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Best Credit Cards 2024 

Card Academy
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Today we are covering the much awaited best credit cards 2024 of all categories. Our comprehensive research about all the best credit cards will definitely leave you with all the best possible options that you consider for the coming year.
Get Amex Platinum Travel card first year absolutely free with bonus 2,000 MR points via our referral link - Apply here: bit.ly/3TrMKWy
Apply for IDFC Lifetime free cards (Millennia/Select/Wealth): bit.ly/3MLyFiM
Apply for Cashback SBI card: bit.ly/3TrqpZ9
Apply for HDFC credit card: bit.ly/3XDOr5K

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28 сен 2024

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Комментарии : 266   
@k.d.4851
@k.d.4851 9 месяцев назад
Categories should have been spend based rather than fee based, example amex platinum travel and asix atlas placed in same group but annual spend required to get max benefit is drastically different
@shakibraza07
@shakibraza07 9 месяцев назад
I have 5 credit cards 1) HDFC money back* 2) Amazon pay icici 3) kotak league 4) sbi bpcl rupay 5) indusind rupay platinum
@soumsgaming238
@soumsgaming238 9 месяцев назад
I hv Kotak league Amazon Pay ICICI One card
@mohdkhalid01
@mohdkhalid01 9 месяцев назад
Very good video! Succint and articulate. Thought youll add super premium cards above 25000. Please make a video on this segment too. Thanks
@sunshinelife7055
@sunshinelife7055 9 месяцев назад
Which card is best for points to cash conversation ratio (adjusting in bill statement)
@jitendrarathod312
@jitendrarathod312 7 месяцев назад
Madam which credit card will be suitable for paying upto 5 lac medical emergency needs with yearly fee,it will remain for medical emergency no other use.
@vaibhavsinghchauhan2872
@vaibhavsinghchauhan2872 6 месяцев назад
Axis aura card
@snaperocks4374
@snaperocks4374 9 месяцев назад
Great video ma’am
@siddheshparab3352
@siddheshparab3352 9 месяцев назад
How do we get the Cashback from Amazon ICICI credit card? Do we get the amount credited to our account or amazon pay balance?
@scorpio301000
@scorpio301000 9 месяцев назад
Yes to the Amazon pay balance at the end of cycle
@ayushgoyal773
@ayushgoyal773 9 месяцев назад
I just use HDFC Millennia , and the life becomes so simple.
@DhoniRaj-kg1mi
@DhoniRaj-kg1mi 9 месяцев назад
You have LTF version or charging annual fees
@ayushgoyal773
@ayushgoyal773 9 месяцев назад
LTF@@DhoniRaj-kg1mi
@ujjwalkhurana6777
@ujjwalkhurana6777 9 месяцев назад
What are your opinions on Axis bank Privilege Card? Tell me its cons I find it helpful to be honest
@arnavsingh1740
@arnavsingh1740 8 месяцев назад
Is SBI Aurum card not a good pick in the 9999 fee range? If not what is an alternative to it
@arunkaushik9495
@arunkaushik9495 4 месяца назад
why you didn't added SBI BPCL octane credit card? isn't good in 1000-2000 category?
@haresh1978
@haresh1978 9 месяцев назад
Hi ma’am very nice information
@manavgoyal6885
@manavgoyal6885 7 месяцев назад
Shall i get both axis ace and axis airtel for utility bill or ace is enough?
@nishantabhilash1598
@nishantabhilash1598 6 месяцев назад
Regalia Gold is missing as well
@seiboihaokip4778
@seiboihaokip4778 8 месяцев назад
Which is best fuel credit card??
@soumyasouravpatnaik2246
@soumyasouravpatnaik2246 2 месяца назад
Axis bank Magnus Card is drastically devalued in April 2024 onwards
@gtafieldtechs2699
@gtafieldtechs2699 9 месяцев назад
I want to know should i continue with magnus card or not.pls suggest
@cardwaalebaba
@cardwaalebaba 7 месяцев назад
no point
@madan1670
@madan1670 9 месяцев назад
Why no ultra premiums cards like Reserve or Amex Platinum?
