Young people like me should watch this instead of Netflix for good financial planning. Though i myself work in a bank but content like these are gold. Keep it up Sir. Keep motivating.
Itni easily credit card ka funda samjha diya ... hat's off to u bro...mera credit nehi hai ..mai leneko soch raha hu,par mujhe itna sab kuch pata hi nehi tha ....ab to lag raha hai ki mai hi logoko samjha sakta hu ,apki video itni behtreen hai... love from West Bengal ❤️❤️❤️
I think this is the best channel around for financial advice. Detailed yet simple. Financial literacy is abysmal in India but kudos to you mate, I wish this was all taught in schools.
Recently, I got my first credit card, having so many doubts and confusion regarding that,but now , I'm ready to use my Credit card in useful way without any hesitation. Thank You sir,for such informative video 😊
Hey Rahul! We are a bunch of students from IIM Indore, IIM Shillong and FMS Delhi who are trying to make life Insurance better for everyone. Please spare a couple of minutes to share of what Insurance means to you. To be a part of this positive change and help us in our academic endeavours, click on www.surveymonkey.com/r/MSD4513 (Disclaimer: We will not collect any personal information what-so-ever that can identify you in any way with a view to ensure anonymity and privacy of your views/ preferences.) PLEASE SHARE THIS SURVEY WITH YOUR FAMILY AND FRIENDS
I am an author, write stories and poetries, use to perform in various shows. I have seen various videos of other advisors but your explanation is crystal clear. A layman can easily understand your points. Thank you.
Today I realized that from last 5 years I'm actually following these discipline while using my credit card which u r actually talking. Very nice video. Better if u tell about how & when to stop / surrender credit card.
Pay your all outstanding balance.. call or via bank ask with them to close ur card strickly coz they try to give u some offer like reverse ur annual fees increase ur limit etc.. but strickly ask to close ur card asap.. after 90 day's check in cibil also close or not if not inform to bank and ask him to close from cibil as well..m
Hey Partha! We are a bunch of students from IIM Indore, IIM Shillong and FMS Delhi who are trying to make life Insurance better for everyone. Please spare a couple of minutes to share of what Insurance means to you. To be a part of this positive change and help us in our academic endeavours, click on www.surveymonkey.com/r/MSD4513 (Disclaimer: We will not collect any personal information what-so-ever that can identify you in any way with a view to ensure anonymity and privacy of your views/ preferences.) PLEASE SHARE THIS SURVEY WITH YOUR FAMILY AND FRIENDS
Wah Bhai Wah ! Abke liye me ek chukriya adda karne chata hoon. Ajj Abne mujhe bahoot acche tarika se samjhaya credit card ki bare me . Abne mere Aakhe kholdi. Thanks Bhai.
Hey Vivek! We are a bunch of students from IIM Indore, IIM Shillong and FMS Delhi who are trying to make life Insurance better for everyone. Please spare a couple of minutes to share of what Insurance means to you. To be a part of this positive change and help us in our academic endeavours, click on www.surveymonkey.com/r/MSD4513 (Disclaimer: We will not collect any personal information what-so-ever that can identify you in any way with a view to ensure anonymity and privacy of your views/ preferences.) PLEASE SHARE THIS SURVEY WITH YOUR FAMILY AND FRIENDS
Hey Shelly! We are a bunch of students from IIM Indore, IIM Shillong and FMS Delhi who are trying to make life Insurance better for everyone. Please spare a couple of minutes to share of what Insurance means to you. To be a part of this positive change and help us in our academic endeavours, click on www.surveymonkey.com/r/MSD4513 (Disclaimer: We will not collect any personal information what-so-ever that can identify you in any way with a view to ensure anonymity and privacy of your views/ preferences.) PLEASE SHARE THIS SURVEY WITH YOUR FAMILY AND FRIENDS
I have made all the mistakes that he talked about. But that was 10 years back. Now I know. It is so important for people to know such basic things from college itself.
