Please knock out those family loans quickly (and any personal loan you owe any human). Those people, regardless of how kind they are, are noting your spending while you still owe them. It’s human nature. For example, if you’re eating out, going on trips, or buying a new car, they’re making a mental note and just avoid that. It’s best to keep your debt with a bank (and hopefully minimize that). 😊 I have my own debt journey, too, I’m not perfect, this is just a topic I hear too many people talking about behind the backs of the people they loaned money to. 😊
@@Padel78 Good! We stupidly made a car trade with a friend 18 months ago. He still owes us $1900… That’s not a small amount of money for us. I regret doing that so much!! And we see all his spending noted on Facebook. 😡 He’s not broke or unemployed.
Congrats making your decision & I am proud of You! I know it is not easy to share our debt but it's the beginning of everything to tackle it, great debt confession video 👍
Hi friend ❤ new subbie here! I know it’s so hard to be so vulnerable especially about debt. We are here to support you. I completely understand the feeling you’re feeling specially with a bunch of different debts. Also have to agree attorneys are so expensive. Had to learn that the hard way at the beginning of last year. Can’t wait to finish paying it off. Excited to watch your journey!
I believe there is another round of student loan forgiveness, I recommend to try to sign up and do application for that. Anything forgiven will be better than nothing! Thank you for your bravery to share about this.
New subbie here! Welcome to the budgeting community! My hubby and I are on a debt journey too. I love doing savings challenges on my channel to make the debt payoff more fun. It’s hard to do these confessions but you’ve done awesome! I’ll be here cheering you on❤
Hi my hubby and I have both have new iPhones every due date witch is on the 22nd I go and pay an extra $15 on each phone on top of the bill it adds up quickly