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Best Credit Card Spend Targets and My New Hotel Strategy 

Stan The Credit Frog
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5 сен 2024

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Комментарии : 51   
@MarkSkrzypczak
@MarkSkrzypczak 3 месяца назад
Ambassador Status is awesome. I got double upgrades in Athens and Warsaw. I was given an Ambassador Suite in Montreal.
@TheCreditFrog
@TheCreditFrog 3 месяца назад
That's awesome to hear! I definitely want to see what Ambassador status can do so it's nice to hear from someone who has it and has had a good return on it!
@aloh86
@aloh86 3 месяца назад
Are you attempting the 4 free nights Marriott strategy that you made a video on a few months back?
@TheCreditFrog
@TheCreditFrog 3 месяца назад
Yup! All I need is the Bonvoy Boundless next year, and that setup will be conplete
@paulfelkner6749
@paulfelkner6749 2 месяца назад
Got the Bountiful because of 40K bonus to switch from Boundless. It's worth it for me as I easily spend 15K with this card. As Titanium I get 1000 points a stay, with Bountiful I get another 1000 points a stay - so at a Sheraton at $125 (AAA or Senior) I get 2000 points plus 2187 points (1.75 Titanium ) + about 700 points on CC = 4887 points for a $125 stay. So for the additional $155 so far this year I got a 50k instead of 35K room and an additional 20K in bountiful 1000 point stays so far this year. $155 = 35k in value (20K plus 15K up on cert) Not great, but not terrible, maybe drop back down to Boundless and throw the 15K on Hilton since I'm only Silver with them right now.
@TheCreditFrog
@TheCreditFrog 2 месяца назад
Very cool Paul! I never really looked into the Bountiful card, just because the Boundless / Ritz was just a better fit for me. I think dropping down to the Boundless is great for that automatic 35k FNA, as opposed to the $15k FNC on the Bountiful. If anything, the Hilton Surpass $15k FNC is so much better than the one on the Bountiful which is a 50k cert, and with the Surpass you'll get Hilton Gold, which is probably the status I've gotten the most benefit from so far this year (even as a Titanium elite). Now's a great time to pick up a Hilton card due to their amazing welcome offers right now!
@hockey1freak
@hockey1freak 2 месяца назад
If i have a Surpass and an Aspire, would I ever get an upgrade offer to make the Surpass an Aspire? Thanks
@TheCreditFrog
@TheCreditFrog 2 месяца назад
Yup! That could happen!
@mazenkheder3309
@mazenkheder3309 3 месяца назад
Hilton surpass: $15k spend is ridiculous and not worth it......
@TheCreditFrog
@TheCreditFrog 3 месяца назад
Depends on your use case! Getting a Hilton FNC for $15k spend you’re already doing could definitely be worth it!
@Phlegethon
@Phlegethon 3 месяца назад
@@TheCreditFroghe’s not wrong it’s only a 4% return on your 120,000 room if you buy the points at 0.50. But for people that spend money at Hilton anyway then it’s well worth it - otherwise the return isn’t as high as people think
@Phlegethon
@Phlegethon 3 месяца назад
Or if you put your rent on it it’s not terrible with the right redemption amount
@TheCreditFrog
@TheCreditFrog 3 месяца назад
@@Phlegethon For sure! The value ultimately depends on how you use the FNC!
@IceIcelce
@IceIcelce 3 месяца назад
Are you/did you do Zemi in Anguilla? Great property!
@TheCreditFrog
@TheCreditFrog 3 месяца назад
I have not stayed there before, but I’ll have to check it out!
@RITPA
@RITPA 3 месяца назад
Does AU count from acct open or from date AU card issued? All my wife AU cards show up as issued dates, not acct open dates.
@TheCreditFrog
@TheCreditFrog 3 месяца назад
It depends on the issuer. All Amex AU cards show up as issued dates, but banks like Bank of America show AU cards from open dates.
@KeyKEYadventures
@KeyKEYadventures 3 месяца назад
Yes Stan! I love the regression analysis Great video
@TheCreditFrog
@TheCreditFrog 3 месяца назад
Haha! Thanks Key!
