Best Day to Pay Credit Card Bill for 800+ Credit Score 

Purchase anything and pay your bill after delivery of product or within 3-5 days.

30 seconds video turned into an 8 mins one

not just 30% rule. They will also see if your utilization is inconsistent with your previous history. If you have bumped up utilization this month compared to previous few months that will also result in dropping of your credit score by some points. I have experienced this.

Nicely explained Thanks for the information didi 😊

Great video. This was very much informative and useful.

This is the unique and very important information about credit card thankyou

I pay the bill of my cc after 30 minutes when i spend the money on any marchent 😅

Next time kindly mention about Canara bank credit card thank you for such information shared with us. 😊

First time I saw someone taking through their hands 😂

🎉🎉 naye kanun per ek video jo ki 2024 ke new credit card information.full longh video ho ni chai ye .🎉🎉mam😊!

3:03 yeh data Technofino channel ne pehle hi diya hai

Super Video. Keep it up 👍👍👍

Excellent information Very useful 👌

Earlier I used to keep my utilisation between 10 to 20% and my CIBIL was around 773 this month my utilisation was 60% and my CIBIL went to 781 after fluctuating between 773 and 774 for 1 and half year

nice insights 😄

Insightful. Credit jargon. 👍🏻

Could you please create a video about the Jio finance account? Thank you!

I spend 2crs annually for feed purchases for my dairy farm business . Which card should i take for best cashback?

4:00 where is Punjab National Bank ?

Very good information

What about IndusInd Bank ??

❤wonderful video real educative

now I understand why my credit utilization is 16 % on CIBIL and 8% in experian

why bro.... ur mic is branded but what happened to the sound....too low

Thank you di😊😊

What if someone changed the billing date?

Part 1 seems debatable My credit score dropped as my one credit card utilisation was 51% while others card utilisation less than 15%, average 20-25%.

Interesting how will anyone pay before even bill generation 😂😂

Excellent G

Indusind bank: 30/31st Citi Bank: Bill Generation Date (May not be relevant from tomorrow)

This will boom in credit score 😊

Can you please cover standard charted and indusind banks

Amazon Pay ICICI Credit Card report date is 30/31st

Can I know canara bank?

Good credit score Video 🎉🎉Video nice

What about SBM?

Hi Ma'am, I am following your videos for more than couple of years and I really appreciate your work 😊. I have a question of which I am unable to find the answer after my utmost efforts. I hope you reply 🙏. How much time will it take for you to build a fair cibil score if you haven't took or borrowed any kind of bank loan in your life. Please make a video on this topic too. Thank you❤

Thank you

Simply dont use above 30% at all

How can u pay bill before the bill is generated? U don’t know the amount na?

Me jo bhi creadit card apply karta hu vo sab reject ho jaate hai , mera cibil 766 hai fir bhi

Mam sbm bank ke one card ka date khay hai sharing data with credit score company

THANKS

I have SBI credit card and my limit in 1.4 lacs but I want to buy a laptop worth 1.8 lacs which is obviously outside my limit, so is there a way to make this transaction on flipkart? I want to use this credit card because I am getting huge discount.

My credit card limit is 1 lakh and I bought only health insurance on emi from it. And monthly bill approx 4000. Does it effect my cibil score in any way.

Perfect because isme se 3 bank ko chod sare credit card ko use krta hu🎉❤❤

Can you please cover Punjab National Bank

Lekin unka kya jisne card limit ka 90 card par loan le rakha hai???

sbi ki timing sub se sahi hai.. humare payment karne k baad report bheji jati hai...

Does this apply to FD credit cards?

Kotak ki to due date hi 23 hai mam So 30 ko kaise pay kare?

15-20 days hoti hai due daye most of the cards ki

Thankyou kiiiiiiiiiiiii

Mera IDFC credit card hai mera Bill generated hota hai every month 20 ko prof chayiye to reply karo

Sorry but it’s Not true for sbi… I’m utilising the amount around 80 percent and paying full amount before due date still my score is decreased by 25 points

Punjab National Bank ka data shearing date kya h mem

Mam sbm bank ka date bataiye please

Mera already 800+ hai.

canara bank ??

