I love that you continue to live your life while paying off debt. I couldn't go full Ramsey when I started my journey. And within 2 years I was done, along with giving my son the best senior year and party, bought him a car, helped him through his first year of college (granted most of his costs were covered by scholarships and financial aid - praise God!), saved for Christmas, gifts, and everything else that was out of the "4 walls" I was pretty amazed at myself. Then after all that, I got married and he's amazed at the fact that after 6 weeks of combined income I've saved $2,000 and have all of our bills, needs and a pretty decent amount of wants met. 🙂 It's due to channels like yours and people like you in this budgeting community who help me and so many others. Thank you!
the mix between counting cash and your story telling is so perfect for my adhd brain!! idk why but it's 100% what i would do too haha also totally agree to your points about summer!!! i hate heat as well and am impatient for cooler weather :) i'm literally just about to start cash stuffing and your channel is so helpful!!
Omg you are so my spirit animal!! I feel the same way about the seasons you do!! I HATE summer! But that’s cause I live in the middle of the desert and it’s crazy hot for 4 months straight.
Right now I’ve fallen off a bit with stuffing and I had to get real tight with some bills and cash envelopes since im now over-I felt really defeated about it because I feel like im going backwards but watching all these videos helps a lot that I can still get back to where I was and make progress.
I look forward to your videos every week because you have motivated me more then you know. I’m really dreading the student loans resuming and will be so glad when my husbands are paid off. He accumulated a lot of debt and got nothing out of it. So excited for tomorrow’s launch!
I use duplicate envelopes too...I get paid once a month so I stuff the whole amount in my stay at home binder and each week I stuff 1/4 of that into my purse wallet. It works for me. Love following!
19:31 summer used to be my favorite (as a kid of course) but totally agree lol. The older I get the more I’m like “ew I don’t want to sweat” and also the panic of what to do with the kids when camp is over (hubs and I both work full time so not a lot of flexibility on childcare needs 😅)
I am with you on the seasons. I love Fall but I cannot stand heat and humidity so summer is a no for me. Thankfully I have a pool or I would be really miserable. I love the colors of your binders now. They are neutral but so pretty. Although your safe green is my favorite.
student loan interest will start back on sept 1st, with payments resuming in october. if you're thinking of making a big payment, you may want to consider doing it on august 31 to avoid some interest charge on that amount in september. good luck with the 100 envelope challenge!
Thank you for your videos. They’re great! I just bought some downloads from your website. Can you do a video to discuss student loans and ways to repay quickly?
the conversation your telling us makes me laugh 😂 😂 love it u gave an idea because me and my hubby are gonna be 10 yrs in a few yrs but u knoe them yrs come quck i feel like i jus got married yesterday and we are going on 8nyrs on my husbands grandmas birthday in jan i wanna make an envelope for our 10 yrs
Can you explain perhaps how you balance contributing to savings challenges versus putting extra towards debt? Do you use the savings challenge money for debt? Thanks!
Yes! I am going the 100 envelope challenge to put towards student loan debt and the rollover challenges I’m doing will just get put into our debt snowball at the end of the year 🥰 Paying off debt is super boring so I’m trying to make it fun 🤩
Hello from New York, I was wondering what size binder should I purchase to use for the Budgeting pages. Am having a hard decision to choose between a black or white binder? Any suggestion? Thank you for all you do.
The A5 will fit the budgeting pages 🥰 they’re both so pretty! I use the white one for my budgeting in the black one for my planner! I know that’s not helpful, I’m totally not the friend you want to take shopping with you 🤣
I know it may be outside of your niche a little bit, but I would love to see your process for meal planning to keep grocery costs down! 🤍 Can’t wait for the launch tomorrow!
