Dave Ramsey called me out for working 2 jobs 

If you don't want me to have a second job, then pay me enough to not need one. End statement.

he literally says "get 3 jobs if you have to to pay off debt" but what he really means is he wants you to suffer and work 16 hour days and hardly eat or sleep and suffer for that time and not do it the smart way...... if your job is done, you don't need to be finding more to do to fill your 8 hours. of course you can get a second or 3rd job

Dave used to be on the cutting edge of personal financial advice, but he has not been able to keep pace with changing work life realities in the last 10 years (or more)....as a business owner, I could care less how many jobs my employees have as long as they are meeting the obligations for which I am paying them. If they can successfully manage more than one gig, more power to them!

Dave is a real estate millionaire. He, and most other institutional investors, HATE work from home because it's been eviscerating their bottom line for almost three years.

The rich guy calling you a thief. What an a-hole he is.

He could call me a thief for working two jobs all day long. I'd just look right back at him and tell him "Don't care Bro."

Also must I add, my best friend who is an Tax audit director at one of a prestigious companies who was earning well over quarter of a million a year, left her job because she wanted to get paid more after the company refused to pay her more for the work she does. anway, she was immediately head hunted for another role who paid her well over what she deserved. the former company reached out to her saying "pls come back work for us etc, we need you" so she said okay i will only on the terms that I still hold my current new job whilst working for you. they had no option but to accept and now shes working both jobs and making killer money every year and GAINING SO MUCH WORK EXPERIENCE UNDER HER BELT!

For all the times Dave Ramsey as told people to pick up extra hours and work multiple, I am shocked he did not burst into flames.

Dave is 100% wrong on this! You were hired and paid to complete your daily tasks for the company. You are not paid for your time! When Accounting completes their tasks for the day and cannot address future tasks, do they walk down to IT and start helping them? No, absolutely not. Its a dumb idea and everyone knows it, but that is what is expected by the company with the mindset of "paying for your time". And second, we have deemed it as a human right for 40 hours to be considered a full work week for the average employee. Anything outside of these hours are meant for the employee to do whatever they damn well please. The company does not get to dictate 100% of my waking time. I completely understand there are exceptions to every rule but even as a lawyer, synonymous with working long hours still has boundaries. That remaining time is still yours to do with.

I don't think many employers think like Dave Ramsey (especially in Tech). My boss is completely for having his employers in the office but he understands that remote work and hybrid work is the popular method these days. He even stated that his expectation isn't for us to work 40 hours but meet all of the deliverables that we've been assigned.

Employer and employee loyalty does not exist in my eyes. Thus the reason I’m a stickler for not blending personal life and work life. If you can’t guarantee I’ll have a job tomorrow, I can’t guarantee devotion to the company. So until then, I have to do what’s best for me 🤷🏽‍♀️

Dave knows what he is doing. One of those employers that tries to “own” employees

"We're supposed to love each other". No, we're not, we're supposed to do a job together. I get love from my partner and my family, I don't need your love. I need for you to pay me for the job I do and to not abuse me.

The workforce found one small win, and rich business owners are pissed.

Dave Ramsey is the Joel Olsteen of financial advice.

When I loose my Job, can't pay my mortgage, my wife starts to nag, can't afford healthcare outside of employment for my kids, I am going to wish I was a thief. I will work 2-3 jobs if I can manage it, save for rainy days, and invest in real estates so that I can retire early. Dave doesn't have financial issues like most of us. He is a guru and is free and is a millionaire. I'll see you after my second shift DAVE!!! -----

I have given everything I have to companies, and almost every time, they have screwed me over.

