Bakora ijoro n'amanywa: Umwihariko w'amacumbi aciriritse agiye kuzura muri Kigali 

Iyonzuse ihaga kugaciro kamafaranga angahe ifitibyumba bingahe

Could you contact me for referring you to someone who might help you.

@@nicklasntaganira3830 ariko mwagiye mukoresha ikinyarwanda muribaza ko bose Bari icyongereza,?

Hari contacts nabonye wahamagara : BRD iwacu heza niba ntibeshye ! Jya kurubuga rwa BRD ubone contact wabonaho wababaza izi program byanze naguhamagarira nkaguha contact zabo muri exposition bariya baradusobanuriye !

Ayamazu aherereyeh?

@@alphonsengarambe4276 urakoze niba uzifite wazimpa

@@inanatv8444 😂😂 uza muri comments utabanje kumva 😂

@@alphonsengarambe4276 wampaye contact zabo

Amagorofa maremare akenera maintenance zihenze. Iyo inzu zubakwa zegeranywa biba bihagije. Singombwa ko ziba ndende cyane. Abantu bavuye mu bipangu, habaho imicungire myiza y'ubutaka

Muduhe no.zanyu twabarizaho

Iyi nkuru ikozwe nabi mwakaduhaye details zaburi inzu location hanyuma mugatanga nurubuga na contact

Ariko ntabwo batubwiye urwo rubuga abantu biyandikisha ho

Muduhe nimero twahamagara tukiyandicyisha

Ntabwo byemewe kuba wayitunga usanzwe ufite inzu

hhhhhhhhh

Unviriza neza détails

Wapi..condition ni ukuba audafite inzu.nta n ikibanza ufite.

Ndabona arukujya ibyaro tu

Jya muntara

narazisuye mais iza 16millions hasi ni hato pe.ariko zubatse neza byo.nakunze materiel irimo imbere

🤭

Narebaga ko bagusubije ngo mbonereho

The New Times spoke in an exclusive interview, to Deudonne Nsengiyumva, the sales and Marketing Director of ADHI Rwanda, the developers, for a step-by-step guide on acquiring a home in the estate. According to him, there are different styles of units that a buyer will have to choose from. He said that prices range from Rwf16.5 million to Rwf86 million per unit. However, only four models of units costing Rwf16.5 million, Rwf28 million, Rwf32 million and Rwf35 million have been put in the bracket of ‘affordable.’ The other two, added Nsengiyumva, include one of Rwf48 million and another of Rwf86 million, have been categorized as ‘non-affordable.’ "A buyer will need to verify that they are eligible for mortgage financing by registering with BRD (Development Bank of Rwanda) to obtain a clearance. BRD will perform a background check and verify that you fulfill all the eligibility criteria to access the 20-year mortgage at 11 percent,” he said.

The second step will be a visit to the model homes during which the buyer meets the ADHI sales team where they will explore the different home models depending on their income. "They will then book a preferred home and sign their reservation contract. The contract is estimated at Rwf75,000.” With a reservation contract in hand, Nsengiyumva pointed out that the buyer will then be guided to meet with a partner bank and get their loan application approved. "Once your loan is approved, you will be required to deposit a 10 percent down payment to the selected bank, and your money will be deposited in an escrow account until your unit is ready. The bank will then issue a commitment letter to officially book the unit of your choice.” Nsengiyumva highlighted that the final step will be transferring the property title deed in the buyer’s name. This he said, will be done after the bank has sent an approved valuer who will inspect the house and approve that it matches the specifications on the contract. "The bank will then be required to release the remaining 90 percent and pay us on your behalf before the house is handed over.” Meanwhile, ADHI Rwanda says that purchasing a non-affordable home will be done through Century Real Estate, one of the major real estate firm in the country.

Affordability While majority of affordable housing projects are widely cheered by industry players, the pricing per unit has for the past left many Rwandans out of the bracket. However, the new project seems to be relatively affordable based on the current annual average income of a Rwandan household according to Felix Nshimyumuremyi, the Director General of Rwanda Housing Authority (RHA). For instance, he said, after making the down payment on the Rwf16.5 million unit, a buyer would need to pay only Rwf153,200 per month, in a period of 20 years at an interest rate of 11 percent. If the same formula is carried out on the three other affordable units, then a buyer would have to pay a monthly fee of Rwf260,100 for the Rwf28 million house, Rwf297,270 for the Rwf32 million home and Rwf325,140 for the Rwf35 million unit. The costs, he said, would require that the buyer has a monthly income of double the payment they are supposed to make per month. Rwanda’s settlement policy stipulates that a household should not spend more than 50 percent of their monthly income on housing either for rent or mortgage. "Actually, on standard it should not even go beyond 30 percent. Servicing a loan should be equal to or less than 30 percent, so that they are left with funds for other activities,” Nshimyumuremyi added. Nshimyumuremyi didn’t disclose whether government would consider similar conditions but reiterated that adjustments to the policy are underway.

Twacahe twiyandikisha ese abatari murwanga byajyenda gute

Abatari murwanda

None se bubakisha imashini 🤔 Akazi mu bwubatsi abafundi n'abayedi ntibakabonye !? Ntimugashakishe ikibi, ahubwo mujye mushima 💃

Ariko mutekereza mute nonese abubaka ntibaba babonye akazi, cyangwa hubaka Amarombo.

bavuze ko harimo iza 16m, 26m, 35m, 80millions