Ganyan ang gusto namin buhay noon nabubuhay pa ,.ang aking asawa, nandito ako ngayon sa States at nakatira sa Casitas na binili sa akin ng anak ko. Enjoy life coz you only live once, do not wait for tomorrow coz tomorrow May never come.
I’m happy for you guys to retire early. Nasa US din po ako been working for 30 years at TULAD nyo ay nagmimithing mag retiree ng maaga. We all deserve to ENJOY the FRUIT of our labor. We worked and saved and help our family in the Philippines so when time comes…we DESERVED to relax and enjoy our retirement. More power to you guys channel🙏🏽🙏🏽.
Ganyan din po ginawa ko, nagwork ako dito para matapos yung pinapagawa nming house at maging kumportable kaming magasawa pagretire namin. Sinpleng buhay lang may sariling gulayan para dina bumili. Hats off po mas nagsnda pa din sa Pinas ❤️❤️
I also just visited the Phillippines after 46 years in the US last February 2024.........you guys are an inspiration! Ang asawa ko is from Argentina so retiring in the Philippines will not work for me but truly enjoy watching your journey. Salamat!
Tax everywhere here in the U.S. - income tax, sales tax, real estate tax, property tax, gas tax, death tax, DMV fees, etc., etc. Philippines’ taxes maybe not as much. There are good and bad between Phil. and U.S.
In addition to all taxes you mentioned we all have that here in Canada, we also get tax for the air we breathe..its called Carbon Tax...its added on everthing we buy...its worst here in Canada.
I agree with your thoughts regarding early retirement. True, what is the point of retiring when you're too old already to enjoy your life and the fruits of your labor?
Having your excellent health and the means for your daily needs IS THE BEST , The Lord continuously will provide .. Very Ideal and that's BLESSED . Marami pasyente I see day in and day out for 20 years , they worked all their lives and didn't enjoy the fruit of their labor dahil parang rat race ang naging mindset nila , you guys are a very good example , God Bless
Real talk ang mga sinasabi mo, ka bayan. Very practical at independent kang mamuhay. Two years from now ay pwede na akong mag early retirement(SSS at Union) at iniisip ko na mag stop magtraho full time at manirahan back and forth sa US at Pilipinas. Housing is no problem dito sa US at sa Pilipinas. Ang problema ko lang ay ang misis ko na ayaw manirahan sa Pilipinas na gusto lang magbakasyon with my daughter.
tama po kayo if you earn dollars then you spend dollar mahirap talaga maliban kung your salary is in dollars then you spend it in pesos yun mabilis makaipon. magastos din sa abroad kc lahat in dollars. ang gastos. maliban if your income ay malaki.thanks for sharing nice video
I was a former state department employee, retired early then migrated to the US, first at Sugarland TX. Then move to SoCal San bernardino, no regret i am living here in Cabanatuan for good. Enjoying day to day life. Enjoy watching your vlog
Majority of the Pilipino’s Nobody wants to migrate,Work abroad but due to Less opportunity here at the Philippines they force to Migrate or work abroad! That is Reality of life here in the Philippines! Good for you Sir! You have an Opportunity to Work in America! But MOSTLY For an Ordinary Pilipino Citizens WILL LIVE HAND to MOUTH LIFE!
I agree sa simple life explanation mo kasi im about to do the same. Most average things kasi sa amerika ay elegant living na sa pinas at hindi ko iibahin ang mga gamit ko dahil yun ang nakasanayan ko sa amerika but i will not spend na hindi ko need at just live simple and healthy.
you shouldn’t make social security as you primary source of retirement income..in fact, you shouldn’t expect anything from ss. You need to have at least 3-4 different kinds of retirement plans (401K or any equivalent, pension, IRA/ROTH IRA…lastly social security)
@@user-el2iz9tu9d most people spend money on nails, starbucks, newest release sneakers, purse and more…if they can cut some of those unnecessary expenses and put that money instead towards retirement then it is doable. Maybe not 4 retirement plan but at least 2.
