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Buying a $600,000 Apartment in NYC at 24 Years Old | Cost Breakdown, Process, Criteria

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I bought an apartment in NYC! In this video I break down why I bought the apartment, what my criteria was, what the process looked like, and exactly how much I had to pay upfront and month-to-month. I'll be sharing more details on the renovation process and an apartment tour when finished. Let me know if there are any other videos you'd be interested in seeing! See below for my video from last time on apartment hunting in NYC.
➫ Previous Apartment Hunting Video: • NYC Apartment Hunting ...
0:00 Overview of Video
0:30 Why I Bought an Apartment
1:33 Criteria for Choosing an Apartment
4:00 Process of Buying an Apartment
5:40 Price Breakdown
7:42 Conclusion
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Опубликовано:

14 авг 2024

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Комментарии : 349

@InvestorCenter 2 года назад

I bought a property last year at 24 years old too! Love to see young people buying real estate 😊

@angelasunx3 2 года назад

Congratulations! That's amazing 🙌🏼

@australianpatriot 2 года назад

Did you get an inheritence for such a large down payment Angela? Pretty interested to know how you cam about $150,000+. Did you save as a young adult and win in the markets or what

@violentquacking7342 2 года назад

@@australianpatriot privilege

@20891 2 года назад

@@australianpatriot good question, I think so too

@yuiopoli9601 Год назад

@@violentquacking7342 Whiner.

@MatthewAlva 2 года назад

Thank you so much for sharing your NYC apartment hunt and being so transparent on breakdown of costs. You’re awesome!

@angelasunx3 2 года назад

Of course! Thanks Matthew

@albertajordan5604 Год назад

Are you looking for a nyc condo ? I have a great 2 bedroom available. ASKING: 640K.

@janetajayi5112 2 года назад

Wow, what a huge accomplishment! 👏🏾💐🥳Congratulations, I’m excited to watch your journey!

@angelasunx3 2 года назад

Thanks so much Janet!!

@erinwheelockrealestate 2 года назад

Angela! I love this video, and thanks for the shout out. Glad you're enjoying the home and can't wait to see the finished product!

@angelasunx3 2 года назад

Updates to come soon!

@1prodbyhd 2 года назад

Step 1: Make $150k

@angelasunx3 2 года назад

& save it!

@1prodbyhd 2 года назад

@@angelasunx3 💯🙏🏾

@Raidenmommy89 Год назад

Just be a pilot

@1prodbyhd Год назад

@@Raidenmommy89 naw lol

@n.j.crawler 5 месяцев назад

Why would anyone want to make less?

@joymae 2 года назад

This is so impressive! I'm currently in the same boat right now, thanks for sharing your experience that's so boss at your age.

@angelasunx3 2 года назад

Woo thanks so much! Glad to hear we're in the same boat

@jeff4invest Год назад

Hi-I am a Handyman and Real Estate agent in NYC (Harlem ) anyone needing repairs or good deals can contact me directly . I am very busy in Long Island city . Let’s make offers !

@albertajordan5604 Год назад

Are you looking for a nyc condo ? I have a great 2 bedroom available. ASKING: 640K.

@nicholaskoh3704 2 года назад

This is literally the exact video I was looking for from the exact person I wanted to see it from. Quick question, do you think it would be good to buy a property in manhattan with the intention of selling it after 5 or more years? I see that the real estate market increases over 5% each year but I also heard manhattan investments aren't great but am not sure why.

@angelasunx3 2 года назад

Thanks Nicholas! In my opinion, not really, unless you get one for a great deal. This is because you'll have to pay decently high fees & taxes both with buying + selling, so the shorter the time horizon, the more those take a chunk of your returns. Beyond that, Manhattan apartments also have high HOA fees and RE taxes in general. At the end of the day though it's different for every property, so can definitely be worthwhile depending on which. Just have to spend time finding the right one.

@albertajordan5604 Год назад

Are you looking for a nyc condo ? I have a great 2 bedroom available. ASKING: 640K.

@tyronemidzi2457 2 года назад

lol. NYU dorms are 2.5k. Congratulations 🥳! I’m happy for you !

