Iam Italian and one think u should know is the way real estate agents descrive the house the have a way to say thinks so you always expect the worst condition so you won’t be disappointed 😀another thinks always asking for discount on the % to agency and always offer 25%less on the askin price the rest is very well described on this video
As italian I can say that the compromesso you sign at the agency giving a deposit is only partially binding. Namely the seller can pull out even if he has to give you double your deposit (which it would take years and very costly as you need to pay a solicitor to obtain the payment if he does honour the agreement); in fact he can still sell the house at higher price which it might cover the double deposit he ought to pay if he pulls out. Therefore I would strongly suggest that the compromesso (agreement) made at the agency and the deposit is registered, at extra cost, al catasto (land register office). In this way the seller cannot pull out at all and the house shows to be "sold" to any other researcher/potential buyer that the seller might wish to sell at a higher price. I did this myself and glad I did....might cost an extra 1000 or two thousand euro but very worthy doing!! Good luck and have a pleasant stay in Italy...my country of birth
Wow, this is the challenge about buying properties in a foreign country. It is hard enough to read legal documents in your own language, there are other things such as the ones you listed which could cause a lot of headaches. Italy is one of my favourite countries and I can see why some people would love to live there.
@@housefindersnorthernitaly Universe of buyers is huge, His advice is very good, nothing to do with your experience. Could be happen everywhere in Italy 🇮🇹 🤔
I showed up here in Bologna 41 years ago with a pack pack and a guitar. I live on the pianura now; totally flat farmland , looks like Illinois. Less than 7K residents and I'm the only American in town! But I found this video by chance and watched it. My compliments. It is very clear and accurate. Step by Step. The bureaucracy in Italy can be slow, complicated and frustrating. Then finding people you can trust to manage the rebuilding of your home, whether you're there are not. How's your Italian?. Great video.
*Lisa helped us buy our dream home!* When we first started thinking about buying in Italy, it became clear how difficult it would be since we weren’t able to travel there ourselves and didn’t speak the language. Working with Lisa not only helped us clarify where in Northern Italy might be a good fit for us, but her “boots on the ground” service provided original photos and videos not available online. Lisa earned our trust quickly as she was incredibly knowledgeable about the process and willing to help us every step of the way. We can’t imagine how we would have become the owners of our dream country house without her!
thanks for this info. we are just beginning our process and i will be in touch with lisa. i have been searching on my own and agree with what she says about the online information. lol.
Lisa you are dynamite and we love your presentation. Most impressive. Exceptionally well researched and articulate coverage in every detail. Keep sharing your experiences and thoughtful advice.
Eat Cheaply they were nice enough to me and my Swiss girlfriend when we spend a week in Sienna.. one nice old lady at a vineyard even asked if we wanted to buy her neighbors house, since it was for sale. That was almost 30 years ago... but yeah.
What an informative video. For years I worked in UK and constantly fanticised about living in France/Italy. Family responsibilities called me back to Australia and those past 12 years have flown and I recognise it is too late for me. To anyone else out there - live your dream. Take the plunge
Hi Wendy, have you made a move yet? Do you speak French? I have a small Aptm with a 50 square metres garden in Evian les Bain, on the " lake of Geneva" if you are interested please let me know and I'll give you all the details? Bye 👋
In the New EU, to ensure the rights of EU Citizens is priority, non EU persons may no longer be able to live or work. is. True Citizens & Language Act.
I too stayed too long at the fair and now, with no pension, I can't see how I could move to either France or Italy. My heart is there every day and I support it by watching MHz series. In a way, that makes it worse!
Great video and information. Love your home. I subscribed. My question is who are the 17 people who would give this video a down vote. That makes no sense at all
Very, very tempting! I/we lived in Padova for 7 years when I was a student. It was very, very difficult in the beginning, at the end, it took armed guards with crowbars to pry us away, kicking and screaming. Now older, much, much wiser, retired, financially very comfortable, I don't think I would want to live there permanently, but several months out of the year, August NOT included, would be very tempting. I'll do some homework. Still family ties, kids, grandchildren, close friends, the roots here run very deep. Italy is our other home. We are very well versed in its faults and foibles. And I still know how to fill out a cartabollata and where to buy one, even if my spelling is atrocious.
