DSCR (Debt Service Coverage Ratio) - Explained in Hindi | #40 Master Investor

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DSCR or Debt Service Coverage Ratio is explained in hindi. DSCR is a coverage ratio that tells us whether a company can pay off its debts or loans.
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Time Stamps-
00:45- Overview of Debt service coverage ratio (DSCR)
01:34- Meaning of DSCR
02:04- Formula of DSCR
02:21- What is operating profit?
05:10- Ideal Formula of DSCR
05:42- Example of DSCR
06:42- Interpretation of DSCR
08:50- Calculation DSCR of Tata Steel.
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DSCR को हिन्दी में समझाया गया है। DSCR एक coverage ratio है जो हमें बताता है कि कोई कंपनी अपने debts और loans का भुगतान कर सकती है या नहीं।
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In this video, we have explained:
What is DSCR and its formula?
Measures of company's cash flow to meet its debt obligation?
What is acceptable DSCR?
What is good income to debt ratio?
What percent of your income should go to mortgage?
What is the meaning of EBITDA?
In corporate finance, DSCR refers to the amount of cash flow available to meet annual interest and principal payments on debt, including sinking fund payments. In personal finance, DSCR refers to a ratio used by bank loan officers in determining debt servicing ability.
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Hope you liked this video in Hindi on “DSCR (Debt service coverage ratio)”.

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Опубликовано:

9 сен 2018

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Комментарии : 186

@AssetYogi 9 месяцев назад

Sign-up to our new app for discounts and early access: ✔ assetyogi.com/sign-up/

@voiceofislam50 5 лет назад

Debtor Turnover ratio Inventory Turnover Ratio Creditor Turnover ratio Cash Flow Debt Service Ratio Fixed Asset Turnover Ratio Working Capital Turnover Ratio Payable Turnover Ratio Capital Employed Turnover Ratio Return On total Recources Expnse Ratio Please Sir make the video on these topics your are best finance teacher i m wating for your consideration as well video Thanks

@okay4192 Год назад

Watch my videos, I will make them in the year of 2025 .

@aek12 3 года назад

This is one of the good Indian channels. Proud of you sir for creating such content. You are very good teacher for Indian people sir. Please don't stop what you are doing sir.

@AssetYogi 3 года назад

Keep supporting 😊

@aayushpandey8834 5 лет назад

Sir, your way of explanation is really very great... Keep it up

@bijenderchauhan2948 4 года назад

Heartiest gratitude to you Sir. While many professional charges huge amount for this kind of services . You have give it free. Please continue this.

@TheBaljeet123 4 года назад

it was tough to understand this video, but After watching 2-3 times all points cleared.

@rishrana2118 3 года назад

The way you took real company example was 🔥🔥🔥

@mayankmanchanda5366 11 месяцев назад

Aapki videos se bahut kuch sikhne ko mila hai really. Thank you so much 🙏

@property_tommorow9918 3 года назад

Your and very few others videos are the best way non finance person can learn. Books don't make sense.Also it's good quality provided free. 2 questions - A. In dscr u say tax should not be added and modified the formula. So can I modify icr to pat + interest whole divide by interest B. In dscr u said we have to find it company can easily pay principal for year and interest for year and explained it as 12 * EMI. But in Tata steel example u took total borrowings NOT borrowings payable per year. Thus contradicts. C. U took cash flow from financing activities as opposed to cash flow from investing activities. Could u mention types of financing activities and types of investing activities. Thanks in advance.

@vishwadeepak48 Год назад

आप का काम सराहनीय है । बहुत अच्छी सिरीज़ बनायी है आपने। ईश्वर आप पर सदैव सुखों की वर्षा करे। 👍

@AssetYogi Год назад

Thanks Vishwa

@MrMadhirag 5 лет назад

Great presentation sir. Thanks for giving this knowledge. You videos are very useful for doing fundamental analysis especially for beginners like me. They are simple and clear. I have improved my stock selection process through this knowledge. DSCR seems to be better indicator to know health of company. Please make videos for such important but less talked about indicators. God bless you.