@angelasunx3 2 года назад

NYU dorms are truly another level in terms of price to value 😭

@edb484 2 года назад

Congrats, NY prices are wild. $600k is a mini mansion here in Texas, at least 3 car garage, 3500+ square ft etc

@angelasunx3 2 года назад

NY prices are truly crazy

@pogo55555 Месяц назад

This process was sooooo interesting. Thank you so much for sharing and congratulations! It’s a video that makes people feel good for some reason. I find this so motivational. I’ve watched it twice already.

@angelasunx3 Месяц назад

Aw I'm glad thanks so much!!

@purpleye2608 2 года назад

Wow 2.2%!,You got it just in time haha! I'm looking in the area now and rates have more than doubled 😭 Thanks for the very informative video!

@angelasunx3 2 года назад

Ugh yes I got super lucky at that time with the rates

@albertajordan5604 Год назад

Are you looking for a nyc condo ? I have a great 2 bedroom available. ASKING: 640K.

@emajjabowen6748 Год назад

I bought a 2bd 2bt floor to ceiling window luxury condo in Atlanta at 23. I did it because I wanted the same luxury apartment life like other people my age, but I didn't want to pay the premium in rent. I also didn't want an actual house as a single woman living alone. I didn't want people on the street to be able to see exactly which place is mine. I'm so proud of other people my age who are buying homes. It's so hard for us and the odds are stacked against us.

@angelasunx3 Год назад

Congrats on your condo too! I think the same way :)

@jasonhuang1623 2 года назад

Guys, stop saying HOA is high. It's incredibly low in NYC, so is RE tax. Great deal in terms of carry.

@angelasunx3 2 года назад

Comparatively much lower - was definitely a strong selling point

@albertajordan5604 Год назад

Are you looking for a nyc condo ? I have a great 2 bedroom available. ASKING: 640K.

@CestTerry 2 года назад

Been waiting for this video! Thanks for sharing!

@angelasunx3 2 года назад

Been waiting to post! Thanks for following along on the journey 😊

@LiquidSwords89 2 года назад

Congrats Angela! That is great news. Thanks for sharing the whole process.

@angelasunx3 2 года назад

Thanks so much!

@albertajordan5604 Год назад

Are you looking for a nyc condo ? I have a great 2 bedroom available. ASKING: 640K.

@MrNH718 Год назад

Am I crazy for thinking this is insane? She could've gotten a whole house in a different part of the city like Brooklyn or Queens for the same price or less. That would've been an even better investment if the plan is to eventually rent it out. And it's really not that big a deal to hop on the train to get to work.

@angelasunx3 Год назад

It made sense for me personally since I live alone and space isn't my biggest concern!

@helena3631 Год назад

Not in Brooklyn and only in some parts in queens …abandoned houses in Brooklyn go for over 1M if she’s going to pay over 500k might as well live in Manhattan

@MinamiPaul 5 месяцев назад

Thank you for your video. I have a quick question: Does the bank require you to have a certain amount of money or assets after you’ve made the down payment? For example, proof that you have enough funds to cover a year’s worth of mortgage payments?

@angelasunx3 5 месяцев назад

Yes they do!

@i123456987654 2 года назад

2.625%! that's really good! congrats...i like this interest rate because it's low but sucks that you had to put down a 25% down payment...hopefully you can buy your next home with all cash...i hope you're not going to take 30 years to pay off this mortgage

@angelasunx3 2 года назад

Thank you, and hopefully won't!

@i123456987654 2 года назад

wow, $170K cash...you go girl...and yeah, the common charges are insane...but living in murray hill is really nice

@angelasunx3 2 года назад

HOA fees are crazy in Manhattan

@thefunchum2302 2 года назад

Congratulations! Very Inspiring! Can you please do a video about your net worth journey now compared to your net worth right out of college? and how you were able to accumulate that much in savings? I'm 24 with a job in the big 4 accounting but I'm still far from buying my own property. I do save and invest tho but the returns are slow. How were you able to accomplish this? I know investment banking pays a lot but thats because of the bonuses, and those bonuses get taxed about 50%, so you're technically only getting half of that money. Do you have any other source of income? or just capital gains on stocks? do you get stock compensation from your current company? Just need some tips as a young professional like you :)

@angelasunx3 2 года назад

Thanks so much! I'll do a net worth video in the future which covers these topics. :) Mostly a combination of saving + investing

@thefunchum2302 2 года назад

@@angelasunx3 awesome!!! Looking forward to that! 🙏

@albertajordan5604 Год назад

Are you looking for a nyc condo ? I have a great 2 bedroom available. ASKING: 640K.

