Hello Rutuja, Education loans are typically disbursed in tranches rather than a lump sum, aligning with the institution's fee schedule. Tuition fees are often paid directly to the institution, while living expenses and other costs may be transferred periodically to your bank account. You can discuss your specific needs with the lender for any possible flexibility in the disbursement schedule. Regards, Team Gyandhan
Is it really necessary to pay the intrst montly from the time of commencement of loan? Or is it possible to delay the monthly intrsts for a couple of months?? What if my co-applicant cant afford to pay the monthly intrst?? (If my coapplicant is not salaried but has a property.)
Then put property as a security and take the loan from a government bank where you will not have to pay interest during study period. To apply, Check your education loan eligibility here: bit.ly/2TBjVYI
You can get the unsecured loan up to 100% from Bank if Baroda. The coapplicant income is but required in secured loans. You can mail us your contact details and query at contact@gyandhan.com. We will help you and our assistance is free of cost.
There are many factors that make you qualified for an unsecured education loan such as the college you got admission in, course, destination country, and the coapplicant income.
We are not allowed to share the list, you can check the eligibility on our website, at the backend the list is updated. For the college you check the eligibility, if it will be in the list you will get the notification. Or You can simply get in touch with us by requesting a call back on our website.
@@GyanDhan sir i have an independent house in ahmedabad, gujarat, and the papers of house that i have are- title deeds, agreement, electricity bill,maintainance bill, municipal corporation approval,. And we own the house for more than 30 years, so these documents are enough to keep it as collateral right?? It is a 2 Storey 4 BHK house worth 55 lakhs. Are more papers needed?? I want to take admission for pilot Training in asia pacific flight Training (hyderabad), from Axis bank,
Okay I wanted to ask that since I have less time.. does uk embassy accept loan sanction letter from axis as financial evidence or do i have to wait for 28 days after disbursement of the amount to apply for uk visa
GIC amount can be covered if mentioned in the application in prior. Also if you are going for secured loan, you can include any genuine expenses that would incur during your studies.
I wanted to know that I have completed my schooling and 12 th from Dibrugarh Assam but it's my temporary address and my permanent address is in Bihar and wanted an education loan for my higher studies . Can I apply for loan from Dibrugarh Assam .
Hi Ayush, It depends on which lender you are planning to apply to, some lenders don't even care about the location. We recommend you to get in touch with one of our education loan counsellor who will suggest you the next steps. Apply here: bit.ly/3dZRY4O
That issue occurs if you apply directly to them. You can contact us and we will get your loan done from them. We do not charge anything for the service. To know your loan eligibility, click here: bit.ly/2TBjVYI
I have tried for education loan with bank of baroda and they refused with reason that you had many backlogs during your studies so you will not able to get job there and bla bla
@@razzsain5893 bro I don't use insta and fb only U don't worry U just call Gyandhan they will take care of all procedure and every thing .etc etc........
Hi Raza, We would like to help you. Non-collateral loans depend upon the income of the co-applicant (immediate family member only). We would recommend you to request a callback here: bit.ly/35kAV9G so that our counselor can understand your case and suggest you the best loan option.
Hello sir/madam , My case slightly different from the rest I am ready to opt for secured loan(with collateral).But collateral is from third party they are uneducated, they don't have any kind of CIBIL score. Is it possible to proceed with this aspect??
Yes it’s definitely possible. Please mail us your contact details at contact@gyandhan.com. We can help you get the loan. We do not charge anything for the help in getting the loan
Hello, I am planning to study in UK but my co-applicant ( Father) is a farmer have no ITR filings. Currently I am working in an MNC and have overall 3 years of work experience. What are my chances to get unsecured loan.
@@GyanDhan can you tell me how? Through foreign lenders? I need some help, wanna procure an education loan for bachelors in Canada but don't have collateral and don't have co-signer. Prodigy and MPower Financing provide loans only for masters.
is it possible to get a loan of 20 lakh without collateral to study in czech republic? now it might not sound a very famous place but the university is quite famous. ranks top 300 in world and the course is computer science. so is it possible? also if it is, is there any way where i can play little amount for the monthly interest emi rather than whole/? p.s great video.
Thanks for the appreciation! We would recommend you to check your loan eligibility to check if you’re eligible for an abroad education loan. Click here: bit.ly/2TBjVYI
There is no categorisation in terms of rankings as such. However, the list A contains mostly Masters program from almost all the famous universities around the globe.
