Тёмный

Dave Ramsey Reacts To My $25 Million Dollar Investment 

Graham Stephan
Подписаться 4,7 млн
Просмотров 2,3 млн
50% 1

Today we meet with Dave Ramsey to discuss investing, debt, building wealth, and credit cards - Enjoy! Add me on Instagram: GPStephan | Follow Dave Ramsey Here: / theramseyshowepisodes
GET YOUR FREE STOCK WORTH UP TO $1000 ON PUBLIC & READ MY THOUGHTS ON THE MARKET - USE CODE GRAHAM: www.public.com/graham
NEW BANKROLL COFFEE NOW FOR SALE: www.bankrollcoffee.com
GET MY WEEKLY EMAIL MARKET RECAP NEWSLETTER: grahamstephan.com/newsletter
The RU-vid Creator Academy:
Learn EXACTLY how to get your first 1000 subscribers on RU-vid, rank videos on the front page of searches, grow your following, and turn that into another income source: the-real-estate-agent-academy... - $100 OFF WITH CODE 100OFF
My ENTIRE Camera and Recording Equipment:
www.amazon.com/shop/grahamste...
For business or one-on-one real estate investing/real estate agent consulting inquiries, you can reach me at GrahamStephanBusiness@gmail.com
*Some of the links and other products that appear on this video are from companies which Graham Stephan will earn an affiliate commission or referral bonus. Graham Stephan is part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. This is not investment advice. Public Offer valid for U.S. residents 18+ and subject to account approval. There may be other fees associated with trading. See Public.com/disclosures/

Опубликовано:

 

17 май 2024

Поделиться:

Ссылка:

Скачать:

Готовим ссылку...

Добавить в:

Мой плейлист
Посмотреть позже
Комментарии : 2,9 тыс.   
@GrahamStephan
@GrahamStephan Год назад
REMINDER: Make sure to subscribe, because I have a full 1.5 hour long podcast posting this weekend with Dave Ramsey and George Kamel: ru-vid.com
@GrahamStephan
@GrahamStephan Год назад
I also have a second video going over Dave's portfolio - it's insane. You won't want to miss it.
@DavidRosemon
@DavidRosemon Год назад
Listen to Dave! Invest in more Real Estate Graham it makes for amazing content and you’re incredibly good at it. Much love from a longtime supporter
@nicholasmartinez6043
@nicholasmartinez6043 Год назад
Dude huge props for getting Dave to chat the way you did. I don’t think I’ve ever seen “real Dave” this way before
@ProCoderIO
@ProCoderIO Год назад
What???? Can't wait!!!
@jacobhuelsman8447
@jacobhuelsman8447 Год назад
@@GrahamStephan 2 v
@MickyGlover
@MickyGlover 9 дней назад
As an lnvesting enthusiast, I often wonder how top level investors are able to become millionaires off investing. . I’ve been sitting on over $545K equity from a home sale and I’m not sure where to go from here, is it a good time to buy into stocks or do I wait for another opportunity?.
@GaryNicka
@GaryNicka 9 дней назад
Well as you know bigger risk, bigger results, but such impeccable high-value trades are often carried out by pros.
@kurtKking
@kurtKking 9 дней назад
People dismiss the importance of advisors until they are burned by their own emotions. I remember a couple of summers ago, following my lengthy divorce, I needed a good boost to assist my business stay alive, so I looked for qualified consultants and came across someone with the highest qualifications. She has helped me raise my reserve from $275k to $850k, despite inflation.
@donovantobs
@donovantobs 9 дней назад
How can I participate in this? I sincerely aspire to establish a secure financial future and am eager to participate. Who is the driving force behind your success?.
@kurtKking
@kurtKking 9 дней назад
Actually its a Lady. Yes my go to person is a ‘MICHELE KATHERINE SINGH '. So easy and compassionate Lady. You should take a look at her work
@donovantobs
@donovantobs 9 дней назад
Thank you for this amazing tip. I just looked the name up and wrote her up, to schedule a call. many thanks
@AndreiJikh
@AndreiJikh Год назад
Never meet your heroes: unless it’s Dave Ramsey
@GrahamStephan
@GrahamStephan Год назад
Dave Ramsey is allowed
@kvmairforce
@kvmairforce Год назад
I met myself and it was everything I ever imagined.
@nathanlevin_
@nathanlevin_ Год назад
Andrei Jikh 26 minutes late to the party!!! Haha 🤪🎉
@_baller
@_baller Год назад
Who has Ramsey as his hero
@beluga101
@beluga101 Год назад
Or u
@MablePauls
@MablePauls 5 дней назад
I think investors should always put their cash to work, especially In 2024, we'll start to see more market diversification. I'm hoping to invest about $350k of my savings in stocks against next year. Hope to make millions in 2024
@SirBenjamin-oq1wd
@SirBenjamin-oq1wd 5 дней назад
Since risk is at an all-time high right now, perhaps you should be a little more patient and return when it has decreased. Alternatively, you can consult a trained financial expert for strategy.
@Elizabeth-mh2dj
@Elizabeth-mh2dj 5 дней назад
Yes true, I have been in touch with a brokerage Advisor. With an initial starting reserve of $80k, my advisor chooses the entry and exit commands for my portfolio, which has grown to approximately $550k.
@Stephine-un5zs
@Stephine-un5zs 5 дней назад
I’ve been looking to switch to an advisor for a while now. Any help pointing me to who your advisor is?
