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Best Medicare Supplement Plan 2024 - Best Medigap Plan 2024 

Medicare on Video - HealthPlan65
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Selecting the best Medicare supplement plan for 2024 is a crucial decision for individuals looking to enhance their healthcare coverage. Medicare supplement plans, also known as Medigap plans, work in conjunction with original Medicare (Part A and Part B) to help fill in the coverage gaps, such as copayments, deductibles, and coinsurance. In 2024, as in previous years, Plan F, Plan G, and Plan N continue to be popular choices.
Plan F, although no longer available to new Medicare beneficiaries after 2020, remains a top choice for those who enrolled before the cutoff date. It provides comprehensive coverage, paying for almost all out-of-pocket costs associated with Medicare services.
Plan G has gained popularity as an alternative to Plan F. It offers slightly lower premiums and covers all the same expenses, except for the Part B deductible. This deductible is paid by the beneficiary, making it a cost-effective choice for many.
Plan N offers a balance between cost and coverage. It has lower premiums than both Plan F and Plan G and covers most Medicare expenses. However, Plan N does require beneficiaries to pay small copayments for doctor's office visits and emergency room visits, which can be an attractive option for those who don't mind sharing some of the costs.
Ultimately, the best Medicare supplement plan for 2024 will depend on individual needs and budget constraints. Some may prioritize comprehensive coverage, while others might opt for lower premiums and accept some cost-sharing. It's essential to carefully evaluate your specific healthcare needs and financial situation to make an informed decision. Furthermore, reviewing the plan details, network providers, and the financial stability of the insurance company is crucial in securing the most suitable coverage for the upcoming year. Consulting with a Medicare expert can also provide valuable guidance in selecting the right plan for 2024.
0:00 Intro
0:30 1st Choice
1:59 Medicare Supplement Options
2:26 MedicareSupplement Plan F
5:48 Talking Medicare Group
6:13 MedicareSupplement Plan G
8:10 MedicareSupplement Plan N
11:12 MedicareSupplement Plan GHD
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🎥 Welcome to Medicare on Video's official RU-vid Channel 🎥
I am Keith Armbrecht founder of Medicare on Video and I help people across the country make the right Medicare choices.
➡️What you will see on my channel:
✔️Medicare Supplement Plan
✔️Difference between Plan G vs Plan N
✔️When You Can Enroll into Medicare
✔️Social Security Information
✔️And more
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#Best Medigap Plan 2024 #BestMedicareSupplementPlan2024 #MedicareOnVideo
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3 авг 2024

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Комментарии : 354   
@Calvertmarian
@Calvertmarian 8 месяцев назад
Inflation and Recessions are part of the economic cycle, all you can do is make sure you're prepared and plan accordingly. I graduated into a recession (2009). My 1st job after college was aerial acrobat on cruise ships. Today I'm a VP at a global company, own 3 rental properties, invest in stocks and biz, built my own business, and have my net worth increase by $500k in the last 4 years.
@BryanMcCann-ks9jh
@BryanMcCann-ks9jh 8 месяцев назад
Let's face it... buying more stocks & index funds during stock market corrections and bear markets is scary. Which makes it really hard to do for most people like me. I have 260k i want to transfer into an s&s isa but its hard to bite the bullet and do it.
@BryanMcCann-ks9jh
@BryanMcCann-ks9jh 8 месяцев назад
I agree with you totally, Yes they can be positively impactful to an individual's portfolio. I started with a trust Financial Adviser named *Jenny Pamogas Canaya* ". She is verifiable and her work ethic complies with the US Investment Act of 1940. Her approach is transparent, allowing full ownership and control of my portfolio with very reasonable fees relative to my portfolio earnings.
@MedicareonVideo
@MedicareonVideo 8 месяцев назад
Wow, congratulations on your incredible journey! It's inspiring to see how you have navigated through challenging times and achieved such remarkable success. Your story is a testament to the importance of being prepared and adapting to the economic cycle. Your accomplishments in various fields, from your career growth to your investments, truly show the power of determination and perseverance. Thank you for sharing your story and reminding us of the possibilities that lie ahead with the right mindset and planning. Best of luck on your continued journey towards success!
@MargaretWeir-sw3er
@MargaretWeir-sw3er 8 месяцев назад
She covers things like investing, insurance, making sure retirement is well funded and looking at ways to have a volatility buffer for investment risk, lots of things like that. You can take a look at her full name on the internet. She is renowned. So it shouldn't be difficult to find her official webpage
@richardbuonomo15
@richardbuonomo15 8 месяцев назад
@user-ep5ce1cc5m that’s the time to invest - when the market is low. Just buy SP500 index fund.
@myrtlemaude47
@myrtlemaude47 8 месяцев назад
I was worried that Medicare would not have good coverage but have been pleasantly surprised. My husband was in the hospital for 18 days, had multiple surgeries including skin grafts, and was on life-support before he passed away. He was life flighted to the hospital and I never received a bill for that. I thought my savings would be wiped out having to pay a horrific bill but in the end I only had to pay $995. I have to add that I have a great supplemental plan.
@MedicareonVideo
@MedicareonVideo 8 месяцев назад
Thank you so much for sharing your experience with Medicare and your supplemental plan. It's wonderful to hear that you were pleasantly surprised by the coverage Medicare provided, especially during such a challenging time. Having peace of mind knowing that your savings remained intact must have been a huge relief. We're glad to hear that your supplemental plan worked well for you in this situation. If you have any more insights or tips about Medicare or supplemental plans, feel free to share!
@mascaretllcmanager7481
@mascaretllcmanager7481 8 месяцев назад
Sorry for your loss- hope you are adjusting. valuable information, but would be more beneficial if you included what type of supplement your late husband had.
@myrtlemaude47
@myrtlemaude47 8 месяцев назад
@@mascaretllcmanager7481 Medicare Plan N (Texas) and Physician’s Mutual supplemental.
@davidlong2048
@davidlong2048 5 месяцев назад
thanks for telling us what plan he had
@rigobertosoto5309
@rigobertosoto5309 4 месяца назад
Hi , sorry for your lost,can you tell us what was your supplemental plan have you cover you, be cause I'm abaut to retire, thanks for you input ❤
@cherrywine362
@cherrywine362 8 месяцев назад
I'm not 65 yet (3 more years to go), but wanted to start researching this important topic without last minute procrastination FUD (fear, uncertainty and doubt) and ending up choosing incorrectly. Knowing the pros/cons between Medicare Advantage Plans vs Original Medicare + Supplement Plans has been eye opening. You videos and book are great. Thank you!
@MedicareonVideo
@MedicareonVideo 8 месяцев назад
Thank you for your comment! It's great to hear that you are starting your research early and educating yourself about Medicare choices. Making informed decisions about your healthcare is crucial, and it's fantastic that you're taking proactive steps to avoid any last-minute confusion or mistakes. Understanding the differences between Medicare Advantage Plans and Original Medicare + Supplement Plans is definitely eye-opening, and we're glad our videos and book have been helpful to you. If you have any specific questions or need further assistance, feel free to reach out. Good luck with your Medicare journey!
@shesalady5258
@shesalady5258 9 месяцев назад
Medigap plan G. 11 days in hospital. Bill was 90,500. We paid the part b deductible 2 hundred something. The rest was paid. Well worth $135 a month. Im getting the same next year.
@MedicareonVideo
@MedicareonVideo 9 месяцев назад
Thank you for sharing your experience with Medigap Plan G! It's great to hear that it provided comprehensive coverage for your 11-day hospital stay and that you found it well worth the monthly premium. It's important to have a plan that gives you peace of mind and financial protection when it comes to healthcare expenses. We're glad to hear that you're continuing with the same plan next year. If you have any more insights or questions about Medigap plans or anything else related to Medicare, feel free to let us know. Thank you for your support and for being a part of our community!
@shesalady5258
@shesalady5258 9 месяцев назад
Thank you.
