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Best Budgeting Apps for 2023 [Save Thousands!] 

Ryan McGregor
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Best Budgeting Apps for 2023 [Save Thousands!]
Today, we're going over my choices for the three best iOS & Android Budgeting Apps of 2023. Each of these apps offer excellent budgeting experiences thanks to the fully featured mobile app and web platform, the great money saving features, and of course, the extensive budgeting features.
By the time you leave this video, you'll know with confidence which of these three apps is right for your situation because I'm going to show you a firsthand look at each. Each app segment includes a screen recorded app walkthrough so I can show you how each of the budgeting and money saving features work.
Each app chosen offers a unique experience so there's something for everyone.
Towards the end of the video, I explain important safety & security information that you should be aware of before signing up and using each of these apps.
Thank you for watching, and make sure to leave any questions or comments below or shoot me a DM on Instagram @ ryanmcgregorr!
Checkout the budgeting apps below (not affiliate links). 👇
Mint - ryanmcgregor.co/Mint
EveryDollar - ryanmcgregor.co/EveryDollar
YNAB - ryanmcgregor.co/YNAB
-----
TIMESTAMP
0:00 - Introduction
1:40 - Best Budget App #1
9:27 - Best Budget App #2
15:00 - Best Budget App #3
21:22 - Safety & Security
-----
ALL LINKS:
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Webull UK: Get commission-free US stock trading for 30 days by signing up & depositing:
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-----
💳CREDIT CARDS💳
Earn 120,000 Amex Reward Points w/ the American Express Platinum Card:
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Earn a $200 signup bonus w/ the Chase Freedom Unlimited and/or Flex:
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Get up to a $1,000 signup bonus w/ a Chase Ink Business Card:
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-----
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Get $100 w/ a new Chime Account:
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Earn $300 w/ the Chase Total Checking Account
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-----
💰INVESTING💰
Get 10 FREE fractional shares of stock + 5.1% APY w/ Moomoo for signing up & depositing:
👉🏽ryanmcgregor.co/moomoo
Earn FREE stocks by signing up for Webull here:
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UK: Get commission-free US stock trading for 30 days by signing up & depositing:
👉🏼 ryanmcgregor.co/Webull-UK
Get one FREE stock worth between $3 & $300 with Public:
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Get a FREE stock worth up to $200 w/ Robinhood:
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Earn up to a $1,000 bonus w/ a new Charles Schwab Brokerage Account:
👉 ryanmcgregor.co/CharlesSchwab
-----
📸 MY EQUIPMENT 👨‍💻
24” 2023 iMac 16 GB 1TB SSD
ryanmcgregor.co/iMac
16” MacBook Pro
ryanmcgregor.co/MacBook-Pro
Sony a6400 Camera:
ryanmcgregor.co/Sonya6400
ASUS 27” FreeSync Monitor:
ryanmcgregor.co/Monitor
SanDisk Extreme Pro 256GB SDXD Card:
ryanmcgregor.co/Memory
Memory Card Wallet:
ryanmcgregor.co/Memory-Card-W...
Neewer Tripod:
ryanmcgregor.co/Tripod
Pro-Optic Camera Lens Cleaning Kit:
ryanmcgregor.co/Clean
Pro-Optic Essential Lens Filter Kit:
ryanmcgregor.co/Focus
USB-C Multi-Card Reader:
ryanmcgregor.co/Hub
MACALLY Wired Keyboard:
ryanmcgregor.co/Type
Logitech Wireless Mouse:
ryanmcgregor.co/Scroll
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As an Amazon Associate, I earn from qualifying purchases.
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Disclaimer: All content in this video is for entertainment purposes only and by no means is legal, investment, financial, or any other type of legal advice. All actions taken by the viewer based on the content in this video are solely their responsibility. I am not a financial advisor. The offers outlined above may not be current. Always verify the terms, conditions, and status of all offers.