@anitamore4101 2 года назад

I have watched some of your Investment Banking videos a few months back. Great to see you reach such a big milestone at just 24. Congrats!!

@angelasunx3 2 года назад

Thanks Anita!!

@LilAngel1447 2 года назад

Congrats! Can't wait for the apartment reveal!

@angelasunx3 2 года назад

That's going to be such a fun video to do

@geck1204 2 года назад

At 24, wow, you're crushing it!

@angelasunx3 2 года назад

Ah thank you!

@yanjinyang4411 11 месяцев назад

Super helpful video! And 2.625% is actually historical low rates over the last 50 years!

@angelasunx3 7 месяцев назад

Right?!

@angelasunx3 7 месяцев назад

And thank you!!

@gosnowowls7 2 года назад

CONGRATULATIONS ANGELA!!! This is a huge accomplishment!

@angelasunx3 2 года назад

THANK YOU!!

@albertajordan5604 Год назад

Are you looking for a nyc condo ? I have a great 2 bedroom available. ASKING: 640K.

@tundesburnerreloaded 6 месяцев назад

Thank you for sharing, your thought process was really similar to mine for the reasons why you purchased an apartment.

@angelasunx3 5 месяцев назад

Glad it was helpful!

@poopydoopy7062 2 года назад

This is amazing! Congrats! This is so huge, so happy for you :)

@angelasunx3 2 года назад

I'm excited!

@j.f.8502 8 месяцев назад

I am planning on moving to NYC (from Toronto) for work. This breakdown is great! Thanks Angela!

@j.f.8502 8 месяцев назад

Newbie question: The term of your loan is 30- years. Say you wish to sell your property after 5 years, do you have a penalty for early full repayment?

@angelasunx3 7 месяцев назад

Woo good luck! I don't think there's a penalty for early repayment, no

@Tecknoc 2 года назад

Oh My God!!!! Congrats Angela! You seem so much happier since leaving IB

@angelasunx3 2 года назад

Thank you!! 😊

@JigmeSwag 2 года назад

Quick Question: Do you pay monthly bills for utilities like gas, electricity, etc. or that is included in your HOA fees?

@angelasunx3 2 года назад

Utilities are separate

@JigmeSwag 2 года назад

@@angelasunx3 thank you 👍

@albertajordan5604 Год назад

Are you looking for a nyc condo ? I have a great 2 bedroom available. ASKING: 640K.

@abcxyz-cx4mr Год назад

May I ask you how you saved up for or managed to pay $170,000 upfront? If it’s not too personal to ask and if you’re willing to answer, what job do you have? I assume you have a high-paying job, Congratulations 👏 on buying a studio in NYC at a young age! It’s impressive ☺️

@angelasunx3 Год назад

Was able to save a good amount of money from working in investment banking as well as various internships through college - also lived at home with family for a lot of the pandemic so saved on costs there!

@Dark_Evil Год назад

@@angelasunx3 sus...very sus. How exactly did you make the money?

@darealberrygarcia Год назад

@@angelasunx3 you are such a manipulator. Interning paid you enough haha and of course saving a little money living with parents was enough too. Oh the simple lies of a 24yr to adults. Ok gotcha great job you are awesome and special

@darealberrygarcia Год назад

@@Dark_Evil her parents 1,000% co-signed and likely gave her 90% of the loan. Notice how unprofessional she talks.. Yeah highly doubtful she did any of this on her own ash would love to portray

@nukeccp Год назад

@@darealberrygarcia the envy on you m8🤡🤡

@newyorkgumgum9960 2 года назад

Congrats! Definitely not easy to purchase an apartment in NYC! Just curious, how many comparable apartments did you screen before narrowing down on this one? Did you hire anyone to inspect the apartment or lawyers to go over the paper work during the due diligence process?

@angelasunx3 2 года назад

Thanks! Looked at probably ~200 online, and ultimately narrowed down to visiting over a dozen. Had a lawyer for paper work / due diligence.

@newyorkgumgum9960 2 года назад

@@angelasunx3 Very helpful, thanks!

@albertajordan5604 Год назад

Are you looking for a nyc condo ? I have a great 2 bedroom available. ASKING: 640K.

@hemanggunwant303 2 года назад

congrats 🥳🥳🥳🥳 . wating for apartment tour. are you still working in private equity.