बहुत सरल तरिके से बताया आपने!! क्रेडिट कार्ड से पेमेंट का तरिका क्या होता है? खो गया और पता नही तब तक धुलाई होती है क्या? दूसरा कोई इसे आसानी से इस्तेमाल कर सकता है क्या? कोई पिन नंबर वगैरे से ही ये खुलता है क्या? इसके पहले ऐसा कोई विडिओ बनाया है तो उसे देखुंगा। क्यो की यह आपका पहला ही विडिओ देखा और बहुत पसंद आया।
Hey there! We are a bunch of students from IIM Indore, IIM Shillong and FMS Delhi who are trying to make life Insurance better for everyone. Please spare a couple of minutes to share of what Insurance means to you. To be a part of this positive change and help us in our academic endeavours, click on www.surveymonkey.com/r/MSD4513 (Disclaimer: We will not collect any personal information what-so-ever that can identify you in any way with a view to ensure anonymity and privacy of your views/ preferences.) PLEASE SHARE THIS SURVEY WITH YOUR FAMILY AND FRIENDS
Till now nobody has explained the pros & cons of credit card so clearly on youtube. You covered all important points that too in a very precise manner so that everything was covered in least words and with clearest explaination ever. Watched 1st video of yours and subscribed your channel. Thanks for the info. Keep it up. 👍
@@pranjalkamra I just commented the same after seeing this video.. Really fabulous work and all your hard work and easy explanation makes life of us viewers easy!!! Hats off!
Hey Joy! We are a bunch of students from IIM Indore, IIM Shillong and FMS Delhi who are trying to make life Insurance better for everyone. Please spare a couple of minutes to share of what Insurance means to you. To be a part of this positive change and help us in our academic endeavours, click on www.surveymonkey.com/r/MSD4513 (Disclaimer: We will not collect any personal information what-so-ever that can identify you in any way with a view to ensure anonymity and privacy of your views/ preferences.) PLEASE SHARE THIS SURVEY WITH YOUR FAMILY AND FRIENDS
Most important tips for credit cards......please every one must see this video..... i will personally recommend you this video.....credit card jitna achha hai...utna bura bhi hai...please is trap se door rahe....i see my friend experience....jaldi nikal hi nai aata insan
Hey Siddharth! We are a bunch of students from IIM Indore, IIM Shillong and FMS Delhi who are trying to make life Insurance better for everyone. Please spare a couple of minutes to share of what Insurance means to you. To be a part of this positive change and help us in our academic endeavours, click on www.surveymonkey.com/r/MSD4513 (Disclaimer: We will not collect any personal information what-so-ever that can identify you in any way with a view to ensure anonymity and privacy of your views/ preferences.) PLEASE SHARE THIS SURVEY WITH YOUR FAMILY AND FRIENDS
I understand your explanation very well better than any other languages..eventhough my mother tongue is not hindi... I appreciate your way of explaining things
Very informative... There is a points I wist i could add For each transaction in credit cards they provide certain points which can be converted to cash for purchasing or for recharging mobile. PS :Credit card is always a liability
Very useful and productive information you shared over the topic. Thank you sir for being so supportive to the mass and new investors and keep it up with great success.
@@pranjalkamra I did not expect that you have that much time to reply.Investing and trading from last 3 years and I can say with my experience whatever and which ever said regarding the market was cent truth. With the help of you looking forward to grow my wealth.Thank you very much for your reply sir. Really mesmerized.
Hey Jatin! We are a bunch of students from IIM Indore, IIM Shillong and FMS Delhi who are trying to make life Insurance better for everyone. Please spare a couple of minutes to share of what Insurance means to you. To be a part of this positive change and help us in our academic endeavours, click on www.surveymonkey.com/r/MSD4513 (Disclaimer: We will not collect any personal information what-so-ever that can identify you in any way with a view to ensure anonymity and privacy of your views/ preferences.) PLEASE SHARE THIS SURVEY WITH YOUR FAMILY AND FRIENDS
I want to add another important point here that Bank is also earning from your transaction. Explaining it, if you are paying Rs 100 to any shop through your credit card then that shop owner will get around Rs 98 from Bank. Rest Rs 2 is divided among the Issuer Bank (the Bank gave you the credit card), Acquirer Bank (Bank the shop associated with) and the Card Organisation (like Visa, MasterCard etc).