@Elizabeth-mh2dj
@Elizabeth-mh2dj 5 дней назад
Angela Lynn Shilling is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
@Stephine-un5zs
@Stephine-un5zs 5 дней назад
I searched for her full name online, found her page, and sent an email to schedule a meeting. Hopefully, she responds soon. Thank you
@NicholasBall130
@NicholasBall130 Месяц назад
I’ve been diligently working, saving and contributing towards financial freedom and early retirement, but the economy so far since the pandemic has eaten away most of my portfolio, what I want to know is this: Do I keep contributing to my portfolio in these unstable markets or do I look into alternative sectors.
@StocksWolf752
@StocksWolf752 Месяц назад
Just try to diversify your portfolio to other market sectors, that way your investment is balanced and you don’t get to make so much losses.
@EleanorBaker474
@EleanorBaker474 Месяц назад
The enduring US stock market bull run evokes a mix of fear and excitement, presenting opportunities with insight, resulting in $780k gains in the past ten months, utilizing a portfolio advisor for a well-defined strategy.
@StacieBMui
@StacieBMui Месяц назад
My portfolio has been in the gutter for the entire year, so I started researching new ways to profit in the market, but everything I tried just seemed to miss the mark. Please let us know the name of your financial advisor.
@EleanorBaker474
@EleanorBaker474 Месяц назад
Credits goes to " Sonya lee Mitchell" one of the finest portfolio managers in the field. She's widely recognized; you should take a look at her work.
@crystalcassandra5597
@crystalcassandra5597 29 дней назад
I searched her up, and I have sent her an email. I hope she gets back to me soon. Thank you
@HooviesGarage
@HooviesGarage Год назад
I would probably give Dave Ramsey a stroke if I showed up in his studio with my Portfolio on an iPad.
@Thunderbison
@Thunderbison Год назад
That would be great entertainment though!
@CleanGroutNW
@CleanGroutNW Год назад
Dave Loves cars too though so he might not freak out as much as you think
@joelwillems4081
@joelwillems4081 Год назад
Mine would probably be closer to the every day people that he yells at. Except I'm not in debt to my eyeballs.
@UnibrowBandit
@UnibrowBandit Год назад
Hoovie commenting on a video of Graham Stephan talking to Dave Ramsey is like running into my best friend, coworker and dad having lunch without me being invited.
@tybarker5038
@tybarker5038 Год назад
“All it’s done this year is go down!”
@BeginningProgrammer
@BeginningProgrammer Год назад
it's awesome that Dave Ramsey can have that conversation with your and still give you accolades on your ways even if you don't do it the way he would. Much respect to both of you.
@RuslanKD
@RuslanKD Год назад
Former FPU host. This is the most sensible I’ve ever heard Dave Ramsey in my life. Love that you guys had this convo.
@samuelgarcialopez6647
@samuelgarcialopez6647 Год назад
Ruslan!
@VGFightSchool
@VGFightSchool Год назад
He’s always been sensible, it’s just that head been dealing with a lot of senseless financial decisions people make daily so it’s hard to have him talk on this level frequently.
@simplyafederalist
@simplyafederalist Год назад
Usually his detail investment advise is bad. That has always been my biggest problem with him. However this was great advice. So I have revised my opinion. I think he just gives horrible advice on tax planning and stock investments. His real estate and concentrating on what you are good at is great investment advice.
@BradColemanisHere
@BradColemanisHere Год назад
@@VGFightSchool Yep, I second this. This is the Dave Ramsey who speaks to people who understand finances. The Dave Ramsey that makes the news is the one speaking to people trying to get a 7% mortgage on a trailer home co-signed by their mom.
@WPFD451
@WPFD451 3 месяца назад
FPU, including the baby steps, is for people with an infantile understanding of budgeting and finance. I'm not saying that to be mean; we've all been there. It is just a matter of what stage you begin to learn. Some people will never graduate beyond the baby steps, and that is totally fine as long as it facilitates the mitigation of financial risk and helps accomplish long-term goals. Dave is a smart guy; he develops and markets this material to a certain audience. For the most part, he hits that target and provides a valuable service for the market he targets.
@sherry_smith_penson
@sherry_smith_penson Год назад
Yes stocks are pretty unstable at the moment, but if you do the right math, you should be just fine. Bloomberg and other finance media have been recording cases of folks gaining over 250k just in a matter of weeks/couple months, so I think there are alot of wealth transfer in this downtime if you know where to look.
@angelicaaquino4109
@angelicaaquino4109 Год назад
Since the crash, I've been in the red. I’m playing the long term game, so I'm not too worried but Jim Cramer mentioned there are still a lot of great opportunities, though stocks has been down a lot. I also heard news of a guy that made $250k from about $110k since the crash and I would really look to know how to go about this.
@martingiavarini
@martingiavarini Год назад
There are actually a lot of ways to make high yields in a crisis, but such trades are best done under the supervision of Financial advisor.
@angelicaaquino4109
@angelicaaquino4109 Год назад
@Dan Brooks Impressive can you share more info?
@angelicaaquino4109
@angelicaaquino4109 Год назад
@Dan Brooks She appears to be well-educated and well-read. I ran a Google search on her name and came across her website; thank you for sharing.
@100moviemarathon
@100moviemarathon Год назад
Congrats Graham! I’m sure this was a huge personal moment for you collabing with Dave. Well deserved man! Keep it rolling!
@GrahamStephan
@GrahamStephan Год назад
Thanks a ton!
@davidfunvideos
@davidfunvideos Год назад
@@GrahamStephan Nice to see your collab with Dave Ramsey. What was it like meeting him and his staff?
