Please make video on OPD health insurance policy like reassure 2.0 with addon rider and manipal Cigna prime advantage and Bajaj Allianz my health insurance policy
@ insurance impact..😢Bhai wheere is Part 2 ??? Ab policy lene ke liye Thursday tak wait karna padenga.. q ki gajab ki information di hai apne. Thanks ffor making such useful videos.
Tata AIG Medicare is also a good plan like other plans from ICICI,SBI General , etc. They are not on the list as This TOP 5 list is just for comparison sake and any other plan can also be best for someone with different location , age, family size etc. So pls choose plans after due diligence and research.
Never create a video if you cannot conclude or give rating to companies. Many of them leave them open stating that insurance is personal and depends on client state, budget, locality requirements blah blah blah. Sir, there is some thing called customer experience which does not require any of the requirements. You should rate based on how the company helped you in terms of pre and post Policy buy, which companys claim settlement is easy, How the company sees small, medium, large claim (ok, ok or not, not ok).....Find some metrics which will help you to rate the company rather then repeating the same features every video.....Note: You should do something unique which others have not done to gain the trust of views authentically.
First of all Thanks for your valuable Input. Rating companies can make it very simple for the buyers what to buy and what not to. But on my small exposure to claim experience it is not ok according to me. That can Influence decisions based on my opinion only. Our videos are unbiased and are created to have a clarity on the coverages and other aspects of Insurance. Stay Tuned & Take Care ! 🙂
In your video Niva bupa has the lowest incurred claim ratio and assets value ratio among 5. As per previous years IRDA annual reports they have very average claim success ratio and pretty high number of complaints, can you not include only the best products having fair amount of financial, operating ratios and complaints?
ICR humein ye batata hai ki insurer ne kitne paise liye aur kitne claim diye. Aap better ICR wali company choose kar sakte hain. But kuch exceptions hain. Iska directly apke personal claim par koi khaas asar nahi hai. Ye data 2022-23 annual report ka hai aur abhi 2024-25 chal rha hai. But latest genuine data yahi available hai.
Critical Illness treatment base plan mein bhi cover hota hai but Rider lene se 1 lumpsum amount mil jata hai to take care of other expenses related to the treatment.
My age is 27 and planning to marry in next 2 years so should i take Star Health assure plan coz it covers maternity and new born baby cover.... In my opinion it'll be suited for 25-30 age peoples..... Pls share your feedback also and also about niva bupa aspire plan
Both are good plans. But Assure plan has 10% of Base S.I. as maternity cover. and separate new born baby cover. But check other features too before making a decision.
Thank You for providing excellent information for us, thus is very informative video, but about Super Top-up? Are the same guidelines applicable for Super Top-up as well? If not please make another video explaining guidelines for Super Top-up. I recenty took 10L Base plus 90L Super Top-up from NIVA BUPA... Please advise... How is Super Top-up different from Base Policy?
I already have reassure 2.0 with titanium, booster + nd safeguard+ plans .... Now as per the ICR value I'm a little worried. Should we(my family) switch to hdfc optima or stay here. Please provide Suggestions.
ICR of an Insurer depends on various other factors also like the category of claim filed in a year, which doesn't mean that Insurer can deny your genuine claim. If you are aware and know what's covered in your policy. You are in a better situation to deal claim issues with any Insurer.
In almost all such policy comparisons, we see only private insurance companies. Is it that the Govt insurance companies like New India or National are pathetic in all aspects of policy coverage and thus don't even make it to the top 10 list?
Plan details- ru-vid.com/video/%D0%B2%D0%B8%D0%B4%D0%B5%D0%BE-G4nDfeihTf4.html Kahan se lena chahiye- ru-vid.com/video/%D0%B2%D0%B8%D0%B4%D0%B5%D0%BE-eBBmIEG3V-o.html
Last year we ported to TATA thinking it’s the best for us. And then Aspire was launched in DEC23. How can we know about upcoming health plan launches beforehand ? Any drafts of policy anywhere ? IRDAI website ?
We should focus on our medical needs and buy policy accordingly to cover them. Plan launches every month like car variants, It doesn't mean we have to shift every time. Policy porting is an important decision which you should take only when the existing plan is no longer suitable for your needs.
Kam Age k Individual Plans mein koi jyada confusion nahi hota. Sum insured acha ho aur cashless facilities hon. aap kisi bhi company ka plan le sakte hain.
Care walo ne bahut pereshan ker rakha he bar bar same document mangte he three time mang chuke he koi bhi care policy purchase na ker bahut baieman he claim Dene me bahut pereshan kerte he Mera claim bhi nhi de rahe meri policy 10 year old he so pl don't purchase care policy