@CardAcademy
@CardAcademy 9 месяцев назад
Reserve is no longer recommended and Amex Platinum has also kind of lost its sheen.
@SourabhSharma-kq6ed
@SourabhSharma-kq6ed 9 месяцев назад
@@CardAcademy I agree wrt Amex Plat. It was good before covid - but they are not updating themselves. They did add Zomato gold this year, but it is too little for what they are charging.
@madan1670
@madan1670 9 месяцев назад
@@CardAcademy Reserve I feel is still good.. it is essentially a free card with welcome and annual benefits giving more value than the cost
@aquabestindian
@aquabestindian 8 месяцев назад
Which is the best card if I want a combination of cashback/rewards and access to domestic lounge access? Don't suggest HDFC as criteria of usage of 1 lakh in the previous quarter is pretty tough to achieve.
@PraveenNair31793
@PraveenNair31793 8 месяцев назад
IDFC First wealth
@dhruvhsachdev
@dhruvhsachdev 9 месяцев назад
Amex MRCC is good as well IMO
@CardAcademy
@CardAcademy 9 месяцев назад
It's there in the list.
@harshkumarshrivastava8749
@harshkumarshrivastava8749 2 месяца назад
Pls make updated video after recent devaluations
@NiranjanSundaresan
@NiranjanSundaresan 9 месяцев назад
Very well made.
@ViyaanCreates
@ViyaanCreates 8 месяцев назад
Hdfc gold regalia vs axis atlas which is better
@sabarigiritamil8373
@sabarigiritamil8373 8 месяцев назад
Can u suggest me a best forex card....next month im going to Australia, gng to stay there for one year to 1.5 yrs. I need a card with 0 % forex markup and easily load money from a indian acc, along with some benefits like lounge access domestic n international, cashback...plz reply me..thank you
@kabhay9893
@kabhay9893 9 месяцев назад
Happy new year
@ramitmehra46
@ramitmehra46 9 месяцев назад
Magnus Domestic lounge access has been withdrawn
@swastik1nm
@swastik1nm 9 месяцев назад
Whhhaaat ?!
@mayanksingh4121
@mayanksingh4121 9 месяцев назад
Ab insurance payment pr Amazon pay ICICI card ka option show nhi hota
@asgaralisiddiqui4047
@asgaralisiddiqui4047 9 месяцев назад
Thanks for content 😁😁☺️ mam
@PunitBeriwal
@PunitBeriwal 6 месяцев назад
how can i get invite for HDFC infinia?
@Sparsh_99
@Sparsh_99 9 месяцев назад
Hi Should I go for amex platinum travel or axis vistara infinite for traveling my spends are 7-8 lakhs per year
@durgeshsingh5220
@durgeshsingh5220 9 месяцев назад
Consider the Amex plat annual charge....
@vijayphule7670
@vijayphule7670 9 месяцев назад
You are thw whole and sole person bcz of whom this Channel is growing u r the best eloquent communicator I have ever seen god bless you always ❤❤
@mridulsingh1
@mridulsingh1 9 месяцев назад
You forgot HDFC Regalia Gold having annual fee ₹2500/- plus GST.
@thangamagan8030
@thangamagan8030 9 месяцев назад
Yes bro correct regalia first year no fee second year onwards they charged around 2500 + 500 GST
@kumarrahul696
@kumarrahul696 9 месяцев назад
FD wale card se 30% use karna chahiye ya use jyada use kar sakte hai koi impact nahi na hoga credit score pe.
@soumsgaming238
@soumsgaming238 9 месяцев назад
30%
@akshaytonge6416
@akshaytonge6416 9 месяцев назад
What card should I get next i have below ones 1. Amazon icici 2. FK axis 3. Axis Atlas ??????
@anubhavagrawal4212
@anubhavagrawal4212 9 месяцев назад
Your American express invite link is not working says expired
@CardAcademy
@CardAcademy 9 месяцев назад
We have updated the link. Please check now.