@matto6019
@matto6019 3 месяца назад
@@davidfunvideosyou are not worthy of Graham’s response!
@Erickruiz562
@Erickruiz562 2 месяца назад
Buying a stock is easy, but buying the right stock without a time-tested strategy is incredibly hard. Hence what are the best stocks to buy now or put on a watchlist? I’ve been trying to grow my portfolio of $560K for sometime now, my major challenge is not knowing the best entry and exit strategie;s ... I would greatly appreciate any suggestions.
@AaronZak-js
@AaronZak-js 2 месяца назад
It comes down to technique; a downtrend gives you room to focus on the market and grow significantly in the short or long term. While it is easier to make money when the market is rising, a downtrend can still yield high returns if you have the necessary knowledge and skills. For this reason, I have been scaling up during this difficult period by working with an investment advisor; this has been the only way I have raised up to $150K in the last six months.
@AaronZak-js
@AaronZak-js 2 месяца назад
@@LarryE.Zamora I work with Alicia Ann Jordan, a licensed fiduciary. Simply look up the name. The information you need to work with a letter to schedule an appointment would be included.
@LenaSchweizer-ff8xy
@LenaSchweizer-ff8xy 2 месяца назад
Thank you for this tip. it was easy to find your coach. Did my due diligence on her before scheduling a phone call with her. She seems proficient considering her résumé.
@andreapayneconnally390
@andreapayneconnally390 Месяц назад
hire someone else to do it. seriously. They'll charge you a fee but they already know the risk assessment and exit strategies that are time tested. They'll more than make up the difference in fees. Or just invest in the Vanguard or something similar. Spread it out and just set it and forget it.
@chloeclingerman9883
@chloeclingerman9883 Месяц назад
My suggestion is don’t take suggestions from the RU-vid comments. Not bc there aren’t knowledgeable people on here who can give great advice - but bc you know nothing about them. Could be a successful multi-millionaire, could be a broke keyboard warrior.
@kaitlynprudhom5888
@kaitlynprudhom5888 Год назад
I saw this and about cried with how kind and gentle Dave is. He has such a kind heart but he is a rock because he knows his ways works for the every day person. This is absolutely fantastic and I wish I had seen it sooner.
@stephenparsons6011
@stephenparsons6011 8 месяцев назад
Dave would have treated this person much differently on the phone.
@djlowtek
@djlowtek Месяц назад
@@stephenparsons6011 100% he would have ripped them apart. This is all just PR face for Dave here.
@SkateBox
@SkateBox Год назад
Possibly the greatest collab in finance youtube history
@GrahamStephan
@GrahamStephan Год назад
ah thanks!
@somecallmetim46
@somecallmetim46 Год назад
And IMMMMM here for it yall
@bondjames-bond7664
@bondjames-bond7664 Год назад
@@GrahamStephan you shud interview mr money moustache .... I am from india .... Ive been following his blog from 2016 ... I also read Early retirement Extreme from past 5 -6 years n the irony here is that I'm still broke 😜😜😜😜😜
@fractalclues
@fractalclues Год назад
Wow! You’ve managed to impress Dave Ramsey. Not an easy feat, my friend. Good job 👍🏾
@GrahamStephan
@GrahamStephan Год назад
ha thanks!!
@watertommyz
@watertommyz Год назад
Gross. Cult like religious leader, who treats his employees like crap.
@TheNativeTwo
@TheNativeTwo Год назад
@@GrahamStephan Dave Ramsey did say one thing wrong... "there are no secrets of the rich." Actually there is one. It's the one and only thing you need to be rich and it's in all books or lists of secrets of the rich... Often called "live below your means." The only way to get rich is by reducing your spending on consumer goods and increasing your spending (investing) on capital goods. You have to reduce your lifestyle and not live paycheck to paycheck. There's an economic proof for this. It's called the production possibilities frontier. So think of yourself as an economy. To grow your personal economy you have to increase your ppf.
@brianwhitehawker1756
@brianwhitehawker1756 Год назад
Quite sad what's happening in the market. Although, even the worst recessions offer wonderful buying opportunities in the markets if you're cautious. Volatility can also result in excellent short-term buy and sell opportunities. The market circumstances are driving me insane, my portfolio has lost almost $13K this month alone, my earnings are tanking. I'd appreciate some financial advice from anyone who knows more going forward.
@codeblue11
@codeblue11 Год назад
The same high-yield potential exists in both bullish and bearish situations; what matters is how information and technique are used. Not neglecting professional advice.
@ervinmurray1253
@ervinmurray1253 Год назад
@@carlocase8027 There's a decline in my portfolio. lost over 12 thousand this week alone. Can you link me up with your handler?
@dominantnat9624
@dominantnat9624 Год назад
Thanks for the tip Carlo, I merely looked her up on Google and was highly impressed by her credentials; I just booked a call session with her.
@NopeNope78
@NopeNope78 Год назад
@@dominantnat9624 this fakes conversations are hilarious
@DNaupari
@DNaupari Год назад
@@NopeNope78 worse actors than Pauly Shore.
@randomprojects9103
@randomprojects9103 Год назад
This is probably my favorite video you've made in a long time. You both have been very influential in my life.
@GrahamStephan
@GrahamStephan Год назад
It really was - and even better, I have another video with him posting next week! Making it a slightly longer version, seems like people want more!
@2005Pilot
@2005Pilot Год назад
@@GrahamStephan Absolutely!!
@livinwiththeedges8283
@livinwiththeedges8283 Год назад
This video was great! I thought it was click baiting from Gharam but so happy I watched.
@mhypark
@mhypark Год назад
Graham will you be on his channel as well?