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30 июл 2024

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Комментарии : 139   
@ryanmcgregorr
@ryanmcgregorr Год назад
Thank you for watching! Which budgeting app are you going with? 🤔
@jamespamson451
@jamespamson451 Год назад
The first one for sure
@briannaculpepper
@briannaculpepper Год назад
Been using YNAB for 4 months. Changed my financial life. I use the web version more than the phone app, but both are great.
@ryanmcgregorr
@ryanmcgregorr Год назад
@@briannaculpepper hey Brianna, that’s awesome to hear! YNAB is a great platform. Thank you for watching!
@oliviatomlin4465
@oliviatomlin4465 Год назад
I went with the first one as well! Thank you for the video
@ryanmcgregorr
@ryanmcgregorr Год назад
@@oliviatomlin4465 You're welcome! Thanks for watching, Olivia!
@stephenw5488
@stephenw5488 8 месяцев назад
Anyone else here after Intuit announcement that Mint is being discontinued? 😭
@asyx01
@asyx01 6 месяцев назад
Yup this video needs to be updated!!
@Laura-tb7nm
@Laura-tb7nm 11 месяцев назад
Great video and the financial literacy at such young age is admirable!
@icnoib1
@icnoib1 9 месяцев назад
Do any of the budgeting apps track envelopes or categories showing a list of the deposits and debits in each envelope like a spread sheet? In addition, I want to front load the envelopes or categories and deduct money from that particular envelope. I use an envelope spread sheet that I created, which divides the money in my checking account into the envelopes. This was inspired by Dave Ramsey; yet, his own app does not even do that? I cannot find an app that tracks the way I want or I definitely would love the convenience of the app. I am responsible enough to monitor and adjust my spending.
@Lacerated1DJ3
@Lacerated1DJ3 Год назад
Thank you for this video, i have been looking for something like these and i now have a better idea for my budgeting needs.
@ryanmcgregorr
@ryanmcgregorr Год назад
Great to hear and I'm glad the video was useful. 🙌 Thanks for watching!
@katiewho44
@katiewho44 11 месяцев назад
This was so informative and very helpful, thank you for that
@aracelikopiloff1791
@aracelikopiloff1791 Год назад
I live outside the USA so I need an app where I can just enter my monthly budget because I am not using my debit card daily, I transfer cash once a month and deal in cash. Zero debt.
@scram2012able
@scram2012able Год назад
Such a helpful video! I really appreciate how you addressed security concerns and gave clear instructions!
@ryanmcgregorr
@ryanmcgregorr Год назад
Glad you found it helpful and thanks for the feedback! 🙌
@thousandaireradio3199
@thousandaireradio3199 11 месяцев назад
Thanks bud, great video✅👍
@thedevbek
@thedevbek Год назад
Loved the phone call!!
@ryanmcgregorr
@ryanmcgregorr Год назад
Hahaha I wanted to take the opportunity to show off the Nokia flip 😂 Thank you for watching!
@frankmckinley1254
@frankmckinley1254 Год назад
Thanks for the video.
@satekilatu9625
@satekilatu9625 8 месяцев назад
Awesome video! Helped a lot
@Duwhatulove
@Duwhatulove 11 месяцев назад
This was great. 🎉
@bryangolec4358
@bryangolec4358 7 месяцев назад
Thank you for your input and explaining it in more detail for me.
@ryanmcgregorr
@ryanmcgregorr 5 месяцев назад
I appreciate your comment. Thank you for watching!
@scottdavis_34
@scottdavis_34 Год назад
Nice vid Ryan! Hope u are doing well!!
@ryanmcgregorr
@ryanmcgregorr Год назад
Thank you, Scott! You too!
@mrconfusion9671
@mrconfusion9671 Год назад
Are there any other currencies in the apps apart from dollar
@vbhaliwell6088
@vbhaliwell6088 Год назад
Excellent content! Signing up for Mint now. It sound great.
@ryanmcgregorr
@ryanmcgregorr Год назад
Glad you enjoyed it! Let me know how you like Mint. Thank you for watching 🙌
@theodosiashields3997
@theodosiashields3997 Год назад
Very good information. Thank you so much!!
