More and more people might face a tough time in retirement. Low-paying jobs, inflation, and high rents make it hard to save. Now, middle-class Americans find it tough to own a home too, leaving them without a place to retire.
The increasing prices have impacted my plan to retire at 62, work part-time, and save for the future. I'm concerned about whether those who navigated the 2008 financial crisis had an easier time than I am currently experiencing. The combination of stock market volatility and a decrease in income is causing anxiety about whether I'll have sufficient funds for retirement.
This is precisely why I like having a portfolio coach guide my day-to-day market decisions: with their extensive knowledge of going long and short at the same time, using risk for its asymmetrical upside and laying it off as a hedge against the inevitable downward turns, their skillset makes it nearly impossible for them to underperform. I've been utilizing a portfolio coach for more than two years, and I've made over $800,000.
I live a very comfortable retirement on just £7000 a year and I'll have money left over after this as well. I retired at late 54. I'm single with no children. I cook all my own food and do all my own DIY. I have no debts at all and own two sports cars. I don't smoke or drink alcohol. I paid my mortgage off. I am very frugal and do not waste money. Example: I would never buy a coffee for £2 when I can just make a coffee at home. Next year I'm going to start to travel the World using my tax free lump sum I took out on one of my pensions.
Your doing really well to budget on £140 a week with the cost of living here in UK! I still work 8 months seasonally a year outdoors during which I spend around £30 a week out on lattes 😏 Yes I take a flask of tea too !
@@andrewbrazier9664 I'm frugal and I would never buy a coffee from a coffee shop. I have a filter coffee machine and a Tassimo at home so why buy coffee?
@@Autonomous1969 I commute to work via public transport. My tea flask goes cold by PM & I work in an outdoor environment. Drink copious quantities of Tea at home but wouldn't spend £2.50 whilst out on a teabag with hot water. Would rather have a barista coffee latte (which costs me the same as I get a regulars rate)
@@TheBobster1969 we’re talking about a total retirement pot of £100,000, not £100,000 a year retirement income. If I had that much retirement income, I wouldn’t even worry about the tax 😀
I retired 10 years ago at aged 50 to Thailand, beautiful house, fantastic car, brilliant garden, no Council tax, no TV licence.... petrol is more than half than the UK, cigarettes £1 for 20, a pint is £1.20.
Clearly haven't bought a pint in a tourist area for a while. Its about £5 for a bottle making it an eye-watering £10 a pint. Sure as an ex pat then that's probably not your scene, however I constantly run into people who think Thailand is cheap but are shocked at the prices as they are doing all the tourist stuff.
@@mikewinston8709 You are a disgrace talking about my wife of twenty years & the mother of my Son.... would you dare say that to my face? Native Farang would you accept People saying the same about your wife? Is this the type of followers you want? A xanapobic, racist, implying my wife is a prostitute.....well good luck with that in Isaan.
@@mikewinston8709minium 50k for the house for starters. Plus the odd bit of gold necklace now and again to keep them happy and iphone or you do not get it from them. Overall cost of living here in thailand is very cheap and cars only £12k for a new smaller one. So you get savings in the lkng run. Only £2 to eat out at food courts. Renting is cheaper than buying too.
50 is young to retire. I came here to thailand at 47, 7.5 years ago when my baby was born. Everything much cheaper here. Good lifestyle here. I still want to go back to work for the money even though my pension has kicked in now.
Things appear strange right now. The value of the US dollar is declining due to inflation, but it is increasing in comparison to other currencies and commodities such as gold and real estate. As someone with retirement funds I'm concerned about the impact of inflation on my savings, I hit 31k today, I am truly grateful for all the knowledge and nuggets you have given me over the past few months started with 11k in few weeks.
The economy is grappling with uncertainties, global fluctuations, and pandemic aftermath, causing instability. Rising inflation, sluggish growth, and trade disruptions need urgent attention from all sectors to restore stability and stimulate growth.
Things are strange right now. The US dollar is becoming less valuable because of inflation, but it's getting stronger compared to other currencies and things like gold and property. People are turning to the dollar because they think it's safer. I'm worried about my retirement savings of about $420,000 losing value because of high inflation. Where else can we keep our money?
Due to my demanding job, I lack the time to thoroughly assess my investments and analyze individual stocks. Consequently, for the past seven years, I have enlisted the services of a fiduciary who actively manages my portfolio to adapt to the current market conditions. This strategy has allowed me to navigate the financial landscape successfully, making informed decisions on when to buy and sell. Perhaps you should consider a similar approach.