I’m happy to both of you po, you both guys deserved to be happy in the Philippines, nasa Europe po ako almost 40 yrs po ako dito at double trabaho dahilan sobrang mahal po dito, nangangarap din po ako na mag for good na sa pinas para sa simpleng buhay po half po ng buhay ko po ako dito so ITS time to go back po sa pilipinas at malasap din po ang buhay sa mahal nating bansa, God bless po 🇫🇮🇵🇭😇
I worked for the railroad sa America for 37 years, kaka retired last year lang and moving to Zambales once i sell my house in California. Hopefully by july ma benta ko na ang bahay ko. Nakabili ako ng bahay sa Zambales malapit sa beach and i can't wait to go home! Mama miss ko lang ang mga anak ko :( Nag retired din ako ng maaga, im only 57 years old.
pero marami pa din nabubuhay nakaabot ng 100+ ang edad lalo sa mga probinsya ..importante ngayon paano ka mabhay ng matagal sa mundo at enjoy mo yan kasi iisa lang ang mundo ginagalawan natin @@tonyreyes9697
Good morning po.thanks for this video.i felt a good vive after watching this particular video of yours.kasi po its the video of our life.hindi po pala kmi nag-iisa.parang may kakampi at hindi isolated.the feelings you projected are mutual.salamat po ulit.
YES, MORE FUN IN THE PHIL'S..WORKED FOR 40 YRS IN CANADA N HAPPY TO RETIRED IN THE PHIL'S...SIMPLE LIFE N LESS STRESS...EVERYONE CAN DO IT...LUV, LUV PHIL'S...GODBLESS...
ang sarap nio po panoorin and pakinggan sa background tita.. napaka -relatable compared sa bang ytbers. relatable, humble, waling kayabangg yabang. pero totoo po yan, sa toto lang mas humahaba din naman po ang buhay natin parka hindi tayo nagre-rely sa mga kasambahay. mga lola ko isa malapit na mag 90 never kami nagkatulong, at ayaw rin nya pero nananahi pa, namamalengke, naglilinis ng maliit nyang hardin, namama lengke, nagbabasa pa ng dyaryo un , napakalakas at thank God never pong nagkasakit. kasi ang body and brain matin is na program na ang is at isa na may goal pa to do everyday, pag ka nag retire naman din po kasi Hindi meaning na Hindi na tayo gagawa ng kahit ano.. dun biglang bibigay ang katawan pagka wala ng purpose na niloolook forward to gawin. nasa mid 30s na din po kaming mag asawa, kaka bili lang ng 1st property sa pinas para gawin rental, susunod naman ang retirement land namin.. wala pa rin talagang MAS pa kesa sa Pinas... katulad nyo masayang masaya na kami sa retirement na simple lang.. aanhin pa ba natin ang excess, natikman na natin un nung kabataan natin.. ok na ok na kami sa slow life.. wala na są rat race likę dto są USA. keep posting Tita and Tito!
Sa ating taga America- we all knew na simple living is good just like us. I am happy to see one of our kababayan maganda ang naging outcome ng desisyon ninyong umuwi habang ma e enjoy pa ang life. Soon we will be doing the same thing .
Same po tau retired early and we do build our vacation house s bulakan.last November natapos un aming dream vacation house po.we love watching ur vlogs too.Pareho tau living simple life .Base kami s Canada .nkktuwa kc un house namin and ur house me pagka similarity s outcome .keep safe and god bless po .
Yung location ang isa sa dpat pinag iisipang mabuti ng mga expat. And it seems na tama yung napili nyong lugar sa lifestyle na gusto nyo. Tahimik at convenient sa lahat.
