Hello Priya and Varun, my opinion is this: First answer the question -- why did you build this new house? My biggest concern from the beginning is that you do not own this land outright but invested lakhs in that house. But anyway, it has been done now so no point talking about it. Now, coming to this decision of whether to stay or go, the difference in rent the two properties is only 10K. Did you take any building loans to construct this house? If so, what is the EMI? Will the potential rent from the new house be enough to pay down EMI of new house? On a strictly financial basis -- moving to that new house will be more expensive than staying. You have to furnish the new house, and that is costly. You want to build a baking studio -- more money. Priya will also quit her job so that will result in loss of her income, so she can generate enough sales in her baking business to compensate for the loss of that income. Running a business comes with risk and there is no guaranteed pay, although you have the flexibility of being your own boss. Ultimately, only YOU will know what option is financially better because you have to crunch **actual numbers** (cost of furnishing, cost of security systems, cost of maintenance, lost income etc) to see if the decision to stay or more will "break even". And sad reality is, even if you decide to rent out the home (independent house OR flat), there is no guarantee you will find a GOOD TENANT immediately or that the tenant will not vacate. There may be months when the home (flat or house) is sitting vacant and you have no income / cash flow for those months. Then think of cost of maintaining the homes, including repairs. Being a landlord is no easy joke and can be extremely overwhelming / tiresome. Ultimately, do the maths and take the decision of which is the financially better option. I have to say, however, that the decision cannot be purely financial and some emotions will also be involved. IF Priya wants to really quit because she is burning out in her job, then renting out flat and moving to the new house may be better. So whatever you decide to do, give it a 2/3 months and then decide. Don't do anything in a hurry or heat of the moment. Take it easy and take it slow. Good luck and congratulations on the new house. It's beautiful!
You can rent the apartment as furnished apartment and stay in individual house to avoid maintenance cost. Also, it's better to buy pure and fully wood based furnitures rather than fully cushioned which has no resale value or more life.
Akka... Neenga apartment le irunga ka... Annana parvailey meratadhinga... Ana neenga solradhum seridhan ... yen neenga business inga irundhu start panna mudiyadho
Sale the apartment close your loans as individual house may appreciate in land value but apartment selling is a night mare. Try posting an add for your apartment for sale and see. Just to know the market value and then decide.
Hi sir.. this is our 1st home and wait time was 4 years so emotionally connected to this home so no plan to sell (may be in future) i will find a way for early closure
I go with varun's opinion because in flat system u no need to do outside work, maintenance like sweeping outside of gate and put kollam and Disposing garbage its main task. But individual house u have to do extra work like i said above. Especially priya u told in previous video u not have enough sleep due to extra work then why u willing to do extra work. pls. rent ur individual house and if u want extra space for baking construct 1 room on 1st floor at new house and do your baking business
The current house is very secured, may be you can rent the individual house and use the above space for baking studio, as its only 5min away from current house.
New house is better bcoz of apartment rental income, and in new house you can settle permanently and you can slowly setup thats not an issue, ippo new house rent vittutu approm second hand pola irukkum when you shift, i would definitely support her decision, loan closure is very important than confort... your idea is practically best sister👌
@@itsyuvin hi Priya madam, you are living many peoples dream, so take wise decision and being stable might look uncomfortable but it'll save you one day 😌
It's better to stay in apartment now. Ur son will get a good exposure here as he will get to see lot of kids. When he is around 15 years u can move to individual house so that he can study peacefully without distractions there. At that time u won't have any regrets of buying these furniture as u have used it well. U can either sell and rent it as fully furnished home
Priya’s version is futuristic. Her plan to augment bakery business can well flourish at newly built house in the long run. For the sake of present comfort as portrayed by Varun, one should not forget future plans & the impact of present decision upon your future goals. So I go with Priya’s decision. Best wishes😊
If you are planning to rent out your apartment then it's not worth it. Your tenants won't take care of your apartment like you. As you have already spent so much for interiors i would suggest living in apartment for better lifestyle and peace of mind. Don't just calculate the rent alone, you are downgrading by going to a small house. YOUR HUSBAND IS CORRECT, LISTEN TO HIM!
Which company r u guys working for? Both r 600 sqft. Better to stay in new house than apartment. Considering amt spent on furniture and interior stay in apartment for atleast 3 years
Nega oru 1 year ku indha apartment la irundhu andha house rent ku vidunga.. avanga veedu epdi vachirukanga epdi maintain pandranga apdi nu parthukonga.. apartment la safety irukum kids ku amenities kidaikum, so nega konjam think panitu anga move aagunga.. ilana 10-15 lakhs ku andha veedu lease potutu andha amount vangi edhachum oru loan partial payment panidunga.. so ungaluku emi kammi aagum..
As sister said go to individual house bcoz of home loan commitment sister has to work. And i know how pain for women going to office every day. As she mentioned she could not put down papar bcoz of commitment. End of the day our health and peaceful mind so important for women. And your kid also enjoy his childhood with her mom. Try think sir.
