Processing fee and convenance fee are the permanent charges for the loan generation fee for Bajaj. Processing fee is for the Bajaj fee for loan generation and convenance fee is the online charges like how you have message charges in bank. And there is optional cibil report fee 46/- for that you need to send controll-N to the mentioned mobile number within 48hours you received a message to opt-out 46/-. If you didn't opt out then that amount will get charged 🤮🤮🤮
Sir ji mene bajaj finserv se ac buy kiya but app me emi update nhi huva Or document ke liye 1900 file charge le liye Mltb ki 530+170first tran. +1900file charge Or emi card abhi update nhi huva h lekin AC mil gyi
Yes it was before like like that now they changed their process you can do online if your cibil score is greater than 750 if it is less than 750 then you need to visit store. If your scores are good and if your KYC is not updated then you need to visit store only.
Sir Maine Aaj ek freeze Liya hai 22000 Baja card se Jo ke Mera first time apply Kiya hun lekin app me login Kiya to OTP nahi aaraha hai please help Kya karu???
No one should buy Bajaj EMI card it's a terrible scam I bought 7 8 items and it was fine .Now a new option has come flipkart till july an option has come after a month fine varatullu it is best
Mai is card ko online apply karke thak gya nhi hua, fir mai offline shop par bhi try kiya waha bhi fail hogya, mere area ka pincode accept nhi kar rha h.. Aisa kyu..??
Bajaj finserv card not use an a middle class family jiske upar koi jimmedari nahi or jo bap ki kamai pe khata he ya govt service walo ke liye hi ye card suitable he baki ke liye nhi 👍 isliye mehnat kro paise kamao or kuch lena hi he emi pe to direct store me jakr bank process se lo bs khatam
Sir EMI Card ka use Bajaj k bike me emi card diya hu to ....jo emi card se paise katenge to uss emi card ka bill (pay ) kaha Krna h. Choice center ya netbanking krna pdega
Sir ji maine 6 month pahle banwaya tha Payment delined ho jata h, bolta h first time offline hi use karna h, lekin m offline kuch nahi kharidta So mujhe band karwana h ,uska koi upay btaye
Sir is main student ka to option hi nahi aa raha hai sirf salaried or self employed aa raha hai student kaise apply kare mera civil score 800 hai please help me ?
Haan EMI pe kuch bhi le sakte ho, bank mein balance ho ya na ho isse koi matlab nahin hai. Bus is baat ka khyal rakhna ki EMI katne ke waqt bank mein amount honi chahiye nahin to EMI bounce charges lag jayenge plus BAJAJ 1 din mein 3-4 baar EMI hit karti hai agar EMI miss hui to.
Bhaiya main 1month pahle ek 27000 ka mobile online Kiya tha mere card me abhi bhi 31000 bachha hai or main dusra mobile online karna chata hu lekin nahi ho raha hai to kya kare
sir maine online bnaya tha yeh card or ek lakh limit hai lekin jb m offline purchase krne gya to vo bajaj agent bola ki apka card hi nhi bna hai is mobile no. pe koi b
Sir apply krte time mere se glti se delhi pin galat type ho gya mere yha ka pin:- 110095 hai or mere se :- 110090 ho gya wo shi kaise hoga kyuki correction ka koi option nhi aa rha ab bs aadhaar no. mang rha hai kya kru?????
please rply sir ek baar puchni thi ki jaise maine ek sal phele bajaj car bnwaya to kya iska koi charge lgega ek sal baad bajaj card ka jaise credit card ka charge lgta hain 500 rupey ya ussay jyada tax ki tarah
Bro if u read the comments then please solve my issue.. three years ago i had bajaj emi card. But due to some reason I couldn't repayment in the perfect time limit and got bounced. But finally my account was cleard and closed . I cleared all payments. But my card was blocked. And when ever I tried to create a new one. Bajaj says sorry. So what I do now ? Can I still open a new Bajaj card ?
To unblock your card, Bajaj will check your Bajaj score if it is above 586 and Cibil score should be above 750 and your card age should be above 24months and should not be over due not even 0.005paisa and bounced EMI and bounce charges should be paid within 10days and should not be any days passed dues from Bajaj and other financial sectors outside Bajaj (example credit score personal loan, hosing loans etc from other sectors from various other finance should be zero there should not be a single late payment for 1day or more etc) within 6months. Bajaj has Soo many strict and restrictions. They don't tell they just tell you wait for the quarterly review that nothing but 90days or 3months within these months if your criterias (which I mentioned above) if it matches, your card will be unblocked if not wait for next 90 days🤮🤮🤮🤮
Hello sir aj mene online application kiya he...information filled karne k bad apna khud ka photo n address jo aata hé uske bad confirm karne k time Pé muje ghar ka 1 call aaya... wo recive karne k bad a app wala slide unviable ho gaya so mene Dobara sab process ki.. ya time pe KYC verification ja kuch nahi aaya dairect 530 ka payment option aaya... upi se payment ki uske bad koi bhi slide nahi aae.. bas payment ho gaya Paytm se bad me e-mandate vagera kuch bhi nahi aaya hé.. process aadhi ho gae he cash bhi cut ho gaya he... ab kya karu ?? Dobara karne ja rahi hu to return payment ka option aa raha he.. plZ help me out
Sir ji bajaj wale processing and convenience fee charge karleti.. Or disbursed amount hi cibil ko report karti. Emi paid but amout still same. Iske wajah cibil down bhi hota hain. Yese hua.
