Budgeting for Beginners; Cash Envelope System | BI-WEEKLY PAY | BudgetWithBri 

I just followed!!! Myy name is Calidee :)

Diana Asomugha hey there!! Thank you! I just saw (:

What kind of planner did you buy and from where please? I want one with the ability to slid the pages in and out like yours and I’m not sure what to search for lol

Ree Bae hi there! It’s called a happy planner (:

Emailed you

Breanna Rosevxo right!! I agree 👏

Along with how to gain, manage, and perfect your credit score

Breanna Rosevxo They do. Reading and math.

True true true true true

I agree. Money management, credit and investing. They spend too much time on algebra that most of us never use anyway.

Cece Saint you are my spirit twin😂😂😂

Lmao

Online shopping... for food

Cece Saint 🤣🤣🤣🤣

Same 😂

애교Hoshi the truth🤦🏽‍♀️

If u can work out what you get on your lowest possible month and make a budget for that. Then work out a priority list of what u will allocate any extra money to. I have an irregular income so over time managed to save up a full lowest month income. I then put this into my account on the first. I let the income for that month gather up as didn't need it and use it for the next month. This is called getting a month ahead on income. It means I now always know what I will have at the start of each month.

@@christinadoherty thank you. Your response was helpful 🤗

It is also harder to budget when your husband is a truck driver and miles vary every week.

True. I started doing this 3 weeks ago. And I get paid once a week. But I do my a little different. And it works great for me.

KMSL right...

It’s good to know this info before u start making money though, you’ll be a smarter spender for it. Wish this sh*t was around before i started working.

Faaea Tuamnuvao same here😂😂

Try calling 888 8052778 Central ⛪ Church in Las Vegas they would want to connect you to those who could help where your located & love to help people. These are very difficult times please reach out to get what you need for you & family now. I Hope you have put in for unemployment & stimulus check get help with it from some one too. Area Schools business & government services & community centers & Catholic charities & others want to help & have food & toilets supplies call the schools & news channels can tell you where to get services you need thats set up for giving now & location. Some places are listed in the phone book & check on line for organizations for help for food & money for bills & such. The Salvation Army & even Red Cross usually can give help or info on what they have to offer now it's their for disasters & work programs & for housing & some organizations of the government & churches have emergency housing & apartment assistance & housing to help too. In Front of phone book listings.Some churches bring you groceries if you can't get there or tell you where to drive to in their pickup line to get groceries & that could help save more cash to pay bills. Also Grocery stores like smiths, fast foods places & wallmart are hiring. Call local churches for info leave message so they can get back to you when their not by the phone. On line Check out one cute couponersb she shares fast food places who gives free food at restaurants. Taco Bell is said to give you food if you have no money as a policy for the company. with the OCC GANG- ONE CUTE COUPONER her super couponing SHE & other sites TEACHES cuts cost on food & supplies & clothes & make up & ECT a lot. Hope this helps & it was ok to share & it helps all who need it now. Bless you & we are praying for you & others on this site to get needs met & joy too. Lord bless these people & families & show them your great favor, kindness & open doors of blessings for them as they reach out for asistance now Lord in Jesus awesome name Amen. May God's blessings be upon you.😌🎆💝🌅

Same lol

Omfg yes 😭🤦🏾‍♀️

Me in 15😅

I’m 26 and I wish I saw these when I was 20 😭

I was just thinking this qnd her nails

Fr that was the most mind blowing part of this whole video! How was it so straight without a ruler or loose leaf??? I'm embarrassed lol

Is so relaxing . Lol

Eusebius Bob Ok, ok, I need to address this matter: when I read your comment I was highly confused but when I reread it a few times, I was like, “OHHHHH! That’s a creative play on words!” “Penwomanship” instead of “penmanship” 🤯

This is the only reason I’m watching it! Lol love her hand writing

M bolt haha... I know right. ...and Aristotle’s law🙄

I’m weak 😭😭😭😭😭😭

School won't teach you everything

Omg I literally laughed out loud with this Haha best comment ever

sorry we are many...i was taught how to do beta and alpha...never seen them.in my money...super annoyed

Same!

same herrrreeee

Saaaaame. That was answer I've been looking for. 🤓

😂😂😂😂

lol same here!

Aw, thank you so much! and thank you for watching!!

I 100% agree! This actually makes sense for my brain! Lol!

Charlene Johnson check out the budget mom on YT and IG. She has an amazing budget system. She does cash envelopes for things like groceries, gas, etc and sinking funds are for long term goals like Christmas, quarterly payments, etc.

The only thing I don't understand is the clothing category as a sinking fund. I know it's not a necessary "bill", but does this layout mean you would go shopping once a year if you are just adding til the end? Or is it the way she explained the date night fund, where you can use what you have, and then if you want something grand wait for the amount to roll over. If so, what if you don't have the amount yet but certain items are switched out weekly and you can't wait for the next paycheck.