@suhforte
@suhforte Год назад
Bill tracker doesnt work for me 😢
@MattGarcyaDC
@MattGarcyaDC Год назад
how do you like mint
@lukehodson9625
@lukehodson9625 Год назад
4:20 Good looks bro
@ChunkyROX
@ChunkyROX Год назад
i put my budget in our company's SAP test environment..🤪
@its4theer
@its4theer Год назад
Which of these app are international?
@ariellee6296
@ariellee6296 Год назад
Intuit Mint's app and website don't seem to be active. Are they temporarily not working or did it shut down?
@Jadencoa
@Jadencoa Год назад
I’m having the same problem, I’m thinking it has something to do with the premium subscription for $4.99 a month. If that’s the case I’m looking for another app to manage.
@tjs162009
@tjs162009 Год назад
What app would be best for someone whose income fluctuations drastically every pay check?
@r_mclovin
@r_mclovin Год назад
doodle jump
@BrandurnPorchiga
@BrandurnPorchiga 9 месяцев назад
@@r_mclovinthat was like middle school for me lol
@user-vw1si9xk4s
@user-vw1si9xk4s 6 месяцев назад
This was great.
@ryanmcgregorr
@ryanmcgregorr 5 месяцев назад
I appreciate that. Thank you for watching. 🙌
@TrainingWithBrianYT
@TrainingWithBrianYT Год назад
If you wanted a sub and like you coulda just said that bro ... didnt have to absolutely kill it in this video 🔥🤣 Great stuff thanks 👍
@ryanmcgregorr
@ryanmcgregorr Год назад
brooo way to hype me tf up on a Saturday!! 🙌🔥 Thanks for watching and glad you liked it!
@vik5159
@vik5159 Год назад
Hey man! Thanks for the video. Your link for mint doesn’t work. Just letting you know.
@ryanmcgregorr
@ryanmcgregorr Год назад
Thank you for watching and letting me know! I'll update that. 🙌
@ronnie.m.m
@ronnie.m.m Год назад
Mint it's only available in USA and Canada :(
@_Under.the.Radar_
@_Under.the.Radar_ Год назад
Mint has a major glitch it hasn't been working for the last 4 - 5 months
@Tamara-wp1us
@Tamara-wp1us Год назад
So helpful! Can two people use the same mint account?
@nightfall1152
@nightfall1152 25 дней назад
Thank you
@StockerM
@StockerM 9 месяцев назад
With Mint closing, who would you put in their spot?
@duongle8141
@duongle8141 8 месяцев назад
Same question
@1realtruthrightnow742
@1realtruthrightnow742 Год назад
Mint will not link to Wells Fargo, either regular accounts or brokerage accounts. Mint Cust Serv says its Wells Fargo's fault, Wells Fargo Cust serv say its Mint's fault. Really sucks because most of my stock portfolio is at Wells Fargo
@DevOpslegacy
@DevOpslegacy 10 месяцев назад
This is an awesome comment because I would’ve chosen the #1 but if it doesn’t work with my bank guess it’s not for me
@1realtruthrightnow742
@1realtruthrightnow742 10 месяцев назад
@@DevOpslegacy I'm glad it helped.
@donnieo9119
@donnieo9119 Год назад
Can I scan receipts with mint?
@MiraAlCielo
@MiraAlCielo Год назад
Yes or not?
@savannahsnoddy484
@savannahsnoddy484 Год назад
12 credit cards? bruh.😦 Thanks for the video!
@ryanmcgregorr
@ryanmcgregorr Год назад
Hahaha, you're welcome. Thank you for watching, Savannah!
@SamuelKeaton
@SamuelKeaton 5 месяцев назад
Thank you. Is it the free aps?