@dilhack2682
@dilhack2682 Год назад
@@mhypark he already was a few days ago.
@lukescapee1234
@lukescapee1234 Год назад
This is insane you got to do something like this together. Collab I’ve been dreaming of.
@GrahamStephan
@GrahamStephan Год назад
Absolutely!
@networth00
@networth00 Год назад
@@bannertraveller5879 We grew up in different times. Credit cards are for suckers.
@networth00
@networth00 Год назад
@@bannertraveller5879 How many hours did you put into that mess? People with money don't worry about $800.
@networth00
@networth00 Год назад
@@bannertraveller5879 I'm worth several mill and don't care about $800. Bye.
@networth00
@networth00 Год назад
@@bannertraveller5879 I'll send you $10 since you think it's a lot of money. What's your venmo?
@groachslayer
@groachslayer Год назад
Graham, it was very kind of Dave to do this video with you! These kinds of collaborative/discussion style videos rock. Really great to hear Dave's perspective, always been curious, and not surprised by his overall assessment.
@mariee.5912
@mariee.5912 Год назад
They have respectfully criticize each other for years. Both with different experiences about debt, both successful and both sticking with their principles. I love this collab.
@canadianslivingdebtfree6120
YES! Respect even among disagreement! What a shocker in this world today! :) Love it!
@mbrasseau
@mbrasseau Год назад
First time I have ever seen DR this way. It was really nice!
@MrJimmy3459
@MrJimmy3459 Год назад
True, but Dave is on his way to being a billionaire
@JafacaksWasTaken
@JafacaksWasTaken 3 месяца назад
@@MrJimmy3459 not even close
@KingKobra49
@KingKobra49 Год назад
Motivation of the day; Never take criticism from someone you wouldn't go to for advice. -Morgan Freeman. You got this keep going !❤️‍🔥
@GrahamStephan
@GrahamStephan Год назад
I appreciate that!
@ImStuckInStockton
@ImStuckInStockton Год назад
That's terrible. People that hate you are often quickest to point out your mistakes. Good advice can come from anywhere.
@daxisperry7644
@daxisperry7644 Год назад
The fact that he's got 3/4 of his debt covered in cash and has a ton of investments that he could liquidate really fast, is probably what made Dave so comfortable with that debt. It is Wild to see how much money/assets Graham has! Good for him.
@free-qe6wx
@free-qe6wx Год назад
LOL, that's because its all BS. People are so incredibly gullible these days. I bought my house for $250k, but now its worth $18T. All I owe is a $20T mortgage on it. I'm a genius! LMAO. Seriously, though, the only thing this guy owns is debt. Seen this a million times.
@StTimmy
@StTimmy Год назад
@@free-qe6wx how's it BS?
@ryankeels4661
@ryankeels4661 Год назад
It's because he makes so much from his RU-vid (Over 100K per month)... so he's been able to roll it all into the properties... he tells you about real-estate, gets 5x his real-estate money from RU-vid, rolls it into his portfolio, then tells you about his new portfolio and looks like a real estate genius lol
@VersanGetryx
@VersanGetryx Год назад
@@free-qe6wx It's BS if you think real estate appraisals and valuations are BS - do you think his properties are not appraising for what he's noting here? Look at similar-sized lots in Vegas? Or is your point that he is pyramid-scheming his properties with all the cash-out refinances?
@amorton94
@amorton94 Год назад
@@free-qe6wx You understand those are all renovated properties, right? Bought for little, fixed and renovated, sold for top dollar, or rather appraised and rented out at this point. It's only BS if you're ignorant. The housing market has been absolutely ridiculous the last few years. There's always the haters that think absolutely everything is fake. 😂
@jhamby8773
@jhamby8773 Год назад
I really like both of you guys. You’re both mature, smart financial minds, and this was a fantastic meeting of those minds. This could be a seriously successful series.
@TheMoneysMaster2
@TheMoneysMaster2 Год назад
Ramsey scammer
@TheMoneysMaster2
@TheMoneysMaster2 Год назад
Dave Ramsey is not mature I'm older than you - I'm Dave Ramsey
@jennycarrier
@jennycarrier Год назад
realy!1 o yes..2 type of roooling bissness man..sucesful!
@Basta11
@Basta11 Год назад
I’m pleasantly surprised at Dave’s diplomatic way of speaking. He comes across as preachy in his show but he really knows how to talk to a person who potentially has an opposing view and just calmly speak his mind without being disagreeable.
@cellsheet
@cellsheet Год назад
I was kinda shocked tbh at it, amazing vid tho
@DarinPirkey
@DarinPirkey Год назад
His show is catered to people who can't control themselves. Specifically they can't control themselves with accumulating consumer debt.. When he gets in the room with someone who understands what's going on, this is who is usually is.
@zacharyspear
@zacharyspear Год назад
Yea this was great
@goldenremnant2610
@goldenremnant2610 Год назад
Dave’s target audience is people who are financially immature. This young man is not financially immature.
@mbrasseau
@mbrasseau Год назад
@@DarinPirkey He might "think" that is his audience... but those people won't be reached by ugliness. His actual audience are people who are just as ugly-minded as him... so they can have nasty attitudes about "others". If he carried the attitude he had in this video ALL the time, he'd actually reach the people he claims he wants to reach... but his viewership would go down.
@cjmixer99
@cjmixer99 Год назад
You know you’re doing something right when Dave Ramsey doesn’t criticize you. Amazing opportunity Graham, and congrats on all your hard work. Really awesome to see this. Cheers
@alrbredwall
@alrbredwall Год назад
Did you watch the same video? Everytime he says "I personally wouldn't do anything like that" is him essentially saying that is not a great decision.
