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Credit Card VS Debit Card: What's the difference? - Which One is Better For You? Urdu / Hindi. 

Waseem A. Minhas
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Credit card vs Debit card | Differences, advantages and disadvantages in Urdu & Hindi. ATM Card Vs Debit Card Vs Credit Card | The Real Difference. Difference among ATM Card, Debit Card and Credit Card | Urdu. How Credit Cards Work? Should I own a Credit Card? Credit Card vs. Debit Card Explained In Under 8 Minutes.
This video explains the differences between debit cards and credit cards in Urdu / Hindi. The importance of debit cards and credit cards, how credit and debit cards work, how to get them, and how you should use them. Most importantly, we bust some important myths about using a credit card; tell you all about how credit cards make money, also how it can lead you to a debt trap, and how you just need to be smart and diligent while using a credit card. Reality Of Credit Cards.
A decision to choose between a credit card or cash or a debit card can be a very significant decision of one's life. So, understanding what is a credit card or what is a debit card and how they work can help you in making a better decision. This can also help you to maximize your savings and make you a smart credit card user.
The following areas are explained in this video:
What is credit card? What is debit card?
What is credit card in Urdu. What is credit card in Hindi.
What is debit card in Urdu. What is debit card in Hindi.
Credit Card for beginners. How credit card work in Urdu.
Explained debit card in Hindi & Urdu. Explained credit card in Hindi & Urdu.
Credit cards for beginners. How debit card work in Urdu.
Credit card debt in urdu / hindi. Why I Don't Use Debit Cards.
Difference among Debit card/Credit Card/Mastercard/Visa Card/Atm Card.
ATM Card | Plastic Money | Credit Card | Debit Card | VISA | MASTER Card.
Why should you get a Credit Card in Pakistan?
Credit Cards vs Debit Cards (And When to Use Them)
Difference between credit card and debit card.
Credit card advantages and disadvantages.
Debit card vs credit card. Credit Cards benefits in Pakistan.
How credit card work in Hindi. How debit card work in Hindi.
Debit card kya hota hai. Credit card kya hota hai
Debit card and credit card difference. Credit card vs debit card.
Credit vs debit cards financial literacy. Credit card information.
Credit Card discounts. Debit card or credit card me kya fark hai?
What is credit card and debit card?
Credit Card ka bill nahi bhara to kya hoga?
What is credit card and what is credit score?
The best credit cards and the worst credit card.
What is the difference between credit card and debit card?
Waseem A. Minhas is a business and finance professional based in Karachi, Pakistan. He is a Chartered Accountant from the Institute of Chartered Accountants in England and Wales #ICAEW. He is also a member of the Association of Chartered Certified Accountants #ACCA (UK) and the Institute of Cost and Management Accountants of Pakistan #ICMAP. He has served numerous government, public and private sector organizations at different managerial positions. He aims to promote financial literacy and empower everyone to learn about the skills required to make smart financial decisions in the most simplified way.
Please like, comment and share our videos and subscribe to this channel to stay connected.
Best regards,
Waseem A. Minhas
Disclaimer: The information on the Channel is intended to be general in nature and should not be taken as personal financial / investment advice. It does not take into account your objectives, financial situation or needs. Before acting on any information, you should consider the appropriateness of the information provided and the nature of the relevant financial product having regard to your objectives, financial situation and needs. In particular, you should do your own research and seek independent financial advice prior to making an investment decision.
#creditcard #debitcard #financialliteracy #FinanceWithMinhas

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7 сен 2024

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Комментарии : 137   
@WAMinhas
@WAMinhas 7 месяцев назад
If you enjoyed the video, don't forget to subscribe and let us know your thoughts on the topic in the comments! Please be aware that we will never ask for your personal information. Stay safe by keeping an eye out for potential scams and reporting any suspicious accounts. Remember, I is not a financial advisor or broker; all content shared on this channel is for educational purposes only.