@rhondarobertson7032
@rhondarobertson7032 4 месяца назад
​@MedicareonVideo o Don't u. Erd Do Don't u need part.c
@davidfolts5893
@davidfolts5893 9 месяцев назад
Great job on your wonderful collection of RU-vid videos,Keith. I joined your Facebook Group and would encourage others to do so; great information lives there. 😀
@MedicareonVideo
@MedicareonVideo 9 месяцев назад
Thank you so much for your kind words and for joining our Facebook Group! We're thrilled to hear that you find our RU-vid videos helpful and informative. We strive to provide the best information and resources regarding Medicare, and we're glad you appreciate our efforts. It's great to have you as part of our community, and we encourage others to join as well. Feel free to reach out if you have any questions or topics you'd like us to cover. Thanks again for your support! 😊👍
@TheFlyingDeutschmanMedia
@TheFlyingDeutschmanMedia 6 месяцев назад
Very nice sir, I finally understand the system :). Easy to follow along, informative and down to the point. I will call you to get set up soon. Cheers
@pallenrupp
@pallenrupp 6 месяцев назад
Dude, you're awesome! Just like the commentator below, I'm 62 and investigating things ahead of time. You explained it so well, and clearly... makes the choices easier for me to digest. There are other youtube videos out there, but you've got the gift. Thanks for helping us out.
@ianmacdonald9201
@ianmacdonald9201 6 месяцев назад
Same boat here. Removes a lot of the mystique around supplements.
@peterhunt135
@peterhunt135 9 месяцев назад
This is absolutely the best channel for information on Medicare!
@MedicareonVideo
@MedicareonVideo 9 месяцев назад
Thank you so much for your kind words! We really appreciate your support and we're glad to hear that you find our channel helpful for Medicare information. Our goal is to provide the best resources and guidance to help people make informed choices about their Medicare options. If you have any specific topics or questions you'd like us to cover, feel free to let us know. And don't forget to subscribe and activate the notification bell to stay updated with our latest videos. Thanks again for your support!
@DianeSullivan-fd1pn
@DianeSullivan-fd1pn 3 месяца назад
I just happen to stumble upon your videos and I’m glad I did! I’m in my initial enrollment period and I’ve been totally stressing about choosing the right plan. Your videos are clear and concise, mumbo-jumbo, I feel like I’m learning everything I need to know to make the best choice for me and to assist my 88 year old mother understand her plan better. Thank you!
@brigidholland5571
@brigidholland5571 4 месяца назад
Great info. Thank you. You helped my husband a few years ago and now it's my turn. I'll be calling soon.
@YT-Viewer
@YT-Viewer 5 месяцев назад
Thank you. You are an excellent presenter, making the info understandable.
@mmane257
@mmane257 6 месяцев назад
turning 65 in november 2024.trying to gain as much knowledge as i can prior to enrollment.thanks for this video.
@Cookefan59
@Cookefan59 4 месяца назад
Really great breakdown. Im actually understanding much better after watching a dozen or so of these excellent presentations. I feel very confident and comfortable going into negotiations. Thank you sir.
@kaybrown8590
@kaybrown8590 8 месяцев назад
Great video! Keith takes a very complicated and confusing subject and breaks it down for us laypeople. I reached out to them for help and advice. Henri, the representative I spoke with, responded to my inquiry promptly. He was friendly, extremely knowledgeable, answered my many questions with the patience of a saint and gave me all the information I needed to make an informed decision. Highly recommend!
@MedicareonVideo
@MedicareonVideo 8 месяцев назад
Thank you for sharing your positive experience! It's wonderful to hear that Keith and Henri from Medicare on Video were able to provide you with clear and helpful information. It can be challenging to navigate the complexities of Medicare, so it's great to know that they were able to break it down in a way that is easy to understand for laypeople like us. It's also fantastic to hear that Henri was not only knowledgeable but also patient and friendly in answering all your questions. Your recommendation speaks volumes about the quality of their service. Thanks again for sharing your feedback!
@GrantHendrick
@GrantHendrick 9 месяцев назад
Thank you for your tutorials.
@richardsacchetti6967
@richardsacchetti6967 9 месяцев назад
Thank you so much for the information you provide!!🙏🙏➕
@MedicareonVideo
@MedicareonVideo 9 месяцев назад
You're welcome! We're glad to hear that you find the information helpful. We aim to provide valuable insights and guidance on Medicare choices. If you have any specific questions or topics you'd like us to cover, feel free to let us know. Thank you for your support! 🙏🙏➕
@jerrytucker6617
@jerrytucker6617 9 месяцев назад
Excellent information and easy to understand presentation....I now understand my options!
@MedicareonVideo
@MedicareonVideo 9 месяцев назад
Thank you so much for your kind words! We're thrilled to hear that our videos have helped you understand your options when it comes to Medicare. It's our goal to provide excellent information and present it in a way that is easy to understand. If you have any more questions or need further assistance, feel free to let us know. Don't forget to subscribe and activate the notification bell to stay updated with more useful content. Thank you for watching!
@AwkwardRobert
@AwkwardRobert 8 месяцев назад
Best presentation I've seen. Using you guys tomorrow.
@MedicareonVideo
@MedicareonVideo 8 месяцев назад
Thank you so much for your kind words! We're thrilled to hear that you found our presentation the best you've seen. We appreciate your trust in us. If you have any questions or need any assistance, don't hesitate to reach out. Looking forward to helping you make the right choices for your Medicare. Don't forget to subscribe to our channel for more informative videos! Thank you again for your support!
@jerrfin699
@jerrfin699 9 месяцев назад
Great video. Turn 65 in August 2024 and will be utilizing this channel's services as I begin this journey early next year.
@MedicareonVideo
@MedicareonVideo 9 месяцев назад
Thank you for your comment! We're thrilled to hear that you found our video helpful. We look forward to assisting you with your Medicare journey when the time comes. If you have any specific questions or topics you would like us to cover, feel free to let us know. Don't forget to subscribe, share, and activate the notification bell to stay up-to-date with our latest videos. Have a great day! 🔔
@esthergonzales257
@esthergonzales257 8 месяцев назад
​@MedicareonVideo Hello, I've got Aetna advantage and Medicaid (Amerigroup) I'm having so many problems with Aetna not wanting to pay hardy they expect Medicaid to pay for everything. Yes they have benefits but the thing with them I have to get approval to see a specialist if I go to a specialist in another city. Should I switch back to original Medicare instead of an advantage plan.
@timdonnelly4771
@timdonnelly4771 8 месяцев назад
Great information, and I turn 65 next fall, so will be call you in early 2024 to start the review process. Thank you
@MedicareonVideo
@MedicareonVideo 8 месяцев назад
Thank you for your comment! We're glad you found the information helpful. We look forward to assisting you when the time comes. Remember to subscribe to our channel and activate the notification bell to stay updated on our latest videos. If you have any questions in the meantime, feel free to reach out. Thanks again!
@user-vg5df2yp4x
@user-vg5df2yp4x 7 месяцев назад
Thank you a lot for this video. This is very interesting and informative. Keep posting like those amazing videos, this is awesome.
@KristineSmith-dm2tf
@KristineSmith-dm2tf 3 месяца назад
I would like to thank Keith for his excellent informative videos on YouiTube. They are very easy to understand. He helps you to choose the best Supplemental plan for your personal needs. Thank you Keith Armbrecht! You made my experience in understanding all the plans and choosing the correct plan very easy.
@MedicareonVideo
@MedicareonVideo 3 месяца назад
Happy to help, Kristine!
@keithrobinson5618
@keithrobinson5618 6 месяцев назад
Excellent. Very helpful
@priscillabaker4463
@priscillabaker4463 9 месяцев назад
Very informative! Thank you!
@MedicareonVideo
@MedicareonVideo 9 месяцев назад
Thank you so much for your kind words! We're thrilled to hear that you found our videos informative. Providing clear and helpful information about Medicare is our main goal, so it means a lot to us that we were able to meet your expectations. If you have any specific topics or questions you'd like us to cover in future videos, please let us know. Thank you again for your support and for watching Medicare on Video!