@cjmixer99
@cjmixer99 Год назад
@@alrbredwall - Good point. However Dave offered Graham lots of praise for his achievements, and seemed to have respect for his hard work. Then again, Graham isn’t the typical guest on the show that’s in heavy debt. So this is more of a mentorship chat, which is pretty cool to see. Very different exchange from the common “tough love” were used to hearing from Dave.
@MrTaylorfenoglio
@MrTaylorfenoglio Год назад
He most definitely criticized 😂
@TheBrazilRules
@TheBrazilRules Год назад
Pretty much the only criticism was he not being diversified. And he must rush since we are probably gonna see the real estate market crashing soon
@alrbredwall
@alrbredwall Год назад
@@TheBrazilRules he also mentioned that with all of the leverage against him he should have more cash to protect himself if he isn't going to pay off the debt all at once
@scottkendrick4544
@scottkendrick4544 Год назад
What a wonderful conversation! That is the Dave Ramsey that people love. You guys were talking like best buddies.
@m.walter8067
@m.walter8067 Год назад
I love your rapport with Dave ! Also your guest appearance with Dave and George. Great chemistry and wisdom to impart ! Tysm
@jonnyfortin
@jonnyfortin Год назад
I'm so glad you guys did a segment together. I've been watching you guys for years.
@fijicivic24
@fijicivic24 Год назад
Graham I appreciate you always being consistent through the years. Finance RU-vidrs dropping like flies.
@GrahamStephan
@GrahamStephan Год назад
I just love making videos!
@tyh3120
@tyh3120 Год назад
@@GrahamStephan This is not a normal financial crisis, but the change of the civilization. Meta in Hebrew = death
@morganbeckwith2156
@morganbeckwith2156 Год назад
@@GrahamStephan & money!
@lionheart93
@lionheart93 Год назад
they should because many are creating false expectations
@travisfosterart
@travisfosterart Год назад
@@GrahamStephan We appreciate your drive, tenacity, and perseverance. Your content keeps us coming back for more. We are grateful.
@MateoHall
@MateoHall Год назад
Anyone else catch Dave casually dropping the fact that he has $600M in real estate? I must’ve heard that wrong
@GrahamStephan
@GrahamStephan Год назад
Oh stay tuned...there's a PART 2 where I react to HIS portfolio ;)
@AndrewChedid
@AndrewChedid Год назад
@@GrahamStephan Ooo will do!
@caseyporter499
@caseyporter499 Год назад
He also has a 100 percent stake in a company with 1200 employees, his own lol. I would say easily he’s a billionaire just based on that
@matildajones6175
@matildajones6175 Год назад
My ears really perked up when I heard Dave said "paid for"
@cubemaster1987
@cubemaster1987 Год назад
When you Google his net worth they say $200 million, so something doesn’t add up
@DrBeauHightower
@DrBeauHightower Год назад
This was fantastic
@owenparadis7766
@owenparadis7766 Год назад
This is almost a discussion between two financial guys from two different parts of their lives. Really good episode! Like they say, the young guy knows the rules, the old guy knows the exceptions!
@changeforthebetter8369
@changeforthebetter8369 Год назад
Smart statement! Definitely taking this down.
@seth_godwin
@seth_godwin Год назад
This was actually incredibly refreshing to watch. It’s nice to see Dave look at and accept debt from a logical standpoint while still holding true to his beliefs around it. I never thought I’d see the day that Dave accept someone having debt as part of a risk balanced portfolio
@itschrisbowman
@itschrisbowman Год назад
Right? Totally agree, Seth. 👍
@clarifyingquestions
@clarifyingquestions Год назад
He always has - people dont understand or actually listen. DR is saying that the baby steps are the fastest and SUREST way to build wealth. He has never said it is the ONLY way. It is his way and if people call and ask for advice this is the response you will always get 1-7.
@kennylaysh2776
@kennylaysh2776 Год назад
This is how my financial advisor has always been - if the debt is affordable and low enough interest, he always recommends investing for a higher return, and letting the debt slowly work off instead of lump-sum paying it off. Like a house loan, which is usually lower % than what you can make investing $100k+
@howitzercannon2713
@howitzercannon2713 Год назад
There is a difference between Graham having debt as part of his business and using it logically/mathematically while making money on the properties vs a couple living in house with two jobs and overbuying something they aren’t using to make money on but to live in… totally different types of debts. Not you specifically but I have seen many peoples’ criticisms about his anti debt and baby step philosophy as too hard core but that’s the only way for the average non business minded person to really do well. KISS. Keep it simple stupid. He is also not wrong, paying off the debt would just eliminate all risk for graham and let him continue to build cash with no debt to become his “own bank” for the next property. As Dave said, he didn’t make his money leveraging rates but rather finding and making good deals.
@alrbredwall
@alrbredwall Год назад
He doesn't accept it. He just understand he isn't going to convince this guy otherwise.
@tommywardmusic
@tommywardmusic Год назад
It’s amazing to see you two come together for this. I’ve watched you both religiously for the last number of years. What an incredible moment. Congrats Graham.
@GrahamStephan
@GrahamStephan Год назад
thanks!!
@DavidDiMuzio
@DavidDiMuzio Год назад
Great advice, I love the “Be you” advice especially. True that!
@samuelacuna6053
@samuelacuna6053 Год назад
The conversation that I was waiting for!!! Thanks Graham, it went beyond what I was expecting. Keep it up man!!!