▪️Bajaj credit card thori hai jo total limit show hogi. ▪️Jaise jab loan lene jaaoge to bank tumhare credit profile ko assessment kar ek limit tay karti hai ki aapko itna limit allot hua hai. ▪️Mano 1 lakh limit aapko allot hua hai. Aap poore limit bhi use kar sakte ho ya phir 1 lakh mein se sirf 50k bhi le sakte ho. Aap jitna ka amount loge use limit mein se itna ka aapka loan banega. ▪️50k ka loan hua. Aur yehi 50k aapke CIBIL mein as a" consumer loan" show karega ▪️ Credit bureaus pe ye loan dikhne ke liye 60-90 days tak ka time lagta hai. Agar aapke paas premium subscription hai credit bureaus ka to aap 60 din ke aas paas hi us loan ko CIBIL pe reflect hote dekh paaoge. ▪️ Mano aaj aapke loan close hua to wo close reflect dikhne ke liye aapko 45-60 days tak ka time lagta hai. ▪️ Aur haan agar BAJAJ ka agar EMI advance pay kar rahe ho to 10 din pahele hi pay karo means 21st tak pay kar do nahin to wo EMI next ka next month mein adjust hoga aur agar tumhre account mein balance nahin raha to ECS return ho jayega. Aur phir bologe ki Bajaj ne loot liya. ▪️Isliye amount ko auto debit hone do. ECS 2nd ya phir EMI ke din raat 12 baje hi hit kar jati hai to ye bhi galti mat karna ki hum 2 tarik ko subah paise rakh denge to bank se kat jayega. Is case mein bhi agar tumhara bhor ke 3-4 baje hit kar gya to bhi is case mein EMI bounce ho jsyega. ▪️Log bewajah case ko kharab bna dete hein aur fine bhi lagwa dete hein aur CIBIL bhi kharab karwa baithte hein. ▪️Jab aapka emanate ho gya to aap aram se rhiye aapka EMI apne aap kay jayega. Koi tention nahin bas amount 2-3 din pahele hi rakh dijiye aur safety ke liye kuch extra rakhe rahiye, means galti se koi consolidated charges lage to wo makeup ho jaaye. Ya phir ek dusra bank account khulwa lijiye sirf EMI finance ke liye govt baks to 500 mein hi khul jati hai aur govt banks be faltu ka charges bhi nahin leti. ▪️ Bajaj agent ye sab aapko nahin batayenge, (kuch acche log mil jate hein😃) -Thank you
Mera adhar card par address west bengal ka hai....lekin main west bengal k dusre district mein rahta hoon....main tv buy karne k liye shop gaya....shop owner ne bola ki aap ka emi card nahi hoga....kyon ki address dusre district ka hai.....2nd shop mein Gaye shop owner ne same baat bola.....kya online card lene se all over India ....kahi se bhi offline or online goods purchase kar sakte hai.....pls reply
Sir mere pas to Bajaj emi card ka MSG aaya tha Bajaj card 2lack ka no cost emi To mene aap ka video dekha fir mene apply kya form piluap Kiya Airtel payments Bank se mene 699 ki membership but Mera balance kat gaya bus usi ka MSG aaya aur kuchh nahi aur waha pe 299rs ki helth jaisi koi aur membership lene ki keh raha tha but mene nahi le aur mene comments parha tha ki Bajaj wellet app download Karo emi card ke option par jaana waha pe bhi mujhe kuchh nahi mila ab mujhe batao plz me kya karu kaha jau kisko batau kisse kahu kaise kahouuuuu............sirrrrrrrrrr.................. Pleaseeeeeeeeeeeezzzzzzz.....................................
Don't invest in Indian Bajaj because its a scam! Many people have issues...EVEN India Government is going to ban this company soon. - as a honest review🙂 then it's up to u
There are no physical card from 2017 people might cheat you in the name of physical card. To identify a real EMI card charges for the card will be 530/- (offline card apply) and 599/- (online card apply 530+69/-, here 69/- is the processing fee)
Sir, maine offline refrigerator liya hai, 3 emi paid bhi kiye, but mai Amazon, flipkart se purchase nahi kar pa raha hu, payment decline by bank aisa message aata hai, customer care wale bolte hai ki ap hamare inline policy criteria me nahi aate.. Inline policy criteria kya hota hai