New house polum na again furniture lam spending vena neegha best amount seathu build pannalam & house shifting process ku packers lam evalo ahghum ellam ok na ya ready to go & rent ku Parallel ah parugha .
I have a flat and individual house....based on my experience.....better stay in flat for next 3-5 years and enjoy the privacy, all the things your bought, kids get good exposure in apartment etc. In the long term, individual house is better and it is a good idea to have a baking studio in terrace....so you may plan moving after 3-5 years to individual house.
Akka u paid for all these amenities so better stay here. Socialisation kum easya irukum.. sometimes money matum yosikakoodathu.. unga lifestyle lum bettera irukum 🫶🏻
Considering ur kids growing security investment etc what ur husbnd says is correct.. Amenities need not be used everyday. Even once in w while utilising is ok only.. If u go to that house u get noise pollution dust .. Street dogs. Motor sound .. If u rent this the interiors will not be mainted by the tenants .. U ll get heart breaks.. If u go to individul house u need to find. Plumber electrician service guys on ur own .. For any repirs maintennce u need to do on ur own.. Here its not the problem
Initially I thought of suggesting the individual home. After seeing Varun sirs valid concern, I agree with his points in financial aspect. If you are renting the new house then you need not to spend more money in interior designing, furnitures and building additional room, I think that saves the huge cost. After few years when you guys feel to repaint the apt house that time I would suggest you can shift to new house if required. This is my suggestion only. Having huge respect on you sister for your hardwork.
Konja naala naanu ipdi thaa fight poitu irunthuchu for me and husband but we are in individual house i dont like to stay here no safety and no good people around here kids are suffering lot i am asking for apartment for me and my kids lonely ah feel aaguthu but my husband not willing and now he thinks bcz of my husband.... don't miss that apartment..bcz full security and amenities you will miss sure my advice
Think about your kid. Expose him to various extra curricular activities within the apartment. He will mingle with the peer group in the apartment and grow. Whereas in individual home you can't afford to that.
@@itsyuvin may be you stay in different are or casa grand .. their car park caved in because earlier there was well underneath and it was not filled up properly then most of the houses big sliding door glasses shattered due to heat . They were not happy after bought the individual house and moved in .. anyway best wishes to you
I would say, do not rush this decision.. Take another 6m- 1y,, apartment always has more amenities & security & like minded people nd community. Separate house: More privacy, but it come with more financial commitment initally like interiors, Cctv and other expresses and no amenities. I would say,, live there for 1 -2 week and decide.. if you are looking to close your loan faster,, renting individual house should be more beneficial right or if apartment goes for for high rent,, then proceed to rent out your apartment
stay in apartment and rent out the house or give it to lease for 5-10 years and use lease money as repayment and start saving for repayment when lease voids. Also spending time and money for shifting is huge. I think that it is ok to switch for business but when it comes to business like home kitchen do you think that you get as much returns as rent. i.e if you lose 10k on rent if you switch to the new home how many more hourse you are going to have to work to recoup it. since baking is like self employeed you cannot scale up immedeately to get extra 10k per month so do cost benefit analysis and decide. If its me i will wait in this apartment upto the time i cannot have enough space to do baking then go to specail room for baking. Its really easy to spend and upscale but when you downscale it is hard. As you said about chandelier and furniture you can buy it within a minute but how long does it take to earn it back
I think anna has valid point ,the spent on this apt house is huge ,so its better to enjoy the spent u hve made What if u hve not built the new house , u would live in same apt as u hve no plan to shift . As u r telling part prepayments,practically speaking u can do earn in bakery business and do part payments rather than renting the house and do payments. Pambaram seiya oru marathayae vetta thevailayae ,its not wise decision same as that 1st home is always spcl So i support only anna
Basically, apartment lifestyle pudichurukku thambi ungalukku, thanimaila irukkanumnu mattum than unga point. Ore oru valid point interior panna selavu aagumnu yosikirathu than. But thani veedu than nallathu for sister and son. Also, apartment ah rent ku vitta nalla income. So neenga thani veetla irunthutu, furnished house rent vidunga..
Anga irukka veetla innoru floor kattitingana anga 17plus 17 na kooda 34 varum yenna konjam slava agum or another idea anga innoru floor kattitu 1 st floor neenga poitinga na ground floor anga oru 17 kodutha kooda inga 30 kudutha kooda 47 kedaikkum decide pannunga yenna oru 3 or 4 month la extra agum kattirlam yosinga
Better irukara veeda sale panitu antha veetuku poi irukara Ela kadan adaichutu unga wife ku business ku baking room vaichu relax a irunga anga poi venundratha house set panikonga
@@itsyuvin then fine better rent ku vitutu own house ponga @Varun !neenga office pora person so one day ku one time tha veliya poveenga ana sister daily veliya poganu neenga pathu pathu pananeenga ninaicha neenga new house plan panirukave kudathu so antha oru visayatha yosikatheenga then dogs la Ela idathulayu irukum athala oru problem a entha function vaichalu own house la pandrapa yarayu yosika venam apartment na vara relative ku kastam relax a pana mudiyathu
