Checklist Before Investing 

thank you. please do share the learnings--and our videos, too!

thank you and we're glad to know that you learned from our vlog. please do share the learnings--and our videos, too!

thank you. please do share the learnings and our videos, too!

thanks!

thanks! please do share the learnings--and our videos, too!

welcome and we're glad to know that you learned from our vlog. please do share the learnings--and our videos, too!

i agree dapat tinuturo to sa school

welcome! please do share the learnings--and our videos, too!

Thanks!!!! Join us on out weekly livestreams as well, Thursdays @ 6pm!

thank you and we're glad to know that you learned from our vlog. please do share the learnings--and our videos, too!

yes, usually it is 3x, but what we are contemplating here is that if a person has some insurance gaps, instead of just putting it in a regular ATM, then might as well put it in an ATM with free insurance as well--you get the same interest rate but--as we said in our vlogs--free insurance benefit, too. but if the person doesn't have insurance gaps already, then a money market fund would be more suited for more returns. it really depends on the case at the end of the day.

Thank you!!! Sayang din naman ung free insurance. 😊

Jhun S. thank you. please do browse on our other playlist and share our videos, too.

Frederick Acera thanks! pease do share the learnings--and our videos, too!!!

Lyndon Edoloverio welcome! please do browse our playlist to view our other videos. thanks!

thank you and we're glad to know that you learned from our vlog. please do share the learnings--and our videos, too!

Pwede pala un ung emergency fund nasa money market? @wealtharki

Akiko Camille Lavapie yes po! Sa kanila ko rin po natutunan yan na pwede mong ilagay a portion of ur emergency fund sa money market. Try to watch this link..ru-vid.com/video/%D0%B2%D0%B8%D0%B4%D0%B5%D0%BE-sqMIhaQNjS8.html.

Ah okay a portion!!! Got it sis 😇👍😊

Akiko Camille Lavapie the level really depends on the interplay of client’s liquidity needs and insurance coverage 👍

so far, you have bpi's pamana and security bank's all access.

Rio Tañafranca any insurance that your company provides is most probably temporary--that is, it is only good as lng as you are employed. if you still need health insurance even after you leave your current employer, then we suggest you get one. thanks!

pay your loan first. loan payments is constant--stock market returns is not. the average may be 10% for the long term but it does not mean that it will give you 10% per year. some years it goes down so this is really not a good strategy.

ZnelZ04 you can invest in mutual funds for as low as 1k. Please do email us admin@wealtharki.com for more details. Thank you.

Big no no imho dpat invest in yourself first. Saka na mag-invest kapag wala kana sa minimum wage.

IMHO Big No, madaming middle man bago mapunta sa talagang dapat patunguhan ng pera. At hindi guaranteed ng Gov't kung sakaling tumakas malugi yan tulad ng mga pre-need plans noong 20's.

Sir pa review din po about IMG..pls

And the products they offer.

you can buy hospital stocks, we have a video here: ru-vid.com/video/%D0%B2%D0%B8%D0%B4%D0%B5%D0%BE-IUY2g9We-qE.html you can also look into HMOs. we can design a health insurance package for you as part of our professional services. please do email us admin@wealtharki.com should you be interested. thanks!

CHERRY BELLS hi you can contact me im a licensed financial advisor from Pru Life UK +639754358379

Abigail Coloma we have noted this. For the meantime, please do watch our insurance playlist-it has troves of videos there. Thanks!

may casiguran thus far there is from bpi and security banks. Thanks!

we can help you design a health insurance plan as part of our professional services. you may email us admin@wealtharki.com. thanks!

It would depend on a lot of factors such as your financial goals and resources. Best we sit down first so we can discuss these more and recommend which one is best for you. You may email us admin@wealtharki.com to set an appointment. Our professional fee is P1.5k per hour of consultation. Thank you.

Neo battlegear the investment portion mirrors the performance of the index. be aware, though, that a portion of what you pay--called the premium charge--goes to insurance premium, so you are not really investing everything that you are paying. thus, it is not really an investment, but an insurance that can grow with the underlying fund. if you want pure investment, we recommend that you don't go for this one. thanks!

It sound like VUL, hahatiin gagawin ng bangko diyan sa isang hulog mo mapupunta sa insurance, middle man, then pang huli ang investment.

Marso3 yes, they are good. But in order to havr a more precise and accurate recommendation, we suggest that we talk more during our financial consultation. Please email us admin@wealtharki.com to set an appointment. Thanks!

Mark Anthony Villarda we have answered that in our video. Thanks!

Joan Catherine Capito we can do a thorough and more precise review in our financial consultation. Please email admin@wealtharki.com to book an appointment. Thanks!

Security Bank free life insurance 😂😂

Some VUL has 1-3years to fund the insurance side of that VUL policy then 4-7years they will fund the investment side.

Sir paki answer po ng tanong ni ma'am sa itaas..pls.🙏

Hi, you may pm me. Thank you 😊

we need to see your financial resources, needs and goals first before we can give an accurate recommendation in this regard. we can do that through our financial consultation. please do visit our website, wealtharki.com for more details. thanks!

that would depend on the amount that you need, your risk structure, and other factors in this regard but given the timeline, we would be more prudent with a bond or bond fund investment. we can give you a more accurate recommendation through, through our financial consultation. just visit this link for more details: www.wealtharki.com/ Thanks!