@lindaacevedo1104
@lindaacevedo1104 8 месяцев назад
I’m so lost in deciding what plan I need, thanks for the information.😊
@MedicareonVideo
@MedicareonVideo 8 месяцев назад
Reply: Hi there! We're glad to hear that the information provided in our videos has been helpful to you. Deciding on a Medicare plan can indeed be overwhelming, but we're here to simplify the process for you. Our goal is to provide clear explanations and guidance so that you can make an informed decision about what plan is best for your needs. If you have any specific questions or need further assistance, please don't hesitate to reach out. Remember, we're here to help! 😊
@dalemerklin4730
@dalemerklin4730 8 месяцев назад
My whole experience with both social security and Medicare has been a strange wild ride. I know a ton of people that are at or nearing retirement and the amount of wrong and contradictory information is mind blowing. After watching this videos and talking to Henri the agent I felt comfortable with my choices I've made.
@MedicareonVideo
@MedicareonVideo 8 месяцев назад
Thank you for sharing your experience! It's unfortunate that there is so much wrong and contradictory information out there about social security and Medicare. We're glad to hear that watching our videos and speaking with our agent, Henri, helped you feel more confident in your choices. Our goal is to provide accurate and helpful information to assist people like yourself in making informed decisions regarding Medicare. If you have any further questions or need any additional guidance, feel free to reach out to us. Thank you for your support!
@debbieklose8776
@debbieklose8776 7 месяцев назад
How did you make contact with Henry? Actually who is Henry?
@dalemerklin4730
@dalemerklin4730 7 месяцев назад
@@debbieklose8776 First off, they are licensed insurance agents and I went to the website shown on the video and based on where you live and a variety of other questions they suggest the best match for you. I ended up talking to an agent named Henri. They also helped me pick a prescription drug plan.
@MedicareonVideo
@MedicareonVideo 7 месяцев назад
@@debbieklose8776 Henri works for me. He's the best! His direct line - 813-500-1775
@mickbemales9130
@mickbemales9130 8 месяцев назад
Thank you so much, I greatly appreciate your support.
@MedicareonVideo
@MedicareonVideo 8 месяцев назад
Thank you for your kind words! We're glad to hear that you appreciate our support. If there's anything specific you'd like us to cover or any questions you have, feel free to let us know. We're here to help and provide valuable information about Medicare. Don't forget to subscribe and enable notifications so you never miss a video! Thank you again for your support.
@timholian5567
@timholian5567 6 месяцев назад
Awesome information. Thank you.
@paulclark4891
@paulclark4891 9 месяцев назад
My wife and I went with plan N, we saved $900.00 for both plans in premiums. Pa doesn't have excess charges and the ER charge is waved if you are admitted. Urgent care visits have been $14.60 per visit.
@MedicareonVideo
@MedicareonVideo 9 месяцев назад
That's great to hear! Plan N sounds like a great choice for you and your wife. Saving $900.00 in premiums is definitely a significant benefit. It's also reassuring to know that Pa doesn't have any excess charges, and the ER charge is waived if you are admitted. It's also impressive to hear that your urgent care visits have only been $14.60 per visit. Thank you for sharing your positive experience with Plan N on this channel. Your comment will definitely help others who are considering their Medicare options. Keep enjoying the savings and benefits!
@pamaladalrymple9748
@pamaladalrymple9748 8 месяцев назад
@stephaniem8927
@stephaniem8927 8 месяцев назад
My husband and I are not on Medicare yet. We are researching and plan to get Plan N. We live in Ohio and same as PA we don’t have excess charges.
@joeldawson2447
@joeldawson2447 7 месяцев назад
Down fall is authorizations
@paulclark4891
@paulclark4891 7 месяцев назад
what do you mean the downfall is authorization?@@joeldawson2447
@sunnyflorida12
@sunnyflorida12 9 месяцев назад
Extremely Helpful ❤😊
@user-qu3rw2jj4s
@user-qu3rw2jj4s 8 месяцев назад
Thank you for this video, great help!
@MedicareonVideo
@MedicareonVideo 8 месяцев назад
Thank you for your kind words! We're thrilled to hear that our video was helpful to you. If you have any more questions or need further assistance, please don't hesitate to reach out. Don't forget to subscribe and activate the notification bell to stay updated with our latest content. Have a great day!
@gailjohnson6670
@gailjohnson6670 9 месяцев назад
Awesome video. Thank you. Blessings to you.
@MedicareonVideo
@MedicareonVideo 9 месяцев назад
Thank you so much for your kind words! We're glad you found the video helpful. We're here to provide valuable information and guidance on Medicare, so if you have any questions or need further assistance, feel free to reach out. Blessings to you as well! Don't forget to subscribe and activate the notification bell to stay updated on our latest videos. Your support means a lot to us. Take care! 🔔🙏
@jhors7777
@jhors7777 8 месяцев назад
Thank you for posting this helpful video.
@MedicareonVideo
@MedicareonVideo 8 месяцев назад
I'm glad you found the video helpful! Medicare can be a complex topic, so it's great to have resources like this channel to provide guidance and information. If you have any specific questions or topics you would like to see covered in future videos, feel free to let us know! Don't forget to subscribe and stay updated for more helpful content.
@davidorrick63
@davidorrick63 9 месяцев назад
Great info thank you have a great day
@MedicareonVideo
@MedicareonVideo 9 месяцев назад
Thank you so much for your kind words! We're glad to hear that you found the information helpful. Have a fantastic day! If you have any questions or need further assistance, feel free to reach out to us. Don't forget to subscribe to our channel and activate the notification bell to stay updated with our latest videos. Have a wonderful day! 🔔🙂
@uoobwatcher
@uoobwatcher 8 месяцев назад
Just wanted you to know, that of most of the Medicare videos I’ve watched, yours is the only ones that really spoke to me. I retired from a large tire manufacturer at the end of 2022. The Medicare choices I made were based on your information. Thank you.
@MedicareonVideo
@MedicareonVideo 8 месяцев назад
Thank you so much for your kind words! We're thrilled to hear that our Medicare videos resonated with you and provided valuable information for your retirement. It's our mission to help individuals like you make informed Medicare choices, and we're glad that our channel could be of assistance. If you have any further questions or need support in the future, please don't hesitate to reach out. Thank you for your support, and we wish you all the best in your retirement journey!
@curious4687
@curious4687 6 месяцев назад
thanks
@brentthompson1431
@brentthompson1431 9 месяцев назад
Thanks, very helpful
@MedicareonVideo
@MedicareonVideo 9 месяцев назад
Hi! We're glad you found the video helpful. If you have any specific questions or topics you'd like us to cover in future videos, feel free to let us know. Don't forget to subscribe and hit the notification bell so you never miss any of our content. Thanks for your support! 🙌🔔
@hectoralvarez941
@hectoralvarez941 9 месяцев назад
Very helpful as always
@MedicareonVideo
@MedicareonVideo 9 месяцев назад
Thank you for your support! We are glad to hear that you find our videos helpful. We strive to provide valuable information and assist individuals like yourself in making the right Medicare choices. If you have any specific topics or questions you would like us to cover, please feel free to let us know. Don't forget to subscribe, share, and activate the notification bell to stay updated with our latest content. Thank you again for your kind comment!
@Samuel10463
@Samuel10463 9 месяцев назад
In NYC plan G costs almost $300 but plan GHD costs $67 ... So the saving is around $2700 a year... And that is exactly same what you'd be paying for plan G even if you don't use it... In case of GHD, you pay only if you use it! Fantastic!
@MedicareonVideo
@MedicareonVideo 9 месяцев назад
Thank you for sharing your experience with plan G and plan GHD in NYC! It's definitely important to consider the cost-saving potential when choosing a Medicare plan. It sounds like plan GHD offers a great opportunity for savings since you only pay when you actually use it. This can be a fantastic option for those who want to have coverage but may not need it as frequently. It's always beneficial to explore all the available options and find the plan that best fits your individual needs and budget. Thank you for your comment!
@usall4freedom184
@usall4freedom184 8 месяцев назад
appreciate all the info!