@lawsadvice3736
@lawsadvice3736 Год назад
Omfg! LibertonCorp turned out to be a bloody smart move. I love love love this. I’m the wrong side of 40 so I’m taking this all on board IMMEDIATELY- thank you! Even if I run out of time my kids will benefit from this incredible education. Thankyou thankyou thankyou!!
@chrisgoncalves9405
@chrisgoncalves9405 Год назад
This was a dream come true watching the two of you guys working together ! Awesome videos and I hope you guys work more together !
@codygalea137
@codygalea137 Год назад
Thank you Graham! Have been waiting years for this. You got me started on this journey back in 2017. I watched you make a Dave Ramsey video then I started watching Dave Ramsey. So proud of you as well as I know you would of been itching for this. Next time I hope it’s on iced coffee hour.
@GrahamStephan
@GrahamStephan Год назад
So happy to help, man!! Thanks so much! We have a podcast posting maybe tomorrow or Sunday!
@champhallier8468
@champhallier8468 Год назад
With the media, its usually sad news. Nonetheless, this administration has strung us all up. Ab Initio, dividends are what got me into investing in the stock market. The thing to me is, if you invest and have other income outside of dividends then you will be able to live off dividends without selling. Which means you can pass that on to your kids which will give them a leg up in life. Have over $730K in my portfolio as I bought a lot of dividend stocks before, I'm buying more now, and I will buy more when it drops furthe
@scottashwood9985
@scottashwood9985 Год назад
If history has taught us anything, it’s that bad market environments are the best times to find great opportunities.
@graceocean8323
@graceocean8323 Год назад
After a few good years in the stock/ETF market, my thought was that I had a grip on it. However, things changed during when I was laid off my job and needed to diversify my savings,, so I contacted a coach "Johanna Mussche" who devised a system that suited my goals, and in my first year, I made a little above $670k. I am now in charge of my own business and hope to scale to a million by the end of this year
@graceocean8323
@graceocean8323 Год назад
@@tampabayrodeo2474 You can look her up as she has an official webpage for consultations. According to Warren Buffet "I don’t think most people are in a position to pick single stocks. A few are, maybe, but on balance, I think people are much better off buying a cross-section of America and just forgetting about it" In Other words, you need expert hands to be able to outperform the index.
@BL_Denni
@BL_Denni Год назад
The media is placing you on the opposite side of reality. It works well so well in fact that if you don't allow the media to make financial decisions and you do the opposite you will be rewarded.
@Jakkaribik1
@Jakkaribik1 26 дней назад
Dividends Are Great be sure To Buy Many Different Ones in the End you have a couple Hundreds giving out good and bad mostly good. Semi Free Money !!
@devaughn1990
@devaughn1990 Год назад
Great discussion love hearing two opposing opinions on the opposite ends of the spectrum and being able to sit and meet in the same room and have a civil discussion. THIS is what both of your subscribers are looking for. Also it’s what we need in our country
@JohnMoser66
@JohnMoser66 Год назад
Wow! Congrats Graham. What a great interaction you had with Ramsey. I’ve admired him for a long time & you’re hitting it on all cylinders! ⭐️
@MitchTolandJr
@MitchTolandJr Год назад
LOVE THIS. The collab we always needed, and great seeing Dave in a calm setting lol
@iananderson8288
@iananderson8288 Год назад
So raw and authentic. No bs, straight to the point. Love this
@DailyElectrician
@DailyElectrician Год назад
super inspiring to see you finally meet him and be on the show! so happy for you!
@JD-so1zv
@JD-so1zv Год назад
I’m impressed that Dave was as humble and understanding as he was and gave what I felt was pretty great feedback.
@ElleBean17
@ElleBean17 Год назад
Great interview!! We started out listening to Dave and he helps so many people get out of debt! Now… on to buying more properties!!
@AnOriginalYouTuber
@AnOriginalYouTuber Год назад
Dave's advise is straight forward and simple. Perfect for busy people with families and full time jobs.
@TheDUBminator
@TheDUBminator Год назад
So Dave will be a billionaire during our lifetime. A debt-free billionaire. Thats amazing!
@hcox1111
@hcox1111 Год назад
He will be worth 100 million if Biden keeps killing energy.
@CinemaCakes
@CinemaCakes Год назад
It was so cool to see you guys together! You two make up 90% of my financial knowledge base!
@GrahamStephan
@GrahamStephan Год назад
woohoo!
@johngturner
@johngturner Год назад
I really enjoyed this video. Seeing Dave speak kindly and respectfully toward you was great. Way to post some killer content here Graham.
@mugentuner
@mugentuner Год назад
This was an awesome discussion. Leveraged and sophisticated investor and tried and true Dave Ramsey principles. Just goes to show nothing is cut and dry and once youre a good money manager, you can make big things happen.
@ericavene
@ericavene Год назад
so happy you got to do this Graham! this was awesome to watch!
@AlfredoMartinez-fe7dp
@AlfredoMartinez-fe7dp Год назад
Yoooo! This is insane! Congratulations my guy🤟🏾 Never stop growing, we're right behind you Graham 💪🏾
@BoostAndRedline
@BoostAndRedline Год назад
Congratulations brother! I’m very happy and excited for you ! All your hard work has paid off
@GrahamStephan
@GrahamStephan Год назад
Thanks so much!
@juanramirezsierra1690
@juanramirezsierra1690 Год назад
its incredible that Graham is this open. no one can stop someone with this level of honesty.
@kaoyang435
@kaoyang435 Год назад
I earn passively trading stocks & some assets a noob with the help of a broker I met at a Finance seminar in NY who agreed to help me trade my funds & now I've reached my goal of over a million dollar value.
