Everyone should be thankful for us who have private health insurance, because if nobody did, you could expect 10+ years waiting for surgery on the public waiting list.
Nicola is wrong, dead wrong, because some do NEED health insurance, because we have had cases where people have died on the very long public waiting list.
The expert's (Fiona Middlemiss) bottom-line: 1. Australian residents covered by Medicare don't need health insurance. 2. "My advice is get it [health insurance] before you need it." Well that's clear.