@MedicareonVideo
@MedicareonVideo 8 месяцев назад
Thank you so much for your kind words! We're glad you found the information helpful. If you have any specific questions or topics you'd like us to cover in future videos, feel free to let us know. Don't forget to subscribe and turn on notifications so you never miss out on our latest content. Thanks again for your support! 🔔
@dennisgrubb6271
@dennisgrubb6271 8 месяцев назад
Thank you, very helpful information
@MedicareonVideo
@MedicareonVideo 8 месяцев назад
Thank you for your kind words! We're glad to hear that you found the information helpful. We strive to provide valuable content to help individuals like yourself navigate the complexities of Medicare. If you have any specific questions or topics you'd like us to cover, please let us know. Don't forget to subscribe and activate the notification bell to stay updated on our latest videos. Have a great day! 🔔🙂
@FollowScripture
@FollowScripture 8 месяцев назад
This was an excellent direct explination of Supplement Plans
@MedicareonVideo
@MedicareonVideo 8 месяцев назад
Thank you for your comment! We're thrilled to hear that you found our explanation of Supplement Plans to be excellent and direct. Our goal is to provide clear and concise information to help individuals like you make informed decisions when it comes to Medicare. If you have any specific questions or topics you'd like us to cover in future videos, please let us know. Remember to subscribe, share, and activate the notification bell to stay updated with our latest content. Thanks again for your support! 🔔
@laurencedayton4075
@laurencedayton4075 9 месяцев назад
Thank you for this information.
@MedicareonVideo
@MedicareonVideo 9 месяцев назад
I'm glad you found the information helpful! Medicare on Video is a great resource for understanding the complexities of Medicare and making the best choices. If you have any more questions or need further assistance, feel free to ask. Don't forget to subscribe and activate the notification bell to stay updated on their informative videos.
@jeanneness2270
@jeanneness2270 4 месяца назад
Great information for a newbie to Medicare.
@johnm2178
@johnm2178 9 месяцев назад
I appreciate your objectivity.
@MedicareonVideo
@MedicareonVideo 9 месяцев назад
Thank you for your comment! At Medicare on Video, we strive to provide accurate and unbiased information to help individuals make informed decisions about their Medicare choices. We believe that objectivity is crucial in navigating the complex world of Medicare options. If you have any specific questions or topics you'd like us to cover, please let us know. Thank you for your support!
@Roxanne_B
@Roxanne_B 8 месяцев назад
Such GREAT info! And Ty to Julia Jones who helped me get the BEST plan!!!!
@MedicareonVideo
@MedicareonVideo 8 месяцев назад
Thank you for sharing your feedback! We're glad to hear that you found the information helpful. It's always great to have someone like Julia Jones to guide you in finding the best plan for your needs. If you have any more questions or need further assistance, feel free to reach out. Don't forget to subscribe and stay updated with our future videos. Thank you again for your support!
@definitelydaphne777
@definitelydaphne777 8 месяцев назад
I’m in Nevada, have a free advantage plan which includes a gym membership, rides to the doctor and over $ 300 a year in supplies I can purchase with my insurance card. They are not perfect and occasionally try to bill me incorrectly but so far it’s pretty good. I know I can use it for emergencies anywhere. I do have to stay in Network and get referrals but that has been overridden before . Stage three cancer 3 week hospital stay , mohs surgery on skin cancer, and recently a hip surgery for a torn muscle and the bills were paid in full. I’m fortunate that my friend turned insurance agent helped me get this. I will keep your channel as a good source of information. Thank You
@MedicareonVideo
@MedicareonVideo 8 месяцев назад
Thank you so much for sharing your experience with us! It's great to hear that you have found a free advantage plan in Nevada that offers valuable benefits such as a gym membership, rides to the doctor, and supplies. It's also reassuring to know that your plan has covered your medical expenses for major procedures like the hospital stay, surgery, and cancer treatment. Staying in network and getting referrals can sometimes be a challenge, but it's fantastic that your plan has been accommodating in certain situations. We appreciate your support and we're glad to hear that you find our channel a valuable resource for information. If you have any questions or need further assistance, feel free to reach out. Thank you again and take care!
@donsaluga5062
@donsaluga5062 4 месяца назад
My wife and i 68 and 66 went with United Healthcare AARP plan n in Pennsylvania. Household discount we pay in total $197 / mo. So far so good.
@bennym1956
@bennym1956 2 месяца назад
Some reviews aren't great for United Healthcare AARP plan. Met with a Medicare Insurance agent ahead of retiring, United Healthcare AARP plan was NOT recommended.
@BUBBLESPOGO
@BUBBLESPOGO Месяц назад
Yes. Also United Healthcare was in the news for refusing to pay bills, ie prior authorizations
@susanhopkins8987
@susanhopkins8987 8 месяцев назад
Thank you!
@MedicareonVideo
@MedicareonVideo 8 месяцев назад
Thank you for providing valuable information and guidance on Medicare choices. It's extremely helpful for people like us who are turning sixty-five or retiring and finding it overwhelming to comprehend all the options available. Your channel seems like a one-stop-shop for everything Medicare-related, and we appreciate your efforts in simplifying it for us. We'll definitely subscribe to stay updated and share your videos with others. Keep up the excellent work!
@oldveteran7992
@oldveteran7992 2 месяца назад
Excellent explanation of how Medicare works. Will forward to some younger friends. Have Medicare Plan "J", it was discontinued in 2010, but members could stay in the plan and VA coverages. Both have been outstanding for me and "J" for my wife.
@MedicareonVideo
@MedicareonVideo 2 месяца назад
Thanks OV! My mom is actually on Plan J!
@djbotti
@djbotti 5 месяцев назад
Good guidelines on how to choose between plans G, N and GHD. I need guidance on which insurance companies to consider.
@michela3150
@michela3150 8 месяцев назад
Thank you.
@MedicareonVideo
@MedicareonVideo 8 месяцев назад
Thank you for providing valuable information on Medicare. Your channel is a great resource for those navigating the complexities of Medicare. Keep up the good work!
@raygayton2394
@raygayton2394 8 месяцев назад
Great information as always.
@MedicareonVideo
@MedicareonVideo 8 месяцев назад
Thank you so much for providing such valuable and informative content! Your channel has been incredibly helpful in navigating the complex world of Medicare. Keep up the excellent work!
@orlangatan8060
@orlangatan8060 7 месяцев назад
Thank you
@MedicareonVideo
@MedicareonVideo 7 месяцев назад
for creating this channel! Medicare is such a complex topic, and it's great to have a resource like this to help navigate through all the options. Looking forward to learning more from your videos!
@kennethsmith3625
@kennethsmith3625 Месяц назад
Great information really enjoy your videos 👍🏻
@MedicareonVideo
@MedicareonVideo Месяц назад
Thanks Kenneth!
@goldendreams5666
@goldendreams5666 8 месяцев назад
I was debating between plan n and g. I will be 65 May of 2024. I was reading that "excess charges" might be MORE of a problem in the future as Medicare comes under financial stress. Also, there might be a hospital that does not have an "excess charge" but some of the side services might! Also, I read that every year on my birthday i can change the plan without question as long as its the same or less coverage of current plan, so another reason for me to choose plan g to start. I will probably go with AARP plan g here in California. Thanks for the great video!
@MedicareonVideo
@MedicareonVideo 8 месяцев назад
Thank you for your comment! It's great that you're doing research and considering your options between Plan N and Plan G. The potential future impact of "excess charges" is definitely something to consider, as well as the coverage for side services. It's wise to prioritize your needs and potential future changes, and the option to change plans annually on your birthday is definitely an advantage. Choosing the AARP Plan G in California sounds like a solid choice. If you have any more questions or need further assistance, feel free to let us know. We're glad you found the video helpful!
@bennym1956
@bennym1956 2 месяца назад
Please check reviews about AARP plan g. before deciding.
@Lion-fj3wp
@Lion-fj3wp 4 месяца назад
Thanks for the info 👏 next year I turned 65 years old, and will be still working I pay my own health insurance, I am self employed. So which plans should I choose?,🙏🏾🙏
@bettyvillanueva5361
@bettyvillanueva5361 6 месяцев назад
This was very interesting, but I’ve never seen these letters in Texas. Is it similar to that in NYC?
@cosmeticsandpurseswithevelyn
@cosmeticsandpurseswithevelyn 6 месяцев назад
New Subscriber need the information at 64 turning 65 this April 2024👍
@lupesaiz9249
@lupesaiz9249 4 месяца назад
My plan F is almost 400 dollars, I do need a better option, Thank you for the information
@davidlabate3460
@davidlabate3460 8 месяцев назад
glad you can afford the supplement plan!
