Ep.01 Starting Over 😢 An emotional return to YouTube and Cash Stuffing.  

Wow!!!!!! 10k!!!!!❤❤❤❤ OMG Thankyou Everyone who has watched and supported!!! Never in a million years did I ever think I'd have a video reach 10k in a week. 🎉

"We're not poor. We're not struggling; we're just not getting anywhere." I feel seen.

April give yourself some grace. I can hear the pain in your voice. Life happens. Set backs happen… Don’t look back just move forward. I’m rooting for you guys!

Years ago I found my dad’s savings account book from the 1940’s-most weeks he could only deposit $.25 but never missed a week-have followed the model of saving even if it’s not the amount planned. Lessons Learned.

Hi April. I think the word you are looking for is support, not help. It is always support no matter if it is financial, emotional or physical. Don’t worry everyone has to restart at some stage in life.

Life happens. I have had to empty my binders 5 times. I'm glad you are back. I'm praying for you all.

April I have had to start over twice. My husband died in December and I fell off the wagon. Started back over in March and then in July our home was destroyed by a tree making my daughter and I move out to a rental. I am starting over. Life happens and it can suck. Hang in there, you got this. The fact that you admit to your failings shows that you are a strong, resilient person.

I am going to be starting over myself. I spent a week in the hospital and at the same time my partner lost his job. We have savings thankfully from sinking funds and I can cover bills. But it’s gonna be a long journey back to where we were before everything happened. Sending some support your way, you got this!

Don't ever feel bad for saying you needed to help him. We as women are help mates, partners, etc. You did the right thing. Life happens to all of us. Here's to getting back on track🎉. He saw you happy and that made him happy. He was vulnerable with you, and you came to his aide. That's what a partnership is. Awesome team!!

You are so strong coming out and being 100% honest. There will be sets back, but as long as you don’t give up!!

Girl it’s okay.. it Happens to the best of us. I failed a few times but I’m not giving up. Hang in there and you are doing great at this. Give yourself grace.

April, I think sometimes we get carried away with the budgeting momentum because it is a thrill to see money adding up in our envelopes. We forget that we budget so that we can face life's challenges too, when it happens. Dave Ramsey calls him Murphy. You had that cash when you needed it the most and that is what really matters. Had you not been budgeting, you would have been in a more worse situation. Don't give up, change your perspective and know that you really are just like all the rest of us. Human. Trying to get by in life....BUT....we have a secret weapon....The Budget! Thank-you for being vulnerable and transparent. It makes me feel normal. Great video!

Praying for you. It doesn't matter how many times you start over don't quit which you haven't done. I am rooting for you and very much financial success

Hello, I just started my journey, but I’m struggling! Thank you for being open and honest. You inspire me to keep going!

The pain in your voice is heartbreaking…. Just know that we have all been there! This is just a blip on the radar for you guys! Appreciate how fortunate you are that you’re on the same mission together! So many couples are not! Your lessons learned and transparency will likely help others even more than if your plan had turned out perfectly! We all have setbacks…. It’s about what you do next! Thanks for sharing your journey, uphill and down.. Also, anxiety is a beast! Take care of you first! It makes the rest of the journey a lot more manageable.. Much love!!

April. Don’t let let anyone judge you. We have been there. Let me say I have been there. I had 10 k in my emergency binder and probably another 7-10 k in my other binders. Gone. All Gone. I just started over 2 weeks ago. Take a deep breath. Keep showing up for yourself. You are doing a phenomenal job.

When you are paying out debt, you talk with your kids and Disney has to wait.

Hi April, I commend you for being brave and transparent with your RU-vid family. It's okay to admit that you messed up on something and it's okay to start over/refresh. Give yourself some grace. Look at the positive. Your hard work and passion for what you do is actually what helped your situation. Imagine if you never took the time to save like you did. You were able to pay off $900 on debt at the drop of a hat. Everybody can't say that. And $20 seems small compared to what you had saved up when this happened but that's $20 not being wasted elsewhere and $20 towards your goals. Thank you for sharing and please know what you're going through is normal/life. It's okay. 💙

New sub, so proud of you guys for coming together, opening up a joint account and discussing the plan together! It can be hard doing it separately. Tyson's heart was in the right place trying to make you happy. I know it will be a struggle, your new plan, but you have each other support, so you got this!

