Save, Making charge on Gold and GST using the Neu card link mentioned below - www.tatadigital.com/v2/finance/creditcard/product-detail?referralCode=SHUB2309&SHUB2309 OR Simply use my referral code SHUB2309. Start saving now!
Yes it is expensive that is why prefer redeeming neu coins to offset making and gst , you can apply through the link in pinned comment and description, there is offer going on which can get you 2500 coins easily.
If you getting good discount using neu coins or using credit card then any day is best there is no way you can guess the price but using discount you are already maximizing your investment and if you have federal bank card you can also get discount today on Ajio 10% upto 1000. Which ever offer suits you best. I hope it helps.
It should be asking for pan card details and also if salaried or self employed or if you already have bank account with hdfc with good transaction and balance you can try applying.