@fishcamp4111
@fishcamp4111 9 месяцев назад
Good Job 👌👌👍👍
@shailendragarud7925
@shailendragarud7925 8 месяцев назад
Icici platinum lifetime free hota hai kya
@drgajanandagarwalchildspec602
@drgajanandagarwalchildspec602 9 месяцев назад
Hello Miss I have recently availed New Magnus Burgundy Credit card LTF with credit limit 15 lakh. My annual spends are around 5 lakh. I also have Regalia Business card with credit limit 4 lakh. Should I stick with my New Magnus Burgundy card(which really have amazing benefits) or try to upgrade to HDFC infinia? Awaiting response. Thanks in advance.
@rashant9277
@rashant9277 9 месяцев назад
Sir if you’re getting infinia as an LTF then go for it … it’s the king of cards 😎
@pratikjoshi4465
@pratikjoshi4465 8 месяцев назад
How did you availaved Magnus Burgundy LTF?
@zakirjack
@zakirjack 3 месяца назад
Lifetime free card Airport lounge access us k liye lena hai di
@9614421209
@9614421209 9 месяцев назад
What you mean by American Express Platinum support call benefit
@praneetpramodpawar2773
@praneetpramodpawar2773 9 месяцев назад
do we get 2% return on atlas for non travel spends ?
@CardAcademy
@CardAcademy 9 месяцев назад
Yes
@AmanDeepSingh-ls4jo
@AmanDeepSingh-ls4jo 9 месяцев назад
You will get 4% return
@chamankumar8505
@chamankumar8505 9 месяцев назад
Fi amplifi credit card pr video banaye
@nipunjain7515
@nipunjain7515 9 месяцев назад
for hdfc infinia, do we need to have a hdfc account? What is the eligibility for invite?
@amitabhmaheshwari
@amitabhmaheshwari 9 месяцев назад
Yes, account is a must. Even add on Infinia cardholders need to have an account with the bank
@nipunjain7515
@nipunjain7515 9 месяцев назад
@@amitabhmaheshwari and after that how do we get the invite?
@keshavsingh9280
@keshavsingh9280 9 месяцев назад
@@amitabhmaheshwarino that is not true. I also have an INFINIA and my add on card holder does not have HDFC a/c. You have to send application form manually to HDFC form centre.
@keshavsingh9280
@keshavsingh9280 9 месяцев назад
@@amitabhmaheshwariI also have DCB metal but add on card holder need not to have Bank a/c
@CardAcademy
@CardAcademy 9 месяцев назад
Add-on cardholder need not have an account.
@pprahul2003
@pprahul2003 8 месяцев назад
A time stamp woud help
@SkySeFall-yd2ut
@SkySeFall-yd2ut 8 месяцев назад
Didi please ek baar next video me bolna “bank smart hai “. Yeh meri fetesh hai.😂😂😂
@jitendrapastaria
@jitendrapastaria 8 месяцев назад
Ace is stop 1000 year back😅
@pankajrox
@pankajrox 9 месяцев назад
hi tution ya education fee lowest charge se kaise pay kre I hv Amazon icicic
@adilshaikh4292
@adilshaikh4292 9 месяцев назад
I love you ❤
@ShubhamSinha-work
@ShubhamSinha-work 9 месяцев назад
Very disappointed, liked your previous year way of showing best card. Also why no mention of any Vistara cards like SBI Vistara Card Prime. I think it is the best credit card that exists in the market as of now
@CardAcademy
@CardAcademy 9 месяцев назад
Vistara cards though on the face of it offers very good return. But in the last few months, it has become extremely difficult to redeem complimentary ticket vouchers.
@mridulsingh1
@mridulsingh1 9 месяцев назад
Seconded. I have Axis Vistara and it’s of no use since complementary vistara vouchers are capped and ltd. I have stopped using it and now use Amex Platinum Travel & Regalia Gold as a frequent flyer👍🏻
@travelhacksbynick
@travelhacksbynick 9 месяцев назад
Is that so? If we plan trips 2 months in advance,why would there be any issues? If there is please elaborate because vistara cards especially sbi vistara and vistara prime offers easily 5times the fee plus more
@ShubhamSinha-work
@ShubhamSinha-work 9 месяцев назад
@@CardAcademy I don't think so, if we plan trips in advance.
@CardAcademy
@CardAcademy 9 месяцев назад
@@ShubhamSinha-work @travelhacksbynick It used to be the case till like a few months back. Now, it has become extremely difficult to redeem the vouchers. Our team along with a lot of our community members have shared similar experience.