When I was in my early 20s I also read Dave Ramsey but now his advice is so outdated and I’m now aware of how problematic he is as a boss too

Dave is being a little tongue and cheek here. He knows exactly the reason why he doesn’t like OverEmployed remote workers. The main reason why Employers don’t like you having 2 jobs is it screws up their ability to retain you for long term if you’re not poor and need them. Also your earning a executive salary while being a junior engineer they have no control over you and you can start your own business. Companies purposely want to pay you poor wages to enslave you to them or other jobs so you’ll never gain to their social class. So I laugh when dave is talking about love. I would rebuttal him and ask instead “why do you want to control your worker and pay their flight?” The worker could easily either get paid what their worth for their own flight or either get 2-3 WFH jobs and cover it themselves? The answer clear employers want you under their thumb and control and their mad at the younger generation for not wanting to be enslaved by calling us lazy cause they wasted their time for nothing.

Love doesn't pay bills Dave!

I am 50 and "old" but I whole-heartedly agree with you.

Dave's usage of the word "love" and his religion card in the workplace is absolutely sickening to me. As a religious person myself, I can't think of a worse representation of the community than someone who uses his influence and believes to guilt people into behaving a certain way and being gaslighted into thinking they are acting wrong. It's just a very disingenuous approach to handling differing ways of thinking from others.

Ridiculous to think love is reason enough for someone to not need a second job.

Jake, I think you're trailblazing a new path. Don't doubt yourself, and keep going! Most contracts are designed in favor of the company over the employee, and as long as you keep the companies happy and they get what they want, the problem here is pettiness. And if you're valuable to the company, I wanna see the company that will decide to fire you and lose an invaluable asset.

“He’s kind of an old fart” 😂😂😂

Making sure everyone knows the good deeds seems like a pat on the back to me (maybe it wasn’t a real example but still)…but it’s no different than working a 9-5 and then delivering pizza afterwards…as long as both jobs are done.

I haven’t even finished watching this yet and I’m so angry. I’ve been watching your videos for a while. The idea of an employer being able to tell someone they can’t work more than one job is so infuriating. Especially hearing this from a man with MULTIPLE BUSINESSES. It’s hilarious that he assumes working at home is not actual work when people go into the office and sit on the computer for work just as they do at home. It’s not manual labor. He truly is old and out of touch. I’m glad less and less people have respect for him.

I am an employer, I make tons of money, and occasionally, I help someone when they get cancer so I'm a great guy. And if you try to make your life better and not be my wage slave? We'll then I'll fire you - Dave Ramsey

I stopped listening to Dave years ago.. I just can stand to listen. Most jobs don't take exactly 8 hours to complete. Hello, I'm at work right now... 😂 Sometimes there is NOTHING to do... Am I then stealing when I do other things? Yeah, well unless you sign a contract that says "I will not work another job while working for..." then it's fair game. Stay strong out there during all these tough times.

Working 2 full time jobs should never be the norm though...

If you as a worker are smart enough and work hard enough to complete the tasks of two jobs at one time I am very impressed at your industry and perseverance to pay down your debt

He LITERALLY says to work multiple jobs if you have too, INCLUDING more than one full time job. Just because you're not physically walking into the office doesn't mean you aren't doing the job and being productive for BOTH employers. I love Dave but this was wrong on his part.

Dave seems to do blanket statements at times and this is one of them. You can't put all remote workers in a box and call them robbers. I think for someone like Dave who's networth is in the millions he should spend more efforts on teaching others the secrets to the wealth.

The problem with hiring pragmatic problem solvers is that they’re problem solvers in their personal lives too 😂 if I have debt, the solution is to make more money

Dave doesn’t like people having multiple work from home jobs where they can earn enough to live and save without feeling desperate or burning themselves out because it exposes the real reason people do this --> your main employer doesn’t pay you enough and is trying to get as much out of you as possible while giving you the least they can. Additionally, If you have a second job, you will naturally be less afraid of being fired, demoted, not being able to pay bills etc. and fear is one of the linchpins in an employers playbook to keep you working as hard as they can while underpaying you.

Some companies pay for your body and the physical work you can do, some for your mind and the value your ideas provide and some want your soul . . . those are the ones to avoid!

