De-influencing Health Insurance 

Sorry to hear that.

Which insurance?

insurance comapny name please

Is it bad?

No, it is'nt they never mentioned the name and If that platform has the upsides mentioned in the video, it would'nt have been wrong even if they would've marketed it

So?

Ditto is very good.

Yes, you are right. The video was jumping from one point to other without validating reason on any points.

Fair enough Neezar, have noted your feedback. See you in the next episode :)

​@@Zero1byZerodhaPlease make a version with a bit more clarity on how to opt one before 31st of March 😄

What policy did you buy? Can you share some details?

@@BusyBee-lm7xp HDFC ergo

Insurance wale bhaiya real id se aao

​@@rajarampatel601😂😂😂

​@@rajarampatel601Commission wale paise ki baat kar rhe wo 😂😂

Hi, thanks for your heads-up on the top-up policies 👍We will certainly consider your suggestion as we create more content. Keep an eye out there!

Looks like IRDA will forget to wear pants someday.....it doesn't make sense. How come they not published company wise critical data??

Glad you found it useful ❤️

Hey Saarthak, we're glad that you found this video helpful. We'll certainly consider your suggestion while we plan for our upcoming videos. Keep an eye out! 😇

Thank you Vikal for the love

Hey Om, thanks for the love, our team works really hard and these words of appreciation go really far ❤️

Thank you ❤️

Thank you. Cheers to our awesome team! :)

Yes

yes you do my freind

I also have CGHS , also i have a HDFC ergo health insurance for my family. As CGHS is just basic and may not cover all your needs

😂

Yes it's normal because with age the probability of diseases rises and so the company charges more. Talking about the affordability this should be handled by the govt not by private companies bc they are in this game not for public welfare but for business and from business pov what they do does make sense but from humanitarian pov you're correct

Here you go:- open one account with any PSU bank like Canara, buy a group health insurance from them, if possible buy a family floater to cover all under one umbrella. preferably from any of the 4 PSU like New India, these are undoubtly good. Now buy a super top up on your base policy. Your parents got safely and adequately covered at cheapest rates. Flip side is that these policies are not portable but it works ditto like any other private policy with no hassles at all.

Absolutely, staying healthy is always the best policy! But a quick glance at insurance clauses can help you in unexpected situations. It's all about balancing good health with being prepared. 😊

More to come! Thanks for the love ❤️

@@Zero1byZerodha Perhaps Crypto sometime. "I made 100% within the last year, what did you make?"

🙏

Consult ditto

HDFC ERGO

Someone people answer this

Thank you🔥

Hey, you can check the claim settlement ratios in IRDAI's annual reports. Here is the link to the latest annual report - irdai.gov.in/document-detail?documentId=4273788

I asked the question because I could not find it in the report, and you guys just linked to it again. The report only contained INCURRED CLAIMS RATIO @@Zero1byZerodha

1. corporate health insurance covers 2. young and healthy as a Stallion ;p 3. Why extra commitment when already so much to spend on ?

1. 95% of the time,.health insurance companies ask to apply for reimbursement. If I have the total sum, I don't need health insurance. 2. Stay healthy, stay strong, live to the fullest and die taking a cy@n1de pill. I don't want to have +1 liability in my life. 3. I am making the above statements after considering my and my neighbourhood experiences (10+) with Health insurance ponzi business.

I mean, everyone thinks that they will win a lottery. Get more benefits from an insurance policy, than the premiums paid, But it is not possible. These insurance companies, are only care about profit, with these TnC, they reject claims for any reasons. Just use, the company provided plan and add insurance premium money to an emergency fund

Yeh toh hai 😬😬

They're free of cost!

What’s a series man?

For health go for optima secure don't fall for features or nature Avoid the worst like acko, star and Niva Bupa

Ratios matters finally

@@santhoshthadishetty ok but with my case is, looking for my father and he is serious citizen. So only two options are there care and Aditya Birla activ one. Which one should I go with ?

Hi Anirudh, insurance is key in safeguarding against various risks. Just make sure to pick a reliable insurer.

Can you please enlightn us

@@ramkumarpandey4865 Most of their advisers don't come from insurance background, don't understand the technicalities of insurance, they just blabber 2-3 plan what they have been asked to sell, there's absolutely no co-ordination between their advisor, their operations team, Insurance company, got the proposal rejected for my parents and wasted over a month, insurance company says they didn't do the formalities in time etc etc, they are only good on social media, I don't think people should trust them for such a serious and complex thing like health insurance or term. If you understand insurance or have the time and capability to do the formalities, buy it directly from the insurer, nothing like that, best price and zero confusion in between. And if you need someone's help, then please buy from an experienced agent, don't try to save on commissions, pay the extra, it would be worth in time of need. Hope it helps!

Don’t break our heart, we all are one big team and work really hard to bring high quality episodes to you :) - Prateek

We’ve moved completely to English now

@@Zero1byZerodha that's bad.. Can we still do Hinglish????

@@sahilchampwhy would hinglish make any sense? To repel non Hindi people?

​@@deadsparrow-dd1tmSorry dude. That was not my intent

Yeah it’s now Zero1…taking your money game from 0 to 1

Sure, we’ll try a new style next time :) thanks for the feedback

I agree

Nope, we dont accept any sponsorship or advertisements. This is what gives our media company an edge. We build content because we think it’ll help you Jayaganthan :)

@@Zero1byZerodha Nice ❤❤

Got it will keep this in mind

Welcome back :)