This is definitely considerable! think you could suggest any professional/advisors i can get on the phone with? i'm in dire need of proper portfolio allocation
My CFA ’Melissa Jean Talingdan’ , a renowned figure in her line of work. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market.
Thanks for the advice. The search for your coach was simple. I investigated her well before using her services. Considering her résumé, she appears competent.
Good info - new sub. The finances of long term care are scary, we has our widowed mother come to live with us, was great for 6 months or so then rapid descent into dementia meant we could no longer cope & off to nursing care she went @£1450 per week 2023 prices (£5800 net monthly). Unfortunately, or could be looked at cynically as fortunate from financial point of view, the decline continued in the nursing home despite very nice care & staff & she died after 12 weeks, thing is just to reiterate what was mentioned briefly in this vid, care costs can come unexpectedly, are astronomical & can reduce any inheritance to nothing very quickly indeed.
It's recommended to save at least 20% of your income in a 401k. You can use online calculators to estimate how much you should save based on your age and income. Saving at least 20% of your income in a 401(k) can help ensure that you have enough money to retire comfortably. By saving this much, you can take advantage of compound interest and potentially grow your retirement savings over time.
Effective personal finance management is more important than the amount of money saved, regardless of whether income is earned through job or investment. Individuals can seek counsel from a certified financial advisor to optimize financial outcomes, who can provide specialized advice and methods to decrease expenses and maximize income.
This is precisely why I like having a portfolio coach guide my day-to-day market decisions: with their extensive knowledge of going long and short at the same time, using risk for its asymmetrical upside and laying it off as a hedge against the inevitable downward turns, their skillset makes it nearly impossible for them to underperform. I've been utilizing a portfolio coach for more than two years, and I've made over $800,000.
@@joshbarney114 I appreciate the implementation of ideas and strategies that result to unmeasurable progress. Being heavily liquid, I'd rather not reinvent the wheel, thus the search for a reputable advisor, mind sharing info of this person guiding you please?
Finding financial advisors like Marisa Breton Dollard who can assist you on things like investing, insurance, making sure retirement is well funded, going over tax benefits, ways to have a volatility buffer for investment risk would be a very creative option. There will be difficult times ahead, and prudent personal money management will be essential to navigating them.
Thank you for this tip , I must say Marisa appears to be quite knowledgeable. After coming across her webpage, I thoroughly went through her resume, and I must say, it was quite impressive. I reached out to her, and I have booked a session with her.
Yes. Our total household expenses currently excluding mortgage is £15,000 a year and that's running two cars with higher than normal fuel costs due to living in a rural area with next to no public transport. Mortgage will be paid off and will both get full state pension which more than covers day to day living costs especially given that there will be no more work related expenses.
@Only idiots believe there won't be a state pension. The economy would collapse beyond repair if it went. Plus any party that cancelled.ut would never see power again.asleepzone5557
That's the rub of it, really. There is surviving, which you will do in a civilised western society, but the idea of retirement is that you have the means to enjoy life from then on and not have to count each penny (unless you really want to). If you are just scratching a living in retirement to end up resenting the world.
@@evilzzzabilityHi, so if the 100k is to bridge to state retirement. You should own your home and hopefully all loans will be paid off and it’s just your living costs. If this is the case then 1k a month will cover you. If you had 120k you could be living off the 10% return on it. Take care M.
It's not enough by itself by any sensible standard of living, but if you have a full state pension you could realistically be living on 17-19k/yr inflation protected, which is enough for a dignified non-early retirement.
Course you can ..... its just like anything in life, you simply just cut your cloth to suit. You dont need a good life in retirement, just a comfortable one ..... your health might not be up to it by that time anyway.
Hi, the health issue is the biggest one. This normally shrinks your world and is the biggest limiting factor. Their is only so much food and heating you need. Take care M.
I'm not sure if this is still true but you can protect your parents home from the care home vultures by splitting ownership between your parents and yourself. This prevents them from selling the house to cover fees because you can't sell a percentage of a house. However, I believe that this needs to have been done at least 7 years beforehand.