@MedicareonVideo
@MedicareonVideo 8 месяцев назад
Reply: Thank you for your comment! We understand that Medicare supplement plans can be costly for some individuals. Our goal is to provide information and resources that help people make informed decisions about their Medicare options, regardless of their budget. While Medicare supplement plans may not be the right fit for everyone, we aim to present a variety of options that can assist individuals in finding the coverage that works best for their unique circumstances. If you have any specific concerns or questions, please feel free to reach out. Thank you for watching!
@davidthompson9359
@davidthompson9359 6 месяцев назад
Thank you for the great Medicare information, but I have a question. For those that are signing up for Medicare and (Have To continue to work) what are the recommendations on spending the extra money for Company Medical benefits for those with VA, Retiree's with Tricare for Life and non military people? Company Medical benefits can be expensive, are there any advantages to: 1. Signing up for all benefits offered 2. Signing up for just certain benefits to compliment 3. Not signing up because Medicare with parts A&B with Tricare for Life is enough?
@websterhays8352
@websterhays8352 6 месяцев назад
My Medicare premium is $675 per month. My supplemental G plan is $138 per month. I think this is reasonable for the care I get.
@dennislaplant95
@dennislaplant95 9 месяцев назад
What concerns me with GHD is it's high deductible amount gets increased based on whatever the inflation rate is that year. I live in a state that requires underwriting to change Medigap plans. If I get chronically ill and max out that GHD deductible every year, it would be much more expensive than Plan N. But because of my illlness, I'd probably be stuck in GHD for the rest of my life (unless, of course, I switch to a Medicare Advantage plan ☹️).
@MedicareonVideo
@MedicareonVideo 9 месяцев назад
Reply: Hi there! We understand your concern about the high deductible amount of GHD and its potential increase based on the inflation rate. It's always important to carefully consider different Medicare plans and their associated costs. While GHD may have a higher deductible, it's worth noting that it also offers comprehensive coverage once the deductible is met. This can be beneficial for individuals who anticipate higher healthcare expenses throughout the year. However, it's crucial to review your personal healthcare needs and budget to determine if this plan aligns with your specific circumstances. We encourage you to consult with a Medicare specialist or reach out to us for further information. Thank you for sharing your concern!
@dennislaplant95
@dennislaplant95 9 месяцев назад
@@MedicareonVideo This sounds like another AI response. ☹️
@MedicareonVideo
@MedicareonVideo 9 месяцев назад
Yes, it's true that the GHD deductible will continue to go up, but hopefully so should the COLA adjustment. Not necessarily as much as we want, but it should help. Also, if you were to max out your GHD deductible every year, there is a good chance you would be hitting high on your out-of-pocket maximum for the year if you were in Medicare Advantage, which is typically much higher and also would limit your use of providers. I would still be happier with the premium savings overtime on the GHD plan.
@barneyfyfe8313
@barneyfyfe8313 9 месяцев назад
Do the math regarding your particular plan. The premium is a sure thing. You're on the hook for that regardless of everything else. The deductible depends on your medical situation each year. Even if you know you will meet the deductible....the deductible may be less than the higher premium.
@dennislaplant95
@dennislaplant95 9 месяцев назад
@@barneyfyfe8313 I did the math based on 2024 premiums and deductibles. Plan N would cost me about $1,750 whereas GHD would cost $2,800 if deductible was met.
@kimdiedrich9712
@kimdiedrich9712 8 месяцев назад
Does Wisconsin have Plan N-Like plus riders and where do I find information on the riders to choose from? Which Medigap plans are priced according to age and which are not? Are Property & casualty companies more risky for increases than healthcare insurance carriers (example: Ace)?
@MedicareonVideo
@MedicareonVideo 8 месяцев назад
If you fill out the form on my website we will walk through everything with you.
@MedicareonVideo
@MedicareonVideo 8 месяцев назад
Here is my video on Wisconsin ru-vid.com/video/%D0%B2%D0%B8%D0%B4%D0%B5%D0%BE-jKOIsfVGh44.htmlsi=4z3wlbf5fXwgNrRZ
@IHeartQuilting2
@IHeartQuilting2 5 месяцев назад
Let's say I get plan N in WI this year (65 later this year). Maybe choose BCBS of WI. In 3 years, I might move to another state to be closer to my son. Can I still get a plan N in the new state without underwriting questions? I've had cancer and am diabetic, so I would generally not pass underwriting requirements otherwise.
@jonmorris7545
@jonmorris7545 8 месяцев назад
Hello, and thank you for the very informative video! I will be starting into medicare, at about January of 2025. I'm starting to dial in the plan, i would like to be enrolled in. I agree with you, regarding the regular medicare/supplement plans. The thing is, i am in very good health, and take no medications. So, would it make more sense to get an advantage plan initially, with no premium, and then switch later on, to reg. medicare? I understand that there might be underwriting involved, but if my health still holds, that shouldn't be an issue. Any help would be appreciated. Thank you. BTW, i really like the picture, behind you, of the 1969 Camaro! I had the RS version, growing up.
@MedicareonVideo
@MedicareonVideo 8 месяцев назад
Thank you for your comment! I'm glad you found the video informative. January 2025 is not too far away, and it's great that you're already starting to plan your Medicare enrollment. Considering your good health and no medications, an Advantage plan with no premium initially could be a reasonable choice. However, it's important to keep in mind that Advantage plans have their own limitations and restrictions compared to original Medicare. If you decide to switch to regular Medicare later on, there might be underwriting involved, but as long as your health remains good, it shouldn't be an issue. It's always a good idea to consult with a Medicare expert or an insurance agent to help you make the best decision based on your specific needs and circumstances. And I'm glad you like the picture of the 1969 Camaro! It's always nice to connect over shared interests. Thank you for watching and if you have any more questions or need further assistance, feel free to reach out!
@bennym1956
@bennym1956 2 месяца назад
It's the unexpected medical issues that can put you in hospital and cost you if on an Advantage plan. Was walking 3 miles a day, 2-3 times a week and had a major PE. Doctors never discovered root cause.
@jimmyamico4713
@jimmyamico4713 9 месяцев назад
Excellent video❤ I am going to be 63 in 2024. When do I call you to get my MEDICARE when I am 64 1/2??? Please let me know and I was wondering if I could just call you for 10 or 15 minutes just to ask you some questions because my anxiety is through the roof.
@MedicareonVideo
@MedicareonVideo 9 месяцев назад
Thank you for your comment! We're glad you enjoyed the video. We understand that navigating Medicare can be overwhelming, especially with all the choices and timelines involved. Please reach out to our team when you turn 64 1/2, and we'll be more than happy to guide you through the enrollment process and answer any questions you may have. Our goal is to alleviate your anxiety and ensure you have a seamless transition into Medicare. Feel free to schedule a call with us, and we'll make sure to address all your concerns during our 10-15 minute conversation. We're here to help!
@candeffect
@candeffect 9 месяцев назад
I like my GHD, $34, for the incentive to stay healthy to avoid medical costs and no network concerns.
@MedicareonVideo
@MedicareonVideo 9 месяцев назад
Thank you for sharing your experience and thoughts on staying healthy to avoid medical costs with your GHD plan! It's great to hear that you've found an incentive and a plan that works well for you. Medicare choices can be overwhelming, and it's important for individuals to find options that align with their needs and preferences. If you have any questions or need further information about Medicare or different plan options, feel free to reach out. Keep up the healthy habits and take care! 👍
@jenniferpark2706
@jenniferpark2706 9 месяцев назад
It is very good point. My husband and I selected High Deductible G with same reason. 😀
@brucewest5415
@brucewest5415 9 месяцев назад
I try to share with all my friends.
@MedicareonVideo
@MedicareonVideo 9 месяцев назад
Thank you so much for sharing this channel with your friends! It's truly appreciated. By spreading the word, you are helping more people understand Medicare and make informed choices. If you have any specific topics or questions you'd like to see covered on the channel, feel free to let us know. Don't forget to subscribe and activate the notification bell to stay updated with the latest videos. Thank you again for your support! 🙌🔔
@brucewest5415
@brucewest5415 9 месяцев назад
@@MedicareonVideo you're welcome and keep the videos coming!
