This is my first comment on any of your videos. And this was the best video. This man really needed this video to manage his expenses and the govt scheme is just so helpfull you could tell by his expression. All the best to him and god bless his daughters❤
Good man very responsible person, very good session, actual beneficial things suggested like sarmaya and 80DD he will save 10k per month, few things i would have suggested - 1. Avoid 80k travel per year 2. Try negotiating salary by 10% more due to family needs 3. Use Benifit of 80DD and sarmaya scheme 4. Close all loan asap 5. Close LIC scheme 6. Move LIC maturity 2 Lakh fund to suggested mutual funds 7. Insert monthly saving and quarterly bonus to suggested mutual funds Good luck
Thank you Anshuman & team for making it to our house in Delhi. With all the advises and tips which Anshuman helped us with is and will be commendable. Helping us #Fixyourfinance from Anshuman was very helpful and was a guidelight to us. ❤🎉 From - Dr. Hitesh Sharma
Hi sir, under section 44 ADA for professionals you being a doctor are eligible to pay income tax on only 50% of your total gross income..kindly check 16F form provided by your hospital..it might categorically state you are being provided with professional fees..almost all the corporate hospitals hire doctors on professional fees and not salary..By that scenario, if your total gross earning comes out to be suppose 20 lpa then you will have to pay tax on only 10 lacs and even in those 10 lacs u can decrease your taxable income by investing in ppf, health insurance for self, for parents and of course as anshuman said using 80DD..by using all these sections..u might fall in the non taxable bracket!!
Please take term insurance, it's great that you are spiritual. That doesn't mean you are protected from death in any way. Also you are diabetic and have blood pressure.
the best episode I have ever seen ...... All in one .... Sprituality .... Harships .... Being+ve ...... Finance .... Goals ....... Everything was included in this .... That's called a wholesome .... More power to u sir ... Hope ur daughters become healthy
I want to bow down to this gentleman and his wife as I feel they are Gods , taking care of one special child is great and here they are looking after two children and purely living for their them without expectation like we have They are living Gods on the earth
As a medical professional when he had a first kid with Downs syndrome why did he chose to have a second child? How did the medical professionals not advise him against it. Even before kids are. Born these tests are mandatory in today's era. It's painful to see kids suffer parents wrong choices. No point complaining insurance companies.
Kids bring a purpose in life.. Logically I agree he should have avoided bringing another kid in this world. But I guess in the sense of spirituality, it's his way of keeping humanity alive. In my opinion he is a real hero, Else logical us would have died from thinking about such responsibility itself
@@Gunjan7187 are you out of your mind. Who told you that spirituality is about making children . come out of this fake interpretation. Spirituality is about knowing the true self, it's about one's prime relation with oneself. It's not about managing world's affairs like creating children . these things are being spread in the name of spirituality
Hi, I am Dr. Hitesh here. Yes you were right, we shouldn't have brought the 2nd child in this world despite of the fact when we knew the genetic testing was POS for us. But what we also knew was, WE DON'T ABORT CHILDREN Because of anatomical anomalies as children are born out of sheer LOVE :). Also god will only grant such children to those, who really deserve to take care of them. :)
Great going anshuman so proud of you.Please tell docsaab dat he can save on taxes on rent also as he paying rent which amounts to around 60000 rs tax deductions per year also. One thing extra he can do is online doctor consultations for extra income.
Absolutely LOOVED this episode. Great content and an amazing insight into families with special needs. Never knew we had such provisions and government schemes. Much needed information. Hats off to the entire team.
Thank you Anshuman for bringing this episode to us. Being a special educator myself, it was great to see parents' side of the story. I wish good luck to Hitesh ji and their two wonderful kids❤
A guy taking medication for bp and sugar is saying that spirituality will save him from unforeseen consequences and refusing to take a term insurance. Just goes to show how important financial literacy is in the country.
He's been through alot and may have find solace in Spirituality. Great thing by Anshuman to provide clarity because most people I meet like this don't respond to rational arguments well.
I know MBBS who work is emergency wards in private hospitals who make a lot more. 1L per month is ok for a MBBS who is starting their career. But he must have done his degree 10-15 years ago
Kudos to Anshuman, great job being done by you, please also focus on low income earners like gig workers, security guards, delivery boys, taxi drivers etc....coupled with knowledge of all social security schemes for them....they need this knowledge the most.....in the most simplest language ....thanks✌️👍
I am following your series of fix your finance from a long time. You have shared many different policies and ideas everytime. You are truely working on solving the financial problems for many peoples. Kudos to you!!!
Such a wholesome episode, absolutely loved your research on govt schemes and tax benefits. Minor feedback - know a friend whose son has partial disability and he is worried about his future basically future of the son after him. I guess this would be a common anxiety with parents so it would be great idea on how to build a large corpus for the same. Again kudos to your team
I have been following your fix your finance series since it started, and I feel this is one of the best videos which has come out where a person in need has actually got the very needful information...so happy and proud for this 🌼
He fixed nothing, he is just an overrated insurance salesman, the ground reality is that insurance companies give nothing, govt schemes are a scam and income tax breaks wont be passed. Iss desh mein sirf baatein chalti hai, kiya kuch nahi jata
Excellent video, Anshuman. Look at the MAN who has a smile on his face even after handling such pressure situation. I hope and I wish, he gets whatever he is looking for!
Good job Anshuman. Best video ever. Your inputs and research to help someone who is in need and unaware of benefits are outstanding. Keep this going. Hats of you man.
Great episode Anshuman. The quality of the episodes is increasing episode by episode. Keep helping and educating people. Would love to feature in one of your episodes in future when i am ready and confident😅😅
consider life insurance premium as the money you are depositing in donation box of temple for safegaurding your family. both fulfill the similar purpose anyways right.
Simple financial plan 1. Term life insurance for the bread winner (with proper add-ons) 2. Mediclaim for all family members (no family floater) 3. Emergency fund for min. 6 months (fixed deposit) 4. Investments in stocks, mutual fund sip, gold, silver, real estate etc
First time i have heard insurance and spirituality are related I dont know how?. Looks like they are taught if you pray to god every day and do good things, one will be safe till they reach the adobe of God. In Islam, I have seen there are halal investment brokers who suggest which stocks are halal and which are not. His life has two kids with special needs, he should seriously consider term insurance. God bless his family.
Sir currently I passed my degree in B. Com in Banking and Insurance(BBI) with 9.12 CGPI and i have also completed CCC, Tally Prime, Advance excel, BFSI COURSE, MODEX(Stock Market related activity held by my CLG and I have also certificate in Employability training skills. Currently I am pursuing Accounts and Taxation course duration is of 6 month in which I will get to learn Tally prime, advance excel with dashboard, TDS with challan, GST calculation, ITR FILLING and MIS. So what should i do after this? I have interest in Banking, Finance, Accounts. Waiting for your reply hope you will reply soon.
I also have a special kid. And even after i am USD multi millionaire and probably will earn close to 1.5cr per year if i take transfer on the same level to India. Still i cant think of coming back to india. FIRE for us unfortunate people is a joke.
I'm surprised this guy telling Term insurance is gambling 🙄 Moreover the argument that you wake up early and pray so nothing will happen. That's really la la world.
Good to see; how you made him realize the need of financial planning n help him with the ways to achieve his financial goals going forward.. May your expertise, help him to achieve his financial stability.. 🙏