I’d be retiring or working less in 5 years, and curious to know how best people split their pay, how much of it goes into savings, spendings or investments, I earn around $250k per year but nothing to show for it yet.
money advice is subjective, what works for you may not work for me. I would suggest getting rid of any unnecessary purchases, especially things that cost you monthly, or better still consider financial advisory
Agreed, I'm quite lucky exposed to financial planning at an early age, started work full time at 19, purchased first home at 28. Going forward, got laid off at 36 amidst covid-outbreak, and at once consulted an advisor to stay ahead. As of today, I'm barely 15% short of my $1m goal after subsequent investments.
that's great! retired in my 40s after inheriting money from a childless relative. I was making 6 figures at work but it was just a treadmill, traveled overseas and found a girl almost my age, happily married and only issue is how to grow or preserve our wealth... think your advisor can be of help?
Katherine Nance Dietz is the licensed advisor I use. Just google the name and you'd find basic info. To be honest, I almost didn't buy the idea of letting someone handle growing my finance, but so glad I did.
glad to have stumbled upon this, curiously copied and pasted Katherine Nance Dietz on the web, easily spotted her consulting page and was able to schedule a call session. Ive seen commentary about advisers but not this phenomenal
Looking after your parents when they become old is not a standard only in Asian countries. It's the standard, period. Even in European countries. It was real culture shock seeing the millions of nursing homes here in the UK.
Having a good life in retirement does not revolve around spending lots of money. Instead of using the Retirement Living Standards research, Which have some more realistic figures based on their research from Which subscribers …. Essential … £13,000 single, … £19,000 couple. Comfortable … £20,000 single, … £28,000 couple. Luxury … £32,000 single, … £44,000 couple.
@@Patricia-kk8tr the above figures are from June 2023 so just over a year old. Latest Which article uses the PLSA figures, the Which subscriber figures will probably only get updated if Which do another subscriber poll.
'Retirement' in this day age is a not cliff edge as it was traditionally. My way of approaching this is that I leave my long time career and do something else, less stressful, but still bringing in something so i have 'pocket money' and keep myself busy until mid/late 60's, when i will have built up a sufficient reserve to be able to stop working completely, if I wanted, but suspect i will always be doing something, even if its unpaid/voluntary work
At last, someone that speaks sense! One thing to also take into account is where you live. Its quite a bit cheaper in the north of England so the moderate lifestyle level of income is somewhat lower. But thanks, for light at the end of the tunnel (54yrs and rising... 😂)
Is there any guarantee that Uk state pension will still be here in 10 / 20 years ....😮 I dont think it will be. More like a means tested benefit for all . I have a feeling our govt will soon be moving the goalposts just likr they do with the retirement age ...
Falling working population means not enough taxpayers to sustain increasing number of pensioners. Cost of pensions can be either be reduced by reducing pensions payable or increasing retirement age. There will always be a pension but the amount will fall per person. A slight positive is that there is automatic enrolment so people should have more private pension available.
Care home / nursing homes near me (southern England) are in the £900-1300 per week range, so bare that in mind with your elders. 5 years in there and you're looking at £338,000
@katdes7305 as you say the average is 2.5 therefore half are there over 2.5 years so 5 years isn't a bad guesstimate of possible costs to build in to your plans. If there are two of you the costs could be considerable.
As a rule of thumb if you want to retire in your early 40s, as in my case I need £4M invested in the global markets. Assuming I only withdraw 3% per annum adjusted for inflation, I can spend £120K. I also have a 5 year cash emergency fund.
Thank you, Carl. How about retiring to a country/countries with a low cost of living, and rent out your house for steady income? I was wondering about having a nomadic retirement, where we stay in low-cost-of-living countries, and rent out houses for a few months at a time (visa restrictions), while getting rental income from our home and two hotel rooms we bought. The positive there is the equity in the properties, which are all paid for, and if required sell one if we need a top-up. My private pension was an old work one, which has a current value of £19,000, which is drawable in 2031, so that's not going to give me much of a monthly income. I think rental income from property may be able to fund a nomadic retirement.
I’m 52 hoping to end the rat race by 60 with above $1M. I know money is a liability to be exchanged for assets with real value like real estate (properties for rent) stocks (dividends) bonds (interest) But, what is it with bitcoin? I hear a lot about it and I'd love to diversify.
I was a stay at Home mom with no money in my IRA or any savings of my own, which was scary at 53 years of age. Three years ago I got a part time job and save everything I make. After 3 years, I am 56 yo and have put $9,000 in an IRA and $40,000 in my portfolio with CFA, Dorian j Townsend. Since the goal of getting a job was to invest for retirement and NOT up my lifestyle, I was able to scale this quickly to $150,000. If I can do this in a year, anyone can.