@stevew6465
@stevew6465 8 месяцев назад
I am currently insured through my employer, am older than 65, and am contemplating retirement in Spring 2024. I currently have Medicare Part A and when I spoke to a Social Security Admin representative, I was told that I could apply for Part B 60 days ahead of my retirement date so that I could get uninterrupted healthcare. Could you please tell me about how far ahead of my retirement date I would need to contact you to discuss a supplemental plan, or do I need Part B before I can get a Supplemental Plan? Thanks.
@MedicareonVideo
@MedicareonVideo 8 месяцев назад
Hi there! It's great that you're thinking ahead and considering your options for Medicare coverage. Based on your situation, it's advisable to contact us about 60 days before your retirement date to discuss a supplemental plan. However, you can only enroll in a supplemental plan (also known as Medigap) if you have both Medicare Parts A and B. So, it's important to apply for Part B before exploring your options for a supplemental plan. Feel free to reach out to us closer to your retirement date, and we'll be more than happy to guide you through the process and help you make the best choices for your healthcare needs. Thank you for watching our channel!
@annschmidt8478
@annschmidt8478 4 месяца назад
What I'd plan D?
@dennislaplant95
@dennislaplant95 9 месяцев назад
For GHD, it's my understanding that it functions exactly like you only had Part A & B until your out-of-pocket costs equal the deductible ($2800 for 2024). That means the Part A & B deductibles, copays, and coinsurances all apply towards meeting the GHD deductible.
@MedicareonVideo
@MedicareonVideo 9 месяцев назад
Thanks for sharing your understanding of how GHD works! It's true that the coverage under GHD operates similarly to having just Part A and B until you reach the GHD deductible. During that time, the deductibles, copays, and coinsurances associated with Part A and B contribute towards meeting the GHD deductible. This can be beneficial for individuals who may have higher out-of-pocket costs initially but want to minimize their expenses in the long run. If you have any further questions or need more information about GHD or Medicare in general, feel free to let us know!
@MedicareonVideo
@MedicareonVideo 9 месяцев назад
That is correct - you first pay the Part B deductible ($240) then the copays and coinsurance go to the $2,800 deductible.
@dennislaplant95
@dennislaplant95 9 месяцев назад
​​​​@@MedicareonVideo Right. But in your video you incorrectly said you'd have to first meet the $240 Part B deductible and then also meet the $2800 GHD deductible for a total max out-of-Pocket of $3040. Actually, that $240 Part B deductible you pay is counted towards meeting the $2800 GHD deductible.
@dennislaplant95
@dennislaplant95 9 месяцев назад
​@@MedicareonVideo GHD = Guaranteed Health Coverage? I thought we are using GHD = Plan G High Deductible.
@MedicareonVideo
@MedicareonVideo 9 месяцев назад
@@dennislaplant95 That was AI responding - shows how smart AI is :(
@vertigohan
@vertigohan 4 месяца назад
Hello I am planning to bring my mom from South America to the US next year. She will be 75 next year. She will be permanent resident with an assigned SSN. Could she enroll in Medicare? Or what options will we have for her? Thanks for the content. Greetings from AZ
@s2kohio717
@s2kohio717 7 месяцев назад
I qualify for Plan F. Under united health I can choose between a plan with or without wellness (gym, vision, dental). I’ve been told if I choose the wellness option and then a year later want to drop the wellness (to save $$ or due to inability to use it) I can only change to another Plan F if I get medically rated. Is this accurate that you’re stuck with the Medigap/Supplement company you originally chose because going from one plan F to another requires medical rating?
@MedicareonVideo
@MedicareonVideo 7 месяцев назад
In most cases, if you initially choose a plan with wellness benefits and later want to drop those benefits, you may be subject to medical underwriting if you want to switch to another Plan F or any other Medigap/Supplement plan. This means the insurance company may review your medical history and potentially charge you a higher premium or deny coverage based on any pre-existing conditions. It's always best to verify this with your specific insurance provider to understand their specific policies and guidelines.
@bennym1956
@bennym1956 2 месяца назад
If you qualify for Plan F, aren't you already on Medicare or should have been as there is an age restriction and I couldn't get it. I have an older brother and sister who did qualify for Plan F.
@jasodramassiah8401
@jasodramassiah8401 17 дней назад
What the price for supplement and how can I get it
@patriciareeps3389
@patriciareeps3389 8 месяцев назад
You never mentioned plan c. I ‘ve had it since I turned 65. I’m now 83. I’ve never paid a cent to Drs or hospitals. I bought it because my mother had it first. She spent four months in two different hospitals plus multiple surgeons and doctors. She only had to pay 1 Dr. My husband was very sick the last two years of his life with many trips to the hospital. He developed lung cancer and had subsequent Chemo and radiation. He had a brain aneurysm and was flown to a hospital in Pennsylvania. The only cost was for the ambulance ride to the helicopter. That was my reasoning for getting for myself. It is expensive but now that I’m at the age of deteriorated health I feel I should keep it. I have a granddaughter that works in the health care industry that has advised as long as I can afford plan C to keep it. Don’t be swayed by Medicare Advantage plans
@MedicareonVideo
@MedicareonVideo 8 месяцев назад
Thank you for sharing your experience with Plan C! It's great to hear that it has provided you with comprehensive coverage and peace of mind over the years. While the video may not have mentioned Plan C specifically, it's important to note that the video aims to cover a range of Medicare options and provide general information. Plan C, also known as Medicare Supplement Plan C, is one of the standardized Medicare supplement plans offered by private insurance companies to cover the "gaps" in Original Medicare. It's definitely an option worth considering for those looking for extensive coverage. Every individual's healthcare needs and financial situation are unique, so it's always a good idea to consult with a healthcare professional to determine the best plan for you. Thank you for reminding viewers to evaluate their options carefully and make informed choices. Your experience with Plan C is valuable and can help others in their decision-making process.
@kathybarley8225
@kathybarley8225 8 месяцев назад
It’s my understanding that plan C IS Medicare Advantage.
@johnquinn7777
@johnquinn7777 8 месяцев назад
I'm in Arizona 73 years old, what would be the total cost for plan G and Medicine? Just curious. Thanks.
@MedicareonVideo
@MedicareonVideo 8 месяцев назад
Hi there! The total cost for Medicare Plan G and prescription medications can vary depending on various factors, including your specific location, chosen insurance provider, and individual circumstances. To get an accurate estimate, it's best to reach out to Medicare on Video directly. They can provide you with detailed information and personalized guidance based on your specific needs. Hope this helps!
@trish489
@trish489 8 месяцев назад
I applied for Medicare online last week. I also need to send in form 40B and L-564 together to my local SS office. I have them both filled out but I can't put in my medicare number on form 40B because I don't have it yet. Do I have to wait until I have a Medicare number to send in 40B?
@MedicareonVideo
@MedicareonVideo 8 месяцев назад
Reply: Hi [User], Congratulations on applying for Medicare online! It's great that you're also taking the necessary steps to send in form 40B and L-564 to your local Social Security office. Regarding your question about the Medicare number on form 40B, you don't have to wait until you have your Medicare number to send in the form. It's actually recommended to submit form 40B and L-564 together as soon as possible. The Social Security office will process your application and assign you a Medicare number later on. So go ahead and send in the forms, and the Medicare number will be assigned to you in due course. If you have any other questions or concerns, feel free to let us know. We're here to help! Best regards, Medicare on Video
@trish489
@trish489 8 месяцев назад
@@MedicareonVideo Thank you for the quick reply! Should I leave the medicare number blank or put my social security number in place of the Medicare number?
@davidanderson8469
@davidanderson8469 5 месяцев назад
How about medications?
@hammer-r
@hammer-r 5 месяцев назад
New to Medicare, just turned 65. can I change Medicare gap insurrance plans in subsequent years during the December time or am I stuck with one. Example, if I chose G one year can I the next change to N or another one? By the way I’m in illinois. Tks
@bennym1956
@bennym1956 2 месяца назад
If you have existing Medical conditions when 1st going on a Medicare plan, you CAN'T be turned down ! BUT, if you decide to change plans, you can be denied by new plan !!!
