BUYING OUR FIRST HOME: total cost with real numbers 🏡 building, settlement, hidden costs + more

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Hello my loves! I hope you enjoy this full cost breakdown of how much it cost to buy our first home. I run through building costs, settlement day, how much it cost to furnish + all the hidden expenses you might incur. I hope this is helpful! 🥰
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★ FREQUENTLY ASKED QUESTIONS ★
✰ How old are you? 26
✰ Where are you from? I'm originally from England but moved to Adelaide, Australia when I was 9 years old. I also spent 2 years living in Toronto when I finished high school which is why the accent is a bit all over the place 😅
✰ When did you get married? April 2022

Опубликовано:

28 сен 2024

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Комментарии : 60

@kaylachristensen Год назад

I love how honest and open you are with everything :)

@smileycitrus Год назад

thank you! hopefully it helps at least one person 🥹

@sarahem9358 Год назад

How exciting!!! We signed out build contract in September 2020 and our house is now only about 70% finished 😬😅 we also did a turnkey package and just chose a colour scheme and did a few extras

@ciannecarag4269 Год назад

Yay! Thanks for this vid, so helpful for someone aspiring to own a house soon in SA! Enjoy the house and make lovely memories in it 🫶🏻

@smileycitrus Год назад

i'm so glad!! thanks lovely 🥰

@sheriberrix Год назад

This was amazing, so helpful and informative ! Really appreciate how you broke everything sown and gave us specifics to the cent.

@smileycitrus Год назад

ahh yay!! so happy to hear 🥰

@Laauureenxo Год назад

Thankyou so much for sharing this type of video. I had no idea how much it actually is to purchase or build a home, this is really educational 💗💗! You explain everything so great! Thankyou for sharing Ella x

@smileycitrus Год назад

ahh yay!! this makes me so happy to hear 🥹 thank you lovely 🩷

@AnnaMuzaza Год назад

Let me get my life together because a house...wow!! You are definetly the numbers girl to go to!

@robyn_southafrica Год назад

Low-key been waiting for this one 😊😊 Happy Wednesday Smileycitrus fam! 😘🤍🎈

@smileycitrus Год назад

I hope you enjoy!! happy Wednesday 🥰

@hannasmith794 Год назад

We built in SA and moved in just over a year ago. We were able to get our land and build on the same mortgage, interesting how different banks do different things

@smileycitrus Год назад

oh how interesting!!

@ellie-jo3025 9 месяцев назад

I'm so jealous of your mortgage deposit percentage lol I live in the UK and the average deposit is 15% or higher

@katmead8317 Год назад

Wow, your whole house build was almost the same as our extension cost (not inc. land). Building costs had double from when we initially had plans drawn up to when building began. Very depressing. lol. Try to encourage your dog not to do its business on the artificial grass if you can, we had it and it started to really stink of dog urine esp. during summer when limited rain.

@AnnaMuzaza Год назад

Level of record keeping is top, top notch woo giirlll

@smileycitrus Год назад

I try my best 🫡

@TaylahLouiseBudgets Год назад

I listened to the whole financial thought thinking that $350k was the price of just the land 😂😂 shit things are expensive up here in Qld 😅

@eeyoresv Год назад

Definitely depends on the location. Up here in FNQ we paid 220k for 700sqm 😊

@KattsLife Год назад

❤❤❤

@tahlia4189 Год назад

So proud of you and all you have achieved 💛 your home is truly so beautiful x

@smileycitrus Год назад

thank you gorgeous!! 🥹🩷

@EmsFitVenture Год назад

Love this video as a single homeowner in the US! It’s so interesting to see the build process and prices in South Australia. You guys also did so much more since you paid on the loans while paying rent you spent far more than that over the whole process to help pay down. I’m kinda shocked to learn the land was more than the home.

@smileycitrus Год назад

it's so interesting hearing how it varies from country to country! land in Australia can be so expensive 😮‍💨

@amandacarr3929 Год назад

Thank you so much! I look forward to these videos every Tuesday my time. My husband and I are in that process it is a journey but yk what's for us will be. 🌸

@smileycitrus Год назад

aw thank you! sending all the good vibes your way 🤍✨

@edwardleecaliforniausa Год назад

Hi Ella happy Wednesday night and I hope you having amazing day today and I loved your vlogs and you are amazing Supporter

@smileycitrus Год назад

Thank you! You too!

@edwardleecaliforniausa Год назад

@smileycitrus you too and you enjoy your day today ❤️ 🤗

@DonnasWonderland Год назад

So interesting hearing how housing purchases happen in other countries. Love your jumper in this one Ella it looks so cosy the sleeves are so pretty. :) Congrats on your home it's so lovely and I love how you're making it a home ❤

@smileycitrus Год назад

buying in the UK with the chain makes me stressed 🥲 thanks Donna! 💕

@DonnasWonderland Год назад

thankfully we were first-time buyers and there was no upward chain so much simpler for us than for some :)

@Self7Made7Greg7 Год назад

How much does a gutter installed cost? The home is 1509 sq with 2 car garage. The builder is quoting 1600$

@moonmother. Год назад

🤍🤍🤍

@cheriehumphreys6249 Год назад

If it makes you feel better my sister settled on her land in August 2020, Pre-start in April 2021 and her slab didn’t go down till April 2023. And still waiting for the actual house to be built. That’s in WA but it’s crazy at the moment.

@smileycitrus Год назад

omg that is WILD!! poor thing 😔

@emmawright200 Год назад

Notification squad, where u at? Here from RU-vid notifications! Already liked the vid EVEN b4 watching as I know I will ❤ it!

@smileycitrus Год назад

🥰🩷

@christinatarrant4854 Год назад

You would probably have found the grass wouldn’t grow anyway with the tree. One part of our lawn gets no sun and it won’t grow - so annoying. Great video!

@smileycitrus Год назад

so true! i've been thinking about that recently! Thanks lovely 🫶🏼

@heyoitsnat9980 Год назад

Wow im shocked at the difference of costs between states! But very interesting to see the process for you two! I wish sydney was similar

@smileycitrus Год назад

we could never afford to own in sydney omg 🥲

@rvassallo1671 Год назад

Thank you so much for being so honest. Can I ask did your parents help you out financially with anything or did you and Nick save and pay for it all yourselves. Did you and Nick have an engagement party and if you did who pays for that?

@smileycitrus Год назад

You're so welcome! No they didn't help with anything financially. We paid for the house, engagement party and most of the wedding ourselves. Our parents did give us a gift to cover some of the wedding costs which i'm so grateful for 🥰

@rvassallo1671 Год назад

@@smileycitrus is it expected that the parents pay for the wedding, or is a contribution enough. I'm not sure what the protocol is nowadays.

@justmo2023 Год назад

Awesome comgrats❤🎉

@smileycitrus Год назад

thanks ❤️

@Stephanie-ki5oz Год назад

Love the sweater! Where is it from?? 🥰🥰🥰

@smileycitrus Год назад

Princess Polly! my code ELLAXO will save you $$ 🥰

@Courtz9800 Год назад

Oh I wish I could have my own house :( building sounds so easy looking at it written out like this but paying rent and a mortgage would be impossible for me now. You two have done so well for yourself!

@smileycitrus Год назад

thank you!! we got V lucky with timing. It was such a juggle towards the end but so worth it ☺️

@Courtz9800 Год назад

Haha I commented half way through the video, I then get to the part where “rentals have its perks” it sure does unless you have pets 😅 it’s so stressful. To any renters out there please any tips on getting an agent/landlord to be accepting. My pets our my babies! But I also need a roof over my head