My personal belief is, that a lot of employers expect 24-hour loyalty for a 9-5 salary, while not being ashamed to ask for 16 hours of work per day.

The key is to find a remote joy that pays like it’s three and fully utilizes your abilities 😎

I’d bet Ramsey has other people working for him on other businesses. So is he doing the same thing by having multiple Bussiness’s?

Back when covid hit and people were laid off and the stimulus checks hit Dave complained that people thought that the money would change their lives...the idiot was upset that people wanted help with their bills in the interim. I lost all respect for him since.

First time I disagree with Dave. If the job arrangement is based on tasks completed not hours invested then go get 10 jobs more power to you.

Most people don't work two jobs for fun.

I’ve worked in large corporations. They have no shame in laying you off via fed ex delivery on a Sunday telling you you don’t need to be in the office on Monday. Meanwhile, employers what employees to give two weeks notice. Loyalty is not reciprocal. Also, jobs or careers can be soul sucking. The people you work with the boss you have the lack of flexibility and time off…if draining physically and emotionally. So, no it’s not an even exchange. If I can get two or five full time remote jobs and keep it as long as possible then that’s my story. It’s neither right nor wrong.

Dave sometimes sounds like the wisest person in the world but sometimes he sound like a lunatic.

Dave is giving me “ we’re a family here “ type boss foolishness. 🙄

It's VERY easy to speak from a position of an employer that is already financially free to say to EMPLOYEES you shouldn't do this when you don't have to worry about being behind in your financial independence, speeding up your monetary goals, and giving up even more of your personal time to hit those goals. It's not about the employer, it's about the employee's needs to do what makes THE MOST sense for their household & financial goals. It's greedy to expect families to give everything (time, energy, and focus) to 1 company, it's absolutely asinine and greedy. Humans are not monolithic, grow up DR lol

I’m an American permanent resident expatriate who teaches in Taiwan (English as a Foreign Language and sometimes Spanish). On the side, I do copyediting, etc., which is, of course, a bit different from your working multiple jobs. Having said that, I don’t get Dave’s beef with what you do. I am of the same generation as Dave Ramsey and I say “more power to you!” If I could figure out how to do the same as a teacher without violating my contracts or breaking rules, I’d do the same.

Dave Ramsey has never been a person I trusted for any reason because when I listen to his mindset it all looks like stuff that keep working harder but not smarter

Dave 'Don't bring political to work!' Also Dave 'Brings up religion in the work place!' 🤔

By not going into the office for 4 years now, here are the stats I've noticed. I actually think it's employers who have been stealing: Time savings - Saved 2hrs/day on travel - Saved 1hr/day on breakfast and lunch - Saved 1hr/day on random added meetings - Saved 30min/day on cowork non work chats Productivity - Far less abrupt context switching while deep in development mode - More control of purposeful meetings - More time actually at or near my computer all hours of the day Money Saving: - Saved $350/month on gas - Saved $200/month on lunch - Saved $50/month on "work clothes"

They don’t care unless you’re working the 2 jobs at the same time. The times can’t overlap, otherwise it breaches potential policies that you agreed to follow, when you signed them. And in those onboarding documents it says that if found in violation the worse thing would be adverse legal action. There are also clauses in these contracts you sign during on boarding that specifically state you are not allowed to delegate your work to 3rd parties. So it really depends on the clauses in the contracts you sign, but if are working 2 jobs and you signed the legal documents with those clauses, then you are in breach of contract. :/ so just be careful people. Might be possible for some but companies are making sure to put these clauses in because people are popularizing over employment so now it’s on their radar.

WHAT ABOUT... An employer hires you. Upon arrival, they give you eight hours of work based on what others complete in their shifts. However, where your coworkers are able to (for example) type 35-45 words per minute, you are 120+ words per minute and you are able to finish your 8 hours work in 3.5 hours. So, you do other things. Your employer finds you and says when you're done with your work you ask for more, but your coworkers struggle to get done in time. WHAT'S THE FAIR SOLUTION?