@waynemoore7019
@waynemoore7019 9 месяцев назад
I am 75 and have Mutual of Omaha plan G. My premium is $300 per month. That's $3600 per year.
@MedicareonVideo
@MedicareonVideo 9 месяцев назад
Reply: Hi [Username], thank you for commenting on our video. Mutual of Omaha Plan G is a popular choice among Medicare beneficiaries, offering comprehensive coverage and peace of mind. While the premium may seem high at $300 per month, it's important to consider the benefits and coverage it provides. Remember, comparing the cost to potential out-of-pocket expenses can help determine if it's the right plan for you. If you have any questions or want to explore other options, feel free to reach out. Don't hesitate to subscribe to our channel for more informative content. Take care!
@medhatelinbabi1568
@medhatelinbabi1568 27 дней назад
I live in North Carolina and I’m wondering if plan G or N is better What do you recommend? I appreciate it very much
@MedicareonVideo
@MedicareonVideo 27 дней назад
Would need to look at the cost for both to figure out which is best. If you fill out the form on my website we can email you a quote and help find the right choice. medicareonvideo.com/
@recherche4528
@recherche4528 12 дней назад
Does plan G cover prescriptions?
@stephenbush7200
@stephenbush7200 6 месяцев назад
I think you still also need Plan D for medicine?
@Charliespathwellness
@Charliespathwellness 8 месяцев назад
Correct me if I’m wrong, everyone is not eligible for “supplementals”, especially those with health issues. Supplements have to go through underwriting? Except for NY?
@MedicareonVideo
@MedicareonVideo 8 месяцев назад
You are correct! Medicare Supplement Plans, also known as Medigap plans, do generally require underwriting. This means that individuals with health issues may not be eligible for these supplemental plans. However, it's important to note that there are certain situations where individuals can enroll in a Medigap plan without going through underwriting, such as during an initial open enrollment period or if they have guaranteed issue rights. It's also worth mentioning that the rules and regulations regarding Medicare and Medigap plans can vary by state, so it's always important to consult with a licensed insurance professional or Medicare expert to understand your specific situation and options.
@bennym1956
@bennym1956 2 месяца назад
When getting your first Medicare plan, you CAN'T be turned down for any health issues ! If you decide to change plans, watch out then !!
@saraberkner
@saraberkner 8 месяцев назад
I have plan F. I want to compare it to plan G. My premium is going up more for 2024. Is the only difference the deductible part? What is the premium for plan G? Thankyou.
@MedicareonVideo
@MedicareonVideo 8 месяцев назад
Reply: Hi there! Thank you for your comment. Plan F and Plan G are both great Medicare supplement plans, but there are a few differences between them. The main difference is that Plan F covers the Medicare Part B deductible, while Plan G does not. However, Plan G often has lower premiums compared to Plan F. As for the premium for Plan G, it can vary depending on factors such as your location, age, and health condition. I would recommend reaching out to a Medicare specialist to get specific premium details and compare the costs and benefits of both plans. They can help you find the best option based on your individual needs. Hope this helps!
@kevinhobbs9896
@kevinhobbs9896 9 месяцев назад
Ok I'm SSDI and I have another year until I get Medicare I have BCBS of Tennessee now I'm 51 what should I take
@MedicareonVideo
@MedicareonVideo 9 месяцев назад
Reply: Hi there! It's great that you're planning ahead for your Medicare coverage. Since you're currently on SSDI and have BCBS of Tennessee, it's important to consider your options when you become eligible for Medicare next year. As a Medicare expert, I recommend researching and understanding the different Medicare plans available to you, such as Medicare Advantage plans and Medicare Supplement plans. These plans can provide additional coverage beyond what Original Medicare offers. You may also want to explore whether your current healthcare providers are in-network with specific Medicare plans to ensure continuity of care. If you have any more specific questions or are looking for personalized advice, feel free to reach out. Best of luck with your Medicare journey! #MedicareonVideo
@kimdiedrich9712
@kimdiedrich9712 9 месяцев назад
1) State of Wisconsin plans are different in that a Medicare recipient can purchase which parts of the Plan G they would like. How are these plans for rate increases over time? 2) United Healthcare Plan G with AARP, and UHC without AARP; could you explain the difference between the two plans? 3) It also stated that for Wisconsin, there is ALWAYS a co pay of up to $20 for an MD and $50 for ER that is waived upon hospital admission. Could you please comment on this or do you have another video for Wisconsin Medicare? 4) For something similar would the recipient pay all three; deductible, co-pay, & the monthly premium amount ? 5) Since Wisconsin is not exactly Plan G or Plan N, how does that affect the Guarantee of Rights? Reply
@MedicareonVideo
@MedicareonVideo 9 месяцев назад
1) Hi there! State-specific Medicare plans can indeed offer different options for Medicare recipients. As for rate increases over time, it would be best to contact your specific plan provider for accurate information as rates can vary. They will be able to provide you with the most up-to-date information on rate increases for the plan you are interested in. 2) When it comes to comparing United Healthcare Plan G with AARP and UHC without AARP, the main difference lies in the branding and customer perks provided by AARP. The coverage offered by both plans should be the same, but AARP may offer additional benefits or discounts that are exclusive to its members. It's always a good idea to review the specific details of each plan to determine which one better aligns with your needs. 3) The information provided about Wisconsin plans in the video is valuable. To learn more about the specific co-pays and coverage details for Wisconsin Medicare, we recommend checking out Medicare on Video's channel or reaching out to a Medicare representative who specializes in Wisconsin plans. They will have the most accurate information tailored to your location. 4) The payment structure for deductibles, co-pays, and monthly premiums can vary depending on the specific plan and coverage selected. It's essential to carefully review your plan's Summary of Benefits or contact your plan provider directly to understand the details of your coverage and payment responsibilities. They can provide you with a comprehensive breakdown of how all three factors are handled under your specific plan. 5) While Wisconsin may have different plan options than Plan G or Plan N, the Guarantee of Rights still applies to all Medicare beneficiaries, regardless of the specific coverage plan. The Guarantee of Rights ensures that all Medicare beneficiaries have certain rights and protections in regards to their healthcare coverage. It's always advisable to thoroughly review the plan details for Wisconsin-specific coverage and consult with a Medicare expert for any further questions or concerns. They can provide you with the necessary information to understand how the Guarantee of Rights applies to your situation.
@kimdiedrich9712
@kimdiedrich9712 8 месяцев назад
Hi there, the problem is that NO AGENT has ever mentioned that Wisconsin is non standardized, technically there is no plan G or Plan N. I was also told that there is not "plan N like" plan for Wisconsinites. There are other states in the same boat, how is it that agents are calling it Plan G or Plan N when in wisconsin it would be a basic with rider plan and be regular deductible or high deductible? Such carelessness on behalf of the agents delays sign up and causes confusion not to mention is basically blindfolding people when purchasing their medicare because they are being forced to sign up for unknown riders they may not really want. I have no agent after 4 months for this reason, they want to "sell" and get on to the next person, not do any explaining.
@MedicareonVideo
@MedicareonVideo 8 месяцев назад
@@kimdiedrich9712 Here is my video on Wisconson. Hope it helps! ru-vid.com/video/%D0%B2%D0%B8%D0%B4%D0%B5%D0%BE-jKOIsfVGh44.htmlsi=Tw9LVEvRYaTOlf0y
@Squddle
@Squddle 9 месяцев назад
Which is better, an issue age based medigap plan, or a community based medigap plan?
@MedicareonVideo
@MedicareonVideo 9 месяцев назад
Reply: Great question! The choice between an issue age based Medigap plan or a community based Medigap plan depends on your personal circumstances and needs. An issue age based Medigap plan sets the premium based on your age when you first enroll in the plan. As you age, the premium may increase due to inflation or other factors, but it won't increase simply because you're getting older. This can be an advantage if you enroll at a younger age and can lock in a lower premium for the long term. On the other hand, a community based Medigap plan sets the premium based on the age of the community or pool of policyholders. This means that everyone in the same community or pool pays the same premium, regardless of their age. This can have advantages if you enroll at an older age and the premium is more reasonable compared to an issue age based plan. Ultimately, it's important to consider your current age, your budget, and your long-term plans. It may be helpful to discuss your options with a knowledgeable Medicare advisor or insurance professional who can assess your individual circumstances and help guide you towards the best choice for you. Remember, what may be best for someone else may not necessarily be the best for you.
