Best Investment Plan for Your child 2023 

8/10.. You should also take examples that for example this much amount if someone invest in these schemes so how much they'll get in return after some time. And also you may include the profit of long term investment concept, again with example so that jin logon ko zyada knowledge nhi hai wo bhi or ache se smjh jate.. Overall great video. 👍🏻

Thanks for great video, I have invested in all these 4 schemes for my daughter. One major thing I would like to add here is the “Real estate”. It is helpful for the child in multiple ways. 1.) Child will always have a house to live. 2.) Me and Child can rent that property and earn passive income out of it. 3.) Whenever he/she needs any money, he/she can always sell it for the good.

1) Sukanya samriddhi yojana 2) PPF 3) Sovereign Gold Bond 4) Index Fund or Mutual funds

10/10, Sir aap ka video dekhte dekhte investment chalu kiya hai..ab 2 years ho gya hai aapko follow krte huye..aur ha parag Parikh Mera v favourite ho chuka hai❤❤

10/10 sir. Listening to you gave me so much conviction on SGB." Iska to koi downside hai hi nhi" did the magic. Already invested in sukanya scheme. Rest to follow. Thanks 🙏 for these valuable efforts.

Bhai you are doing a great job for the future of our young Indians, every time watching your video is like equipping with one more financial skill ...............no other words.

8 star 🙂 (Clear & concise) Deducted 1 star : You could you talked about inflation while taking about child investment. 1 star : Infographics on Investment, Maturity with taxation could have been better. Like your content always, keep enlightening 👍

Bade bhai aap 10/10 hai kyu ke merku kuch ny malum apke video se bahot sare sar se wazan utaar diye Ekdam simple Tension ny lene ka Hakuna matata❤

10 out of 10. Maza aa gya bhai. Mera 7 years ka beta hai abhi tak koi savings nhi kiya. To samjh nhi aa rha tha kaha karu because 10 years baad uska education bahut costly ho jayega. But is video se kafi help mila. Thanks

10/10. This is exactly where I have invested. PPF + SGB + MF SIP + NPS(for my retirement)

Can we gift mutual fund/any other type of investments for a newly born child? (Could be SIP/lumsum) So that when the baby becomes an adult, he/she gets a huge benefit out of it. Rating - 9/10 Well I must say..you have become the PRAN & JAL of our financial knowledge hunger/thirst. Making us independent. Always to learn & grow from the knowledge you spread. Best Wishes Always!

A few pointers: PPF would be a better scheme even for a girl's child education than SSY. Your daugher would start their under grad around 18 years of age. But they only get money at 21. So SSY is mostly for wedding or Post Grad Degree. Use SSY for your self and PPF for your kids.

bro , u can also withdraw after 18 years for higher education , not only marriage

Really simple and honest help for those who don't understand market much...My rating is 9 1 mark i reduced because i already invested in those products years ago😇. I like that u are educating people right

9/10 Sir also provides a monthly amount to be added, after maturity amount to be received

8/10. Discover the power of examples! As an expert content creator, I urge you to incorporate specific investment amounts like 500/1000/2000 in mutual funds or a lumpsum investment in gold. This way, your audience can envision the potential returns they could achieve by following your advice.

7/10 Sir, you should also calculate the minimum amount in the video as an example of each scheme for children's future planning so that any parent has an idea that how much he can invest for his child. Because people get the option, but they do not find the right way, they do not know when, how much and how to invest. And people hesitate to search all these things through sites and even there is English problem in following and understanding all those things. Overall Excellent video.👍👌

You may also consider adding one REIT to this portfolio for interest friendly regular return with appreciation of property

Investing for a 2 Month Old. Insightful video. Thankyou.

In Delhi ncr parents r paying 30 to 40k school plus transportation fee. Please make a video on this because this education scam is restriction all of us saving money

8/10 as bonds could be one option where a person can invest and can get upto 10% yield which are also secured like UPPCL, Muthoot correct me if I am wrong. Love the video.

9.5 out of 10.bcz sir u don't says the bad sides of sovereign gold fund which is you can't withdrawl it before 5yr and when you withdrawl it after 5yr it is taxable.sir i know the info from your video 😊😊 and i think it is the best instrument for invest ur valuable money for 8yr.and the other thing is if u buy it from stock market u should search for a seller also which is not available all the time or else if you buy from rbi u should wait for it bcz rbi also not issued it all the time.only in this scenario mutual fund is good.

You Will Never Know What I Commented

There can't be any other video this simple. Hats Off !!

