Love the setup! I saw someone use mini challenges in their envelopes instead of the higher sinking funds trackers and I thought that was a great idea since they are usually 1-3 dollars at a time so you can feel good about coloring one in instead getting discouraged with not having $25 to color something in (tattoo envelope)
i used to get that way and sometimes do now but i just remember that every dollar counts!! if it’s a category you tend to spend in, it always makes sense to have 🤍🤍