I noticed your view has multiple accounts. How do you manage/track which account gets how much? I keep my sinking funds in a separate account and I'm finding it difficult to track how much needs to be transferred once I've assigned to all the sinking funds. Was just curious how you go about it.
I have my category groups in YNAB, match my accounts. So for example, the category for Monthly Fixed Expenses is one account, the category group for Weekly Expenses isn another account, and Sinking Funds is another account. Etc. This way if you look at the balance for the whole category group it should match your bank account balance. For my monthly fixed expenses because I know exactly what I need for that account, I have an autotransfer set up in my bank app, and I do have a cushion in the account just incase. so that account rarely needs to be reconciled, the category group balance and bank account balance usually always match. Same for my Savings Account because I don't move money out of that too often. For my Weekly Expenses and Sinking Fund categories / bank accounts), is where I need to rebalance things. Because I have funds built up in my sinking funds that don't get used that often, Im able to just reconcile once a month. So I just look at the category group balances for Weekly expenses and Sinking Funds and compare them to the account balances, they are always off by the same amount. For example, if YNAB weekly expenses category is higher than the account balance by let say $100, than my sinking funds isn YNAB is usually under by $100, so I transfer $100 from weekly expenses account in my bank app to my sinking funds account and then the category groups in YNAB match there respective accounts. I hope this helps. 💕