@AssetYogi 5 лет назад

Glad that you found it helpful

@apratimbasu6578 4 года назад

Sir your videos are excellent The way you represent the topics in simple and clear terms with simple examples is extremely appreciable with great efforts from your end.Keep it up Sir and do post some more videos on finance it will be of great help to us

@dhritimandatt 5 лет назад

Nicely explained..very informative & useful...thank u

@rakshay9821 Год назад

Thankyou sir for dscr concept ko samjha nay kay liye.

@thevipin100 5 лет назад

It is very useful video... and help to enhance my knowledge, kindly make video on BESSEL I,II,&III.

@anandgujarani7491 3 года назад

Man..U cleared by concept.. Thanks A ton!

@parthjayswal4927 4 года назад

Jordar video explanation mast hai.

@pawankumarg4950 5 лет назад

Thank you sir, no one explain me like this that you have explained us

@AssetYogi 5 лет назад

Thank you for appreciating pavan

@SwadhinRoy1996 7 месяцев назад

TYSM sir, you are a true gem of finance❤

@maheshmawlankar854 4 года назад

Thanks Sir, Too good.

@mukeshgiri3840 2 года назад

Really this master series is so much supported for beginners 👍 👍 👍

@AssetYogi 2 года назад

Glad to hear that

@sajalpoddar3217 6 месяцев назад

Deep discussion, great sir

@upendrachoudhary4995 2 года назад

Thanks for every Video

@arijitdas4474 4 года назад

Sir you are great . Please help me i have a query >> is interest on cc loan also calculate in this ratio???

@Anweshapyne 5 лет назад

Wah sir thank you 🤩

@FinanceAcademy7799 4 года назад

Hi Mukul, I have a doubt. Repayment of borrowing in CFF may also include additional repayment component in case if there was a surplus. This can distort the ratio...am I right?

@MoinUddin-ug2zn 5 лет назад

Sir make video on calculate of ytm and explain concept relationship between market price of bond and market interest rate, and reference with bond duration

@statusofworld8987 5 лет назад

kamal ho gya dear

@zaid_ahmad_ Месяц назад

Sir you're soo good thank you so much👏

@avadhanulashivaprasad2317 4 года назад

Excellent sir....it is very helpful.... thank you very much

@AssetYogi 4 года назад

Keep learning Avadhanula :)

@UTTAMKUMAR-kb1nk 4 года назад

Sir, ur clarification on DSCR is excellent. Need to know, why interest part is in numerator & denomenator in dscr calculation? Seeking your clarification.

@avadhanulashivaprasad2317 4 года назад

Numerator includes the total amount available to service debt obligation and interest is added back to arrive at total amount. Denominator is total outflow

@VijayThakur-gu8zn 5 лет назад

Sir, Principal to (current+non current) liya hai.....interest bhe (current +non current) hoga?? Agr kisi ka CC(working capital) chal rha hai to uska interest bhe add hoga?????

@sangammishra1530 4 года назад

Sir kindly guide us about debt service reserve account and how it is calculated

@kashifzubair605 4 года назад

Sir agar long term loan na ho, and sirf cash credit interest pay kar rha h , toh DEBT SERVICE kya hoga?

@amritaekka3516 3 года назад

Thank you so much

@prafullakumarsahoo4759 5 лет назад

thank you, sir

@sajjalkumaarsahu6790 5 лет назад

Please make video on accrual and duration bonds.....

@AbhishekSingh-hx9gh 5 лет назад

Sir make a video on perpetual lease

@sandeepbhardwaj595 5 лет назад

Very good video sir

@naveenrv7331 4 года назад

Thank you for your explanation

@AssetYogi 4 года назад

Thanks Naveen :)

@AMITKADAM25 Год назад

Thank you very much sir for this series🙏

@AssetYogi Год назад

So nice of you

@kishorethakur6612 5 лет назад

Sir please make video on all ratio analysis

@amitshr169723 4 года назад

बहुत अच्छा वीडियो है cibil पर bhi 1 videos बनाइए

@rajeshdasanselvaraj410 9 месяцев назад

Very useful

@focus15624 2 года назад

very good topic

@prachinagar3674 4 года назад

Appreciate your work.