Thanks been watching this kind of stuff for a week and was lost then I ran across your video and now I get it understand it completely now.....

So true man it's literally paycheck to paycheck 😂

Watch Kyra Ann's videos .. she literally lives off a minimum wage

G.Kennedy I’ve recently watched her videos and honestly I love her contents.

The Squad Can’t do that if you wanna have time to study and get a degree

You are not suppose to rely on minimum wage🤦 you have to work your way up to a higher paying position. When I was 17 I started to work for 6.25 an hour, now I work as a manager making $23 an hour. I'm not tapped out yet so hopefully my hard work keeps paying off.

Stevannah321 I’m so glad you found this helpful!! And you’re right, never too old to learn! You got this, and if you have any questions don’t hesitate to ask (: thank you for watching! ❤️

I am the same way. I am continuously saying I need to start budgeting. Maybe I will get it together after this at 50.

Stevannah321 Amen I totally agree

Stevannah321 I'm with you

I have a bill calendar. I write when my bills are due and mark when paychecks come in and the amount. It helps to forecast when bills are due and how much I need. Also for expenses like dog licensing and required shots.

i get paid on thursday and i can’t wait bc i want t stuff my cash envelopes haha

16elle aw thank you so much :’) and saaaaame girl, I get paid Friday 👏

I was going to say the same. So satisfying to watch her write.

I was just about to say this lol, her handwriting is so nice

I think so too! I had a neat handwriting when I was in college... now, I have the handwriting of a doctor 😅🤣😐

Omg me too ...anything that has to do with making a list makes me happy

I have to agree 100%, I love making lists!

As a teen no😂 I don’t think there’s a problem with it, it’s just taking your childhood for granted and not appreciating it. I believe each parts of our life stages we don’t get back, and whether you want to grow up or not, you still have to deal with adulting, me personally I’m just going with the flow because I can’t control my timing😂🤷🏾‍♀️

Hm don’t discourage your kids or belittle them

Oh lol my mom tried that it only excited me more to grow up lol

Really ? What’s your job ? That’s some good money right there

@@narrielj.7558 I’m a cashier at a grocery store. I’m still a student in college trying to make ends meet 😭

good on you for being money conscious. Its a very important skill that will be needed for the rest of your life, no matter how much money you end up making in the future. you may regret blowing checks on unneeded clothes and fast food, but no one regrets having a flourishing savings account :) good luck on your first job and I hope you may receive many more in the future

@@vitamins00 thank you so much! i'll be sure to update this thread in a couple of months to let you know if i got the job

The fact that ur conscious about it shows u will be fine. Most dont even think about it at all. Good head on ur shoulders 👍

Awwwwww 😍🙋💖

Can we have an update lol. When I was 16 I did not budget at all so now here I am at 19 finally budgeting and saving

Find a skill and find a side hustle or a second job..

Lunch with Sep I don’t have time, I work about 30 hours but it usually a mid shift and I get about a day off if I get two they’re usually split days

@@Pr7ncessk4ssy I understand but I'm learning to work on time management. It can be done.. 🤷🏿‍♀️ just gotta figure out how

Try to find a job serving!

If you find a hustle then you wouldn’t have to work at your job as much. Also try to find a better job. If you’re working that many hrs and you’re only making about $400 a pay biweekly then you may have to find a better job with better pay and more hrs. Maybe try to do more hrs in a day so that you won’t have to work as many days.

Kassidy Nacarato I hope she took this advice

Kassidy Nacarato I totally agree with you

bump

Think she wants to hold herself accountable with it in front of her. Maybe wants to mount it somewhere.

Nicole Tepoz congratulations that’s sooo exciting!!! 👏 and yay!! You got this girl!

Yes she does. But I feel she must have wrist pain especially the way she holds her pen

Rain Reign yo me too

Christina Robles right😆

HONESTLY 😂😂

Gabriella Escobar haha yess

Yes!!! Bri is amazing! I struggled all my life with budgeting

stacey saucedo aw thank you so much!!! I’m so glad you enjoyed and found this helpful!! This is the first step, you got this!! 👏

That makes me so happy!! Good luck to the both of you, you guys got this!!

Anna Eanes haha I wish I knew about this when I was your age 😭

I'm so grateful now that my dad taught me to budget when I was young. So many people aren't taught and it leads to so much misery.

Learn all u can about life lovely girl, and how to be a strong women. I wish I had a phone and the internet to reach me all the things my parents didn't. Keep learning the importance of life.

Nicole Chew awww I’m so glad you found it helpful 😊 thank you for watching!! ❤️

food4444lyfe one meal a day?? Girrrrl

@@cindyga50 girllll same thing im saying. i know what it is to be hungry. if i can afford food - even if its noodles or pancake damn mix, im finna be eating that 3 times a day.