Please email us admin@wealtharki.com for your orders. Thanks!

your emergency fund is your standby fund for whatever sudden expense happens. for example, if you suddenly need money for home repair or if your vehicle broke down or even f you need money for hospitalization--you get that from your emergency fund.

lee worth kumbaga, ipon mo yan para kung sakaling may mangyari, may mapagkukunan ka ng pera at hindi mangungutang.

thank you. i hope that you picked up a thing or two.

Honey Pie no, you can’t. It does not meet our prudent standards of an emergency fund: 1) liquidity, 2) safety of capital

No no VUL kasi madaming middleman bago ihulog ng bank sa investment at 1-2year niyan lugi talaga kasi popondohan muna ang insurance part bago sa investment part. Sa chart na pinakita sa iyo lumalabas na dapat doble ihulog mo for example sabi 1k per month ang totoo dapat 3k hulog mo madalas din magkafloating amount kasi walang advance paying sa mga bangko kung sakaling gusto mo mapondohan agad ang insurance part.

@@bimboyaquino7091 pero do you think i made the right decision to take VUL? Mag 1 year palang po akong may VUL. I was 23yrs old then, now 24. Should I continue?

@@sheii28tweet Ikaw makakasagot kung i-continue mo pa kasi insurance iyan wag lang sa 'free insurance'. Kung naka-1year ka may Nareceived ka bang noong 1st Aniv na SOA Statement of Account kasi doon mo makikita saan napupunta yung kaliwaan ng kada hulog mo. Sa akin medyo dismayado kasi although malaki ang inaangat ng fund sa chart madaming fees involve at saka hindi pumasok yung mga advance payment ko nakafloat imbes na naibili sana ng units. Kung matatandaan mo may pinakita sa inyo mga iyan sa assurance na chart of benefits kung saan kikita ang fund value mo ng (4%) (6%)(10%) dito mo ilagay yung nasa SOA deduct mo yung kinaltas ng bangko as Net of Fund Account Value, makikita mo hindi umabot sa criteria na 4%-10% dahil sa hidden fees. Para mas magcompound dapat alligned sa chart doon sa libro na illustrations of benefits na pinakita sa iyo.

Pao Angad please do look up in our product review playlist. Thank you.

Meron s bpi... Atm na may insurance... Ask k lng s teller

it could be done thru a combination of dividend-paying stocks, rental income, and royalties, among others--if you want pure passive income.

Salamat po sa pag reply. Pag aaralan ko pong maigi yung mga nabanggit nyo. Salamat

Hi Baya, we can add this topic to our list of suggestions. Thank you!

Kaiser po idol, pa review po.

@@WealthArki tsaka yung senior healthcare na rin ng kaiser..thank you

purple thartz if you plan to sell it in the future with an increase in value, yes.

No hindi babaratin yan ng jewellery pawnshop mabilis magdepreciate yan

at pag bumababa po ang stock market anong nangyayare? nababawasan po ba ung pera? or hindi lang nadadagdagan?

Hi Ericka you can withdraw your investment once your reached your target amount. To know more about the stock market, you may watch our videos on our stock market, mutual fund and UITF playlist. On another note, we can help you with your investment plans, kindly send us an email at admin@wealtharki.com to schedule a consultation.

john ezekiel Odtohan we'll definitley discuss that in one of our videos so please do stay subscribed!

Wealth Arki Thank you Idol !!! I will certainly wait.. Also do banks offer Forex Trading?

john ezekiel Odtohan you can buy and sell from them to a certain extent.

june reah Lluvido as it does not meet our requirement of liquidity and safety of principal, it is not.

Julius mark galapon you can look for our bpi pamana video. thanks!

Sa bdo po ba meron po?

@@juliusmarkgalapon3635 as far as we know, they still do not have

How About bdo kabayan? It is like bpi pamana...

Julius mark galapon yes, it is like that.

lee worth you can go to www.pifa.com.ph for the list of legit ones. Thanks!

@@WealthArki Slamat po☺

lee worth welcome!

Jon Christopher Ermitaño yes, but you may find the amount way lower than what you have originally paid becuse of premium and other charges--and check if they have holding period as well. if they do, just hope that no emergency will happen within that period. otherwise, you would be caught with no money to use, if not less money than what you would have wished.

Nalilito ko, pero sabi nyo po dapat may insurance din, you mean Traditional Insurance lang tapos savings for Emergency Fund na?

Jon Christopher Ermitaño the type of insurance depends on your cash flow. but usually, you should have an emergency fund first before having insurance, although you can have both benefits in a saving account with free insurance already.

Saving Account with free insurance? Mukang ok yun ah.. gano nmn po ang coverage nun? Ano po difference nun kumpara sa Insurance sa mga kilalang Insurance firm? Maliban sa free sya..

Jon Christopher Ermitaño this is one such example: ru-vid.com/video/%D0%B2%D0%B8%D0%B4%D0%B5%D0%BE-nFVxUCQpe2A.html&lc=z23ffv3wqw3xgxsu1acdp431t0fwek2ry32dswcc01lw03c010c

Hahahahahahahahahah nabasa ko yung comment mo hinihintay ko ma mention nila yung walang suoy sa ilalim. Nasa damit pala, natawa din ako hahahaha