

joe bloggs I’m in the USA and can say it’s a trust issue here that still most people don’t really trust any digital paying system

I found this reveal shocking too, i thought it would be the other way around. I hardly have any problem using Apple pay in the UK.

joe bloggs just having machine supporting it is not enough when service is not available in that country

You should check out China's system. 99.99% of vendors (including street peddlers in the back alley) take QR based payment. You basically scan their QR code they have posted and it pays them. I was shocked!

joe bloggs What are you talking about? Apple pay isnt even in Germany....

Cliff Peters bad

Except it doesn't work on majority of the banks and cards out there...

You even get rewards for using Samsung pay!

Daniel Chavez! You can't go wrong!👏 Samsung all the way!😎

That shit is trash

Suresh Kumar Dude Seriously

@ swift boiz The vast majority of stores are still on MST where I live and others will agree with me too. So your comment is irrelevant to a lot of people out there using Samsung Pay.

Swift Boiz I doubt the fee has anything to do. Apple charges the banks higher fees than Samsung, yet Apple Pay has expanded to a lot more countries than Samsung Pay. Also, this video is obviously aimed at the US where a lot of merchants still don’t even have a chip reader, let alone contactless, such as the illy Cafe shown in the video at 6:00 minutes, where they only have an old 1990s magnetic stripe reader attached to the computer screen.

Martell Tha Cool me too

bad65dad indeed, man

How

Natas Kaupas you pay with samsung pay and they give you points in which you can redeem gift cards

Martell Tha Cool I like Google to send cash to friends. Samsung's pay for stores.

Damm I didn't even know that and I just bought a Samsung. I went from a phone that doesn't even have nfc and that's the be only reason I switched phones to a Samsung flagship. Not knowing that was the best one for what I wanted 🤣. Awesome!!!!!!

Well in Europe almost every terminal accepts NFC. The problem for Apple Pay here in Germany is if the store accepts credit cards, instead of our own stupid national electronic payment system.

XD

@@JakobWetter: I had a feeling government mandates would be behind the screw-up... esp. if it's an EU mandate.

Apple is way better than ugly Samsung

@@reynardrouser7863 Yeah, if you've wanted to look the same for the past couple of years XD

r/thathappened

i read that like the bruno mars song

@@DreiGuapo Same here!

that happens to me all the time ~ hahaha

@@SporkPlays212 I have fuking reddit

Ok

tony lansky It did, now they've taken away the most beneficial reward the free visa cards. Samsung's being cheap now. Now you have to save up thousands of points for their mostly outdated merchandise (which isn't selling well) or gamble your points to win a prize with the digital spin the wheel gimmick (which you never do).

What rewards?

@@stevethea5250 items, samsung accessories or digital gift cards you could save up for with your points you acquire by making in a debit or credit card transaction. It was a nice program but now it's shitty because samsung has raised the amount of points you need to acquire to get items and limits how many points you can acquire in one month. They've recently removed the visa gift cards as an item you can acquire with the points.

Tampabruh at least samsung still give you something unlike apple and google so it's not fair to say that samsung cheaped out and they had those rewards at the first place to bring people to the samsung ecosystem but now with more users they would have been in a loss if they continued their rewards from a business standpoint.

Warning: incomplete transactions on Samsung pay leave that “token” available for 24 hours. If the token were to be intercepted during transmission, it could be reused. The caveat is it could only be intercepted by someone that is standing physically right next to you using an obvious electronic device. The point is whenever you experience an incomplete transaction immediately close the Samsung pay app and clear your devices memory via the device manager. Better safe than sorry.

how do you know if most places will work with Samsung pay if they keep saying enter your chip into the machines everywhere I go

@@dakotastorms1255 From my experience anywhere that has a machine that has a swipe option accepts samsung pay

@cedric1997 It works with the chip readers too. If it doesn't sometimes you can insert a blank card(such as ID or membership card) to get the sensor started then tap phone.

