If I change to quicksilver will it take a hit to my credit score? I’ve had this card for almost two years and never bothered to upgrade because I don’t want my score to fall :(
Hmm, I heard that if you use auto pay, it takes too much time to pass the pending. By then, you'll be late on payment and take a hit on your score. Any truth to that?
Mystic Eric care to explain why it's a bad habit? I assumed it'll pay my bill the moment it's due. I set it to pay the entire statement instead of a portion. This is all new to me so I just want to start off the right way.
I’ve had this time for almost a year and I would like to do a product change to the quicksilver, but my credit score is about 645. Is it still worth a try and is there a chance if I don’t qualify, would it hurt my credit score?
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