@premvishwakarma4720
@premvishwakarma4720 9 месяцев назад
Didi mujhe ek credit card apply kardo please mera har credit card bank rejected kardiya hai
@nihalgupta2723
@nihalgupta2723 9 месяцев назад
Book a fd in idfc or one card then they will provide you credit card on behalf of fd
@nitinkumar7329
@nitinkumar7329 Месяц назад
Icici amazon pay credit card is serious mid segment credit card punching way above its weight category. Scapia = useless. Idfc = useless cards don't even apply. Idfc first wealth card is good. Axis bank are mediocre cards. Axis airtel cc is hard to get? I have it's with two lakh limit. Not even activated it. 😂 Hdfc tata neu इस not a good card. Its totally tata neu points centric card. Amex cards are hands down the best cards. Specially if you travel out of India frequently. Hdfc millenia and freedom cards are useless. Close them right away if you have them. Yes bank credit cards. Please stay away. Hdfc infinai is a good card. No doubt about it. Axis Magnus. Never used it. So can't say anything about it.
@H-sage949
@H-sage949 9 месяцев назад
where is regalia? lol
@nitinkumar7329
@nitinkumar7329 Месяц назад
Sbi prime is a useless card.
@amanac7305
@amanac7305 9 месяцев назад
@shivcharanchoudhary9188
@shivcharanchoudhary9188 9 месяцев назад
Chhota paycket bda dhamaka😂
@jagtarsingh8968
@jagtarsingh8968 9 месяцев назад
😂 Axis bank Flipcart list me hi nhi
@bitsbytes2528
@bitsbytes2528 9 месяцев назад
yes, because it’s useless card in terms of cashback instead anyone will use SBI Cashback CC without any merchant restriction.
@SUBHASHSHARMAFCA
@SUBHASHSHARMAFCA 9 месяцев назад
​@@bitsbytes2528true and that card is like bharmastra when you don't have any other cashback offers just attack with SBI cashback for 5%
@aniljadhav1141
@aniljadhav1141 8 месяцев назад
Kyaa mast maal hai
@doctorsqrd
@doctorsqrd 9 месяцев назад
Would be nice if you can mention if add-on cards will have a separate number. HDFC add-on cards have the same number as the primary card and hence unsuitable for online transactions. OTP will only come to primary holder which is very silly. It is difficult to achieve high spends if husband and wife use different cards. IDFC and Amex offer separate numbers for add-on cards - OTP goes to add-on card holder’s cell number if add-on card is used. I don’t know about other bank cards - hence will be nice if you can mention this.
@alistinmathew6321
@alistinmathew6321 3 месяца назад
Lifetime free cards 1:05 Amazon pay ICICI card 1:56 Scapia Federal bank credit card 2:37 IDFC First Select and Wealth cards Entry level cards fee upto 999 3:57 Axis Ace card 5:13 Cashback SBI card 6:22 Airtel Axis Card Mid range CC fee between 1000 and 2999 7:22 HDFC Tata Neu Infinity Card 8:32 American Express MRC card 10:24 HDFC Millenia card Premium CC fee between 3000 and 9999 11:55 American Express Platinum Travel card 14 : 09 Axis Atlas 16:13 Yes Bank Marquee card Super Premium cards fee over 10,000 18:08 HDFC Infinia card 19:42 Axis Bank Magnus card
@like2ajit
@like2ajit 9 месяцев назад
One correction- icici Amazon pay credit card doesn’t offer any Cashback on insurance payment
@mahesh.sannidhi143
@mahesh.sannidhi143 9 месяцев назад
If i pay lic premium in lic website using Amazon pay icici credit card can i get cashback atleast 1% ?
@himanshu810
@himanshu810 9 месяцев назад
No pay from Amazon you will get 2%​@@mahesh.sannidhi143
@surajitdas5778
@surajitdas5778 9 месяцев назад
Tata plus credit card me 2% milta hai
@rudrahappy
@rudrahappy 9 месяцев назад
​@@mahesh.sannidhi143Lic payment pe 1% milta h Mera ko last month pe mila h Mein lic app pe direct pay kiya tha
@mahesh.sannidhi143
@mahesh.sannidhi143 9 месяцев назад
@@surajitdas5778 where to pay in tata neu app?