@AssetYogi 4 года назад

Thanks Prachi

@jyotishisodia4104 5 лет назад

sir please bataiye auditors report kyu refer Kia jata hai credit me aur uska general importance kya hai

@rakeshmishra4498 3 года назад

if cash credit account is there then what should we do, whether only interest component will be added or cash credit limit amount and interest will be added.

@jiwanbhattarai1933 Год назад

I am in love with your presentation which is very thorough and easy to understand. Could you please make a video on credit analysis as well like assessing management.

@AssetYogi Год назад

Noted

@jiwanbhattarai1933 Год назад

@@AssetYogi I am waiting for that video

@RadhaMadhav1008 Год назад

Thank you sir but i have one question-"Can we Directly use EBITDA and then subtract the tax portion from it and then divide it by Debt service? Instead of adding PAT+Interest+Depreciation and Ammortization and then divide it by Debt service? just to keep things simple...? Please answer Thank you

@ketankhambhatta3224 Год назад

Very nice sir

@vipinjain6373 4 года назад

Plz make video on Debtor turnover and inventory turnover ratio????

@waqasawan1980 4 года назад

Sir, if there is no long term or short term borrowing or debt, is the short term loan is as same.?

@AnilKumar-ms1di 5 лет назад

Awesome Sir...

@AssetYogi 5 лет назад

Hope it helps you Anil

@priteshvikram Год назад

Learned new thing today. 👍

@AssetYogi Год назад

Keep learning Pritesh

@sumitpal5773 4 года назад

Sir while calculating DSCR interest on CC or OD is Considered..

@motog5plus189 5 лет назад

Is there any difference between cash debt service coverage ratio and debt service coverage ratio...

@brijeshyadav3801 4 года назад

Sir candlestick chart pr video banao

@aarj007 5 лет назад

Sir plz make video about free cash flow

@jitendrakumarsingh-yo6st Год назад

Thank U sir

@mohammedhafeez8029 5 лет назад

Please sir explain the detail Balance sheet Analysis and cash flow statement in detail in English

@gayatritalla8261 9 месяцев назад

Thanks sir

@MrSktube1 3 года назад

thank you very much

@AssetYogi 3 года назад

You are welcome

@jitenjain3919 3 года назад

Sir make a video onIndependent audit report and tax audit report

@vickychoudhary6006 Год назад

Please make a detail video of full balance sheet anylises in one video

@abhishekkumr4665 3 года назад

Thanks a lot sir

@AssetYogi 3 года назад

Hope it's helpful 😊

@ujjawalmishra5751 3 года назад

Clearly awesome

@AssetYogi 3 года назад

Thanks Ujjawal

@sumonahmed6283 4 года назад

Thank you sir.

@AssetYogi 4 года назад

Keep learning

@pradiptaroy8204 2 года назад

Superb Sir👍

@AssetYogi 2 года назад

Keep watching

@vikaschavan4562 Год назад

Sir, Pl make the video on jagsonpal pharma and Tinplate company

@samitdutta1987 3 года назад

Excellent

@AssetYogi 3 года назад

Thanks Samit

@deepaktyagi831 5 лет назад

Sir ek Question hn Mera How is DSCR a better approach than ICR ?

@jyotibhagat2199 Год назад

Sir in dscr debt service is considered as annual debt service or total debt service

@nikeshsharma3699 5 лет назад

well explained

@AssetYogi 5 лет назад

Thank you Nikesh

@rahulbhushna14 2 дня назад

In many of your videos you have taken EBIT/EBITDA directly as an operating profit, then why we have to be so specific in this case ?

@milindmirjule4533 3 года назад

Thank you sir 🙏

@AssetYogi 3 года назад

Most welcome

@urmilbhatiya4766 4 года назад

Thanks a lot

@AssetYogi 4 года назад

Keep learning

@anuragjain3595 Год назад

Nice analysis.

@AssetYogi Год назад

Thanks Anurag.

@sushant96k Год назад

Superb....

@AssetYogi Год назад

Thanks Sushant

@indirapant8303 4 года назад

relationship between investors required rate of return and value of a security.?

@danishrizwan8304 3 года назад

If, the required rate of return is more than internal rate of return then a security is under price.