Yes, they give loans without collateral provided the co-applicant's income meets their criteria. We would recommend you to request a callback to allow us to help you in getting a loan. Click here: bit.ly/35kAV9G
I need to talk about the details regarding this procedure and eligibility also I want to know about the Credila....as I want to pursue masters in Australia...
I have a house nd If I don't have a NA NOC Just have tax paper home assessment nd light bill can I tak a colletral loan on this property? PLZZ let me know
Hello sir!!! I have a query to deal with can you help me with it? Can I get a non-collateral loan with strong Co-applicant whereas my Aadhar card, smart card and my bank account is registered with my old address? Is it possible to get the loan as changing address in all of them is quite tedious!!!
I pay my college fees of Cdi College of Montreal but now I want a loan of 6-7 lakh for GIC payment. Can I get a unsecured loan because my family don't have a property paper.
We would definitely help you. Please request a callback from us and our loan consultant will get in touch with you. Request callback here: bit.ly/3dZRY4O
Hi Luv, No, Axis Bank doesn't provide unsecured loan for Finland. However, if you can tell us the name of the university, we can check if it is possible through any NBFC
@@rajatsharma6868 they are giving you study loan according to ur college fees and some other expenses which can be more than 7.5 lakh. I had applied for loan of 10 lakh
The I-20 form is a certificate of eligibility for nonimmigrant student status, issued by the college stating that a student has been admitted to a full-time study program and has also demonstrated sufficient financial means to stay in the United States.
Hii there I'm actually looking for un secured loan for my undergraduate program and everyone's telling me that my emi starts right after i take my loan so can u suggest any bank which doesn't do that!
How the loan amount will get for 7.5 lakhs.some RU-vidrs are saying we will not get the loan amount full it will get only half amount of loan first is it true please reply me .
Hey, for the loan application process an offer letter is mandatory. Although if you're planning to go to US only then you can apply for the loan before receiving the offer letter.
@@GyanDhan no sir ,I'm planning for Australia . One more thing sir ,my father is doing work of dairy farming and we aslo paid ITR of 2 year can I get the unsecured loan of approximately 1500000?please reply sir please please
sir i have an independent house in ahmedabad, gujarat, and the papers of house that i have are- title deeds, agreement, electricity bill,maintainance bill, municipal corporation approval,. And we own the house for more than 30 years, so these documents are enough to keep it as collateral right?? It is a 2 Storey 4 BHK house worth 55 lakhs. Are more papers needed?? I want to take admission for pilot Training in asia pacific flight Training (hyderabad), from Axis bank,
Hi Saksham, The amount of loan depends on other factors such as college, country, course, etc as well. We would recommend you to check your loan eligibility to get an idea. Click here: bit.ly/2vb3V6v
It depends on the loan amount and the amount is determined during the loan interest. Also note that you will have to pay the interest on the amount you have disbursed to that date.
Sir i have housing loan upto 5 lakhs... But i want to go for my higher education in uk... If i approach axis bank for educational loan without collateral is am eligible
Hey, it is possible to get an education loan on the basis of merit international lenders and private provides loan in that case however the collateral is required if you are applying through the government banks.
I want to do Mtech in Texas University USA ,I have completed btech from Kerala . So please provide me information that which bank will provide me loan and how much.
It differs on the basis whether you want to go for secured or unsecured loan. We would recommend you to check your loan eligibility here: bit.ly/2TBjVYI
Hi sir. I want to study engineering in uk in the university of east London.I need a loan of 7.5 lakhs without collateral. Bt I have no coaplicant with a huge income. Can u help me out
Hi Grashma, We would definitely like to help you. Please check your loan eligibility to see if you are eligible for an abroad education loan. Click here: bit.ly/2TBjVYI
@@GyanDhan sir can u know about any bank or society which provide loan of 7.5 lakhs without collateral or coapplicant. Interest amount is not a problem
I can feel you 🤗 ... Being a middle class is so tough But sorry for being bad news bearer unfortunately there is no chance to get unsecured loan for under graduation. I have enquired almost every bank ...we do require security for UG
Hlooo sir we are from middle class family my mother is staff nurse 16000 salaried ...my father is not....more ..now ..!! From till child hood my aim is to be mbbs But in india it's not happen it's take above 70 lakhs ..so am decided to do mbbs in Russia with in 20 lakh but I have not getting unsecured loan now I thought my dream of mbbs is 💔 broken but by seeing yours vedio my face have some glow 🌟 expressed humble by contacting you I want education loan up to near 20 lakh or 15 too
Hello. I need a loan of 30L for my masters in Canada for which I do not have any collateral to produce. I have a single parent with 25K per month income. Will I get the loan within 7 days? And when should I start repaying the loan?