I have $34 in points from using Samsung pay

Thanks bro

Alvaro Mady it's so everywhee that even merchants don't know that they can accept mobile payment:D Samsung pay is awesome, Maybe someday.... In 10 years I can finally use it in Germany.....

Ive even used my Gear S3 watch at a gas pump that wasn't mobile payment friendly. Swiped the driver's license to activate and then quickly put my watch signal into the reader lol. Awesomeness. Plus the samsung points and rewards for visa gift cards are fantastic.

Brandon Moran just another 90 more purchases to get a powerbank :)

Brandon Moran Question is the gear S3 watch the Apple watch, competitor?

Armando Morales yeah.

Dominican Daddy Indian, ofc.

6:35 what happened to Samsung Pay?? why it didn't work???

@@tarunhiremathdr that kiosk doesn't accept it. It's an old video. Now a days most kiosks accept NFC payments. It works better than apple pay.

Nope Samsung pay mst is disabled in the UK

Raghav Sharma No They copy features and make em worse Stop praising Samsung They ain't perfect Neither is Apple

GAMESupporter Gaming which feature have they copied and made worse?

TheCrack in what way is TouchWiz a copy of IOS? (BTW, it's now called Samsung Experience if you're talking about the newer versions)

TheCrack you really have to be reaching there, the only thing remotely close in TouchWiz, not even the newer Samsung Experience, is the coloring, but in the new skin, they look completely different.

TheCrack mate have ever used an iPhone or a Galaxy? They aren't even nearly similar; just look up the S9 icon pack and then look up the iPhone X's, the menus and everything are very distinct, the Samsung Experience has an app drawer, and finally, their animations are different. No way is Samsung Experience a rip-off of IOS.

Live Tech Australia it's got to be higher than that.. I'm struggling to remember the last time contactless wasn't accepted

Could be. I don't have any specific numbers to back it up.

Dane W Yeah I keep forgetting my pin cuz of that lol

A report from Visa in November 2017 showed that contactless payments here in Australia were 92% of Visa face-to-face transactions, up from just over 80% earlier in the year. With a big rollout of updated eftpos machines earlier this year, I'm sure we are higher than 92% today.

We lag a bit behind in Canada, but it is certainly better than having to watch someone in the US stare at the bottom of a reader to figure out how to use EMV.

It's at home in one of my jackets, I just haven't bothered figuring out which one 😂

Vanessa Hand Orellana I hope 🤞🏻 As a former fraud analyst in a credit card company I heard that phrase too many times from clients that I informed of strange activities in their cards.. 9/10 it was stolen.. You should check your card activity and go look for it.. 😉

why tf are you paying for stuff with a ipad? Same goes the otherway, Apple pay doesn't work on anything but apple devices.

because she mention Samsung pay works 99% of the time and only one time it doesn't work, and she said ipad based system lol

Ya know, I've used Samsung Pay to buy things at the Apple Store ;) In the 1% of cases it doesn't work, it's not the fact that it's an iPad, it's that the system running the payment system doesn't work with MST.

the lady on the right is such a iSheep

no she's not she has just been locked in by apple and has not been able to try anything else. that's not her fault.

Anas Adani we indians hate iphone yeah

@@hairstuff371 Lol

🖕

Josh Mole ???

Nope apple pay

That's pretty true, I just switch from Apple to the Google Pixel 3 and I love it so far, there are some things I miss from Apple, it's a lot easier to use and to tweak annoying privacy things than the others, but the Android phones do have a lot more features, or at least the newer ones

@Julien Lindauer but Samsung pay works virtually everywhere so they improved on apple's idea

@Julien Lindauer Google Wallet came out in 2012. Check again.

i phone or for g@ya

@@trevordoeshalloween5994 they didn't improve on Apple's idea. It's an entirely different technology. That's why it works and Apply Pay doesn't. Samsung pay uses the magnetic reader, just like a card does. It literally works at almost EVERY card machine. My nearest convenience store gives me a "chip read error" but I have used it everywhere else, without any problems. People constantly tell me "we don't take Apple Pay" or "we can't do electronic payments", and then I pay with Samsung pay. It's not an electronic payment, like people think, but just communicating the card info with the card terminal.