@roberto8483
@roberto8483 Год назад
I am old but new to investing & I'm sitting on a lump sum I need to invest. How do I reach your broker to help me trade my funds too?
@kaoyang435
@kaoyang435 Год назад
@@roberto8483 Okay, Dodai Neil helps me trade my funds. Research him & reach from his webpage.
@lennad2411
@lennad2411 Год назад
congrats
@clintonbell5311
@clintonbell5311 Год назад
My two favorite financial channels. The amount of stuff you two have taught me shaped my financial future and I’d like to thank you both.
@solomonganz
@solomonganz Год назад
Hey Graham, been a while! This was super interesting to me. SO happy for you and all of your success!! Fun to hear you thinking out loud and I look forward to seeing your portfolio no doubt grow in even more creative and interesting ways. All the best of luck in the world to you Graham.
@Resseguie
@Resseguie Год назад
I loved this, having respected both of your opinions for years. And it's great to see that folks with differing opinions can still sit down and have this type of open discussion, both learning and sharing back and forth.
@gotpancit
@gotpancit Год назад
Man, your transparency is absolutely amazing. Continue making great content Graham!
@todd2456
@todd2456 Год назад
Suddenly I feel better about my own wealth building position which is almost dead center in the middle between you and Dave. Thank you so very much Graham. Your transparency is inspiring.
@syniister7055
@syniister7055 Год назад
Love how humble you are and genuinely interested in providing the best and most authentic side of you to your audience. “I think this Graham guy is going places”😅😂
@JakeBrian
@JakeBrian Год назад
This was a good convo. Appreciate y’all’s maturity and keeping it cool on both ends. Also, Graham, you are crazy gifted man, it’s so obvious you have those gifts and a humble spirit to carry others with you. Keep crushing
@fkillah
@fkillah Год назад
Keeping it cool? As if there was a need to bicker. When two open minded people can sit down and have a conversation this is the result unless you mistakingly viewed one or both parties as being incapable of having a civil conversation. You act as if this was going to be a talk between Trump and Biden.
@gustavomarin6535
@gustavomarin6535 Год назад
Damnnnn graham is balling out for sure, glad to be part of the growth
@birgittestough2088
@birgittestough2088 Год назад
This is the best video I have ever seen!! I want more of seeing Dave and you going through other peoples finances and have monthly check ins!
@successwithstacee9290
@successwithstacee9290 Год назад
This was amazing!. I've always admired Graham so much with the way he both completely admires Dave Ramsey so much that the cat is named after him while having opposing views about debt and credit cards. Congratulations Graham on meeting and talking to the one and only Dave Ramsey. I thought this was just going to be entertaining, but I really learned something. One of my tenants want to buy their rental and I never thought about doing a 1031 exchange with the option of just paying taxes if I don't find something. That's such a stress free way to go about selling while having options. I'm looking forward to the podcast.
@sydneyreed7056
@sydneyreed7056 Год назад
This was one of my fav vids of yours by far, and I’ve binged your content hungrily over the years lol Please do more podcast like discussions with him!
@boblangworthy
@boblangworthy Год назад
I appreciate Dave stepping out of his typical demeaning demeanor and being thoughtful in his analysis.
@roaldmaartens5928
@roaldmaartens5928 Год назад
I never added a comment to Graham's videos before, but I thought I needed to on this one. Graham is one of my all-time favourite RU-vidrs, as he is highly gifted, knowledgeable, humble, and extremely successful in life. As a South African, I feel that there are a lot of investment principles I can and have applied myself by following the channel. So I want to thank you for the value you add.
@MagicalFishy
@MagicalFishy Год назад
I love how calm and encouraging Dave was in this clip.. it's almost as if he saw a younger version of himself in you. haha congrats to finally getting on the show Graham!
@GrahamStephan
@GrahamStephan Год назад
ah thanks!
@eric-rogers
@eric-rogers Год назад
Fantastic. 20 years I've been following Dave. Well done, Graham!
@franciscodanconia4324
@franciscodanconia4324 Год назад
Dave is probably the best guy to ask this question to because he was basically Graham at that age (heavily invested in real estate and debt)
@jiujitsustl
@jiujitsustl Год назад
So cool you got to sit down with Dave Ramsey. I’m so used to seeing him bash people who suck with finances, funny to see how overall positive he was. hope to see a follow up video someday on how you did by taking or not taking his advice.
@HDN504
@HDN504 Год назад
Watching this collab is a dream come true for me as a viewer I can only imagine how you must feel congrats !!
@nickchapmanrealestate2232
@nickchapmanrealestate2232 Год назад
Been listening to ramsey for over a decade, new to Graham. Such a great conversation and love how simple you both keep it.
@MrSanbonsakura
@MrSanbonsakura Год назад
If you know how to use credit Dave Ramsey is not your friend. His audience is not top-20% but mid to bottom 80%. Nothing wrong with it but it has to be clarified.
@SanjeetfromNewDelhi
@SanjeetfromNewDelhi Год назад
This was super awesome. Glad this popped up in my feed. Loved getting to hear how you both see money and use money.
@JamesWray97
@JamesWray97 Год назад
This was a good one. I like how open you are with us on your portfolio. We can all learn from this.
@slimdawgwoof
@slimdawgwoof Год назад
This was some great Dave content. Nice to see him in conversation and in a different way. Good job.