@qurat-ul-ainsher6641
@qurat-ul-ainsher6641 9 месяцев назад
You explained very well thank u 😊
@WAMinhas
@WAMinhas 9 месяцев назад
Glad it was helpful! Thank you.
@Geographer_GIS
@Geographer_GIS 2 года назад
Informative, a complicated topic explained in elegant way…👍🏻👍🏻👍🏻
@WAMinhas
@WAMinhas 2 года назад
Thank you so much brother 😊
@kausarraza4118
@kausarraza4118 6 месяцев назад
Excellent knowledge 👍
@WAMinhas
@WAMinhas 6 месяцев назад
So nice of you
@shahzamanzaman-ox1rw
@shahzamanzaman-ox1rw 9 месяцев назад
Nice information
@WAMinhas
@WAMinhas 9 месяцев назад
So nice of you
@HassanMuhammadTubsim
@HassanMuhammadTubsim 21 день назад
Good information ❤
@WAMinhas
@WAMinhas 17 дней назад
Thank you so much
@mubbarikali
@mubbarikali 2 года назад
Awesome video as always. Easy explanation of financial technicalities.Very informative financial channel on RU-vid. Highly recommended for Urdu/Hindi viewers. #Finance #CreditCard #DebitCard #Banks #Loan #HBL #ABL #UBL #MCB #Meezan
@WAMinhas
@WAMinhas 2 года назад
Thank you so much brother. Your feedback and appreciation means a lot to me. I am working really hard to learn to make good quality and interesting content. Stay connected, stay blessed. ❤️
@ZeshanOfficial895
@ZeshanOfficial895 2 месяца назад
Very good information❤❤❤❤
@WAMinhas
@WAMinhas 2 месяца назад
Thank you for your feedback.
@user-iy1fq7iq5j
@user-iy1fq7iq5j 3 месяца назад
بہت خوب !جیتے رہیں
@WAMinhas
@WAMinhas 3 месяца назад
بہت بہت شکریہ حوصلہ افزائی کیلیے۔
@aykyrajput
@aykyrajput Год назад
Detailed, valuable and informative analysis
@WAMinhas
@WAMinhas Год назад
Thank you so much for your valuable comments and feedback 😊
@MYounisSoomro
@MYounisSoomro Год назад
Boht achi Waseem bhai. It was really helpful.
@WAMinhas
@WAMinhas Год назад
It's a pleasure that you liked it. Thank you so much 😊
@sarfarazali7114
@sarfarazali7114 11 месяцев назад
Zbrdast Boss Informative, a complicated topic explained in elegant way
@WAMinhas
@WAMinhas 11 месяцев назад
Thank you so much for your feedback, dear 😊
@Mirza_Waqas
@Mirza_Waqas Год назад
Boht behtreen.. aasaani se smjha diya😊
@WAMinhas
@WAMinhas Год назад
Bht bht shukria.
@sohailasghar1993
@sohailasghar1993 2 года назад
Excited for next video
@WAMinhas
@WAMinhas 2 года назад
Thank you so much for your excitement and patience. Our next video will be uploaded soon inshallah 😊
@360infotainment
@360infotainment 2 года назад
Zbrdast, explained in best way 👍
@WAMinhas
@WAMinhas 2 года назад
❤️ thank you so much
@northerntraveller7132
@northerntraveller7132 Год назад
Excellent and informative video
@WAMinhas
@WAMinhas Год назад
Thank you so much 😊
@kindsshorts2290
@kindsshorts2290 Месяц назад
Sir kindly ya bata dein agr humere pass debit card he or isme achi kahsi amount pahri he already to ussy credit card me. Change kerwa dein jis sy ap. Online pay be ker skte hein apne he paisy hum loan lenge he nhi bilkul bank se salary use kergy only or jo amount usme hein srif wo to is surat me. Kesa he credit card
@atifshamaun5311
@atifshamaun5311 Год назад
Very good video about credit and debit cards.