Every trading lover knows your channel. It's a №1 place about trading and investments

You put out some valuable content. A little off topic maybe, but there’s this woman I got in touch with during the lockdown which cost me my job. Ms. Norman Davis helped me manage my assets by introducing me to the best investing platform and strategies, I earned a lot of $$$ working with Norman in the comfort of my home. I still keep in touch with the amazing lady

Always appreciable well designed content 🙏

I always look up to you when it comes to financial lesson and advices. You are such a blessing to this community. Anyone who is not investing now is missing a tremendous opportunity. Imagine investing $1000 and receiving $4,200 in 5day. Analia Harlod is the best🇺🇸🇺🇸

9/10...amazing explanation but jinko sarf ladke kai ek aur scheme unke liye ho jati to accha hota 😅...loved the sovereign bonds scheme

PK simplicity is your USP, 10/10.

This administration is putting so many families into difficult situation. A lot of people are financially struggling to live, put a roof over their head and put food on the table. You've helped me a lot Analia Harlod, imagine investing $2000 and receiving $9,500.

7/10. Kitna fraction kismein invest karein, ye bhi batana chahiye tha. Mutual funds ke risks aur zyada mutual funds khareed lene ki buraiyan shorts mein bata sakte the. Wo thoda skim kiya ja sakta tha (details I am sure you'd have put in some video)

Mai kafi video dekhta tha jabs e aapka dekha to aapki hi dekhta hun. Good knowledge.

Har Marj ki dawa hai PPF, Sukanya Samriddhi aur Share Market?😊 By the way aapke knowledge ki duniya me aapne jo bhi padha hai us par aapki acchi pakad hai. Perfectly explained! Great investment plans for child but not suitable for every conditions.

Your videos are with details and full in-depth analysis. There is no video on the internet on how to transfer mutual funds from one account to another one. Can you please make an informed video on the transfer of mutual funds from one broker to another?

10/10, apke video me kuch Kamiya nahi dikhti, jo apne nahi bataya vo to hum pad lengy. 4ro scheme acchy he Thanks

But Pranjal ji!! I must thank u for yr good work because all I know about share market is bcoz of u !!! N some how I find u trustworthy also!!!!

Full 10/10. Just wanted to ask you. First, second and fourth investment I have but the third investment which you said Sovereign bonds, can you suggest website from where I can buy gold. Thank you Arun

You are great Pranjal. My first financial guru.. and then after checking out several other gurus as well, now you are my only guru. 😂 8 - you could have added more details on the structure of ppf interest and withdrawal. Maafi guru ji 😂

Thank you sir and love from me and my 2 year old daughter

My rating for this video 9/10

7/10 ..sir aapne jo btaya bahut usefull hai ... Bus ye doubt hai ki starting ki 3 scheam me kitne paise dalne start kre ..jisse return bhi achha aa jaye or invest bhi jyada na ho ...kyoki hume salary ko dekh kr chlna pdta hai .. Video superb hai information ke liye or krni bhi hai ..bs doubt ye hai kitne se start kre .. Plzz sir guide me 🙏

8 out of 10. Please create detailed video for public Provident fund and flexi cap mutual fund how returns calculated for child education plan.

8 you can add amount calculation also by the parameter of age and inflation

My son is 1 yr old.... What i did is i started 2000 sip in two small cap... i hope it wil give me enough money for his education....

10 of 10 from side Sir ... And personally 10/100 sir Vary vary informatics video and knowledge video

Sir hum aapke sare videos dekhate hai Bahut information milati hai .... Thank you

it should be 8 there is no compunding in FD but in ppf its avaialable. SGB is good be we are not sure that in future also gold will be relevant and If the investment is kept to maturity, capital gains on the redemption of SGBs are exempt from capital gains tax. Capital gains tax is applicable if SGBs are sold before maturity.

10 sir for your efforts that you put to educate others. Thank you and god bless you

8/10. I am reducing 2 points because of the provided in the video. If you can take an assumption of 5K to be invested every month. Then what will be the return on maturity? Offcurse, viewers can do this mathematics by themselves but

10/10 very good video sir is video ke discription me emergency fund,financial freedom,other financial goal ke video ke link dal dijiye to sab video ko dundhna na pade thank you for this video sir

9/10. liked all your suggestions. Since child investing is long term investing so one point i think you should also talked on whether one should invest in small cap/mid cap MF.