@angelasunx3 2 года назад

Thanks so much! Hopefully will be releasing soon :) And I am not

@florencewang7275 Месяц назад

congrats!! would love to see a video about the renovation too :)

@BS-ql7vq 2 года назад

Congrats Angela!!!

@angelasunx3 2 года назад

Thank you!

@Dhruvpatel-lc7hc 2 года назад

Congratulations 🎉 Angella, so happy for you 😄

@angelasunx3 2 года назад

Thanks so much 😊

@TracyEllennn Год назад

Thank you so much for sharing! Love your transparency!!

@angelasunx3 Год назад

Thanks Tracy!

@dirtyicontarot Год назад

I don’t think you understand how much u helped me. I didn’t think this was even possible! I will be doing this instead! Love this

@angelasunx3 Год назад

Glad I could help!

@albertajordan5604 Год назад

Are you looking for a nyc condo ? I have a great 2 bedroom available. ASKING: 640K.

@lenglain 4 месяца назад

Finance is NOT my forte, but dropping $170,000 for the privilege of paying basically the same monthly cost as just renting, for 30 years or until you sell it is wild to me. That's a lot of money to kiss goodbye that would probbaly grow more in the market, or as a business investment. And to think this is just for a studio!!!!!!!!!!! I'm from NYC and live in manhattan, and this video broke my heart. I don't think I'll ever be able to own an apartment in my own hometown and I'm a software engineer at big tech. Unreal.

@angelasunx3 4 месяца назад

It was at a low interest rate with low fees so made sense for me since I'd renting at the same cost if not higher!

@denislevchenko3374 2 месяца назад

Comone..if you software engineer you should make around 180k year.

@georgehuang7985 2 года назад

OMG WOW CONGRATS ON SUCESS SO YOUNG!!!!!!!

@angelasunx3 2 года назад

Thanks George!!

@brett8325 Год назад

this was very informative. thanks for sharing!

@angelasunx3 Год назад

Woo thanks for watching Brett!

@Diamond_Hanz 2 года назад

Guys, if you see Angela on the streets. RUN!

@angelasunx3 2 года назад

😅

@PKhaganate 2 года назад

Awesome. That is great news!

@angelasunx3 2 года назад

Thanks so much!

@killa4k Год назад

Thank you for all the information. Quick question, do you mind explaining how your mortgage comes out to $1850, when after the down payment, you are expected to pay $450K over the next 30 years. Thank you!

@angelasunx3 7 месяцев назад

It was with an interest rate of 2.6% over 30 years on 450k!

@edward2009 2 года назад

Wow congrats! What a big milestone :)

@angelasunx3 2 года назад

Thank you! ☺️

@kennyadvocat 2 года назад

Nice apartment! With nyc offices doing more remote work why didn't you consider getting a whole house for just a bit more? Not seeing enough roi for this to be an investment rental is all. And sounds like long term you wanted more than a studio. Houses in queens have been outperforming the last 15 years. Plus you'd have alot of rooms to rent out and charge for the driveway parking spot. Can finish the basement for your office 🏢 🙏

@angelasunx3 2 года назад

Thanks Kenny! Ultimate goal was still getting a place that would be close to the office rather than commuting from somewhere farther like Queens. Also would be living by myself so didn't make much sense to get a full house farther away.

@KKRCeb 2 года назад

Congratulations! I am looking to buy a condo too and this is very valuable information. Just wondering why you did not consider LIC lol looks like they have many newer and nicer apt buildings there and they are close enough to midtown through the trains. The studios there do generally exceed 700k tho, but not by too much.

@angelasunx3 2 года назад

Thank you! Preferred Manhattan still just due to the pure convenience, but definitely agree LIC apartments are very new and lots of development there. Have a lot of friends renting there at the moment.

@albertajordan5604 Год назад

Are you looking for a nyc condo ? I have a great 2 bedroom available. ASKING: 640K.

@daniel_gall Месяц назад

what is this 350 HOA fee? (coming from europe)

@leontrought24 7 месяцев назад

Thank you for your video. My question is how did you come up with 170k at 24 yrs old to put down on an apt. Also, did you go conventional financing?

@angelasunx3 7 месяцев назад

Yes conventional financing! Saved up from ~2 years of full time work and another ~2 years of investing prior to that

@vssnav 2 года назад

How did you manage to save $170k 2 years out of school?