Yet Dave has no problems with CEO's being on multiple boards. Screw Dave.

100% agree with your sentiment Jake - thanks for sharing this content

Can’t stand that guy. Keep doing you bro

BARF! Him talking about his faith, he uses it as a crutch and it's a total cop out. No employer loves you that much!

A lot of people work two jobs, some people have 4! Why is it an issue, if the irs doesn’t have an issue why should he?

Yes. Employees are burned-out, which is chronic today, which is result of EXPLOITATION OF EMPLOYEE WORK. I actually have no issue with a person working how they want as long as the work they agreed to do gets done. And that's that. Thing is, the Dave Ramsays of the world, are mad because they want to exploit that employer. They want you to be so tied to your job you can't move from one place to another. Including LEAVE THAT JOB DUE TO UNFAIR TREATMENT. Of course they're upset that they are losing CONTROL.

As long as you're not violating contracts and/or NDAs, I don't really see any problem or issue if a remote worker wants to work two jobs. There are many reasons why people are doing this now, but I guess none of them apply to Dave Ramsey. If you can or want to do this, go for it, I say. Just remember to take care of yourself and those you love.

I’m about to get my second remote job 😬 I’m doing it to pay off my credit cards so I can get my finances back on track. I really don’t want to do it but I know this is only temporary and once I get to my goal I’m only going to stay with 1 job.

Some of these bosses/boomers are just FURIOUS that the younger generation is savvy and can do things that they can't control. Saying "work from home" is lazy just tells me they don't even understand remote work. I find it hilarious on them and brilliant on the employee. If you do it, keep your mouth shut and trust no one. Collect your money, and accomplish your goals in silence, you never know who's out there being envious and what they can't pull off themselves.

My job is not gonna sit here and tell me I should feel bad about working doing something else in MY FREE TIME AFTER WORK! I can do whatever the hell I want after I clock out, make money on ebay, strip in the afternoon, hustle on Etsy, sell foot pics…. I do whatever I want in my own free time.

In your case it is a bit different though, your employer knows. I think he is speaking moreso to the people who are being lazy and putting in super minimal effort for 2-3 hours but getting paid for 8 hours without the company knowing

Why would an employer care if you have a second job as long as it doesn’t interfere with your primary job?

Just an opinion, if you are being paid for time - then yes you could be stealing, but if you are paid for your expertise then only the deliverables are what matters. The flip side of this is if you are paid for expertise and you lack in some area and you put in extra time to fill in the gap you are working "overtime" for "free".

Deliverables on time .. No 8 hours required. Some bosses believe they own you, while some others just need the work done. 🤝

The biggest argument that I hear is that “you are salaried therefore your expected to work the occasional night and weekend”. Employers do not care about your time when it benefits them. You will get the same paycheck no matter how many hours you work if you have a salary. But then, when they find out that you have a second job, it’s all “you’re stealing from the company that’s company time you’re dipping your pen in company ink.“ if you ask me, I think that if a company is going to ask for more of your time without extra pay, then you have just as much of a right to get more pay for your extra time.

If I can do a full time job in 1 hr a day through efficiency, I see no reason to not work 8 full time jobs LOL

YOU ARE MY NEW FAVOTRITE RU-vidR. Thank you so much for being this transparent. It makes me feel so much better about my life and inspires me to do better in the ways that I can.

A Senior Software Engineer takes three Junior Software Engineer job and works 3 or less hours for each one. Get paid more than a single Senior job. I have some friends doing this and they actually plan to retire at their mid 40s.