@shivatulsi
@shivatulsi Год назад
Hey Ryan, Loved your content. I just had one doubt bro. Is there any application for budgeting which helps in tracking my transactions automatically and you know fees into the application without linking my bank account? You know we get a notification once we do a transaction so is there anyway that those notifications can be traced by the app and the transactions can fetched into the application and can make it easier to budget my expenses…
@terrenceowens8182
@terrenceowens8182 Год назад
Not that I know of. Think you either have to add them manually, link the app to your bank, or export transactions from your bank and import them into app. From my understanding. And that’s on any budgeting app.
@Kiraya
@Kiraya 11 месяцев назад
nothing can track your transactions unless it's linked to the thing processing your transactions, aka your bank
@Codekiller-hu9ql
@Codekiller-hu9ql 7 месяцев назад
The notifactions arte apart of your bank info, plus I think that much control over a iphone I think violates some rule some where. sorry linking bank account can be scary but its worth !
@judithcobler2682
@judithcobler2682 Год назад
Very helpful! I do have a question though... how much can we trust these apps being linked to our accounts?
@ryanmcgregorr
@ryanmcgregorr Год назад
Glad it was helpful, thank you for watching! That really comes down to personal preference. I'm not worried as i've never had an issue and there are safeguards in place like account balances being in read-only format (no way to transfer funds if Mint account was hacked, for example), bank level encryption, etc. Still, there are many people not comfortable linking and that's totally understandable.
@ShotgunAFlyboy
@ShotgunAFlyboy 7 месяцев назад
Putting Mint first didn't age well 😅
@mrohde2067
@mrohde2067 11 месяцев назад
Manual updates .. boo 😢 Like the auto that mint offers 👍 Thank you for the intel 😊
@Animacx
@Animacx 6 месяцев назад
I JUST WANT AN APP THAT ALLOWS ME TO EXPORT FROM MY PHONE TO EXCELL FORMAT.
@KD-wc4rs
@KD-wc4rs Год назад
What if I’m paying cash do I have to put that in manually ?
@angelina-aisha
@angelina-aisha Год назад
use your critical thinking skills....
@Yo_soy_Hunter
@Yo_soy_Hunter Год назад
​@@angelina-aisha Lmao fr
@KD-wc4rs
@KD-wc4rs Год назад
@@angelina-aisha Ian gone lie dat wasn’t the smartest question
@blackbriarmead1966
@blackbriarmead1966 10 месяцев назад
they can smell when you spend cash don't worry
@rosssavage3172
@rosssavage3172 9 месяцев назад
Mint is closing. Definitely kind of sad since I’ve used them forever.
@ryanmcgregorr
@ryanmcgregorr 9 месяцев назад
Just heard about this too. :/ really sad to hear.
@Why_Usernames
@Why_Usernames 8 месяцев назад
@@ryanmcgregorr migrating from mint. Do you have a preference between every dollar and YNAB?
@Zoe-Dixon
@Zoe-Dixon 6 месяцев назад
Great video! Only a couple things bothered me. A: it’s pronounced “game-i-fy” like turning something into a game. Took me a few times to realize you weren’t saying “gammafy” B: too much explanation on nonsexual strange addiction. Next time just say you collect Pokémon cards or something lol. Very good video though! Thank you!
@ryanmcgregorr
@ryanmcgregorr 6 месяцев назад
Thank you for watching and the excellent feedback. I’m always looking for ways to improve, so it’s much appreciated. Have a great 2024! 🙌
@davidmarr540
@davidmarr540 Год назад
12 credit cards?..dude what's the interest rate on each one?
@ryanmcgregorr
@ryanmcgregorr Год назад
17 now between my business and personal. Rate doesn't matter to me because I never carry a balance. Thanks for watching! 🙌
@DraRed73
@DraRed73 Год назад
This is for US audiences only. You should say that!
@Balanced--
@Balanced-- 11 месяцев назад
FYI - None of these integrate with aussie banks
@Justmylukc
@Justmylukc 7 месяцев назад
And mint is gone 😢
@PRMusic595
@PRMusic595 8 месяцев назад
Can i have a cash account on mint ?