I've always wanted to trade Crypto for a long time but the volatility in the price has been very confusing to me although I have watched a lot of RU-vid videos about it but I still find it hard to understand.
I'm celebrating over $1m portfolio. started this journey with 300k. I have invested on time and also with the right terms now I have time for my family and the life ahead of me just one of the things copy trade can do especially with the right trader like dorian Townsend.
Quite useful video. I have just retired @ 60 , all be it with a much bigger fund + an inheritance. But I want to point out an issue with your annuities numbers that is worth knowing. In my case because of lifestyle\health factors my annuity was adjusted upwards, substantially, from the base per 100k figures you give. ( Looks like they think I only last 10 more years lol!) For anyone considering retiring , it is always worth getting a free annuity quote. You might be surprised.
Good point. Any one with any health issues should definitely get an annuity quote as they may qualify for an enhanced annuity. Still need to decide when you actual want the concept of an annuity though vs drawdown.
Problem is compound inflation which in 20 years could mean doubling prices of food, utilities, council tax, management fees, tv license, food and so on...so, it's a "rat race" against inflation.
LOL take care of your parents...what a strange thought. It solves so many societal issues, for example, young people learning from the wise experiences of the older generation.
If you have a state pension of 11.500 pounds a year witch is the amount and a small private pension that takes you over 12.500 pounds a year then you pay tax rip off Britain I've paid tax all my working life and they still want more when I am retired
But your private pension was paid for pre-tax. It is a tax-deferment scheme that allows you to invest and make gains on the deferred tax, as well as spread out the pension income during retirement to minimise tax. Also you have your 25% tax free amount which you can do each year if you don't do the lump sum.
Your numbers don’t add up to me, council tax, food, gas and electricity, phone internet, mobile For me is about 700 a month. So how do you afford property maintenance, clothes, travel, insurances.
Guessing you purchased your home back in the 80's before property prices went nuts? Hope you do get by on £100k pension savings but if I was you I'd work full or part time for as long as you enjoy/don't hate it and hold off on the state pension as long as possible to maximise your guaranteed income in retirement. Wishing you all the best
@@coderider3022council tax £128, utilities £117, phone £24, internet £26, food £120, insurance for car £179/a. House insurance £140/a. Clothes? One or two items a year, good quality stuff. Petrol £55/month. So about £500 a month outgoing. Leaves about £333 a month for other stuff.
Having just checked the total for food, basic clothing, insurance, council tax, energy, water, broadband, mobile contract, dentist, bus travel, and basic house maintenance, I reckon I too could live on around £10k. But I'd have to give up my car, holidays, house improvements, nights out, etc.. It'd be a pretty limited existence, and if your gas boiler or electric oven/fridge/washing machine gave up the ghost, you'd be up the proverbial creek. Even more so if you needed a new roof, windows, rewire, etc..
@@Benzknees what a person lives on, ie spends is not necessarily what they have. I live on less than £10k a year, but I have a considerable amount of cash in various accounts, bonds, shares, and property. I’m fortunate that I live in a nice seaside town, so am close to nature, close to really good friends, etc. I don’t need to spend loads of money to have a laugh, enjoy life.
Unfortunately inheritance is unlikely going forward as you have to take care contributions into account. My parents inheritance from my grandparents was significantly diminished by just 2 years in a care home at £1300 a week. It’s not something I would want to add in to my retirement calculations
i think it also depends if you decide to down size your property so your costs are less or go live in a cheaper country,100k spare can go along way if you consider your options.I plan to retire before my pension age,i am considering all options now and extra income without working.
Not many people realise that you still pay tax on your pension when you take it. My advisor said that the state pension just about covers all your outgoings (gas, electric, water, insurance, food etc.). You need to assume that you will not get a state pension as they're thinking of means testing it!
SRP is ring fenced as our NI contributions determine how much we receive. If a means test was applied this would be a retrospective pension penalty such as applied to women denied pension at 60. which is controversial as less than 15 years notice was given. There is already a means test for those who didn’t earn enough to pay NI.
I would not use the Pension & liftime saving research their figures forna single users are ridiculous, goes from £14k to £31k for moderate logicaly thats impossible, moderate should be around £22k especially as im in work & live comfortably on £17k with no mortgage. 4:12
Down to whether you want to survive or thrive. £100k ain’t going to add much to the pot. So it is not you can retire on £100k, it should say can you retire with £100k private pension, full state pension, income in retirement from dog sitting and a whopping inheritance. Feels a little click batey to me.
