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Last T-bills :3.7% ! Later this mth, i will use cpf OA 2 buy some again. I will buy a bit more of SSB b4 26th july . Every 6 mth, collect some safe pocket $ . Watch out Powell 's remarks on FOMC meeting on end July . Some guru predict 25 basis cut in mid Sep !😊 😊
@@ZEN_X999 of course ! I used SA to buy some T-bills in last Dec for " cpf shielding" . Now can only earn 6 mths SA rate as next Jan my SA will be close. 😅
Hsbc ega stil doing up to 4.6%. The uob 4% and ocbc one account 4.6%. But all require some salary deposit and card spending yet still worthwhile to hold on for cash.
UOB one and OCBC 360 EIR is actually 3%+ only and its at the tiers with big amounts. For small amounts cant reach. And for friends with super big amounts, there are caps also to the rate earned. Hope it explains
Hi Josh, for Choc Finance even though 4.2% interest is guranteed, but capital is not guranteed right and subject to market fluctuations?? I saw disclaimer saying this.
Hi, the underlying fund can fluctuate but they will top up to 4.2% return (capital + interest). If funds do more than the 4.2% they keep the extra returns.