@akshaygole9857 5 лет назад

maharashtra Me muze plot kharid na hai. to. yaha. Encrumbance certificate jyada jaruri hai ya search Report ?

@rameshkunakuna8022 3 года назад

Superb

@AssetYogi 3 года назад

Thanks 🤗

@NareshKumar-ns3iy 4 года назад

Very nice sir ji

@srinivasbhata6512 4 года назад

Thank you, sir, explained excellently

@richajoshi6793 4 года назад

Y in denomination we are taking total principal amount. Y can't we take principal amount to repay in current year ?

@sandeepswain3217 5 лет назад

Repayment of borrowing ko principal kyi Lia gaya cash flow se ??funds from borrowing Kyu nahi

@hemantvishwakarma9955 5 лет назад

Sir, agar hum credit card le lete hai and uska use nahi karte hai 1-2 month to kya mujhe uska koi charges dena padega. Please sir inform me mujhe iski bahut jarurat hai

@subhasishdebnath7277 2 года назад

Awesome

@AssetYogi 2 года назад

Thanks Subhasish.

@jayeshkhara1425 3 года назад

Very nice 👍

@AssetYogi 3 года назад

Thanks Jayesh 😊

@ankitasenguptatitli7655 4 года назад

sir please give a video on price to free cash flow ratio and details about free cash flow ??? can you please give fundamental analysis series in stock market ??

@AssetYogi 4 года назад

Watch this series: ru-vid.com/group/PLSiDKpku4U_Wvz5h6sGLRVnXjx42zqqGb

@freeislamic_videos 3 года назад

Great

@AssetYogi 3 года назад

Thanks

@satyajyotinag1130 5 лет назад

Sir what is amortization?

@samrat_nimbhal 5 лет назад

Great.... Sir

@AssetYogi 5 лет назад

Keep supporting Asset Yogi kamal

@Rajkumar-lu7ng 4 года назад

@@AssetYogi nikal. Pehlii fursat me nikal

@Dixit90patel1990 5 лет назад

Hello,,, please male a video on BPLR rate,,,, which is beneficial for pre shipment finance,,,, pls,,,

@AssetYogi 5 лет назад

Sure.

@SunilGupta-yf3ko 3 года назад

Best

@KBineetPrasadPatro 4 года назад

Very nice explaination

@AssetYogi 4 года назад

Thanks Bineet :)

@KBineetPrasadPatro 4 года назад

@@AssetYogi Sir , I have some doubts . Could u rectify them ?

@akhileshshetty5218 2 года назад

Hi sir.. i have a doubt.. in case of denominator.. repayment of borrowings include both principal and interest right??

@AssetYogi 2 года назад

Yes, correct

@rajivdixitwhatsappstatus9384 Год назад

Please make a video on waterfall model on rea estate

@AssetYogi Год назад

Noted

@princejag 5 лет назад

I can't miss it.

@AssetYogi 5 лет назад

Hope you liked it!

@jitintoteja1982 3 года назад

Sir make a video on how to pick good quality stocks

@AssetYogi 3 года назад

Watch this series: ru-vid.com/video/%D0%B2%D0%B8%D0%B4%D0%B5%D0%BE-i5N6ZgGJXD0.html

@pritishambekar3717 5 лет назад

Can you please elaborate how did you get 1.15? I made the same calculation & I got 28708.302256 number. So what should I do with this number to get the actual figures? Please let me know, please.

@alokpal7352 4 года назад

Please make an video on partnership agreement loan

@AssetYogi 4 года назад

Watch this video: ru-vid.com/video/%D0%B2%D0%B8%D0%B4%D0%B5%D0%BE-QzFwwZWBiZA.html

@saurabh198019801980 5 лет назад

Dear Mukul Ji, Why financial institutes add the proposed obligations and proposed FCF too while calculating the DSCR for proposed term loan. I would request to please enlighten the reasons of such practice, interpretation of the same and understanding of same. Regards, Saurabh Vashishth

@SassyMeeh 5 лет назад

We are giving loan which will be repaid by future cash flows, as such understanding the future DSCR is very necessary. It is a tool to understand whether bank's funds will be repaid through the cash flows or not. Accordingly loan limit is set.