Ok naman ang health care diyan di ba po ? And besides it’s just you and your husband 😊 time to live your best life 😊 mura lang naman ang cost of living in Pinas
Simpleng buhay masaya and healthy lifestyle are superb basta kasama ang partner in life, it is indeed a blessings from the Lord. My husband and i both worked in Sauid arabia for more than 2decades and now having our simple life in the Philippines, we retired 3mos before the pandemic, and it was quite difficult adjusting, may bahay na kami of our own at may isang sasakyan, wala po kaming naging anak, may maliit na sari sari store, from where we are getting our daily expenses and paying our bills and we are beyond grateful living one day at a time. Glory to God
Thank you for your honest sharing of your lifestyle there in the Philippines. That's what I want to live as well when someday we'll retire in the Philippines.
You deserve po to live a comfortable life. Enjoy every moment po, nakaka-inspire po ang story nyo and yan din po dream namin ng husband ko after retirement, to enjoy our simple and comfortable life.
I am a widow and retired at 60 now I am 62 planning to move back in our country if I find the right and tahimik na lugar but of course convenient To go market and hospital as we all know we are not young no more
New subscriber here from California also. You worked hard for many years now you deserved a good simple life . I’m 55 I’m still working and plan to retire in the Phil’s . I’m in the process of finishing my house . Iba talaga dyan sa atin . Thank you for sharing your life.
Thanks for sharing... Andito rin ako sa US, Been living here for 30yrs. my ultimate plan is to also move back there when I retire. although medyo nasa 40s pa lang ako but that's always been the plan.. question lang po, when is the best time to start planning as far as building your dream home?
simple living does not mean you go cheap..bibili ka ng mura but madaling masira..you get what you pay for. when you retire you live on a budget and that's what you live by. if you have saved up for a new house and a car, go for it. I just retire and i plan to live a simple but comfortable life. i bought a new truck even i was not retired yet because when the house is going to be built i may not be able to get a car then.I bought the car on overtime money. the house will be built on saved up money plus any retirement incentives. i will live off of pension and social security. with just that i can live simple and comfortable.I'm debt free .paid the truck cash.
Congratulations po! I will give myself another year or less to retire. Golden year in two months 🤞 I saw the video yesterday and this is the second video I watched. OFW here from HK
Everywhere you live and work, there are challenges. Have to accept the realities. There are pros and cons living both in the Philippines and the US. Me and my family preferred to retire here in the US for convenience, moderate weather (California) and peaceful life. Thanks to UNCLE SAM!!
Same here. I moved here when I was 22 years old. Like you said, there are pros and cons. For me, nothing beats the quality of healthcare and hospitals here, despite their flaws. Medical Healthcare is so expensive in the Philippines. I also feel safe here.
@@momoara7617 Back home, hospitals value money first than human lives. No money, no treatment. They let you die and poor Juan, can't do anything about it. Funeral cost is cheaper than hospitalization.
Not everybody thinks Phils is paradise. Am 59 still FT, work 10 mins at home, take vacations and live a balanced lifestyle. My area is superclean, no basura and no depressing scenes around. Just came back from Pinas last month, stayed in province, but not for me. Life is good !
"May you always be surrounded by God's love and blessings. Stay strong and keep faith. Wishing you a life full of love, peace, and joy. God bless you abundantly" "May we each prosper, be in excellent health, and cause our souls to prosper in the Word and ways of God. Protect and keep us safe from all evil, hurt, harm, and danger"
I moved in US when i was 18 years old, I joined the military at 21, i was be able to retire at 42 years old, I just turned 46 yesterday, I haven’t been working for 4 years now, I currently living here In Temecula, Ca. I love Philippines, I spent 18 years there and came back for 2 years to study Nursing. In my opinion, Philippines is a good place to visit not to live, because the climate change, it will not gonna get better and it will get worse, i get sick a lot on a Hot Humid Weather, My skin get all kinds breakouts and it is harder to breath on that Humid weather. I always visit my Home country every 2 years.