Hlo sir, I want to go canada for studies in commerce streem. I want to take unsecured loan. As my father is no more and I am unmarried. Can my paternal uncle be co-applicant? And can i repay my loan once my studies get over
Hi Karanpreet, In unsecured loans, the simple interest is needed to be paid during the studies. The apt co-applicant’s income is a prerequisite because of the same reason. We would recommend you to check your loan eligibility to check if you are eligible for such loan. Click here: bit.ly/2TBjVYI
CIBIL score is quite low. It will be difficult to get a loan on such low cibil score. Still you can send your contact details at contact@gyandhan.com. Our counselor will call you and will try if anything is possible
Sir I want 9 lake rupees loan for bachelor's in Germany (non collateral) is it possible or should I just give up?? Pls answer I am very confused about should I invest my time my In It or not?.
Can i get an unsecured loan for mbbs in a country like phillipines from axis bank ... Is this possible in any way... Ive come to give up my hopes on this , this is the last way i see.. is it possible? Please reply .
Can I get unsecured education loan for my master's degree in electrical engineering from Germany ?? I want education loan but I don't have property and I need around 15-18 lakhs RS...
Yes you can. Loan without collateral depends upon the income of the co-applicant. The co-applicant should be your immediate family member only (mother/father/spouse). Please request call back for education loan here to understand more about it- bit.ly/3dZRY4O
Hello sir i want go for pg diploma in centennial college Canada. My score in bachelor is higher.. but score in 12th is 56%.can i get a loan amount 10 lakhs?
Hi Sachin, Thank you very much for contacting GyanDhan. We would like to inform you that yes, Cibil score works as a catalyst in your loan approval process. 750 is considered an ideal score, However it is not a sole criteria to borrow an education loan there also exists various eligibility criteria set up by the lenders. You can get your free personalized assessment by checking out our eligibility tool below: www.gyandhan.com/loaneligs?campaign_method=google&campaign_partner=home-page We also request you to share your contact details at contact@gyandhan.com, so one of our counselor can get in touch with you and assist you for the same. Looking forward to hearing from you. Warm Regards, Team Gyan Dhan"
Hello, yes it is possible to get an education loan without collateral and co-applicant. International lenders provide loan in that case. Kindly check your loan eligibility through bit.ly/2TBjVYI
Hello, i want 15 lakh and my co applicant is my cousin brother. However, can i get a loan upto 15 lakh if my dad’s Cibil score is less? Do they consider my dad’s Cibil score even if he is not a co applicant in axis?
@@GyanDhan hey thanks! Icici also provides non collateral loans correct? How do you think icici and axis bank are when compared to nbfcs for non collateral loans? Is there any way I can connect with gyandhan guys?
@@aarthi1111 Any day ICICI and Axis Bank are better as compare to any NBFCs. As they have a lower rates and processing charges. You can get in touch with us by calling on 7042100780
Hi Subash. Yes it is possible to get an education loan for Toronto College, Canada. You can get your free personalised assessment by checking our eligibility tool below bit.ly/2zmJbYc.
Hi sir, i need a loan of 12 lakhs. But I don't have a collateral. I would be happy if i get a loan amount of 7.5 lacs or 8. My first year tution fee, and gic for Canada. I'll do a advance diploma in hospitality management in Toronto school of management, Canada. I'll be getting my offer letter day after tomorrow. But my dad has a cibil record of 583, and my mom is a housewife and I don't have any other relative. What's the procedure? Any way?
@@varsha_raj Yes, In Bank of Baroda, you are not supposed to pay interest per month while you study. Note, BOB requires collateral for the loan amount more than 7.5 Lakhs
@@varsha_raj In non-collateral loan, you don't have to show collateral to get the loan. Based on the co-applicant income you can get the loan approved. In the loan without collateral, the interest repayment starts immediately as opposed to a secured loan.