Do not retire it is boring. Go find a job you like to do. Do not buy an annuity. They are stealing your money. I live on £1000 a month in thailand. 20 pounds for a weekly woman too.
Instead of an annuity, what about drawdown? Also, if the Labour government stop the state pension for higher income earners, what’s the point of current workers not opting out?
I retired at 55 I'm now 59 my db pension is £630 a month bills £220 I normally add £400 a month to my spends but I like a minimalist life apart from beer😂 but with interest of my savings that covers it so £100000 yes no problem
This has given me a lot to think about, so thank you. Had noted in the press today they have mentioned possible means testing for the state pension was to be looked by the Labour party. I best make contact with my pension provider to see what I am likely to end up with when I retire.
Thanks for the comment. In its current form the State Pension is unsustainable unless there is a serious increase in state income there will have to be further changes as some point.
Check your pension pot funds - if they're in a default fund your returns will be low and you might want to change the fund to something more adventurous, especially if you are young. I don't think they can mess with people's retirement plans if they are approaching retirement in the next ten to fifteen years if the changes are major.
My thai mums new house price is 630k? This is average in East Sussex. She sold her old big house for 700k 4 years ago. 270k is not the average house price. My main house is london is 800k. My sussex house is 400k.
You have to be really carefull with this sort of planning I work for a veterans charity and we help vetrans with money problems and I have come to this conclusion its better haveing no pension than a pot of 100k when the person reaches 66 they will get a state pension depending on number of years paying NI but if they dont have any pension they can claim all the benifits Lets look at 4% rule so you have a 100k pot paying 4k per year a total income inc state around 15k ish they is a good chance they will pay council tax and if there rentng the rent if the person has No pension they can claim UC and Council Tax Benifit which may be more than the 4k from a pension and the 4k will be taxed at 20% I have seen this happen My own view is a pension pot of 200k will match benifits any thing over that 200k is a winner I dont know what the avarage pension pot is in uk is but from the men i meet its not high Auto enrolement will help younger workers but even they may end up worse with a pension pot 100k is the danger zone
I think you've got it wrong as most people I know don't know anyone 100 years old and I wouldn't want to live that long or even reach 90 years old as most people will be bed ridden or wont reach that age ,as soon as you hit 80 your getting weaker so I'll doubt we'd all live to a 100.
In the 1990s I sold pensions on the strenght that the tax free lump sum would pay off most if not all of the mortgage and leave the investor with a pension for life. Most were over a 40 year term plus, I was not alone.
The approach of selling pensions with the promise that a tax-free lump sum would pay off mortgages and provide a lifelong pension was common in the 1990s. However, many factors can affect the outcome, including changes in the housing market and interest rates. It's crucial for investors to seek personalized advice and consider diversified financial strategies to ensure long-term financial stability.
it's vital for investors to seek personalized advice and adopt diversified financial strategies. Working with a knowledgeable financial adviser is crucial for achieving long-term financial stability and freedom
I'm intrigued by this. I've searched for financial advisers online but it's kind of hard to get in touch with one. Okay if I ask you for a recommendation?
I've experimented with a few over the past years, but I've stuck with ‘’Nicole Anastasia Plumlee” for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look her up.
Most younger people have no hope of retirement. Many trapped in to renting will need £20k/yr+ just to pay the rent. They can’t afford to contribute to pensions as need to eat and survive. Society is doomed apart from the lucky few who can escape Labours hell hole.
Hi, it all depends on how much time you have to save. If you leave it to 64 then it is too late and you will need to carry on working to live. Starting early is the key and let it snowball and reduce the yearly amount. 3k a year would cover it starting from 18. I’m in my 50’s now so having to save way more than this. Take care M.
Unfortunately i will have to retire early soon at 58 on ill health but wont get any government support, not sure if £200k is enough to take me to 67 untill state pension kicks in.
Moderate LOL I work in a factory high skilled on shifts, and even with my wife's income they both dont add up to £43k Must be having a laugh as for the age 100 PMSL my father is currently our only parent still with us age 82 he was the oldest male descendant when he made it to 80, so my expectations is mid 80 so Im not saving for anything passed 85 if I make it you can say I told you so I am 57 and would like to retire at 60 as a physical job standing all day does not help my health knees and hands. Ive got 70k in one pension = 10k a year from 60 - 67 I got a crap final salary that I've been trying to move for the last 2 years but now I can it lost 100k FFS making better to keep it where it is 6k a year pension they say so that gives me £16k a year for life with the state pension and at 67 to £17k and 2/3 with inflation that is the best I can do. unless the transfer pot goes back up if it goes up to 200k I am moving it as then it will give me £10k a year until Im 80 after that F'it
My advice to everyone is this : if you want to grow big this year especially in your finances. Be willing to make investments. Saving is great but investing puts you on a pedestal where you wouldnt have to worry about savings as you do now. Thanks to larysa Caba, my portolio is doing really great and im proud of the decisions i made last year.