I agree with you, definitely love our country Philippines 🇵🇭 , and a couple of years ago we bought a house in Nuvali in Laguna with plans of retiring there but changed our minds with the weather getting worse especially global warming and the primary deterrent for us is the healthcare system😢, everything is out of pocket… here in the US, everything is free. As we grow older; esp with maintenance medications, living in our country is going to be hard.. but w are still keeping our options open🙏… at least we still have our house there getting rented out and have our house here in the US🙏🏡
We have the same perspective sa simpleng buhay ma'am. Uuwi na kami dyan this June. There are things in life na nakagawian na natin dito sa States and we want to have the same things when we get there to be comfortable. Yes as long as you are debt-free and you can afford them why not. Hindi dahil simpleng buhay ibig sabihin ay titira sa kubo and mag aararo sa bukid at maglalaba sa sapa (although I wouldn't mind to live that way also 🙂 dahil dream ko talaga yan. Anyway, salamat for sharing your life.
Meron kaming bagong neighbor na nanirahan sa US ng matagal, may edad na sila pareho. Akala namin ay magiging mabait at may kapwa tao, kabaligtaran lahat. Ayaw sumunod sa patakaran sa village at naglalabas pa ng baril at sobrang mayayabang na mga matapobre pa always bragging na US citizens sila at ilang beses na nabarangay coz laging nakikipag away. What's sad is mga seniors na pero walang pinagkatandaan. Now, no one wants to make friends with them and everyone ignores them.
@@LouieBoywell, us as neighbors walang problem coz we all get along fine. What's sad is para silang naisolate coz no matter anong maganda asal pakita sa kanila, they're still rude. I wonder ano buhay nila sa US nun at naging ganyan sila sa kababayan nila. They seem to think na since galing sila sa Sates ay maaamaze na tao sa kanila. Lol.
Nakakalungkot kung matanda ka na galit ka pa rin sa mundo. Normally sa America mababait naman mga kapitbahay. Walang pakialaman. Smile at wave pagnagkita. Nasa tao kung likas na masama ang ugali. Kahit saan mo ilagay may galit sa mga nakapaligid sa kanila.
Madam hindi ako nag skip ng ads kasi I enjoy watching your videos. Salamat po sa pag se share nyo sa buhay nyo at tama lang ang decision nyo na mag stay na sa pinas dahil tumataas lahat ng presyo dito sa America
Thanks for sharing your experience. Curious question, how did you prepare or planned for your healthcare, in case you need funds for hospitalisation or GP?
We kept our US health insurance. Annual check ups will be in California. Our medications are from there. We get a year’s supply each time. In an emergency, it will be reimbursed. Also supplemental here PhilHealth and Maxicare
Only if you are a citizen or a permanent residence na nag worked here sa US. Pwede kang mag receive nang social and na meet mo yon required age and pwede ka rin mag work while on social.
Thanks for sharing & taking us along. Learning a lot from you. Can you share what type of health insurance you have & what are covered? Hope you read my msg.
Congratulations on your retirement! I’m looking forward to my retirement as well. God’s will 5 yrs from now. We’re planning to go back to the Phils but my concern is the medical insurance. I’m not sure if medicare will be extended outside of US. Hospitalization in the Phils is very expensive without medical insurance hard earned money will be exhausted easily.
Iam residing now in TEXAS with my daughter..whose a NURSE...after hearing your PROS and CONS of retiring in the Philippines after so many years of staying there..i think.its a smart move that youve plan..to move back to Philippines ❤
I agree po, you got to enjoy the fruit of your labor and you both deserve it. Nga po pala pwede po ba e vlog nyo about s healthcare insurance nyo dyan s Pinas as retiree. Thank you po.
Hello good day neighbor,hindi pa po tayo nagkita pero dyan din po kami sa metrogate every year n umuuwi kami dyan maganda po yung vlog nyo hope to see you there every morning naglalakad kami dyan sa subdivision.
nakakatuwa naman po mapanuod ang ganitong kwento ,ganyan din po ang gagawin naming mag asawa retired ng 62 ,sa atin sa pilipinas simple lng talaga ang buhay diba masaya pa sa atin.ingat po kayo.
