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Debt Confession | Over $200,000 in Debt | Finding Financial Freedom 

The Real Budget
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Welcome to my channel!
Follow along in my journey to find finding financial freedom.
Tik Tok: @therealbudget

Опубликовано:

 

19 фев 2024

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Комментарии : 41   
@jamescares9003
@jamescares9003 27 дней назад
Keep it up, I paid off all my debt, including my house over the last 10 years. Now I'm able to save 70% of my income and live off less than 30%.
@budgetwithlisa2024
@budgetwithlisa2024 2 месяца назад
I'm a paper and pen girl, so writing down our debt made it more real to me. We're on our own debt journey too. You've got this!! 💙💙
@tmusa2002
@tmusa2002 3 месяца назад
Please knock out those family loans quickly (and any personal loan you owe any human). Those people, regardless of how kind they are, are noting your spending while you still owe them. It’s human nature. For example, if you’re eating out, going on trips, or buying a new car, they’re making a mental note and just avoid that. It’s best to keep your debt with a bank (and hopefully minimize that). 😊 I have my own debt journey, too, I’m not perfect, this is just a topic I hear too many people talking about behind the backs of the people they loaned money to. 😊
@Therealbudget
@Therealbudget 3 месяца назад
That’s a really good point! Makes me really think about moving them up on the list
@tmusa2002
@tmusa2002 3 месяца назад
I would pay them. Skip going out to eat for a month and a couple would be taken care of.
@Padel78
@Padel78 2 месяца назад
I totally agree. I have a personal loan with/from my mom, and that is the first one I tackle
@tmusa2002
@tmusa2002 2 месяца назад
@@Padel78 Good! We stupidly made a car trade with a friend 18 months ago. He still owes us $1900… That’s not a small amount of money for us. I regret doing that so much!! And we see all his spending noted on Facebook. 😡 He’s not broke or unemployed.
@iAmLaeLex
@iAmLaeLex 2 месяца назад
Finally a debt plan that is realistic that I can go along with from the beginning.
@AMillennialAndHerDebt
@AMillennialAndHerDebt Месяц назад
Good luck!! Following you along on your journey. Youve got this 💪🏻
@jayneeojeda5677
@jayneeojeda5677 3 месяца назад
You are very brave for sharing! I can’t wait to see the progress!
@BethelBudgets
@BethelBudgets 3 месяца назад
New supporter! Way to go on you debt confession. I know that was hard. Keep going!
@simplifinance5154
@simplifinance5154 4 месяца назад
the good news is most of the balances on the first page are relatively low so hopefully you can get a bunch of them paid off quick!
@Therealbudget
@Therealbudget 4 месяца назад
Yes! Thank you for the encouragement!
@BudgetsWithELMA
@BudgetsWithELMA 4 месяца назад
Congrats making your decision & I am proud of You! I know it is not easy to share our debt but it's the beginning of everything to tackle it, great debt confession video 👍
@Therealbudget
@Therealbudget 4 месяца назад
Thank you! That is the sweetest encouragement!
@FinancialDreamswithChristine
@FinancialDreamswithChristine 2 месяца назад
New subscriber here! Can’t wait to follow along and watch you crush that debt! 😊
@alexistacklesmoney
@alexistacklesmoney Месяц назад
Hi friend ❤ new subbie here! I know it’s so hard to be so vulnerable especially about debt. We are here to support you. I completely understand the feeling you’re feeling specially with a bunch of different debts. Also have to agree attorneys are so expensive. Had to learn that the hard way at the beginning of last year. Can’t wait to finish paying it off. Excited to watch your journey!
@chrsalctra
@chrsalctra 4 месяца назад
You got this!
@Therealbudget
@Therealbudget 4 месяца назад
Thank you!!!
@jadevu904
@jadevu904 2 месяца назад
I believe there is another round of student loan forgiveness, I recommend to try to sign up and do application for that. Anything forgiven will be better than nothing! Thank you for your bravery to share about this.
@carlosturcios4771
@carlosturcios4771 4 месяца назад
You got it👏🏻God bless you and help your family
@Therealbudget
@Therealbudget 4 месяца назад
Thank you! God bless you!
@affairsinorderwithgigi
@affairsinorderwithgigi 3 месяца назад
New subbie here! Welcome to the budgeting community! My hubby and I are on a debt journey too. I love doing savings challenges on my channel to make the debt payoff more fun. It’s hard to do these confessions but you’ve done awesome! I’ll be here cheering you on❤
@Therealbudget
@Therealbudget 3 месяца назад
Thank you for the encouragement! Some to you friend.
@affairsinorderwithgigi
@affairsinorderwithgigi 3 месяца назад
@@Therealbudget You are so welcome! My subscribers keep me motivated and encouraged so I like to do the same for others❤️
@lindadobranetski6302
@lindadobranetski6302 2 месяца назад
Hi my hubby and I have both have new iPhones every due date witch is on the 22nd I go and pay an extra $15 on each phone on top of the bill it adds up quickly
@KimJoyJoyBear
@KimJoyJoyBear Месяц назад
You are brave! God bless you!
@AG-so4gl
@AG-so4gl Месяц назад
Compared against your assets too.
@budgetwithrhia2452
@budgetwithrhia2452 4 месяца назад
New subscriber!
@Therealbudget
@Therealbudget 4 месяца назад
Thank you!
@Ojosnegros123
@Ojosnegros123 3 месяца назад
Do you have a goal set on how many years it will take to pay off your debt? Thank you for sharing!
@Therealbudget
@Therealbudget 3 месяца назад
I don’t have one right now but I look forward to making one soon. Im switching jobs so am holding out on that before running the numbers. Thanks!
@pamelajackson5573
@pamelajackson5573 Месяц назад
New subbie as of today
@loosetooth1989
@loosetooth1989 Месяц назад
Whats your interest rates?
@TrappedQue
@TrappedQue 2 месяца назад
You can do this…it will take sometimes.
@dm3988
@dm3988 3 месяца назад
What is causing your overspending?
@Therealbudget
@Therealbudget 3 месяца назад
Living above my means and being in school for so long
@AG-so4gl
@AG-so4gl Месяц назад
Could clear quite a few of those debts off with the rock on your finger. Not to be rude, just saying
@nikofresf8082
@nikofresf8082 4 месяца назад
i hear ur voice echoing good luck lol
@Therealbudget
@Therealbudget 4 месяца назад
There’s a shaking in my voice for sure 😂
@aeolanyiramoon6260
@aeolanyiramoon6260 Месяц назад
You are so brave You got this I believe in you
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