I admire your honestly in sharing this and putting yourself out there. Most owners would not be ok with this approach but if you think your employer was, then so be it

If an employer paying someone to work 40 hours a week, the person should work for the company 40 hours a week. Early in my career I had an entry level job and I found ways to get the work done more efficiently. I asked my boss for additional work but was told to just "look busy". So, I "looked busy" for about 25% of the time in that position. I felt I did my part by asking my boss for more assignments. I ended up getting a promotion with more duties and a much larger compensation package. If an employer learns that an employee is doing all the work required in half the time, it wouldn't be unreasonable for the employer to reassess the position and cut staff in order to save money so maybe the employer is to blame to a degree. If you are being paid an employee by the hour, you are to only work for that employer during that time. That is part of being an employee. Being an employee makes you not subject to self-employment tax and other benefits. Every job I have worked has ALWAYS had in the job description, "Other duties as assigned". If you are working as a contractor then you are likely working more on a project base and paid on a 1099. The company paying you doesn't have as much control over you. You are viewed as self-employed, which comes with certain advantages and disadvantages. Contractors have the ability to work for more than one company. I don't know that I would call you a "thief" but I don't know that your employers would approve what you are doing. It might be interesting for you to ask both HR Departments if what you are doing is OK. See what they say and post it. Maybe HR is impressed enough to offer you a nice promotion where you are working for one company and making much more than working for two? You won't lose any sleep over my opinion but I tend to agree with Dave on this one.

The problem is you are not sure you can pull it off until you actually try it. In the event that two jobs is too much for you, then you would have spent X number of months being trained and doing a sub par job at both jobs, in which case both jobs are losing money and productivity.

If people can have more than 1 business at a time, you can clearly have more than 1 job simultaneously. Being a business owner of multiple businesses is still a job.

I run a startup and was paying a guy $60,000 a year. He refused to come into the office. Wanted to make him a partner, but he wanted equity in something that I was building over the course of a decade and had to train him from the ground up. He worked other jobs and I got smoked pretty hard by trying to be cool. I honestly gave him everything.

I’m a mature worker with 40 years of work experience including military reserve and 20 years of management. I was passed over for a promotion that required at least 3 years management experience in favor of a bright 25 year old with no management experience. Two weeks ago I had a cold with a wicked cough. My office mate has two young kids and she was helping her sister who was just arriving home from a c-section birth. I asked if I could work remotely for a day or two to protect her. Nope. “I prefer that you work in the office.” Yikes. I came in with a mask and used the cubicle of someone else who was out. I love on-site work but I’m thinking…

You were correct in almost every point, we want the most pay for the least amount of work

You're getting pay for completing employer tasks in timely manner which I assume you did (otherwise you would have been fired). So the fact that you got pay for your experience and specialty is much better than being pay by hour. It good for both parties, that's not cheating, that just work smarter not harder.

This not love. This is obsessive and possessive behavior. It is manipulative. I can love someone but there is no obligation that they love back. If I really care about my employee I would either pay him/her more or let Him/her do his/her thing and I'll support the choice of my employee. They are free people, who am I to enslave them?

To call you a thief is wrong. The person calling you a thief is usually one themselves.

Employers aren't just paying you for the output, they're paying you for that time. So, yes, I can see why they'd be upset that you're working another job on their time. That's why they want workers to come back to the office. They can keep a better eye on what's going on.

i'm a truck driver and alot of trucking companies do this to us. we work 60, or 70 hours a week most of the time no paid overtime. but we are unfortunately paid by the mile and not by the hour. but when they do pay us by the hour its low pay for alot of hours and BS driving 9-10 hours a day maybe.

As a man who is working 3 jobs. One of my jobs are working from home . Meanwhile the other two I have to go to the location. I'm exhausted, tired, sleep deprived unless it's an easy day. I feel most people don't understand why we work so hard, sometimes it's because of all the debts we have, some just to save money and other well just do it to survive. Me I'm doing just trying to survive I commend you for being able to do what you need to do fuck what Dave says.

