ARC Talks Webinar: Knowing Your Rights: Understanding Health insurance Coverage 

In this ARC talks webinar, Alicia Lawrence, Information and Resource Services Manager at the National Organization for Rare Disorders (NORD), discusses health insurance policies within private and government issued insurance. In addition to discussing policies regarding appeals, prior authorization, and law changes by state, Alicia provides guidance for application submissions with key tips and deadlines to remember.
0:00 Introduction
3:40 Start of presentation.
5:37 Types of insurance.
7:10 Parts of Medicare.
9:45 Choosing the right health insurance.
Definitions of:
-Premiums
-Deductibles
-Co-pays
-Co-insurance
12:44 Considerations when re-applying for coverage.
13:19 Health insurance coverage re-cap.
13:45 Individual health insurance rights.
Definitions of:
-Approvals
-Denials
-Appeals
16:45 Prior Authorization defined.
18:47 The Inflation Drug Act.
21:25 Helpful tools, reminders, and resources.
25:37 Start of Q and A Session