My husband was in the US Army and he retired after 20 years. We moved back sa Pinas at the age of 44. Ginagamit namin ang nakukuha sa retirement and sa disability nya. Leaving comfortably dito sa Pinas. I encouraged my children to retire here sa Pinas too:-)
Yep! you'll live comfortably if you have 2 or more pensions from the US government, not only in the Philippines, but also here in the US. My husband also retired from USAF and the Federal Gov't. We preferred to retire here in the US, though we have a house back home, for convenience and peace of mind. We can't withstand the traffic, hot weather, monsoon rains, people/peddlers everywhere. I don't encourage my children to retire back home. It's better to stay here, where more opportunities are open. Medical care is the best, compared back in the Philippines. I will not trade our life here in the US anywhere in the world. We feel safe and enjoy the comforts that Uncle Sam bestowed on us..
@@user-ki9re6zs1tI’m agree with that but I think it depends on the person. I have so many friends they retired in the Philippines too. I believe everything you said it’s true🙁 me and my husband will still keep our house here in US then we bought a condo in BGC Uptown just to stay there for 6 months and come back here for 6 months , because for sure I’m still gonna miss USA 😊♥️🙏
Been to BGC uptown. Nice place, parang fiesta lagi. Visited Pinas in April. It is hard to adjust and visualize the harsh reality of poverty pollution there. At the top of the condo patio, the breeze blows but the smell of Pasig river in hot weather, is discouraging. In the end, it is whatever makes you happy and comfortable. Maybe escape the winter here in Canada.
Naiinthan k Namin mam same n same po Tau situation like my parents Canadian mom ko dad koworks in middle east they work for 40 yrs retired ndn Sila DHL s pandemic ganun dn po kung ano life nyu same like us God bless tipid tipid then retirement dnnila gngmt nila for daily expenses
Hi po, mga family ko po ganyan din mga lola at lolo ko, ang naging problema po nila yung healthcare system sa pinas or ang mali po nila hindi sila nakapag save para sa mga emergency/hospital bills, so ako po dito rin sa US pag nagretired ako dyan magtatabi ako para pag nahospital ako may pambayad ako. lolo ko po 4million pesos sa hospital, lola ko nasa ICU 1week 750k pesos, so ang mahal po ng mahospital dyan, yun lang ingatan natin. pero overall po okay dyan sa pinas.
There are great hospitals here. We also reside in angeles, and when i was very sick, God surely leads us to go to the great and caring staff here in angeles and most of the doctors surely and veterans and its half of the price we pay, cash and easily done. I recovered and my doubt in ph healthcare was gone. In the hospital i saw alot of foreigners and surely it was like i am in the hospital of san diego cali.
Na compute ko na kung dito sa US mag retire mag work ako the rest of my life kay mahal maintainnance dito house insurance mahal car insurance mahal copayments sa health insurance mahal so obligado ka mag work sa pinas kahit konti ang monthly pero kaya bayaran at hindi ka obligado work I’m ready to retire na
Thank you for sharing po, ok lang po yung simple living then you buy things na sa tingin nyo po mkakapag padali ng mga bagay bagay sa buhay for as long as you can afford. Ako naman I chose simple living because I cannot afford. Pero kung may chance naman ako to buy mga gusto kong things why not... simple living is yung mga choices lang sa life natin... hindi natin pinapahirapan like...hindi ipipilit ang hindi kaya... pero kung kaya naman why not... simple dahil hindi natin kinocomplicate.... 🥰🥰🥰🥰looking forward saa another video po...nakakarelax po kayong panoorin
Tama po kayo sa mga sinabi ninyo .deserve ninyo po yan kung ano man meron kayo .kami din po intime baka mag early retirement din po .in God’s will po ! 🙏 enjoy po ninyo ang pinas at mag iingat po !God bless ! ❤
These are things that are necessity! Simple life that is comfortable! Alangan naman mahiga ka sa sahig at magluto ka sa uling! As long as you’re comfortable, to hell with anything they say!
