@8:10 I too just realized those things this year 2021. I miss out on that 🚀 ride with Tesla and Bitcoin back last year. Now I’m cautious and currently learning more every day through experience and failures What made me realize was this book by Robert kiyosaki Rich Dad Poor Dad I would urge young people who are 16 years old to read that book and have some financial intelligence. Before they buy a car off Craigslist for 12k cash like me, which I had to add 6k more in 1 year because of maintenance and repairs. But E46 M3 is my attainable dream car at that time, I did get it and made a very poor decision.