Dominican Republic: Building Credit for Credit Cards and Loans

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This video is a brief overview of building credit in the Dominican Republic as a frequent tourist and Dominican resident. This video covers auto loans, mortgages, credit cards, bank accounts, and more.
Be sure to come back in the next videos, as I will continue to create content focusing on the Dominican Republic, Mexico, current issues, immigration, travel, and expat life.
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Опубликовано:

8 окт 2024

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Комментарии : 9

@wheresjarell3854 8 месяцев назад

Great info as always my man!

@profeagayu 8 месяцев назад

No problem. I appreciate the comment.

@titeofcpt2867 11 месяцев назад

Peace & Blessings Fam, when U said if Ur using 3000 in the DR, is that pesos or dolllars. Do you have a dollar and pesos account at these banks?

@profeagayu 11 месяцев назад

Good day fam! The 3,000 dollars was just an example. Yes, I have both a USD and Dominican Peso account with Banreservas and having both accounts are very useful. You can get a debit card for both accounts and use it where ever. I highly recommend having both accounts. Thanks for the comment. Don't forget to like and subscribe 😉

@titeofcpt2867 11 месяцев назад

@@profeagayu I always do. Finally opened a S Cruz acct but the card only works at a 1/3 of tye merchants in 🇺🇸 but I stay active with it

@profeagayu 11 месяцев назад

@titeofcpt2867 That is common with the Dominican debit cards for some reason. However, Dominican credit cards have always worked in my experience, specifically my credit card with Banco Popular (pesos) and Banreservas (one card with separate dollar and peso limits). I mostly use those cards when I am outside of DR.

@titeofcpt2867 11 месяцев назад

@@profeagayu did u have established Dominican credit before applying for a card? Also as a traveler still what address do I use 🤔?

@profeagayu 11 месяцев назад

@@titeofcpt2867 No, I did not. Each bank has its own requirements. However, the bank saw that i deposited lots of money each month and I had lots of movements on the account. That's how they determined if they were going to issue a credit card. It was a fairly fast process with Banreservas. Banco Popular was extremely slow with their process. For an address, I recommend using a friend's address if you are not living there at the moment.