Best credit card for cng?

Can I pay axis credit card bill from cred app ass this not listed on BBPS ?

2:58 , any idea about HSBC cc ?

Since I trust your videos and your suggestions I had joined your Bekifaayati community. But after joining I haven't received answers for my posts from your staff. In fact I have seen there are many threads which are unanswered.

What about SBM CREDILIO CREDIT CARD

Credit card permanently block band karna h aur total payment one time karke finish karna h.baar baar payment nhi krna h ab Kaise kya kare

Emi pe kuch liya hai credit card se tab mam ???

It's look arya game of thrones my 😍 fav

Yeh BGM ka kya chakkar hein

Does this mean autopay bill payment feature is a waste?

ab ap sikhayegi hume ye sb ?

Didi ....Apse contact kese ho skta h....Kuch financial problm m pd gaya hu kuch guidance chahiye

CSB ko chhod kr baki sare card h mere pass

Please make video of HDFC REGALIA GOLD NEW Credit card... Pls didi🙏🙏🙏

How much credit cards one should have?

Mere pass 2credit card h...dono m 30% use kiye to chalega..?

SBM KA TO APP NE KUC NAI BOLA😅😅😅

Before bill generation mtlb jb bill aya he ni toh pay kse krdy phle

Rupay Card ATM support India 🇮🇳 🏧

Au small finance credit card ka bhi date bata do

Means SBI is best 🎉

Mera utilisation zyada hain or cibil gir raha hain..

What if I pay the bill before bill generation then what will happen?

Mera freecharge plus card bill generation pe report krta hai😅

One card na data ?

kaun sa card behtar rahega

Kya koi hai jo muje 1 lkah ka lone de sake plz help ne

Me aisa karta hu or ye ek video me mane hi bataya tha me bill generate ke 2 se 3 din pahle payment kar deta hu ya fir man lo 50k ka mera amount bana or mere pass bill generate se pahle 25k hi he to 25k de deta hu to Jesse bill 25k ka aaye or bill generate ho gaya uske 2-4 din bad vapas use kar leta hu man lo 30 july ko due date he 50k dene he to ab mujhe agust ki 30 ko dene hoge.... mere cibil me credit utilization 15 se 20% rahta he Ek trick he apka bill bana 50k ka apke pass 25k hi he due date bhi aa gayi to 25k dalo 25k vapas nikalo or 25k fir se dal do credit card me 50k ka bill bhr gaya ha nuksan he par us time ye socha nhi jata ye sirf jab kare tab kahi se pure paise na ho

You are very beautiful, do you look even more beautiful if you understand... Good Job😊

Ye to faltu logic hai. Agar manlo kisi ne I phone15 pro purchase kiya card se or uska limit hoga 2lac ok so approx 50% utilities hoga 😂 bichara sochega emi regular bhar ke cibil badh raha hai

I don't think aap exact date bata sakte ho ki bank konse date pe data send karti ha cibil companies ko🙏🙏🙏

Mera credit score 746 hai as per bajajfinser. But Mai jab credit card apply Kar raha hu credit score low Bol raha hai. Why this is happen?

Federal Bank daye

Mera civil score 779 fir be credit card reject ho raha hai

Mere pass idfc wow card h mere cibil m show nhi kr rha credit card esa kyu ??

Agar CIBIL score badhana ho to kyaa kare

One question i want to ask : If we pay before our bill is generated will we still get the rewards points? Or reward points are something that is generated with the total amount due.

Me shopping krke jesa mall se bahar ata hu to mera bill ban chuka hota hai, sidhaa gadi me beth kr pehle pytm se credit card bill krta hu. Same day hi bill pay kr deta hu, statement banne ka time hi ni deta me

Mujhe lagta h aapka SBI wala data galat h.

Pnb ka toh btaya ni

haha loan lo or use bhi na kro