@pravinmore4873
@pravinmore4873 9 месяцев назад
02:15 Federal Scapia Zen Z Ko Target Nahi Karta Kyuki Apply Karne Ke Liye Minimum Age 23 Hai.
@kichu3258
@kichu3258 9 месяцев назад
what abt AU LIT credit card ? any negative points ?
@shris1480
@shris1480 6 месяцев назад
Its good card but ison 90days subscription basis on various benefits
@vickygupta4263
@vickygupta4263 9 месяцев назад
Disliked because of ads
@floatinsun
@floatinsun 14 дней назад
One will go crazy wirh credit cards and calculator 😅😂 lots of peace of mind wirhout credit card 😅
@rahulnampalliwwar
@rahulnampalliwwar 3 месяца назад
Just found out your channel extremely helpful and informative video. Absolutely perfect.
@AshishBharti
@AshishBharti 9 месяцев назад
Amex link EXPIRed????😮
@mahipdeva3543
@mahipdeva3543 9 месяцев назад
I hold Magnus, no burgundy, HDFC INFINIA is a long long way to come tbh! I dont know where i stand lol
@aquabestindian
@aquabestindian 8 месяцев назад
If I book flight tickets for 30000 and hotels for 20000 from makemytrip, will I get 5% cashback (2500/-) from SBI cashback card?
@SuperPraveenkumarpk
@SuperPraveenkumarpk 2 месяца назад
yes
@kumarrahul7794
@kumarrahul7794 2 месяца назад
Education payment pe cash back credit card ka video banao
@pardeeptanwar6215
@pardeeptanwar6215 9 месяцев назад
How to get Axis Ace card as Bank doesn't issue new Ace card.
@shahnawazalam5264
@shahnawazalam5264 26 дней назад
U are looking gorgeous
@Shyamviswanadhan
@Shyamviswanadhan Месяц назад
So no ICICI cards are good enough.
@anupamjana6456
@anupamjana6456 9 месяцев назад
Hi I have been watching your videos regularly Wanted to ask you there are several other perks like insurance on your card but I think not many know how to avail the insurance on card , can you make a reel or small video on the same , thanks
@n5funtime324
@n5funtime324 9 месяцев назад
Is sbi cashback card eligible for Amazon sale
@soumenmondal4588
@soumenmondal4588 9 месяцев назад
No
@schumi93
@schumi93 8 месяцев назад
i have sbi simply click cc with 2.5 L limit. shoudl i go for sbi cash back cc ?
@shris1480
@shris1480 6 месяцев назад
Yes go for it... Pls note cashback not allowed on 10% discount offers on various websites during sbi offer period
@bodkedd
@bodkedd 6 месяцев назад
she is saying :- ek quater me 4 lounge access she is showing :- ek saal me 4 lounge access at 2:50 sec
@Priyanshu-ub2bp
@Priyanshu-ub2bp 9 месяцев назад
Hi mam bde cute lgte ho ❤❤
@VIJAY4211
@VIJAY4211 9 месяцев назад
Hi, Is Axis Vistara Infinite still worth it? Or Amex Gold? I was considering to go for it in 2024.. some inputs on this would be very helpful...
@shrewman5361
@shrewman5361 8 месяцев назад
Infinite is definitely worth it in 2024 considering the fact that they still give you a complimentary flight ticket and milestone benefits.
@kartikaysinghal8563
@kartikaysinghal8563 9 месяцев назад
What about standard chartered ease my trip credit card? Is it difficult to get that card
@adityabenwalca
@adityabenwalca 9 месяцев назад
No. Its also the cheapest card giving intl. lounge access if you do not consider those LTF cards which either require high income or offered on the basis of NRV.
@kartikaysinghal8563
@kartikaysinghal8563 9 месяцев назад
@@adityabenwalca Do you have any idea the salary range required for it if you have it
@adityabenwalca
@adityabenwalca 9 месяцев назад
@@kartikaysinghal8563 I am not sure.. although I dont think that there is any particular salary criteria. A friend of mine with salary of around 10 lpa got it. You can anyways apply. Maybe you will get to know.