Wow ganda nang house nyo madam... Good choice talaga kapag mag retire tayo sa ating bansa... Sana in Gods well maka abot din ako nang retirement sa Pinas... Thank you sa mga vlogs ninyo nakapag idea din ako kung paano ko ma save yung money ko for retirement.... Ganon talaga idols hindi nila alam yung American life... New friend here and Subscriber from California with love..
Yes marami sa atin they don’t understand you work so hard for 30 years of course pag nagretire kna you want everything nman comfortable. Me and my husband will do the same thing early retirement is the best para enjoy mo nman ang pinaghirapan mo. Watching from Las Vegas
That’s the beauty of working in America! Although you also sacrifice early on to contribute to your (retirement)401k, you will reap the rewards of your labor when you retire. Even here in America, you need to be smart to think of your future, otherwise, there’s nothing there when you retire and Social Security alone is not enough to live on if you stay in America. That’s why I encourage my children to invest 15-20 percent of their income but they tell me, “that’s too much, I don’t want to be broke”. I tell them, “you’ll thank me later!” I noticed kids nowadays don’t think much of their future. Sometimes they even say “money is not everything”. But I compare our lives to theirs and we already acquired our own house when we were in our 20’s and being immigrant from the Philippines, while they’re in their 30’s with nothing to show for. Well, I guess, just different priorities.
@@gerricabanayan1194 Your advice about retirement is spot on. But getting a house to show for whoever these people is straight pits from delusion. No ones buying a 80% inflated houses at this current state in the housing market. You need a 50 to 60% of down-payment to have that house at lower rates of 7% to 12%. Those kids don't want to get tie to a mortgage of $1500 to $2100, to show the American Dream of having a house and financially stable. They rather throw that money in meme stocks that a lifetime servitude of extremely high mortgage rates.
You are so blessed yan sana ang pla namin kaya lang mga apo namin andito at ako ay nagdialysis na sana kung matransplanrt ako cguro makauwi kami diyan but God's will will prevail❤❤❤
I have a very small YT channel where one of the viewers recommended your channel. I'm glad he did. You really emboldened me to really retire as planned (at 60). Kasi, even if that is my plan, I still has misgivings about this. But you're decision to jump in with closed eyes is so encouraging! We can make more money, but we cannot make more time. So let's enjoy the fruits of our labor while we can. Thank you!! Subscribed. 😊
Welcome to our channel. Thanks for the sub. We did sub as well. Your videos are very informative and helpful to those planning to retire soon. We are happy we retired here in the Phils. We would not have it any other way. Dito mas ma enjoy namin ang pagiging retirado. Mas relaxed and laid back ang pamumuhay dito.
Good for you guys for having an early retirement. My husband and I are on the way there as well. Retirement is the key to enjoying your hard earned money. Simple the better. Aloha from Hawaii
San po ang village nyo sa angeles city, dati po akong nagwork jan sa may brgy pandan, angeles. Nakakabilib po kyo so simple ang lifestyle nyo nakakatuwa
Now I learned from your vlog, about retirement in the Phil. that is your best decision. The US is not the same as before. I have 15 years more to work here and I can retire in the PH. More vlogs, please :) Living simply is the best.
Enjoy your hard earned money and your retirement in the Philippines, no matter what people think or say. Never apologize for what your money can buy kasi pinaghirapan nyo yun, you have gone this kasi dugo at pawis ang puhunan nyo for so many years - to enjoy a comfortable lifestyle.....so happy for you guys and I'm glad that I saw your channel by chance. 🙂
You don’t need to explain anything. You are just enjoying the fruits of your labor. You are living a simple life. All you need to do is relax and travel. Life is too short. I am in the same situation and I am planning to do the same. I have also retired from work but I still don’t know where to live there in the Philippines….
I like Your SIMPLE WAYS of LIVING...With Your LONG YEARS in America, TAMA lang na BILHIN NYO LANG LAHAT .... TAMA lang na magRetire ka ng MAAGA para MA-ENJOY NYO ang PINAGHIRAPAN NYO HABANG MALAKAS PA KAYO....👍🏼🥰👍🏼
