In uncertain times, how can one outperform with the S&P 500? my money goal of $3m seems far-fetched and just saving is not an option, do I seek a license advisor to help grow my funds, or wait for a favorable economy? I have barely 5 years to retirement.
Very correct, investing is plain-sailing using a well experienced advisor, and at first-hand experience, I've witnessed my investments compound over 280%, since Jan.2020 amid rona-outbreak, summing up nearly $1m as of today.
this is huge! been a fan of asking questions like Socrates, seeking information and handling certain duties to professionals, my $ 100k portfolio has been shortened by 10% due to inflation over the years and I could really use a help at this point
@@WhitneyRoss-dj4rf I take guidance from ''Katherine C boone'' a renowned figure in her industry with over two decades of experience. I'd suggest you research her further on the web.
@@OliverLiam-px3vx very much appreciated, just inputted Katherine C Boone on the internet, spotted her consulting page ranked top and was able to schedule a call session. Ive seen commentaries about advisors but not one looks this phenomenal
The isa for UK only stonks is a great idea. Capital flight is a big issue. The UK really needs more investment and the best people to invest are the people living here.
The increase in APD is a slap in the face for an industry that still hasn’t fully recovered from the pandemic and now relies on premium leisure travel to make money, as business travel still lacks.
does the British ISA include UK based investment trusts that have invested abroad? That'd be a way to circumvent the limitations whilst still gaining additional tax free allowance
im confused about the lifetime ISA rates changing iv got a moneybox one at 4.25% but now the 4.4% is available will i be able to open a 4.4% than put the money from my 4.25% into that one? @@BeCleverWithYourCash
I watched the budget today and I seen the sum up by Martin Lewis as I am keen on the savings bond. Martin Lewis has said if it's below 5% it's not worth having and with current rates I would agree with him.
The much anticipated one where you could pay into more than one ISA type with different providers in one financial year didn't seem to materialise, or did I miss something?
One aspect of this keeps being sidelined. Since the war we have had National Insurance. By the 70's/80's govts were being warned by the 'mandarins' that some provision would have to be made for the boomers (a statistical abnormality from a 5-10 years post WW2). Government were pretty much using current contributions to pay pensions and other benefits. Class 3, a voluntary top up contribution, is now lost all parity with Class2 and gone sky high. Generally keeping the NI scheme is good news for lower incomes, otherwise they are excluded from contributory benefits and reliant on means related schemes with private company involvement based on performance targets. Fraud is vastly overstated by the Govt, and vastly overshadowed by unpaid benefits. Hunt wants to see 'social security' (its aim) go in not many years. It would cut out arguably the biggest NI fraud syngicate, the Government. We already have people in mould filled flats, homeless, food banks, what next the workhouse? Oh, and private health care like the US? I'm in my 60's and have never known a government so unhelpful to the young, and families. If they think we are aligning/ joining with the US, dream on. Sunak and Van der Leyen may kiss the feet of the US but it is pointless. All sides of the war in Europe live in the US. We are used, we are convenient but we are the old enemy the Brits, and very disliked by some Americans. That is fine, friendly is mutually enough. We are off mainland Europeans and thankfully a little idiosyncratic. Dumbed down TV and US news features may cross the Pond, but we are not American, great people they may be or not. And disentangling ourselves a little would perhaps help us both.
Yay let's vote Tory they gave us some crumbs back from the huge amounts they've stripped away. Don't know about anyone else but I want to take them up on the offer of going back to square one.
@@charmedsuperior2222 based on an actual recent track record? Whereas with the Tories we can see what they have done and continue to. Like I said square one is better so you have to be a loony to turn that down why handicap yourself willingly?
Honestly, if you work from home you can get £1.2 per week for heating no matter how many days you work from home. Claim any office supply purchases and you can get a similar amount.
i think you are delusional. high earners keep this country going, poor people are exempt from everythig. I am sustaining a dozen of them, on my hard earned money. I work like a crazy person and gov takes half to give to people who won't bother and i don't own my own house.
The thing that worries me is we hear the complaints from people earning 30-70k… Get a grip.. there are people on 15k who don’t even have time to cry about it. Saw some chump crying that he doesn’t get Child Benefits cos he earns 70k… Seriously these people need their heads knocked together…
Families on fifteen grand a year get topped up by tax credits/universal credit. They get free dental, free prescriptions, free school meals, school uniform grant, subsidised childcare etc. supporting a family of five on fifty grand a year isn’t luxury.
British ISA seems pointless who want to invest in UK stocks in the current climate the fact they have created this is because no one does except work place pension who loose money compared to the SNP 500 guarenteed every year... Also the pounds is falling over time against the dollor so that compounds the loss.
Fifty grand a year supporting two adults and three kids isn’t living in luxury. It also means the non working partner who is at home with the kids loses their state pension for those years
Are you kidding? Pensioners have been looked after more than any other demographic financially by the tories over the last 11 years. Quick to forget that 10% increase in state pension weren't you.