I feel one Of the greatest challenges that we first timers face in the ma rket is that we end up losing all we have,making it difficult to find ourselves back to our feet. My biggest advice is to always seek the services of a professional just like I did when I ventured into it for the first time. Big thanks to Larysa Caba. I now make huge profits by weekly through her services while still learning to stand on my own.
I think she trades for everyone I meet. I met her twice at a meeting in Germany and after her lectures from Ella I had to personally ask her to be my financial advisor. she is definitely good.
I have never seen a trader as open and transparent as Larysa Caba with her clients. The way she decides to make a profit for her clients. she allows you to express your fears and she still rests your fears and that is my respect. I don't normally comment on videos, but this word should be included. she is really cool.
Get out of the uk . The only answer on 100k plus state pension. I chose Cyprus but it’s now much more difficult to get permanent residence since leaving EU. E.g New applicants need a basic understanding of Greek This is one of the key factors to consider when choosing where to retire for most people. The Far East provides the cheapest living costs.
Its a pity that YTers like you don"t remove these obvious scam comments that try to shill "advisors" who at best will rip your viewers off and at worst will,disappear with all your money
It's not the channel's fault. These are bots that post millions of comments. It's RU-vid not using it's AI filters properly and monitoring post volumes well enough to stop them. This has been going on for 4+ years to my recollection.
@@ProphetAndLoss some of these scam comments hang around for weeks or months. Many authors fire and forget their vid and don't bother looking at the comments it seems if they can just leave crap up like that. If i or you can spot them so can the authors.
I lost over $80k when everything started to tank. Not because I was in an exchange that went belly up. I was just stupid to hold and because that's what everyone said. I'm still responsible. It just taught me to be a better investor now that I understand more of what could go wrong. It took me over two years of being in the market, I'm really grateful I found one source to recover my money, at least $10k profits weekly. Thanks Natalie Strayer
Does this scenario make any sense, someone just about to retire takes 50k from their stocks and shares ISA and pays it into a SIPP, where I believe the GOV adds tax relief which makes this 50K into 62.5k they then take out 25% tax free which is 15625 and take the other 75% (46875) which is taxed at 20% leaving 37500 add this to the 15625 = 53125 BINGO they have just made 3125. Would this work? Is it legal? Alternatively rather than draw it from the SIPP leave the full 62.5k invested in the SIPP and they have made an instant 12.5K?
@@carlrobertsifa Assuming enough earnings, you are allowed to put in whichever is the lower of 60k or the amount of your salary per year in correct? So does that scenario work? I transfer to SIPP at 66, retire at 67 I have just made £3125?
@@kevinsyd2012 I take it you don't understand the question kevin. It looks like a loophole to me, I am just wondering if its legal, 3 years before I retire I will have 150K in an ISA so in theory I could transfer 50k a year for 3 year to my SIPs and make 9375 exploiting this loophole in the UK.
I think all you need is an expert assigned by a brokerage company that will trade for you and handle your capital professionally and give you weekly returns of investment without any extra fees attached
Seeing a remark regarding my manager Anna Rodriguez is quite energizing. It was just like this when I first met her a few weeks ago. Having started with just 4k about 2-3 weeks ago, I have already made it to 21 k. She is very remarkable!
Goodness gracious I'm so excited seeing Ms. Anna Rodriguez been mentioned here also. Didn't know she has been good to other people too, this is wonderful because I also started with a RU-vid referral like this
Yes - I am glad you mention that as this issue is rarely mentioned. Anyone renting after retirement has to meet this cost out of their pension. In the UK the new state pension level of £11.5k pa means unless you have a disability you would not be eligible for means tested benefits to help with housing costs. Many people are trapped renting now a) with house prices too expensive to buy, b) all disposable income being used for ever increasing rent payments and c) not lucky to have bank of mum & dad/inheritance. Ticking timebomb that is rarely flagged up. Insensitive comments from people who have never been in this situation need to think before posting!