@memoobaba 2 года назад

putting savings in stocks

@angelasunx3 2 года назад

Combination of investing / saving from before my FT job too

@lenaprice6239 2 года назад

@@angelasunx3 Did any of your family help you out financially with the down payment and/or deposit?

@darealberrygarcia Год назад

@@lenaprice6239 of course they did. She didn't make that money hahaha

@JerrygoBangBang Год назад

@@lenaprice6239 Yeah she always dodges this question, we know the answer. Rest of the breakdown is honest though so there's that.

@NewYorkAngelo Год назад

Good breakdown Angela!

@angelasunx3 Год назад

Thanks Angelo!

@crypto_que 7 месяцев назад

700K for a studio rental apt is insane. IDC if it is in NYC, that's not a flip. I don't know if it's a smart way to get ROI. I'm not saying it's not possible, just that you're probably going to be squeezing ever last red cent out of people looking to rent. If you move out and move someplace way cheaper in the meantime it might be doable. Anyway congratulations I guess all the numbers made sense for you.

@angelasunx3 7 месяцев назад

Made sense partially because I'd have to rent anyway in the city!

@isaacajohnson4772 2 года назад

Did you end up getting a studio or a 1 bedroom? congrats btw!!

@angelasunx3 2 года назад

Thank you! Studio

@jewelthompson4210 5 месяцев назад

Smart girl! Congrats 🎉

@angelasunx3 5 месяцев назад

Woo thank you 🧡

@jojopinedaxd 2 года назад

Can you talk about maintenance for the apartment? I would like to buy an apartment in the future, but I don't know where to begin and what to do if for example if there is a crack in the wall or something like that.

@angelasunx3 2 года назад

Usually any issues within the 4 walls of your apartment you'd have to fix yourself, and anything outside or that you can't see is the building's responsibility

@albertajordan5604 Год назад

Are you looking for a nyc condo ? I have a great 2 bedroom available. ASKING: 640K.

@ernesteu Год назад

Hi Angela. Nice video n tips. Can you let me know the agent I use to help buy the apartment please. I’m looking to buy an apartment.

@angelasunx3 Год назад

I found mine through Streeteasy so would look there. Good luck!

@ryenyfishing6588 5 месяцев назад

$300 HOA is crazy!! What building??

@angelasunx3 5 месяцев назад

It was a v large one so it was split amongst a ton of residents!

@JonathanGarza 2 года назад

How were you able to save up so much money?

@angelasunx3 2 года назад

Saving and investing since college and also stayed with family for much of covid so saved on rent

@JonathanGarza 2 года назад

@@angelasunx3 Thanks!

@ashjes6807 2 года назад

congratulations!!

@angelasunx3 2 года назад

Thanks 😊

@williammclean6594 Год назад

I'd never be able to do that because to be honest I probably be working minimum wage for the rest of my life because I don't want to go to school for anything I don't really like any sort of job or career

@angelasunx3 7 месяцев назад

I believe you could!

@maritestaylor8458 Год назад

Awesome information

@angelasunx3 Год назад

Glad it was helpful!

@ivanpp16 Год назад

This is awesome. Congrats! Did you get pre-approved before searching for properties?

@angelasunx3 Год назад

Yep I did! Thanks so much

@albertajordan5604 Год назад

Are you looking for a nyc condo ? I have a great 2 bedroom available. ASKING: 640K.

@mirtokiriazanou766 2 месяца назад

Sorry to be negative, but as an architect, I hate the word investment used to describe housing. Just sell it and buy your next apartment when you need to, why to you have to hoard houses ? Moving to different city ? Hotels exists. That's the problem with the housing "shortage" some people own multiple properties, and the rest don't.

@philjenkins1138 Месяц назад

Start designing affordable homes Mr. Architect

@sibachintanpradhan7653 2 года назад

Hi Angela I have heard people moving to Florida/Texas from NY and California. Is Florida and Texas are the best states to live in US currently ? Please do a comparative analysis vis-a-vis the former and later. Thank You 🙏🏻

@angelasunx3 2 года назад

They're very different! Depends what's most suitable for your lifestyle - city life (ny / cali) or somewhere more suburban w more space (florida / texas)

@jasonexperience8970 6 месяцев назад

What's your income range to be able to afford this?

@chatomairi 2 года назад

very cool. you had the money and made a great investment.

@angelasunx3 2 года назад

Thanks Matt!