It's a strategy from Apple to convince Samsung users to switch to the Apple ecosystem which is stupid, but hey its for customer attraction.

Mark Clarke happens to me every time. They say it doesn't work, then it works

Haha... Same here... Then there are those iPhone zombies behind me who try and use it... Feels good telling them their iPhone won't work only Samsung... 😂😂😂

Mark Clarke I cant wait till I get credit card and be the only one able to use it since Apple pay sucks compared to Samsung Pay.

How's the S10+ ?? I'm on 8+ lol

@@klipzers big upgrade for me, since I had the HTC one m9 for 4 years. Solid phone, only other galaxy I've had was the s2. My gripes are how the screen curves and accidentally clicking sometimes from side presses, but that's mainly on RU-vid. But overall I'm happy with the purchase. My old phone battery was dying and over heating so fast so I needed this. If not I probably would have waited for the 5g or note10.

themessiah809 Yup... I love making them feel stupid...

Tavo 323 that's the best part lol

I love it when that happens, I hate it when that 1 in million time it doesn't work and you have walk away in shame 😂

people are stupid my bank added google pay compatibility people complain "it doesn't work" but don't know you have to actually get google pay. -_-

Mayur Gianchandani yeah, but she's comparing the apps, not devices

AwesomeGuy I got that but I'm just stating an advantage with Samsung Pay supported devices.

Mayur Gianchandani so Samsung devices? And yeah, a lot of the features they offer that isn't available in stock android are pretty great

Yup. And that's the advantage of samsung devices . You can use samsung pay or google pay then bixby and google assistant.

future1997 not true. When I go to bank of America, I just use Samsung pay to pull up my card. Who needs to do their research again?

Aaron McDaniel that's one bank. What about the others?

I dont use the others. Just here to point out your original comment is in fact wrong. Good day :)

Aaron McDaniel it is correct. The person in the video did not use a specific brand Bank, which is the reason why said the comment. If she used a bank of America or maybe even Chase, she would have e been able to use it

future1997 Straight White Male Alert!!!

The missing security is worse than stupid. Means that if someone steals the phone from your hand (ot if it has got a bad security like face unlock) they can turn off screen/phone time out and shop away untill you lock down the phone remotely...but since your phone is stolen that can take some expensive time, ESPECIALLY if you are abroad (where the risk csn be a lot higher for theft depending on where you travel)

@@bigbadboogie6842 if anyone steals a card you could just call the bank and they will block it out.

It’s not stupid. Any thief can press continue if they were to go on a online retailer and use your info. Having any sort of security measure is smart including Face ID which works really well. (Not sure what the other guy is talking about)

@@bigbadboogie6842 what's the difference from using a bank card? In Australia we can spend $100 without using pin code or inserting the card you just tap it like the phone. So you can literally take anyone's card and spend as much as you want as long as each purchase is under $100

@@bigbadboogie6842 just call the bank and block the card

Tf u buying?

If you want privacy just use bitcoins. Trust me you can buy whatever you want

Or in Canada

Yeh good point

I live in Oslo, Norway and most terminals are waaay behind the game, even in compare to Poland, where you coud ppay with NFC nearly everywhere!

Bish isnt it obvious??

Yh America is really behind on payment methods, almost everyone has contactless in the UK

Right?......DUH!

Everytime I think of your comment, I "lmao". Not many would have picked up on that.

Exactly what I thought.... Stupid comment from her

I was thinking the same thing!!!

🤣🤣🤣

i use paypal all the time, samsung pay lets u link a paypal card too. love it. I've even used my samsung pay watch at a gas station pump not ready for mobile payments by swiping my driver's license and quickly putting the watch signal to the card reader lol. Awesomeness.

Me me me!

me:)

tmn36 I hate the fees for sending money though

has it need any fee when to pay friends by paypal???