@ryanmcgregorr
@ryanmcgregorr 7 месяцев назад
Hello, unfortunately Mint is going to be discontinued. 😔 Thank you for watching!
@JeffBarnhart
@JeffBarnhart Год назад
EveryDollar doesn’t even support American Express…. Useless.
@GioGarnada
@GioGarnada 8 месяцев назад
Anyone else’s mint not updating?
@Fer-hj4qr
@Fer-hj4qr Год назад
Put the apps names
@ryanmcgregorr
@ryanmcgregorr Год назад
??? they're in the video and the description.
@Fer-hj4qr
@Fer-hj4qr Год назад
​@@ryanmcgregorr I mean on the timeline, not "best budgeting app #1"
@PhilGerb93
@PhilGerb93 Год назад
@@ryanmcgregorr He's completely right. It makes it annoying to look up.
@greg1065
@greg1065 8 месяцев назад
12 credit cards is insane😂😂
@nikelas6
@nikelas6 Год назад
Linking your bank account to any app is a very stupid move. Do it manually, don't be lazy.
@robbiepalmer9191
@robbiepalmer9191 Год назад
why?
@sbka8751
@sbka8751 Год назад
@@robbiepalmer9191if there’s a data leak or any sorts of cyberatack your done
@jasonbfhfj8132
@jasonbfhfj8132 Год назад
@@robbiepalmer9191 look at Canada. They froze people’s assets because they didn’t like their political opinions
@BrandurnPorchiga
@BrandurnPorchiga 9 месяцев назад
I agree especially if you have multiple accounts linked. Gg if they get hacked.
@Rae47k
@Rae47k 11 месяцев назад
Rocket money is an L from personal experience ngl
@Yuhism
@Yuhism Год назад
BRO GOT 12 CREDIT CARDS???
@ryanmcgregorr
@ryanmcgregorr Год назад
19 now!
@bobbyzeolla5208
@bobbyzeolla5208 7 месяцев назад
Is there a benefit you’re going for with a lot of cc’s?
@AG-hl1ni
@AG-hl1ni Год назад
you need 1 credit card not 12
@ryanmcgregorr
@ryanmcgregorr Год назад
I'm glad that works best for you. Not for me though
@justingordon7373
@justingordon7373 Год назад
I hate when people watch a whole video and won't like it but will leave a negative comment.
@noragami_1856
@noragami_1856 Год назад
It’s like when you go to a restaurant if the service is horrible you’re more likely to leave a review compared to having a good time.
@migtini
@migtini Год назад
@@noragami_1856 exactly
@manjelfaworaja8093
@manjelfaworaja8093 Год назад
Lol they don’t like the video that’s why they leave negative comments. Why would they like something they don’t like?
@austinc2997
@austinc2997 Год назад
Lol ratio
@1Korand
@1Korand Год назад
to be fair if you don't like it.. you have the right to express why you don't like it. there is a dislike button the same way there is a like button. 😊
@sahabro7637
@sahabro7637 Год назад
Contact you sir,how to do
@camilasouza.financas
@camilasouza.financas Год назад
Hey! qual o seu instagram? gostaria de fazer uma proposta de negócios, sou do Brazil! aguardo sua resposta!
@DeadBeatCousin.
@DeadBeatCousin. Год назад
@came2win
@Kim00700
@Kim00700 11 месяцев назад
Thank you
@ahshanulstatistician6644
@ahshanulstatistician6644 Год назад
Thank you. Is it the free aps?
@daughteroftheking279
@daughteroftheking279 Год назад
I have rocket money and it’s free but they give you the option to upgrade to premium for 10 dollars
@rickd1369
@rickd1369 Год назад
Great video! Only a couple things bothered me. A: it’s pronounced “game-i-fy” like turning something into a game. Took me a few times to realize you weren’t saying “gammafy” B: too much explanation on nonsexual strange addiction. Next time just say you collect Pokémon cards or something lol. Very good video though! Thank you!
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