@travelnurseadventures3225
@travelnurseadventures3225 Год назад
Best Reaction Video to GS investments!!! Love this-so inspiration to see Dave Ramsey on Graham Stephan🎉
@gerardomata.costarica
@gerardomata.costarica Год назад
I'm amazed..... I feel like a just had a talk with Dave for free. Thank you Graham, great life lessons here. You have my subscription.
@MKNYC_
@MKNYC_ Год назад
This is beyond cool. Hearing Dave speak to someone who he knows is a financial guru and talk at a higher level was awesome.
@GrahamStephan
@GrahamStephan Год назад
thanks!! agreed!
@RRAREBEAR
@RRAREBEAR Год назад
this was one of the most wholesome, informative and entertaining videos I’ve ever watched. Two SUPER powers!!! Excellent and down to earth conversation. Thank you so much for doing this and for everything you do!!!!
@defheescollard8398
@defheescollard8398 Год назад
This is my favorite episodes of all!!! Thanks u guys finally collab!
@ketchup4471
@ketchup4471 Год назад
Graham, this is the content we need! I know it's just business to post those headlines or "crashing market" videos, but this is the content that I think a lot of us came around for. This type of content may take more time to make, but it hasn't gone to waste!
@reggiejenkins6458
@reggiejenkins6458 Год назад
I listen to Dave a lot, and this is the most reasonable and chill I’ve ever seen him. You have millions in debt, yet he didn’t jump down your throat. This was such an upgrade from the reactionary Ramsey we all usually get.
@giovanniportugal8775
@giovanniportugal8775 Год назад
Dave - “You should start a RU-vid channel.” Graham - *dies inside
@GrahamStephan
@GrahamStephan Год назад
:O
@ivanbituin9023
@ivanbituin9023 Год назад
I love watching this months afterwards. I respect you both as investors and people. Good to see two different styles of investing and give a reasonable analysis.
@andrewlee1066
@andrewlee1066 Год назад
Graham I liked this whole series of content you did with Ramsey across all of the Channels! Also, way to go on meeting Ramsey!
@yourmanzach2307
@yourmanzach2307 Год назад
This was fantastic Graham. it's been years since I've commented on your videos, but when I did you always made time to like and comment. That's what I love about you. You're very humble. God bless.
@soy.ingrid
@soy.ingrid Год назад
You’ve come such a long way Graham!! I’m so thankful for each video of knowledge you’ve uploaded. I’ve been faithful to you & the algorithm since 80K subs
@GrahamStephan
@GrahamStephan Год назад
thanks!
@pitbull7885
@pitbull7885 Год назад
We ALL have been waiting for this collaboration for a LONG time!!!!
@EdwinMartinez-mp3vr
@EdwinMartinez-mp3vr Год назад
The best video I have seen on finances on RU-vid. ever! Wow~ Graham, thanks for your transparency.
@gonzaloestevez6867
@gonzaloestevez6867 Год назад
I’m so happy you achieved this a sit down with Dave after so long! Hell yes!
@GrahamStephan
@GrahamStephan Год назад
enjoy!
@hannahdonald9071
@hannahdonald9071 Год назад
Although I don't know any yet, investing with the help of a seasoned coach I read is a really good technique to create passive income. However, my portfolio contains about $570K in Adobe/Fedex/TSLA stocks. Can you give me some ideas on other equities I should buy in order to spread my savings among different markets and build a well-rounded portfolio that balances my risk aversion concerns with returns that keep up with inflation?
@champhallier8468
@champhallier8468 Год назад
@@tampabayrodeo2474 I do not really know a lot about the market, but based on what little understanding I do have of supply and demand in the economy, now is the best time to enter the market. The only thing preventing me, however, are the steady price fluctuations, which shouldn't be a problem. However, I really need an advisor, can yours help?
@mcginnnavraj4201
@mcginnnavraj4201 Год назад
Johanna really seems to know her stuff. I found her web~~page,,, read through her resume, educational background, qualifications and it was really impressive. She is a fiduciary who will act in my best interest. So, I booked a session with her
@briankear8661
@briankear8661 Год назад
Fantastic video and what an amazing opportunity Graham! Congrats on your success and keep the great content coming :)
@cooleyoutdooradventures6481
I understand both of your philosophies regarding holding debt vs paying it off and have used both at different times when it was most advantageous.I enjoyed the discussion, one of the best videos yet.
@AlexHawker761
@AlexHawker761 Год назад
Both you guys have had a huge, tangible, real life impact on my future and finances. This was great. Thanks
@dividendjourney
@dividendjourney Год назад
Good stuff Graham, and Dave! I understand where Dave's coming from on living debt free since I've been in both shoes and I'll choose debt free everytime. The caveat here is long-term cashflowing real estate. I like the the tax benefits of having a long-term fixed debt lower than inflation. Your getting paid to borrow and take on some risk which is minimal if dome correctly. Good stuff! 👍
@ChrisMolenaar
@ChrisMolenaar Год назад
I so love this topic and conversation. You rock Graham!👊
@danielschuyler
@danielschuyler Год назад
This is one of your best videos and Dave's advice is invaluable!!
Далее
Chips evolution !! 😔😔
00:23
Просмотров 3,7 млн
Why You Shouldn’t Buy A Home In 2024
19:41
Просмотров 225 тыс.
Millionaires in Cars Getting Coffee with Dave Ramsey
21:59
How Much Money MrBeast Makes | The Full Story
14:15
Просмотров 4,5 млн
How Much $ You Need To Live Off Dividends (FOREVER)
13:40
My Thoughts On Paying Higher Taxes (Joe Biden Response)
25:18
Taking a step back (what happened)
37:50
Просмотров 648 тыс.