@WAMinhas
@WAMinhas Год назад
Thank you so much
@ameerhamzo4463
@ameerhamzo4463 Год назад
Best information dear stay blessed
@WAMinhas
@WAMinhas Год назад
Many many thanks dear.
@firaaqezindagi1145
@firaaqezindagi1145 10 месяцев назад
Sir thanku soo for this outstanding video
@WAMinhas
@WAMinhas 10 месяцев назад
I am glad you liked it. Thank you so much for your feedback.
@ghayastahir9037
@ghayastahir9037 Год назад
Very informative. Thanks
@WAMinhas
@WAMinhas Год назад
Thank you so much 😊
@kashifbilal7200
@kashifbilal7200 Год назад
Thanks for such a useful information
@WAMinhas
@WAMinhas Год назад
Glad it was helpful! ❤️
@jamshaidahmad46
@jamshaidahmad46 10 месяцев назад
Sir instalment plans men monthly Qist k braver he bank ko pay karny ya us products ki mukml kemat usi month men deni?
@WAMinhas
@WAMinhas 10 месяцев назад
Jitni monthly instalment hogi utna hi pay krna hoga. Agr instalments krwa li jayen to phir poori qeemat phle mahinay ma nahi pay krni hoti.
@zeeshanmughal3195
@zeeshanmughal3195 2 месяца назад
Informative video
@WAMinhas
@WAMinhas 2 месяца назад
Thank you for your feedback.
@ahmedminhas8732
@ahmedminhas8732 2 года назад
great informative vedio 🔥🔥💯💯👍
@WAMinhas
@WAMinhas 2 года назад
Thank you 😊
@iamhacsan
@iamhacsan Год назад
It's a worth watching video
@WAMinhas
@WAMinhas Год назад
Thank you so much for your feedback dear.
@Varyaaz
@Varyaaz 7 месяцев назад
excellent style of explanation
@WAMinhas
@WAMinhas 7 месяцев назад
Glad you liked it! Thank you 😊
@ghulamqambar-jh5ed
@ghulamqambar-jh5ed 7 месяцев назад
Great video to explain
@WAMinhas
@WAMinhas 7 месяцев назад
Thank you so much dear.
@tayyabimranmahatir
@tayyabimranmahatir 9 месяцев назад
RU-vid payment ky liye konsa bank ka card behtar rehta hai ATM card ya debit card visa ya debit card visa ya debit card prepaid ya MasterCard ya credit card wagaira?
@WAMinhas
@WAMinhas 9 месяцев назад
RU-vid ki payment bank account ma aaye gi. Card ma nahi. Card ap use kr skte hain osay bank se withdraw ya utilise krne k liyay. Master card ya visa card se farq nahi parta. Bank k account open krne k charges dekh kr decision krain account open krne ka.
@HamidKhan-oi7vt
@HamidKhan-oi7vt Год назад
Thank you bahi information deny ke ❤
@WAMinhas
@WAMinhas Год назад
I'm happy to know that you liked it. Thank you so much 😊
@aleempasha6955
@aleempasha6955 8 месяцев назад
Nice 👍
@WAMinhas
@WAMinhas 8 месяцев назад
Thank you
@geehealthnewstv8991
@geehealthnewstv8991 Год назад
Excellent way of guiding .... So Sweat
@WAMinhas
@WAMinhas Год назад
Thank you so much 😊
@Pakgamerz4598
@Pakgamerz4598 6 месяцев назад
Nice sir well explained
@WAMinhas
@WAMinhas 6 месяцев назад
Thank you so much.
@kashifbilal7200
@kashifbilal7200 Год назад
Very informative
@WAMinhas
@WAMinhas Год назад
Glad you think so! Thank you so much
@shahidabbasi9419
@shahidabbasi9419 Год назад
Informative
@WAMinhas
@WAMinhas Год назад
Thank you so much 😊
@user-wf8yi3jq9d
@user-wf8yi3jq9d 7 месяцев назад
Ese kon samjhata ha bhi Very nice person love you Good sir💗💗💗💗💗💗💗💗💗💗
@WAMinhas
@WAMinhas 7 месяцев назад
I am glad you liked it. Thank you for your feedback.
