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December Budget Closeout | Paying 300K in Debt | Real Number

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Here is my December closeout!
Budget By Paycheck Workbook: budgetbypayche...
Blog: janetknowsbest.com
Have You Ever Considered The Benefits Of Creating An Annual Budget Instead Of A Monthly One?
Free PDF: janetknowsbest...
Google Sheet: janetknowsbest...
Watch the start of my journey: • Restarting my Debt Fre...
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#budget #annualbudget #budgeting #budgetwithme #financialfreedom #money #plannercommunity #planwithme #motherhood

Опубликовано:

19 авг 2024

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Комментарии : 25

@traciwoodall3833 7 месяцев назад

My husband is a car guy and has a sports car paid for in cash and every upgrade is also paid for in cash. I don’t think it’s necessarily a poverty mentality to recognize having that much money and interest tied to a depreciating asset is wild. Many people are not willing to part with their cars especially if their identity and emotions are wrapped up in them. I think the disconnect here is that people have a hard time understanding why you would want to prolong the financial struggle to keep the vehicle. Doesn’t matter to me personally but I think that is where some of your subscribers are coming from. Good luck 😊

@JanetKB 7 месяцев назад

You described that perfectly!

@asialm6344 7 месяцев назад

It’s nice to see you being open and honest! It helps those who are in debt as well! 🥰

@haleylopez619 7 месяцев назад

It is so nice to see someone with real numbers. I have debt close to what you have. Our total debt is $289,723. Approximately $195,000 is my mortgage.

@Budgetingmydebts 7 месяцев назад

Congrats to you when you got your house very young and alone!😮 That’s amazing 👏🏼👏🏼 Great video 💜

@MichelleLyn84 7 месяцев назад

I do agree I wish there was a bill tracker in there. It would be nice if it was optional to have a bill tracker for every month too in case it changes.

@jbs2cents596 7 месяцев назад

Great Closeout. My daughter will be 2 in January enjoy these times, they go quickly. 😊

@SummerSunset2207 7 месяцев назад

I think not having a poverty mindset is a good thing. Being realistic about your path forward doesn't mean you have to take on a mindset that isn't moving you into the abundance you want to have. Words matter.

@steelgirl6566 7 месяцев назад

Hi Janet, Been there! Call it a failed business adventure will a valuable life lesson learned. Close the book on it and move forward. Don't let it creep in and affect your relationship with your husband. New Year, New Page! Be consistent, and you will be amazed when you re-watch this video a year from now. Good luck to you.

@MotivationMindsetU 7 месяцев назад

if you truly want to protect your assets, put your house in the LLC supper from the business that way if your husband’s business ever gets sued or he has to sell it for collateral or whatever nobody can come out the house same thing with anything else you have valuable put everything in a separate LLC it’s own LLC

@margaretgorski7947 7 месяцев назад

Hi Janet, I found you channel today and subscribed. It takes alot of courage to share those stories. I struggled with debt so many times. I finally stopped the cycle when i got a debt consolidation loan at my credit union and the made me close my credit cards. I will be i interested to follow you on your journey, while i continue to pay off the rest of my debt too!

@MrsMillion 7 месяцев назад

@margaretgorski7947 does debt consolidation also help payoff collections?

@mariebrawley9314 7 месяцев назад

I bought The Budget Baes budget book it’s a little more helpful she also has a You Tube channel ty for sharing your journey I appreciate it ALOT 😊

@JANAA56357 7 месяцев назад

you can use the yearly balance graphic for your annual debt overview :) just a sugestion 🤗

@scbudgets 7 месяцев назад

❤Love your channel Janet! Thank you again. I just purchased the same budget book to follow you on my own debt free journey!

@lindacee2893 7 месяцев назад

Love your honesty

@myriammaldonado474 7 месяцев назад

Read the book called Profit First by Mike Michalowicz. My husband also owns a small business and this book has been great

@livinglifewithsummer 7 месяцев назад

Great video, I am hoping to be able to close out my budget at the end of the month. I also use my real numbers on my channel.

@JanetKB 7 месяцев назад

Hi! I’ve subscribed and enjoyed your videos as well!

@Sitasbudgetingjourney 7 месяцев назад

Hi Janet, great breakdown and closeout. Thanks for keeping it real. Awww the cute baby fingers 😍😘. Happy New Year to you and your family❤🎉

@wr3504 7 месяцев назад

No wonder your debt is high becasue you included your house?

@jessiegstuffings5230 7 месяцев назад

New subscriber here ❤❤❤

@AllieBoBalliee 7 месяцев назад

Hi, first video of yours I've watched so you might have answered this previously.... if your house has doubled in value, could you increase the mortgage and pay off all the other debt you have? That way you would have one loan and remove the ones with high interest? And then cut the credit cards....

@JanetKB 7 месяцев назад

I haven’t looked into this. I’m hesitant about moving debt but would help with the high interest.