I like your program I’m thinking to do the same things move from expensive California , when I’m ready I will ask your help it’s good idea and thanks for information
VERY expensive compared to Europe, too Far for family visits, weather is changing.. especially in Melbourne, getting rough like the rest of the world, and the Insects 😱😱😱😱
You can’t imagine how much you lifted my spirits today. I’ve dreamed about doing something like this for years and fantasize about it every day. Life in the US has become intolerable for me.
Thank you for your generosity in providing so much useful information. The idea is something we are interested in, though we have some time before retiring, and this video is a good reason to use your services. We'll keep you in mind as the time comes!
Sounds like you have a mission there in Italy!!! Start you own website like Zillow, educate Italian realtors in how to properly list a house, hang out with Zuckerberg and the rest of the tech billionaires:)
i SO agree!! The listings are TERRIBLE!!!! I mean, who can't take an adequate pic and advise sellers to clean their homes before said pics are taken!?!
@@yugeenlighroff430 I just want information so I can make an informed decision, which I think is the point. That's not bringing "America" to Italy, it's asking for accurate information.
What an informative video! Your description of the listings we can see online (and the unusual focus on stairs, while skimming over the kitchen) was on point and hilarious. I plan to fly out and get a feel for the area and yes, contacting you will be on my "to do" list. Thank you.
We currently live in Cape Town, South Africa. This has always been a dream of ours to move to Italy, but it’s seemed like such a major thing to navigate. Grateful to have found you on RU-vid. My husband is British and I hold a Dutch passport (born in SA). We would not need a loan so would be cash buyers. I imagine with me having a Dutch passport, buying in Italy and moving there would be easier than someone with a non-EU passport? This video has made me very excited! I’m going to check out your website ☺️
Hi Saskia. Thanks for watching. Buying in Italy is quite easy for any citizenship (once you have found the location and the house you want) and moving to Italy is quite easy if you have an EU country passport. But moving to Italy with a non-EU country passport is a major thing. Per my research, the rule for spouses of an Italian Citizen is that they can apply for Italian citizenship after two or three years, depending on if they live in Italy or not.
@@housefindersnorthernitaly for those not living in Italy, they may apply after 3 years; if they are living in Italy, after 2 years. Both of these times are reduced by 50% if they have minor children (so 18 months and 12 months). We are thinking of doing this for my wife since my citizenship by descent was recognized about 2 years ago. The problem is the B1 language requirement prior to even applying, and then the government can sit on the paperwork for up to 4 years! I really liked your video and will look at your website. Although my aunts and uncle live in Palermo, I fear Sicily would be too hot for me as I have gotten much less tolerant of heat and humidity in the last few years. Perhaps the North would be better, especially since I prefer fog and rain!
Hi Saskia, as an EU citizen, you can relocate to Italy freely/indefinitely. As per your non-EU spouse, once he relocates to Italy (on a touristic visa, which generally lasts 90 days) and you have obtained/formalised your residence at your chosen address (which takes max. 45 days since applying for it to the municipality), you should apply for a residence card/permit of stay for him as "family member of a EU citizen" (so-called “Carta di soggiorno”), which is valid for 5 years since the date of application. This application can be submitted directly to the police headquarters (“questura”) of your province of residence or any of its representative offices (“commissariato di polizia”) or indirectly via most Italian post offices, and is conditional on you exhibiting sufficient means to “maintain” your spouse: such requirement can be easily satisfied by showing a modicum of liquidity on one or more bank accounts at your name (25.000-30.000 euros will surely be enough, probably even just 10.000 euros will suffice). Upon applying for your spouse's permit, your spouse will be handed out an application receipt (“cedolino” or “ricevuta postale”), granting him the temporary right to reside/work in Italy (but not the right to freely travel within the EU/Schengen area). The receipt will be traded with the actual permit once the latter is ready (may take several months). This information is based on my personal experience as Italian citizen relocating to Italy from abroad and having to issue such permit for my non-EU wife. Hope it helps!