Out of 10 - 11 h yeh❤❤❤

8/10, Only coz I was so looking forward to numbers n figures for example n there wasn't anything in that regard. You should make a video shortly including some numbers as examples for each option. This was informative too...

I like this video, wanted to know more about the mutual funds for my son, but I have chosen new tax slab, so, I won't be eligible for 80C deduction. I am also newbie for investments, I only do mutual funds so, wanted some more names to inverts, Video rating 10/10, the only reason is the way of explanation is simple without using fancy terms.

It would be great if you can cover more details on how to invest in ssy, ppf, sgb etc. Or at least attach the link to the description.

10/10 for safe and tax-free schems

9/10 you should explain how to invest in discounted sovereign gold bond. Where we will get this bond, can be purchased every months etc

Great, Simplest way to explain all the important Schemes. Sir, please prepare video on ABSLI Nishit Ayush Plan which claim 40% Returns from next year of investment

I really appreciate you and your team for sharing facts. I am following you since many years. I need advice for starting SIP 1 To invest in small cap fund or small cap index fund 2 to invest in bank infty or bank nifty index fund 3 Recommend name of fundfor above

Great video Sir yes.. ratings 10/10 just to add 1 drawback for SGB is 2.5% Interest is taxable.

10 out of 10

@PK, really appreciated with the information . I would refer to go with SGB 8yrs tax free and flexi cap fund which attract 10% LTCG tax are really good investment for children.Whereas earlier I had invested in HDFC child gift fund but have the avg return to approx 13% to 14% however attract high expense ratio which I do not like and moreover 10% LTCG tax…. I would rate it to 10/10

9.9 rating SIR...!👌👌👌

9/10....great way of boosting people to invest....ya....little rough idea is required ...so as how much we Invest....nd what we get

10/10 Make video auto fd Students in their early 20s where to invest in stock How and where to invest 500 a month for students

I like your simple comments in simple way I tried to register in finology recipe but there is no provision for housewifes those who have some ancestral money to invest and little money to invest in every month.

10 on 10 Pranjal Sir

It's an absolute 10/10 video Pranjal sir!!

For me; it's 10 on 10

10 and I am also on the same tract

8/10. How should be the % of investment in each scheme or % of monthly investment into child planning like 10% of monthly salary or 15% or less?

👌👌

No need to give rate to financial teacher. By the way 10 out of 10😊

Gold bond ki jagh gold coins me investment kaisa rahega? Please reply. Thank you

10 out of 10 I love it

10/10 Without risk

10/10 as usual, crisp, full of information and knowledge video

Hi sir, you have covered SSY, PPF, SGB, MF so it's 8/10 If Bonds was also covered then it would have been a perfect 10/10.

Abhi jo budget aaya hai so according this plan good or not kindly suggest

the score is 9/10

Simple and crisp 8

9.5⭐

Rating this video 10/10

I wacthed a video by a ca ...he suggested to ignore index fund and invest in small and medium cap funds ..for long term

Sir investment me bahat knowledge deteho God bless you ❤❤❤ Sir aap intraday or options trading karte ho ya only investment….

9/10 well simplified video

Rating - 6.5 Deducting points for hairy arms and lack of a better tshirt (no excuses - you have your style maybe; but good content itself cannot be an excuse to affront my aesthetic sensibilities. Don't mind

Sir Pls advice Can we invest in the mutual fund any time or much better if we should invest at the time when the market is completely down for 2-3 days.

8/10 useful information on investment for kids

You r my fvrt kamra sir 10/10

Thanku sir 🙏,jai hind 🇮🇳🇮🇳

Downside of index fund missing 5/10 and e.g with numbers will be helpful

9.5 as there is always a scope of improvement!! So cutting .5 jst for that

8/10 Small Simple knowledgeable Explanation

10 nu sir you are my finence guru

4 star out of 5 star. I have 1 child and I aspect from you to how many children we as Bharatiya should have which is not in the video. Mine choice is of 1 which I have. The baby is 8 months old now very soon going to complete 1 years with God Grace.

ULIP kaisa hai sir.. Kya ULIP, mutual fund se acha hai kya ? Maturity Tax free hai 10(10D) Income tax me Exemption bhi hai section 80C Mutual Fund SIP ki Maturity me 10% tax lagega aur agar 1cr ke upar hai maturity to tax aur surcharge bhi lagega 10%+ 10%surcharge

Very informative. simple, precise, very knowledgeable. Thanks 👍

9/10 - Amount as per some bracket could have been advised for mutual funds