Don’t you mean no life instead of no fun?

Try farmers markets and aldi’s. Couponing also helps as well as some restaurants have free meals or sandwiches if you get their app. Idk what your income is but you might qualify for assistance

@@nicolenunya984 I don'r live in North America. I live in one of the most expensive cities in the world in terms of cost of living. Asistance from our government is not even enough to pay for rent... smh~ There are some videos on YT showing the living conditions and the lives of the under-privilaged.

Judy Land-O'Brien that makes me so happy!! I’m so glad (: Thank you for watching ❤️

Wow, very cool. Congrats on that!! I can't wait until my boyfriend and I get to that point!

Rita Burnett lol! Thank you so much girl! I appreciate that, and thank you for watching!! ❤️

Some people prefer to write it, me being one of them. I'll retain it better plus hate looking at the computer screen.

Aw, so glad it’s been helpful! Thank you for your kind words 🤍✨

lilac2484 thank you so much!! ❤️

Jennifer Kindle amen

Jennifer Kindle I’ll just about to say that

I need to try his method

Thanks! 🙏

Facts!! 💯

Andrea Sorondo I pay €1450 🙈 but in the Netherlands single and working parents get money from the government if their income is low. I get €1330 from the government as a single mom who goes to school for 40 hours a week (5 full days) My girls are 3 and 1 years old. They go 2 days to daycare and my family does the rest (I’m 21)

You can claim that on your taxes. Make sure to ask for the slip from the daycare, they’ll print it out for you.

Its literally the same thing. If you know daycare is $900/month then you basically divide $900 by how many times you get paid a month. You save the money in a cash envelope or if you feel more secure putting it in an account, you can. By the end of the month or the beginning of next month you should have the money already saved and ready to pay the daycare.

you can check your area for services that provide free/ low cost daycare. here in Sacramento, Ca we have beanstalk and child action if there is a program similar in your area don't be afraid to apply you migjt not qualify but at least you tried my aunt is a daycare provider and most of her parents don't pay anything directly

I strongly feel like daycare is not worth it lol, because it makes parents get second jobs only to have all of the money going to daycare

maria a awww haha welcome to my channel ❤️❤️

Aw congrats girl

Jasmine Austin this makes me so happy! Thank you so much for watching ❤️ and yes!! Good luck!

N_Forgotten 1302 that makes me happy!! And welcome to my channel (:

Nakiah this is going to sound dumb, but how do you build credit if you don’t have a credit card? I don’t feel like I have the self control to get one

Myra Ann having no credit is worst than having bad credit. People who say never get a credit card are usually the one who are in debt because they aren’t responsible with there credit card

If you do get a credit card be responsible and pay what you owe. If you know you can't pay money back don't get one. If you're responsible then it's a blessing and only use what you can pay back. If you're irresponsible then it's a curse and you will be misusing it and not be able to pay back what you owe.

They look at your credit score when you want to go finance a car, a house, a business, even get an apartment. I was so scared to get credit cards. They're not a bad thing you just have to be responsible with them. Don't "bite off more than you can chew". You can put little things on them (gas, small grocery store runs, ect) and pay them off monthly when it's due. You build credit and power to spend more eventually if needed. They are a good tool to utilize IF you are responsible and they can aid you on other aspects of life.

It’s not good to not have a credit card though, especially if you don’t have another way to build your credit such as a car payment under your name or financing something else. The key is to be responsible and use your credit card as a debit card to them build credit without going into debt.

Couponing TheWrightWay thank you for watching!! ❤️

Thank you so much for watching!! I'm so glad I was able to help (:

Maria Moore thank you!! I’m so glad you enjoyed it ❤️

Raria Royal I know right!!

Pretty much LOL 😂

You're very welcome!

That was me a few months ago, and now I have that second job, but the sacrifices we make now will benefit us in the future, we got this!

Me too girl

Same but idk if I’m not looking enough or something but I can’t find anyone to work around my first job😭🤦🏽‍♂️

Word of advise especially for the young folk. Get yourself a second job. If you have an extra 3-4 hours in a day that is spent idle, get another job. If you’re in debt, use that second job to pay off the debt using a snowball effect. Even if you’re not in debt, use that money to put into a high yield savings account. When I was 19 I got my first apartment and I worked in a hair salon in the day. In the evening time, I worked at Target. The money I made from Target went into a savings account. I never touched that money. Create the habits now of budgeting and living BELOW your means.

sherrice you’re welcome!! Thank you for watching and I’m glad I could help (:

Jennifer Medina Reyes thank you so much!! And thank you for watching ❤️

The Average Life /Cassandra A. Thank you!! And yessss! It’s so much fun haha 😊