Hi Lisa. Nice job on your first youtube video. Time for the next one? May I suggest one detailing your service and fees, including when your fee is earned and when it is paid. Then fifty or so on the usual things: learning the language, kids, taking care of the 8 acres, local shopping and dining experiences and costs. Again, nice work. I happen to be a broker in Texas so found it interesting to learn about the process. Antonella, below, brings up an issue that actually exists in all or most American states and that is the seller can walk away from the agreement at any time... to clarify, in the US, contractually the seller cannot just walk away because of specific performance language in the purchase agreement, but practically this is rarely used by the buyer due to expense and time to pursue. Similarly, the seller is able to but rarely would pursue a buyer on specific performance due to cost, time, and the ability of a buyer to "disqualify" their ability to buy. One nice feature of many state purchase agreements is the Option paragraph, giving the buyer a typically 2-week period to get inspections done while in-contract with the bonus ability that the buyer can dissolve the agreement without giving a reason - it is unilateral. Here, in El Paso, buyers usually pay $50-$100 to make the Option paragraph legally valid... but, interestingly, in Texas no Earnest Money is required to form a legally valid contract. Forge on!
..you cant just walk away.....all depens what was written in the presales contract.....and if you do walk away you will have t opay a fine which is ussuaally 10 percent of the cost of the house.....and in some c ases you cant walk away at all
Thanks! Things do work a bit differently here. That is why it is super important to have someone like us who is experienced to counsel and represent you as a buyer.
Hi. More modern houses - yes. Many of the older, pre-1930's houses are multi level. Apartments could be an option - ground floor, or ones with elevators.
Wonderful video! So much helpful information. Subscribed! Bravo to you and your friend for signing up for such a great adventure. I am jealous. Now if I could just get my husband on board!
Excellent, clear and all encompassing information! We close on our home purchase in Northern Tuscany next week. Wish I had found your video before! We would have definitely been less nervous.
Thank you! I found this video today and to be so informative. My great great grandparents sailed to New Orleans in the late 1880's from Palermo, Sicily. My great great grand mother, Rosalia Frisco Passalaqua was expecting their first child when she sailed alone to live with her new husband in the USA and to raise their family here where my great great grandfather Giuseppe, who'd arrived to the US before her, set up his shoe store in the French Quarter. It took two months for her to arrive and she'd already given birth to a set of twins on the ship, a boy and a girl, Phillip and Rosalie, "Lillie" my grandfather's Mother, who married Bernardo Cinquemani and they had 7 children. My grandfather was Joseph Paul Cinquemani Sr. He died on April 20, 1976. I've had a deep yearning to travel to Italy for many years to visit their homeland. My 5 children are all grown and married now and I'm not expecting any grandchildren from them.. I've been divorced from Mr Falbo for 29 years, and I'm ready to make plans to go. Thank you for this important information you provided for me today. I'm considering selling my farmhouse and land here in Texas. We'll see how the USA is doing in 6 months. 🤷🙏
@barbaraboix8211 it would be an amazing experience for me! I'd like to go there very much! Maybe one day my dream will become a reality! Thanks for commenting!
wow this is very informative thank you so much. I hope to sell my apartment in New York and move to Puglia with my mom as we have family in the north...it would be a dream. california is not affordable. im so excited! thank you for your videos! do you know anything about real estate in Puglia?
@@lisalovelylpa In this part of Italy earth quakes are really uncommon, because the area is not above any fault unlike central and southern areas wich are on the adriatic fault.
@@housefindersnorthernitaly How hard will it be for us Brits to move there now, as not long ago, it was simple- now I'm not so sure unless we are rich as we've lost our right to live there due to stupid brexit!
@@housefindersnorthernitaly Thank you. I have a booking for this Sunday at 8am (US time) which will be 1am in Australia. Is it possible to alter this please? Thanks
We moved here and we are making a living. But the great thing is we need to make soooo much less here... Watch for our video coming soon on Living In Italy.
@@channelone3 I work in tech so I’m lucky I can work remotely anywhere. If there was an internet connection I’d be good to go! These Italians countryside houses are incredible though.