@mcr754
@mcr754 3 месяца назад
ty stan!!!!! if i put my 6000 monthly rent on the bilt card, does that count toward the bilt status tiers? or does it only mean non rent spend counts in that regard.
@TheCreditFrog
@TheCreditFrog 3 месяца назад
You're welcome Mike! So rent does count for status, but only the points you earn, not the money that you spend. So if you have $6,000 of monthly rent, the 6,000 points would count towards Bilt status so you would be able to get to 50,000 points within a year, or Bilt Silver status just with rent alone (after 9 months).
@MrHawaiiboy510
@MrHawaiiboy510 Месяц назад
Are IHG hotels even good. I see a lot of them with bad reviews
@TheCreditFrog
@TheCreditFrog Месяц назад
Not sure. Will start staying in them soon and then I’ll know for sure.
@MrHawaiiboy510
@MrHawaiiboy510 Месяц назад
@@TheCreditFrog thanks!
@MrDubs6000
@MrDubs6000 3 месяца назад
Do you get to keep your bilt status permanently? I don’t rent, but it might be good for tax purpose?
@TheCreditFrog
@TheCreditFrog 3 месяца назад
Unfortunately, no. It only lasts throughout the rest of this year and up until the end of the following year. So it's best to get status earlier in the year when you first get it (or upgrade status) if you can!
@DugrozReports
@DugrozReports 3 месяца назад
Let's go!!!
@TheCreditFrog
@TheCreditFrog 3 месяца назад
Let’s gooooo!!!
@joeysok2366
@joeysok2366 3 месяца назад
I just got approved US bank attitude reserve without any hard pull and no relationship with them.
@TheCreditFrog
@TheCreditFrog 3 месяца назад
Congrats Joey 🎉🎉!! That's odd that there was no hard pull. Not sure if it's still on its way or not, but if US Bank didn't hard pull for applications, that would be a game changer!
@joeysok2366
@joeysok2366 3 месяца назад
@@TheCreditFrog The card arrived yesterday. I been watching all your videos bragging about US Bank altitude reserve so I decided to give it a shot.
@TheCreditFrog
@TheCreditFrog 3 месяца назад
@@joeysok2366 You won’t be disappointed 😀
@caribdude8151
@caribdude8151 3 месяца назад
Happy 5/24 Day! 😁
@TheCreditFrog
@TheCreditFrog 3 месяца назад
Hah! Yes! Happy 5/24 day to you as well!
@Ehtizan-Editor-001
@Ehtizan-Editor-001 3 месяца назад
Hey Stan, I just watched your video and I must say that it was really informative and well-made. I was wondering if I could help you edit your videos and repurpose your long videos into highly engaging shorts? I can also make high CTR thumbnails for your channel
@TheCreditFrog
@TheCreditFrog 3 месяца назад
Hi Ehtizan. Thanks for reaching out! At this time, I am not looking for a video editor, but if this changes, I'll let you know!
@x1928
@x1928 3 месяца назад
Need to add Choice to that hotel list my man. I promise you are sleeping on it.
@TheCreditFrog
@TheCreditFrog 3 месяца назад
Definitely need to look into them - but first - need to get that Citi Strata Premier!
@paulfelkner6749
@paulfelkner6749 2 месяца назад
@@TheCreditFrog I looked into Choice - their points are hard to use from I read. I'm looking at Wyndham business card for my fourth hotel brand card. That's a good chain when you are traveling in the middle of nowhere, whether it's Jerkwater, USA or Iquitos, Peru.
@Xavier_ID.
@Xavier_ID. 3 месяца назад
👍🏼👍🏼
@TheCreditFrog
@TheCreditFrog 3 месяца назад
🤩👋
@jimmyjames6492
@jimmyjames6492 3 месяца назад
🥇Hilton. For the Stay. 🥈Hyatt 🥉Marriott/IHG Thanks for the info + video!
@TheCreditFrog
@TheCreditFrog 3 месяца назад
Haha! Hilton is great! You’re welcome Jimmy James!
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