@Taqi-hk
@Taqi-hk 7 месяцев назад
Sir makes more such informative vedios ❤❤❤❤❤
@WAMinhas
@WAMinhas 7 месяцев назад
Yes, I will start making videos again soon, inshaAllah. Thank you for watching
@SyedOwaisAliChishti
@SyedOwaisAliChishti 2 года назад
Nice explanation 👍
@WAMinhas
@WAMinhas 2 года назад
Thank you so much
@SsskhanSsskhan-ms8xr
@SsskhanSsskhan-ms8xr 8 месяцев назад
nice
@WAMinhas
@WAMinhas 8 месяцев назад
Thank you
@craftydoor8724
@craftydoor8724 11 месяцев назад
Valuable information thanks
@WAMinhas
@WAMinhas 11 месяцев назад
I am glad you liked it. Thank you so much
@rehman347
@rehman347 Год назад
Thnaks you sir❤️
@WAMinhas
@WAMinhas Год назад
You are welcome 😊
@tayyabimranmahatir
@tayyabimranmahatir 9 месяцев назад
RU-vid payment ky liye konsa card bnana zayda behtar rehta hai atm card ya debit card ya credit card ya konsa bank card?
@WAMinhas
@WAMinhas 9 месяцев назад
As responded earlier.
@tayyabimranmahatir
@tayyabimranmahatir 9 месяцев назад
@@WAMinhas current account KY liye konsa card behtar rehta hai?
@WAMinhas
@WAMinhas 9 месяцев назад
@@tayyabimranmahatir debit card.
@Randomquizx
@Randomquizx Год назад
Sir , your teaching style is awesome 🎉but tell me that how the next bill which i had to pay would be around 97850 as in your example of (100000) you said?
@WAMinhas
@WAMinhas Год назад
Thank you so much for your kind words, dear. I have calculated this amount on the basis of following assumptions: - minimum payment is 5% of the outstanding amount. - interest is charged at the rate of 3% per month. (In Pakistan, most of the banks charge interest and minimum payment at around the same rates) So outstanding amount i.e 100,000 minus 5% minimum payment i.e 5,000 equals 95,000. Next month, the interest of 3% will be charged at 95,000. 3% of 95,000 = 2,850. And the next month's bill will be equal to previously outstanding, i.e. 95,000 plus interest of 2,850. This adds up to 97,850. I hope this will help you understand the concept.
@tahirbhatti8509
@tahirbhatti8509 5 месяцев назад
@WAMinhas
@WAMinhas 5 месяцев назад
😊
@rajaadilabbasi5174
@rajaadilabbasi5174 Год назад
Very polite man
@WAMinhas
@WAMinhas Год назад
Thank you so much dear 😊
@panjtan_pak786
@panjtan_pak786 Год назад
Ma Sha Allah
@WAMinhas
@WAMinhas Год назад
Thank you so much
@shahidmanzoor6658
@shahidmanzoor6658 7 месяцев назад
Thanks bro
@WAMinhas
@WAMinhas 7 месяцев назад
You are welcome 😊
@muhammadjunaidjunaid4333
@muhammadjunaidjunaid4333 11 месяцев назад
OK sir
@WAMinhas
@WAMinhas 11 месяцев назад
Thank you
@AmeerZahidRizvi
@AmeerZahidRizvi 5 месяцев назад
زبردست
@WAMinhas
@WAMinhas Месяц назад
Thank you so much
@jmmi191
@jmmi191 8 месяцев назад
Nice
@WAMinhas
@WAMinhas 8 месяцев назад
Thank you
@huzaifabhaya
@huzaifabhaya Год назад
Would you please tell me , which microphone 🎙️ you are using to record your videos, the content and voice quality is stunning.
@WAMinhas
@WAMinhas Год назад
Thank you so much for your feedback. I record my video by using a Boya microphone, which is commonly available in the market.
