blender cloth tearing trick : export then import alambic bake of your cloth sim 

Blender 3D : hanging egg tearing at the bottom.
Cloth tearing is still impossible in 2024, so i use a trick from Yagna3D youtuber, thank's again for this.
Export your cloth sim animated object to alambic and then re-import it. It's still not a cloth tearing standard behavior, like in other 3d softwares to compare, but it can do the job for some cases.