@butterflytiffany 2 года назад

Thank you sm for sharing the deets

@angelasunx3 2 года назад

of course!

@darealberrygarcia Год назад

She means her parents bought her a apartment

@20891 2 года назад

Damn you are rich . Congrats

@angelasunx3 2 года назад

Haha def not the case

@20891 2 года назад

No 24 year old can buy a house. So you are rich . And that is a lot of money down . Sheesh

@artificialintelligence6107 Год назад

Thank you Angela. This is an awesome video. Question: At what point would you consider renting out your condo? What it be a move out of the city, or would you consider buying another property in NYC and renting ou this one? I'm thinking strongly about buying a condo and I'm just trying to get a sense of what it looks like to rent out a condo if I were to move.

@angelasunx3 Год назад

Either a move out of the city, or a need for a bigger place would cause me to rent this place out

@jeff4invest Год назад

I can help you find a good deal in NYC . I am an agent that works directly with developers with a construction background . DM me .

@albertajordan5604 Год назад

Are you looking for a nyc condo ? I have a great 2 bedroom available. ASKING: 640K.

@sampannarayamajhi3677 7 месяцев назад

so how much is the resale value ?

@angelasunx3 7 месяцев назад

hopefully at least what I paid for it 🤷🏻‍♀️

@riversideconomy Год назад

good to see you and very helpful to me~~i am investor for real estates in Korea. also want to buy apartment in NY even i am staying in other country.

@angelasunx3 Год назад

Best of luck!

@albertajordan5604 Год назад

Are you looking for a nyc condo ? I have a great 2 bedroom available. ASKING: 640K. Only 5%down required. Va loans welcomed with 0% down

@arnoldmumba2308 2 года назад

For how long do you pay the monthly fee?

@angelasunx3 2 года назад

Mortgage until I'm finished paying off, and rest of the fees for as long as I own the apartment

@crockett616 2 года назад

Interesting stuff. Congrats on the apartment! I'm just watching out of curiosity to see how these things work in different countries. Is it so in the US that the HOA handles stuff like necessary renovation work on the building, even major work like let's say when the plumbing or electric wires or what not come to the end of their life? And that all comes off of that HOA fee or may there be additional fees?

@angelasunx3 2 года назад

Yup, and also for doormen service and general maintenance of common facilities like hallways, elevators and lobby

@jeff4invest Год назад

When people need repairs they call me . NYC handyman /agent . One stop shop!

@enter-galactic 10 месяцев назад

Can we apply for FHA loans for NYC apartments?

@angelasunx3 7 месяцев назад

Believe so but don't know too much about it

@deardaughter 7 месяцев назад

Thank you.

@angelasunx3 7 месяцев назад

Welcome!

@ineptnindolent 2 года назад

personally looking withing a year to purchase. Im curious about if you had tried first time home owners programs before you purchased or no, I was reading they can help with Down Payment costs and other things.

@angelasunx3 2 года назад

That's awesome, good luck on your search! Haven't tried those programs out but interested to hear your experience if you do

@jeff4invest Год назад

I know developers all over the city . Do you want a good deal ? Reach out to me .DM. Licensed agent .

@albertajordan5604 Год назад

Are you looking for a nyc condo ? I have a great 2 bedroom available. ASKING: 640K.

@wania.8982 2 года назад

Congratulations

@angelasunx3 2 года назад

Thank you :)

@THEGRANARENA 2 года назад

Hey can you recommend your realtor to us we looking for apartments in new your City.

@angelasunx3 2 года назад

I used Compass!

@jeff4invest Год назад

Hello - I am a realtor in NYC. I started 20 years ago . I am also a handyman , which most of my clients really like . Contact me directly as I know plenty of developers in the city . Owner financing is possible directly with some building at the moment . Your internet rates will be lower than anything the banks are asking for . Thanks for reading .

@simonlam916 Год назад

I need to same condo and I am asking if realtor can help us to search for the same. Thanks.

@5000barney Год назад

how did the citizen bank collapse affect you, if at all?

@angelasunx3 Год назад

No effect

@greyfox3931 2 года назад

totally worth it !

@angelasunx3 2 года назад

😊😊

@albertajordan5604 Год назад

Are you looking for a nyc condo ? I have a great 2 bedroom available. ASKING: 640K. Only 5%down required. Va loans welcomed with 0% down

@frankdaniel5216 Год назад

Cant you write off real estate taxes?