@huzaifabhaya
@huzaifabhaya Год назад
@@WAMinhas welcome & Thanks for your quick response.
@WAMinhas
@WAMinhas Год назад
@@huzaifabhaya you are welcome 😊
@awaisnawab1685
@awaisnawab1685 Год назад
Thanks for helping ❤
@WAMinhas
@WAMinhas Год назад
I am glad it was helpful. Thank you
@falaksher7868
@falaksher7868 Год назад
Well explained!
@WAMinhas
@WAMinhas Год назад
Thank you so much
@faheemakram4749
@faheemakram4749 2 года назад
Bhoat acha vilog tha
@WAMinhas
@WAMinhas 2 года назад
Thank you 😊
@WahidSahilOffacial
@WahidSahilOffacial 8 месяцев назад
Debit Good
@WAMinhas
@WAMinhas 8 месяцев назад
Yes, spend what you own 👍
@faryallmuhyuddin7045
@faryallmuhyuddin7045 Год назад
Thank you
@WAMinhas
@WAMinhas Год назад
You are welcome 😊
@abdullah-syed
@abdullah-syed Год назад
Are we bound to spend certain amount every month on our credit card?
@WAMinhas
@WAMinhas Год назад
No, normally there is no such condition with the majority of cards. However, banks offer incentives to their customers to spend more in the forms of cash back, discounts and reward points.
@BilalKhan-go7wx
@BilalKhan-go7wx Месяц назад
Sir hum ny ghalti sy dibt card ki jaga credit card banya hi aor ab band nhi hota hi to baghair istemal ki koi tex to nhi aiga please reply Sir
@WAMinhas
@WAMinhas Месяц назад
Agr card use nahi krna to close krwa dain. Kuch banks card activate krwanay se phle hi fee charge krna shuru kr dete hain aur agr ap pay nahi krain gy to interest add hota rhe ga. Behter hoga jis bank ka card ha uski website ya helpline se card k charges ki detail maloom kr lain.
@BilalKhan-go7wx
@BilalKhan-go7wx Месяц назад
@@WAMinhas Sir bank ko call kya hi woh bol raha hi ki tumhara card inactive hi riyadh bank hi
@ShahidKhan-46
@ShahidKhan-46 6 месяцев назад
Bhai
@WAMinhas
@WAMinhas 6 месяцев назад
Jee bhai.
@faheemakram4749
@faheemakram4749 2 года назад
Nice app
@WAMinhas
@WAMinhas 2 года назад
😊
@shahzaibandkhokhar
@shahzaibandkhokhar 2 года назад
done
@WAMinhas
@WAMinhas 2 года назад
😊
@shahzaibandkhokhar
@shahzaibandkhokhar 2 года назад
@@WAMinhas bhai hmra ap kr da
@ahmedsabir1181
@ahmedsabir1181 6 месяцев назад
Boycott all brands USA America 🚫 israel products Visa Card ATM ❌ 🏧 mastercard 🚫🌍 Apni country ka use karo halal verify certificate foods Card ATM support online Digital payment system service company please ek video banaen
@WAMinhas
@WAMinhas 5 месяцев назад
Thank you for your feedback dear. I will consider making one video about this.
@mrehan.140
@mrehan.140 11 месяцев назад
Jb tak laalchi zinda hai dukhay bazz bukha nh merta
@WAMinhas
@WAMinhas 11 месяцев назад
Yes, you are right.
@masoodbhalli7313
@masoodbhalli7313 10 месяцев назад
Yur comments relate to irresponsible persons
@WAMinhas
@WAMinhas 10 месяцев назад
Yes, irresponsible in managing finances.
@sohrabali1744
@sohrabali1744 Год назад
Behtren video ❤
@WAMinhas
@WAMinhas Год назад
Bht bht shukria
@rizwanazeemazeem6451
@rizwanazeemazeem6451 Год назад
Very good video about credit and debit cards
@WAMinhas
@WAMinhas Год назад
😊
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