__Heading out to enjoy Arizona's beautiful lakes is one of the best things about summer in the Desert. If you plan on renting a boat, jet ski or any other water craft, make sure you have the right insurance coverage to protect you in the event of an accident.
Your homeowner's insurance policy most likely has very limited watercraft coverage, or even excludes it entirely. We recommend purchasing the insurance that the rental company offers, and asking your insurance agent about a Personal Umbrella policy which can provide you with extra liability coverage. Be aware, some umbrella's exclude watercraft activities, so just make sure you understand your policy coverage. And if you own a boat or other watercraft, you would want to get its own policy so you the proper coverage to protect against physical damage and liability.
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12 сен 2024