Pro tip: Keep your ATM card and credit card PIN different. Once upon a time, I used CC in ATM Machine mistakenly but the transaction was declined due to wrong PIN.
Hey Kavitha! We are a bunch of students from IIM Indore, IIM Shillong and FMS Delhi who are trying to make life Insurance better for everyone. Please spare a couple of minutes to share of what Insurance means to you. To be a part of this positive change and help us in our academic endeavours, click on www.surveymonkey.com/r/MSD4513 (Disclaimer: We will not collect any personal information what-so-ever that can identify you in any way with a view to ensure anonymity and privacy of your views/ preferences.) PLEASE SHARE THIS SURVEY WITH YOUR FAMILY AND FRIENDS
Im watching this first video on your channel and I liked this video and subscribed to your channel.....bahut ache se samjhaya..... keep it up excellent work sir
bht zyada informative tha..... mjhe kuch ni malum tha or me 22 saal ka hu.... reason? it was never taught to me i think, indian schools should start teaching this financial knowledge
Hey Harsh! We are a bunch of students from IIM Indore, IIM Shillong and FMS Delhi who are trying to make life Insurance better for everyone. Please spare a couple of minutes to share of what Insurance means to you. To be a part of this positive change and help us in our academic endeavours, click on www.surveymonkey.com/r/MSD4513 (Disclaimer: We will not collect any personal information what-so-ever that can identify you in any way with a view to ensure anonymity and privacy of your views/ preferences.) PLEASE SHARE THIS SURVEY WITH YOUR FAMILY AND FRIENDS
RU-vid recommended this video after I searched about the charges of cash withdrawal from Credit Card... absolutely stunned by the whole positive and negative aspects of credit cards.. Thank you so much for describing it in such a simple manner.
Just came across your channel very nice information .. loved your work 👍 though the tips you gave I was knowing but the way you explain things are fabulous 👌👌
Hey Crypto! We are a bunch of students from IIM Indore, IIM Shillong and FMS Delhi who are trying to make life Insurance better for everyone. Please spare a couple of minutes to share of what Insurance means to you. To be a part of this positive change and help us in our academic endeavours, click on www.surveymonkey.com/r/MSD4513 (Disclaimer: We will not collect any personal information what-so-ever that can identify you in any way with a view to ensure anonymity and privacy of your views/ preferences.) PLEASE SHARE THIS SURVEY WITH YOUR FAMILY AND FRIENDS
@pranjal kamra Hats off to you!! honestly, my phobia towards gettuing involved with finances and stuff which prevented me from knowing even such basics was literally shaken off by just watching 2 of your videos....salute to your ingenuity and efforts...
Hey there! We are a bunch of students from IIM Indore, IIM Shillong and FMS Delhi who are trying to make life Insurance better for everyone. Please spare a couple of minutes to share of what Insurance means to you. To be a part of this positive change and help us in our academic endeavours, click on www.surveymonkey.com/r/MSD4513 (Disclaimer: We will not collect any personal information what-so-ever that can identify you in any way with a view to ensure anonymity and privacy of your views/ preferences.) PLEASE SHARE THIS SURVEY WITH YOUR FAMILY AND FRIENDS
Instead of personal load convert it to smart Emi , and it is available in most credit card , all transactions with amount more than 2500 are Eligible with 12-14% interest.
Good information Sir..But another drawback of credit card that seems to me is that the annual maintenance changes of the card which is around Rs 1000/year including GST.
Hey Neel! We are a bunch of students from IIM Indore, IIM Shillong and FMS Delhi who are trying to make life Insurance better for everyone. Please spare a couple of minutes to share of what Insurance means to you. To be a part of this positive change and help us in our academic endeavours, click on www.surveymonkey.com/r/MSD4513 (Disclaimer: We will not collect any personal information what-so-ever that can identify you in any way with a view to ensure anonymity and privacy of your views/ preferences.) PLEASE SHARE THIS SURVEY WITH YOUR FAMILY AND FRIENDS