@@sherikennedy4117 I actually checked properties in that region and most of them clock in between €100,000-€180,000. So yeah, you can definitely get these kind of houses in Italy for that price. Here in Scotland, a similar house would cost £600,000+ & you wouldn’t get the weather either. Crazy!
Yes, a tourist visa is 3 months. You can come for 3 months then leave for 3 months then come for 3 months, etc. See our video Move To Italy - it gives a lot of information regarding Visas and becoming an Italian resident. Banking is sufficient.
I love your video! I've been trying to figure out how to move to Europe (France was my first option) but honestly I think Italy would be a better fit. I currently have more than enough money to but something small, as I am a single person. I would like to keep my purchase under $50K and would love to know more about the area you are in. I checked out the website but I'm not sure how to go about looking at these properties or buying property overseas. Feel free to reach out to me as I would like to discuss this further, chow!
Hi 13COU. Lots of information on our House Finding and House Buying services on our website. You can also book a one-hour conference call with us to discuss anything about finding and or buying a house in and or moving to Italy. www.housefindersnorthernitaly.com/contact-us
When is your next video due? Incredibly well documented, excellent in explaining everything, hope the Covid pandemic did not have any detrimental effects on u or I family in Italy. I wish u all well & look forward to your next video😃
Hi Harold. To the contrary. I spent 90,000 to buy the house then 50,000 to renovate/upgrade. I only bought 50% of the house but it is 6,000sqfeet. So I paid 90,000 to buy a 3,000 sqft house, in the country, with a view.
I applied and came here on an Elective Residence Visa. See our helpful video - Italian Long Term Visas - which covers many types of Visas that allow you to stay in Italy for longer than 3 months.
Very clean and presentable home. Also very basic with not many what we can upgrades. I don’t know property values in Italy or this area so can’t comment much regarding price. The only thing I would worry about when people renovate older houses to flip them is that you never know what if any corners were cut. Rendering and paint can hide lot of things in the short term.
Your video is absolutely fantastic. Straight forward and detailed. You cover breakdowns and photos. Thank you so much for sharing! I am glad I found you as I am interested in moving to Italy and thinking to buy.
My husband and I left the States and are nomads at the moment. I’m in the process of getting my Italian citizenship with an immigration attorney which will take a long time. We are in love with you both and want to have you represent us. On my way to your website! Thank you and look forward to speaking/meeting you both.
Hi, we’d be happy to work with you. You could message me thru Instagram or fb or contact us through the website at the Contact Us /Get started page. www.housefindersnorthernitaly.com
@@housefindersnorthernitaly thanks. I’m in the process of selling my place in AZ. I’m temporarily relocating to my small place in WA. I will be contacting you sometime in the next 6-months.
Thank you for taking the time to produce these very informative videos. My wife and I have been to Italy and Sicily many many times and are looking to change our lives for the better and to slow down and smell the Chianti. We will be contacting you soon for your assistance.
Thank you for your information so useful and straightforward - trying to buy in Italy is certainly frustrating - we are finding that the estate agents seem to not want to communicate once we started asking specific questions regarding the property. We are on the third house now and it's seemed to have stopped again. Do you know of a similar company to yours in Apulia?
Hi Patrice, We are working on two new regions -- Sicily and Apulia. Look for them soon, hopefully by May 2021, on our website www.housefindersnorthernitaly.com. Thanks.
How long does the entire process take from initial offer to move-in? Obviously no 2 situations are identical, but I’ve heard that buying a place in Italy can take 2 years. In the US we’re used to a couple months.
Thank you. This is good quality content. Very informative and clear presentation. love it. Just couple of questions. What's the general guideline of loan interest we are looking at? What's the capital gain tax and profit gain tax(rental)? Much appreciated
The capital gain in Italy is 26% on the difference between the cost you spend to buy the house and the cost of reselling. I.e: if you buy the house spending 50.000, and you resell it at 60.000, you'll pay 26% on 10.000, so 2.600. But this only if you sell the house within 5 years. If you resell the house after 5 years you pay 9% on the total selling price. But if it's your residential house you don't pay any taxes if you sell it after 5 years. The rental taxes depend on different factors. If you're a professional rental, you pay 22% per year, but if you're a private rental you pay 21% the first year (imposta di registro/register tax), and every year you must pay the personal taxes on your reddit, which are minimum 20% up to 40%, depending how much you gain. In a socialism program, which Italy has, the more you get rich the more taxes you pay, and viceversa. Plus, there are local taxes: trash, water, etc... Which are recharged on the people you rent the house to, but if the house is not rent to anyone, the taxes are charged to the owner.
