I woke up to the tragic drawbacks of our debt-based financial system during the last financial crash. Through discipline, determination and Abby Joseph Cohen my financial advisor, I was able to retire recently in my early '50s with a bit of land in the Williamson act on the California coast and an investment portfolio that can sustain my daily living. I try to spread the word and encourage many people I meet it is possible to achieve the goal of independence. Living below your means can be enormously rewarding! Practice humility and above all, Invest in the financial markets with expert guidance.
I know this lady you just mentioned. Abby Joseph Cohen Services is a portfolio manager and investment advisor. She gained recognition as a former employee at Goldman Sachs; a renowned investor she is. Abby Joseph Cohen has demonstrated expertise in investment strategies and has been involved in managing portfolios and providing guidance to clients.
Well her name is 'ABBY JOSEPH COHEN SERVICES'. Just research the name. You'd find necessary details to work with a correspondence to set up an appointment.
Been debt free for two years thanks to Abby Joseph Cohen Services. So sad to see my friends in their 40s with car loans, mortgages and credit card debt.
The thing is people often doubt the prospects of financial advisors like Abby Joseph Cohen in business/markets today. Well it gives me more time to get ahead while they stew in their own pity and doubts as they childishly complain about those spreading the word
That phrase, “you will own nothing and be happy,” is often linked to the World Economic Forum, but it’s been taken out of context. It wasn’t meant as a policy but rather as a possible future scenario. Labour’s current policies are focused on making housing more affordable, not on taking away ownership. It’s important to look at what’s actually being proposed rather than getting caught up in slogans.
@@BritishHomeInvestors If you believe that Labour (or any Party for that matter) will keep their election 'promises' then you need to wake up and smell the coffee.
Absolutely! Investment tends to flow where it’s treated well. That’s why stable policies and fair treatment are crucial for keeping investment within the country.
The idea Starmers govt is anything like Atlee's simply doesnt stand up to scrutiny. Their nationalisation plans are anything but. The rail plans simply mean bringing operator licenses under state operators when they expire. Private leasing companies will still own the trains. Even energy isnt actual nationalisation. British Energy is basically going to be a state investment bank, it isnt going to actually own the energy generation assets or control the prices we pay. Labour wont even nationalise water which is the only sector with private monopolies ripe for nationalisation. Atlee? Nah. More like Blair/Tories.
Hi @glostergloster6945, Thanks for your comment! You make some valid points about the differences between Starmer’s approach and Attlee's era. It’s true that the nationalisation plans today aren’t as far-reaching as they were post-WWII. The comparison I was drawing was more about the similarities in their goals of addressing crises-housing, infrastructure, and industry-though the methods are indeed different. You’re right that Labour’s current nationalization plans, like those for railways and energy, are more limited and nuanced compared to Attlee's full-scale nationalization of key industries. The idea behind British Energy seems more focused on state-backed investment rather than direct control, which is quite different from the post-war policies. However, the intent to intervene more in the housing market and address what they see as inefficiencies does echo some of the broader themes from the Attlee era, albeit in a more modern context. It’s interesting to see how these policies evolve and adapt to today’s political and economic landscape. I appreciate your insight-definitely worth considering when looking at the bigger picture.
Investing in a different country can be a good strategy, depending on your goals and risk tolerance. Diversifying your investments internationally can help spread risk and take advantage of growth in other markets. When considering where to invest, it's important to look at factors like economic stability, property market trends, legal protections for investors, and potential for growth. Some popular countries for property investment include: 1. Germany: Known for its stable economy and strong rental market. 2. Spain: Attractive for holiday rentals and long-term investment due to tourism and a recovering property market. 3. United States: Offers a diverse range of opportunities across different states, with generally strong legal protections for property owners. 4. Portugal: Known for its Golden Visa program and a growing property market, particularly in Lisbon and the Algarve. Each country has its own risks and opportunities, so it’s important to do thorough research or consult with a financial advisor to make the best decision for your situation.
I also invest in index funds. So completely agree the importance of diversification. However with property the real value is buying a property & adding value of some sort. As of done right you can refinance all your money back out essentially getting an infinite return on investment. I’ve got a RU-vid video I go into this ru-vid.com/video/%D0%B2%D0%B8%D0%B4%D0%B5%D0%BE-rmUS9T7ZHe8.htmlsi=cupxgukN-Hyb0dNG
@@BritishHomeInvestors Mainly stocks (day / week trading) off market drops. Easy to make 4% in a week after a drop like a few weeks ago. Do that a few times a year and you'll wonder why you ever had BTL property. Also bought 10 classic motorbikes, built an annex to my primary res, various international bonds, other assets etc. Down side with stocks is the lack of gearing of course. I may invest in property again but it will be commercial or build houses, but only if the capital growth returns to double figures and Reform win!
Landlord insurance is definitely worth it. It protects against property damage, loss of rental income, and liability claims. Given today’s challenges, it’s a smart move to safeguard your investment.
Labour are just another occupational hazard , if you do it right the tenants will end up paying more rent for everything labour does, landlords always get by you won’t see any of them at a food bank in the near future,
I’ve looked into this: Jeremy Hunt was able to save nearly £100,000 in stamp duty when he purchased seven flats in a single transaction. He took advantage of a loophole in the stamp duty rules that were introduced in 2016. Normally, a 3% surcharge applies to second homes or buy-to-let properties. However, if someone buys six or more properties in one go, the transaction is treated as a “commercial” purchase, which means the surcharge doesn’t apply. By purchasing seven flats at once, Hunt avoided the additional stamp duty that would have been due if he had bought them individually or in smaller batches. This loophole has been criticized as it seems to provide an unfair advantage to wealthier investors who can buy multiple properties at once, compared to ordinary buyers who are subject to the surcharge.
Two things. The Tories didn't exactly support landlords in recent times. And they screwed up social housing forever. My heart bleeds for private landlords.