@NadimNadaf18916
@NadimNadaf18916 8 месяцев назад
Fantastic video! 🌟 This informative content provided a clear and concise overview, making it easy to understand. The visuals were engaging, and the explanations were on point. Kudos to the creator for delivering valuable insights in such an accessible manner! 👏👍
@vishnukantvishnukant3044
@vishnukantvishnukant3044 3 месяца назад
HDFC LIFE/ MAX LIFE/BAJAJ LIFE spend 7 lakhs per annum NPS spend 10 lakhs per annum UPI payment 20000/ Rs per month Presently having SBI ELITE & SIMPLY SAVE CARDS Kindly suggest best cards for above three purposes. Thanks
@manankothari6303
@manankothari6303 9 месяцев назад
Hi ma’am, in spend based benefits for hdfc millennia card, there is a typo. It should be hdfc millennia instead of hdfc tata neu infinity.
@CardAcademy
@CardAcademy 9 месяцев назад
Sorry, it is an error from our end. The benefits listed in the graphic are of HDFC Millennia, but the heading has been erroneously mentioned as Tata Neu Infinity.
@ranjan0886
@ranjan0886 9 месяцев назад
@@CardAcademy Can we consider to take HDFC Regalia Gold if it is offered Life Time Free for spend based benefits. Plz help.
@TheNaveid
@TheNaveid Месяц назад
@cardAcademy make a new video so many card devalued now it's very confusing
@vyankateshshirde3259
@vyankateshshirde3259 8 месяцев назад
Pls make video on best Rupay credit cards.
@mohnishrulz
@mohnishrulz 9 месяцев назад
Best Card for Paying Rent?
@robby1992
@robby1992 9 месяцев назад
sc ultimate card is missing 😅
@tarunn9469
@tarunn9469 6 месяцев назад
Kindly create one video on top 3 cards with airmiles transfer to frequent fly programme
@pankajadhikari5511
@pankajadhikari5511 7 месяцев назад
So which is better? Intermiles HDFC card or Vistara credit card? Especially if u want to make points through groceries, insurance, petrol, movies for travel?
@Mrehan868
@Mrehan868 9 месяцев назад
Mene sbi rupy apply kra tha. Jise apply mene apply kraya tha use dusra card apply kr diya 1750+ fee k bo mene use nhi kya ab 4 mahine hogya. Tb mere pr 5k due aa rha. Mene 1 rs k transaction nhi kra. Iska koi solution btloa kya krana chahiye
@arunsharma368
@arunsharma368 9 месяцев назад
Where is SBI vistara or Axis Vistara card 6-7% return + renewal me 1 free flight ticket
@dipeshkadam4531
@dipeshkadam4531 9 месяцев назад
I have a doubt about my credit card. I received four complementary international lounge access passes. Can I access lounges for free outside of India or do I need a priority pass? Can someone please answer?
@TOTALNEWL
@TOTALNEWL 9 месяцев назад
Wait for best cashback cards 2024. Provide helpful info/link to get that card
@stockwalla6282
@stockwalla6282 2 месяца назад
Mam please tell me ki y points Life time h ya phir 1 year tak hi rehnge
@snappy2044
@snappy2044 6 месяцев назад
Please make any video of buy 1 get 1 movie offer credit card
@gk2298-exz
@gk2298-exz 9 месяцев назад
There are milestone benefits on IDFC Select card
@Rajender-d9t
@Rajender-d9t 9 месяцев назад
Can you make one video on credit cards which provides free spa services at airport
@noone98783
@noone98783 9 месяцев назад
You forgot to mention a new player in the market for super premium category which ICICI Emerald Metal card.
@prashantagrawal8503
@prashantagrawal8503 9 месяцев назад
Icici emerald card lis list nein kyu nahin hain...super premium card hain
@adityabenwalca
@adityabenwalca 9 месяцев назад
On IDFC Select card, now you have to spend 5000 in a month to get lounge access.
@Rajender-d9t
@Rajender-d9t 9 месяцев назад
Can you make a video on credit card which provides free spa services at airport
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