Hello there I am mr Mohammed Ali 55 From Chennai India I wish to move Italy with family I am pharmacy diploma ( pharmacy technician) Also intrested got and cow farming Pls reply further I have 3 young working children's Also they students , 2 kids at primary school Wife caring house hold also she teach elementary school, pls reply possible way I hope you guide me sincerely
The first thing you must do is go to the website of the Italian Consulate in your country. That is where you must begin by researching and applying for the correct Italian long-term visa that suits your situation.
I am interested in property in Abruzzo/Molise. Is there a company like yours that focuses on these areas? Thanks for making the video with useful info.
Great information. I’m looking for a house with a garden or a couple of acers. I’ll be watching your vlog and reaching out. I don’t mind a bit of a fixer upper.
Very inspiring woman and you've done an amazing job. I am astonished, there is no Zillow - one stop Internet shop. An opening for Tech entrepreneur.😊 ❤
Will definitely check your website and contact you as I’m here in Italy looking for a house to either rent long term or buy. Very informative video. Thank you.
Lisa please could you advice how to contact you? I am American would like to move Europe and possibly buy a residence for me in Italy, I don’t need a large place, but I have no idea start from where?
@@jaydagraham2407 Hi Jayda. Health care is not free to all people in Italy. You must be a resident - meaning you have your Permesso di Soggiorno or Permanent Residency or a citizen. And even then it is not free. If you are not a resident, you need to obtain private healthcare.
If you become a permanent residence how long does it take to get your citizenship? Do you have to renounce your own country's citizenship? Your videos are great. How did you learn Italian? What is the weather like in Piedmont, summer and winter please. Thank you very much.
So happy to stumble on to your channel, I can't believe you are from Long Beach, California which is where I am (have lived my whole life)! So I can REALLY relate to how expensive it is to live here. Looking forward to watching all your videos!!
If you retain a US bank account, your US pension can be paid to that account in US$. If you don't then yes, your pension payments can fluctuate with exchange rates.
Extremely helpful, thank you so much! We have 3 kids (12, 7, 4) and we would like to know if you have school information within the area. Have you helped families with kids to buy residency there or this is not that common?
Thank you!. I don't have kids so I don't know anything about the schools here. I never helped anyone with residency, only outlined the process in videos and books as I experienced it. There are lots of expat forums you could join to find out info about moving with families and children.
Hi. I don't do a video on shipping. I sent things in a full container, door to door from Long Beach in 2018. Cost was U$8,500 but I know container prices have gone up considerably since then. Best to do a google search and comparison.
Thank you for the video, very informative and persuasive. Do you work exclusively in Piedmont? I am interested in looking for a property in the South Tyrol region, circa Bolzano, is this an area you know or can provide your services in?
What about the language barrier for Americans looking to buy a property in Italy? Do you need a basic understanding of Italian before starting this process?
I did not know any Italian before moving here. Communicating with agents and notaios and geometras and everyone involved in the process is just one of the super helpful functions that we provide for our clients.
So you now have $0 monthly health insurance. What happens if you have a major medical need? How do you handle that...it's the number one hurdle that holds me back from living where and how I want to live.
Since i am a resident, it took me a while, but I am now in the Italian National healthcare system, SSN. It covers all of my healthcare needs. I do pay a minimal annual fee.
Subscribed for later viewing. After visiting Italy twice, I'm very determined to buy a place there eventually. I'm torn between the close countryside (which, in the north, is generally only 2-3 train stops away from city centers), or something in a city center itself. I will definitely watch your vids with interest, because this is not a matter of «if», but a matter of «when and where».
The rules and payment structure have recently changed. Now as a resident with Elective Residency, to register with the national helath system, you pay a minimum of 2,000 per year (max about 2,500- but don't quote me). When I moved here and did the chart, my payments were negligible.