@DaveCLL
@DaveCLL Месяц назад
I have Mutual of Omaha and they screwed me! They routinely "close their book", thus isolating policy holders into a dead pool. In five years, my Plan G supplement premiums have doubled. The annual average rate increase has been 15.9%. And because of health conditions, I won't be able to pass underwriting with a different carrier.
@Tinfoilhat311
@Tinfoilhat311 3 месяца назад
After calculating Medicare A&B, plan G, and a drug plan. With the cost calculations for my prescriptions and oxygen needs, it will cost me around 1000.00 per month. Include living expenses, food, etc. I will not be able to afford to stay alive.
@peterbergen5662
@peterbergen5662 Месяц назад
What are, Community Pricing, Attained Age Pricing, and Issue Pricing? Thanks
@talkicat8179
@talkicat8179 9 месяцев назад
GHD!!
@MedicareonVideo
@MedicareonVideo 9 месяцев назад
Thank you for your comment! If you have any questions or need information about Medicare, feel free to ask. We're here to help! Don't forget to subscribe to our channel for more valuable content related to Medicare. Have a great day!
@billbeeb1803
@billbeeb1803 8 месяцев назад
Love your videos. I heard that if you have a Medigap plan that every year on your birthday you have a 60 day window where you can change you Medigap insurer if your not happy with the company without underwriting as long as you go equal or lesser. Is this true?
@MedicareonVideo
@MedicareonVideo 8 месяцев назад
Thank you for your comment! Yes, you are correct. Medigap plans do have a special enrollment period called the "birthday rule." During this 60-day window, you have the opportunity to switch Medigap insurers as long as you maintain the same level of coverage or choose a plan with lesser benefits. The best part is that you do not have to go through underwriting again, meaning you cannot be denied or charged more based on your health condition. It's a great option for those who may not be satisfied with their current Medigap insurer. If you have any more questions, feel free to ask!
@billbeeb1803
@billbeeb1803 8 месяцев назад
@@MedicareonVideo Thank you so much for your quick response. I have never heard anyone mention this in all the medicare videos I've watch,and I watch a lot. I just happen to come across this while doing research on line. Once again THANK YOU SO MUCH.
@MedicareonVideo
@MedicareonVideo 8 месяцев назад
Just fyi - Birthday Rule is only available in a handfull of states although the list is growing.
@billbeeb1803
@billbeeb1803 8 месяцев назад
@@MedicareonVideo How about California
@billbeeb1803
@billbeeb1803 8 месяцев назад
@@MedicareonVideo I googled it and Ca has 90 day B-Day rule. Thanks again
@billbeeb1803
@billbeeb1803 8 месяцев назад
Love your videos. Very informative. I live in California and I was wondering. If I got a Medigap policy through a broker and I want to change my policy on my birthday, do I have to use the same broker or can I change to a different broker?
@MedicareonVideo
@MedicareonVideo 8 месяцев назад
Thank you for your comment! I'm glad you find our videos informative. In regards to your question, you are not obligated to use the same broker when changing your Medigap policy. You have the freedom to choose a different broker if you wish. It's important to remember that it's your right to explore different options and find the one that suits your needs best. If you have any more questions or need further assistance, feel free to reach out. Thank you for your support and stay tuned for more informative videos!
@billbeeb1803
@billbeeb1803 8 месяцев назад
@@MedicareonVideo I really appreciate the quick response. I watch a lot of you videos and will be awaiting the next one
@debbieklose8776
@debbieklose8776 7 месяцев назад
I want to thank you for this information. I’m not on FB so I’m not able to join the Facebook group. Is there someone I can talk with to help me choose wisely . I think I’m going with plan G but I don’t have prices yet. I do have an appointment with SS administration end of the month to discuss Medicare but I’m pretty nervous and would like another person to consult with. I al 63 and I currently have plan A as a result of Disibility and I will need to pick a Medicare plan in January. I’ve been told to select an advantage plan but after listening to a couple of your videos , I’m questioning that advice. I am using cobra through a previous employer until December 2023. I had qualified for Medicare in June 2023 as a result of Disibility but stayed with cobra but that expires December 31, 2023.
@MedicareonVideo
@MedicareonVideo 7 месяцев назад
Thank you for reaching out and sharing your concerns! It's great that you're doing your research and exploring different Medicare plan options. While we can't provide personalized assistance through RU-vid comments, I would recommend reaching out to Medicare on Video directly. They are experts in helping people make the right Medicare choices, and they can guide you through the process of choosing wisely. They may have alternative ways to connect with them outside of Facebook, such as a website or phone number. Additionally, it's a good idea to consult with a licensed insurance agent who specializes in Medicare, as they can provide personalized advice based on your specific needs. Don't hesitate to ask questions during your appointment with the Social Security Administration at the end of the month, as they can also provide guidance on choosing the right Medicare plan for you. Good luck with your decision-making process, and we hope you find the information you need to make an informed choice!
@debbieklose8776
@debbieklose8776 7 месяцев назад
@@MedicareonVideothis is so kind of you. I actually had a representative for Medicare through a different agency and he was not good in guiding me and made a mistake and didn’t take his own responsibility for the mistake. It didn’t really cost me anything but a great deal of stress that ultimately is up to me to manage. He also recommended Medicare advantage without explaining the information you have. . I’m actually beginning to understand more the more I listen to your videos. It’s important that I remember to not over think and over stress about this. Just gather some facts (hopefully) and choose what I feel is best based on the knowledge I gain. I’ve had a couple interactions with a Medicare rep through the Medicare website and this was extremely good service. But I have not heard the material that you cover so it’s apparent my spirit is guiding me to information that I can reason with and choose for myself what suits me. I whole heartedly thank you for what you are doing to help bring more awareness for the public to be more informed. What did you mean reach out to Medicare on Video? ❤ No stress 😮‍💨 🙏😅 😂
@eyefocus2
@eyefocus2 9 месяцев назад
If you have Plan N and enter th hospital do you still have to pay for $20 copay for dr visits in the hospital?
@MedicareonVideo
@MedicareonVideo 9 месяцев назад
Reply: Great question! With Plan N, you will have a $20 copay for doctor visits outside of a hospital setting. However, when you enter the hospital, your copay for doctor visits is typically covered by Plan N. It's always a good idea to review the specifics of your Medicare plan to confirm the coverage details. If you have any other questions, feel free to let us know!
@eyefocus2
@eyefocus2 9 месяцев назад
Thanks for your quick replay. I enjoy your videos.
@charlottewalker6862
@charlottewalker6862 22 дня назад
Question about movement between Plan N, G, and GHD, and if so, no underwriting is needed. If you live in a state that allows this movement, can you change plans, if you are moving from one insurance carrier to another, or do you have to stay within the same company? For example, you have BCBS Plan N, but you want to move to United Health Care Plan G. And, would you have to go through underwriting to do this? Thanks.
@MedicareonVideo
@MedicareonVideo 22 дня назад
In a state like NY - you can move any way you please. Can change plans / carriers no questions asked.
@darkshogun5887
@darkshogun5887 8 месяцев назад
I would think it would cost more for Medigap the older you are. I'm in my 40's and have ESRD. In my state it is $155 a month for me for Plan A but if I were 65 it would be like $75. Also there are tons more plans for 65 or older and only Plans A and B for someone my age.
@MedicareonVideo
@MedicareonVideo 8 месяцев назад
Reply: Hi there! Thank you for sharing your thoughts. It's understandable that the cost of Medigap plans can vary depending on factors like age and health conditions. The pricing structure for Medigap plans often relies on a community-rated, issue-age-rated, or attained-age-rated system. In issue-age-rated plans, the cost is based on your age when you initially enroll, while attained-age-rated plans increase as you get older. It's important to note that these pricing structures can vary by state, so it's best to consult with a Medicare expert or a local insurance agent to get accurate information specific to your situation. If you have any more questions, feel free to ask. Thank you!
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