I get Dave R.'s side. If you're getting paid by one employer for that time. And, during that time, you're also working for someone else - that's taking time from your first employer.

honestly this is a tough one - the video states multiple times 2 or 3 “full time” remote jobs, as much as i like or dislike the way employment contracts are based on, most full time jobs are hour/week based and possible contain a bonus for outcome / achievements. so there is usually no question as to what the company expects from me it should all be in the contract, if it’s 40/week including some vacation and sick days, then this is what needs to be worked. 2 of those jobs would require as per contract 80 hours/week consistently. So unless it’s not a result driven contract like contractors are working who do not have vacation or sick leave days, it is a breach of contract not offering the work you’re supposed to do. the intention is simply to work and deliver as much and as best as you can within this timeframe, working less means you deliver less than you could have. I work freelance on the side outside of my contractual 40 hours per week and avoid mentioning it simply because I believe it will be very easy to always suspect me to not to my best job and be distracted, even though i strictly separate one from the other…from employer’s perspective it is easy to think the freelance work will get the better part of me …

That's why I hate hourly wages. You pay for the results or the product, not for the time it takes to get those results or make the product. Employers understand this when it comes to selling to customers, but somehow can't figure this out when it comes to paying employees.

I worked at home as a doctor treating COVID patients. Each patient was called and there was a clear paper trail of who we saw. It was amazing and safe in many ways but the IT glitches were an absolute grind

I think it depends on whether you are getting paid per hour or paid per job. Corporate America has contracts hourly wage people that you sign when you get hired...it's some kind of a law (exchange wages for hourly work or something like that). Paid by the job, you betcha! Go for it! I suppose it's up to the employer on whether they want to pursue it (the laws). Dave Ramsey is a corporation that has a different mindset than your normal corporate America. He treats his employees well as most corporate America jobs don't. If Dave Ramsey's employees don't like it, they can leave, but they don't.

I mean if the economy and the job market are that bad that folk have to work 2 jobs (remote or otherwise) then that means to tell me that America is having some serious financial issues. One source of income (one job) should be enough to sustain you and your potential wife and children. You do you, if you can manage two remote jobs like that, more power to you. I really do not care much for Dave Ramsey or his type in general. He is not even giving people that good of "advice". Listen to Peter Schiff if you want excellent advice on not only the economy/Wall St but finances in general.

I used to listen to Dave like 10 years ago, can’t stand him anymore. That generation can’t comprehend working from home and being able to be more productive. They want you in the office wasting time but under their roof. He’s so self righteous!

I hate he thinks it’s stealing. If your completing your tasks, how are you stealing at all?

Okay, it depends. Salaried employees (not hourly) can still be held to specific assigned work hours by law and may be forbidden to work for others during those work hours, but it must so be stated. They may also require that you not leave your home during that time as part of the contract. It really all depends on what is in the contract AND who your employer is.

We do better arguing specific points vs. insulting the adversary.

Dang I didn’t know 2 jobs was a crime

The problem is, especially in High Tech, is that when you are an FTE the companies work you like a dog (60+hours a week) they don't pay you for that OT. So in essence they are stealing from you. If you get your work done on time and it's right, then any extra time is yours. If you fill it with another job, then fine.

NO, YOU ARE NOT A THEIF....EITHER SALARIES SHOULD BE DOUBLE OR RENTS SHOULD BE HALF. THAT ISNOT GOING TO HAPPEN...IF A MAN WORKS A 2 MINIMUM WAGE JOBS, THEN HE CAN AFFORD HIS RENT. COMPANIES PAY POLITICIAN SO THEY DONOT HAVE TO PAY HARD WORKING PEOPLE.

I love watching Dave Ramsey but if the work gets done then it's not a problem. Loyalty to a company is dumb.

Point 1. I work harder with 2 jobs because, like you said, I have to work hard at both to keep them happy. Point 2. As everyone else said, if output meets or exceeds standards what's is the issue?

I know it hurts, but he means working 60-80 hours a week on three jobs. He didn't mean double dip. It's dishonest, and unless the company approves, it's not right. Congrats on getting out of debt.

In one company I am doing 3 jobs with one salary and they have no problem with me basically being a slave for them but got up set when they found out I freelance, dont forget when you work for a company your building wealth for others