@angelasunx3 Год назад

yes

@LateMillenial 2 года назад

How much was downpayment

@angelasunx3 2 года назад

$150K

@manyulgarprsch Год назад

Wait? Arent there washing machines in NYC apartments? Like you dont have the pipes or what?

@angelasunx3 Год назад

Many of them don't have it within the apartment :( there isn't the set up for it

@kayanoreeves1949 Год назад

Is your age relevant to the buying process, or is it just a bragging point?

@angelasunx3 Год назад

Not relevant to the buying process but thought noteworthy for the video since it's more unusual

@kayanoreeves1949 Год назад

@@angelasunx3 that's cool, and probably gets more clicks, too

@mohamedmenni5802 Год назад

I like your video 😍

@angelasunx3 Год назад

❤️

@memoobaba 2 года назад

300 HOA fee monthly seems very high? Did you mean annually?

@angelasunx3 2 года назад

Monthly - oftentimes higher for other nyc apartments too

@jeff4invest Год назад

That’s low HOA compared to Jersey .

@alexandradanso2323 Год назад

Hello! Would you be able to provide the list of mortgage brokers that you reached out to other than citizens bank? also does going out to many brokers and allowing them to run your credit hurt it at all?

@angelasunx3 Год назад

Nope! It's worthwhile going to multiple brokers to figure out rates - went to a lot of your typical banks like citi & chase as well

@alexandradanso2323 Год назад

@@angelasunx3 Thank you!! Also how much did you pay in attorney/legal fees to close?

@albertajordan5604 Год назад

Are you looking for a nyc condo ? I have a great 2 bedroom available. ASKING: 640K. Only 5%down required. Va loans welcomed with 0% down

@Godblessshello Год назад

Nice !

@angelasunx3 Год назад

✌

@raymovid567 Год назад

how many bedroom?

@angelasunx3 Год назад

Studio

@hook361 2 года назад

Did you consider pre construction?

@angelasunx3 2 года назад

Not sure I understand the question

@Whoo711 9 месяцев назад

25% down?? Hot damn! O.O So... that's, like... over 120 GRAND you had to pay upfront, on top of a loan for the rest?

@angelasunx3 7 месяцев назад

Still paying off that loan ),:

@lizetoviedo3288 5 месяцев назад

Why not buying a co-op ? Congrats

@angelasunx3 5 месяцев назад

Planning to make this a rental property at some point and co ops have a lot of fees / rules around that

@trapitusaventurez2190 2 года назад

congrats!

@angelasunx3 2 года назад

Thank you!

@MrDarknightkiller 2 года назад

2k! I'm stressing trying to find something less then 1.5k

@angelasunx3 2 года назад

It's so hard with these rent hikes ):

@jeanikacyriaque1104 2 года назад

Try bronx and queens

@abcxyz-cx4mr Год назад

@@jeanikacyriaque1104 - Hi, do you know of any good areas of Queens that you can recommend? My cousins live in Astoria Queens and I’ve heard of Jackson Heights in Queens too, other than that I’m not that knowledgable about Queens

@tseringnamgyal6662 2 года назад

2.62% for 30 year...deal of the century

@angelasunx3 2 года назад

I got so lucky with the timing

@alfredrodriguez7106 Год назад

Well congratulations.!!!.. But this does not expolain how the rest of us working class stiffs....can come up with that amount of money.. plus etc etc etc fees... I do believe you either have to have well off parents to assist or have landed a great job in the six figure income bracket or be a famos person with unlimited financial resources .... But to the select few that can do it.... Its an awesome story....

@angelasunx3 Год назад

Definitely thankful to have supportive parents that I was able to live with for a while + a good paying job out of college!

@angelasunx3 Год назад

Thanks so much :)

@thehungrygoldfish 8 месяцев назад

I’m going to be brutally honest here. If you’re poor and you’re struggling as it is right now with renting, you shouldn’t expect to buy an NYC apartment lol.

@i123456987654 2 года назад

smart girl...making sure that you don't buy a co-op so you can rent your apartment out and make that bank

@angelasunx3 2 года назад

That's the goal

@albertajordan5604 Год назад

Are you looking for a nyc condo ? I have a great 2 bedroom available. ASKING: 640K.

@angelasunx3 Год назад

Ah I'm not!