Just like a upi tech?

We don’t use the magnetic stripes anymore in Latin America either for security reasons, but since contactless cards weren’t a thing in the region, the only thing that’s accepted everywhere is chip cards being inserted (or Samsung Pay over MST, since all the terminals still have the magnetic stripe reader too despite that it isn’t used anymore).

Good to know, will have to try that -- then again, does kind of defeat the purpose of having just the phone with you!

yeah, but you get your .5 pt for the transaction.

Cool tip. I want to try it

Or just go inside to the cashier and use your Samsung Pay at the terminal. We've gotten so lazy! Although I would be interested to try your method.

@@runegeezy Just because you don't want to go inside doesn't make you lazy lol There could be a big crowd in the store you just want to avoid or don't have time for... No judgement.

Mersid Kajic yeah but it doesn’t really matter. But some make a big deal out of it. Like why don’t you use cashless pay? Or why do you use cashless pay?

I’m an international student from China. To be honest, convenience wise, there’s no difference. Because not all of the stores take Alipay or WeChat pay, so I still had to bring cash with me just in case. In the west, cards had already been there since forever before mobile pay came out. The cashless system in the west is to replace cards, while the cashless system in China is to replace cash.

So does India now.

I don't think they can actually see RU-vid.. so....

This cavemans cant watch youtube

Gman Gear 😂

UnderArmor_Boy J.H.S at least they've invented the iris scanner, and samsung pay is better than those 2, plus the edge screens, and the heart rate & 02 scanner, 5 of them is actually samsung's innovations

UnderArmor_Boy J.H.S and the IP68 title, plus directional unlock and bixby voice unlock

ok then bud 💯🍎

Swift Boiz Sasmung put out things but later on improve them but apple takes those ideas and says that its theirs

cory ddp They sounded so disappointed when Samsung won 😂

She probably did, but banks in the US don’t block apple pay when they block the card. No need since it’s a different card number assigned to the iphone.

But the samsung better because it uses MST wich mean real replace

ahkh but you can’t use it in online orders, plus my concern is security not what’s best out of Apple Pay,Samsung or Google

@@MrG_wasTaken Apple pay is terrible, and onoine orderd Paypal the best. "You feel Like secure" But in reality doesn't mean it is secure because you didn't try others+you don't have a source of security.

ahkh lol paypal has gotten hacked. And you’re just trying to play the fanboy here. Tap pay is safest way, whether is Samsung or Apple.

@@MrG_wasTaken Paypal is the leader.

It must suck to have a phone with limited storage.

@@davidnoll9887 ikr

My only problem is the amount of spam and ads I get with each new app.

First world problems

@@davidnoll9887 I know the pain New phone be like 40GB+ already

Are you able to use Samsung Pay with Wifi in foreign countries? In Korea, We must use Mobild Data because of security.

My Galaxy S3 had NFC and I used Google Wallet to make mobile payments, long before Apple Pay was a thing.

Maybe that's the El Salvador version.

Yeah many people working at those shops don't even know that they support Google Pay or Apple Pay. Just say that you want to pay with your card and then just use your phone instead of the card, 99% it'll work.

TheTaxxor That place, the illy cafe, clearly only has a magnetic stripe reader though. Look where the other girl held her phone to pay with Samsung Pay a few seconds later (6:10): they were clearly still using the old magnetic stripe reader attached to the computer screen to process card payments at that place. No possible luck trying to use apple pay or google pay there.

@@TheTaxxor they don't know indeed.

@@TheTaxxor as a cashier I can say you are 100% false. Unless the person has no idea how to run a phone it's always 10x faster. Instead of inserting/putting pin in you just tap the phone or watch and it's done

@@jerms6642 Did you reply to the wrong comment? Because I don't see how yours is related to mine ^^

You shouldn't take a wallet with you in London. Dodgy people can 'bump' you with contactless readers. A phone can't be bumped because the screen needs to be on first. Better still, get a smart watch. Better still, get an NFC ring!