April honey each day we are given we never know what’s going to happen. The blessing is there’s always a reset button. Be encourage honey you got this❤👏🏾🙌😘

We've been married 32 years. As soon as we got married we had a joint account. We worked really hard and spent years living from pay to pay. You are stronger as a team and working towards a common goal.

I think it's beautiful that all this happened because one person found a passion and another wanted to support it... at the core of all of this is love and a want to love and enjoy life. Great job on restarting the journey and NOT giving up, and now all those lessons have been learnt along the way which means this time around its going to go much better... wishing your journey the best and may that passion return swiftly

New Subbie ❤❤❤ Everyone is going through money obstacles especially with the student loans starting up. Forgive yourself and move on. It’s alright. Do what you have to do. It’s your budget and you both know what needs to be done. I’m proud of you for returning , taking and starting over. Many don’t. You’ll only fail if you don’t try! Hugs and Super prayers and blessings to both of you 🎉🎉❤❤❤

April, this is my first time seeing your channel and this is the video that was suggested to me. I am in a similar situation. I am so grateful to have found your video! FIRST, let me say you and your husband are doing AWESOME. You are graciously letting us into your life, which you never have to do. The two of you were trying to help each other and in the end set yourselves back. much like the book the Gift of the Magi. As horrible as that must feel in the moment, that shows the love you have for each other. But the important thing is you started communicating. As long as you do that and stay in step and be open and honest you guys will bounce back and be where you want to be. I hear the pain in your voice. I was JUST there. Our bills took a hit because I was not putting money where it needed to go. I finally opened up to my husband and after being totally embarrassed and thinking he would be mad, he simply said "Thank you for telling me. Please lean on me." I was in tears at the support and love in that small sentence. You guys got this! Just stick together and stick to it. You can do this. Thank you for sharing your story with us. It takes an incredible amount of strength to put such a personal thing out there. We are in hard times, but I hope and pray you guys get above water and in a more comfortable place SOON! Thank you for letting me know I (and many others) are not alone. Sometimes you can feel like you are drowning alone in darkness with this type of situation because we don't tend to talk about these things with other people. Oh, and don't worry about ANY negative comments. This is between you and your family. Only YOU can determine what works for you. ~Steph

This seems like a better plan in general. You are slowly taking positive steps to give your dollars a job!

You were so brave and I commend you for it. I’m completely knew to budgeting. I discovered it recently as I’m coming out the other side of a long mental health crisis which resulted in a diagnosis of Bi-Polar 2. I have now no money besides sick benefits. However I’ve started two money challenges. A €1 and a €2. My point being is even with a couple of euros we can start over. We can do this and keep going!

April, please give yourself some grace. Things happen… take a deep breath… and start again… IT IS OK!!! Big hugs!!!! ( what matters is that you acknowledged it and you both are starting again) baby steps!!! You Got This!!!❤️❤️❤️

I loved hearing your story. I also struggle with severe anxiety, and I can tell how youre walking in circles in your head from the stress. I just wanted to say youve got this, girly! Every little bit counts, and getting back on the horse is an amazing first step to make towards your goals. Good luck!

We’ve all been there! Thank you so much for sharing! You now have a new subscriber!! ❤️😎

We are humans we are not perfect !!! And we all can start all over as many times we need it!!!!!

I never watched any of your videos before this came up as a recommendation and I just wanna share my two cents that we don’t get into debt knowing how not to go into debt and it’s all a learning curve what has happened to you and your husband is all part of a learning curve. You now know what to look for and the communication to have with your partner to get on track. Unlike a lot of other financial RU-vid channels, you are sharing the low point of this journey which is crucial for people who are trying to learn how to budget how to pay off debt how to combine incomes. I commend you for sharing that I’m sorry for the pain that you have gone through during this growing time, but it will help you in the long run to avoid these issues.

I love that you both decided to play more as a team. One account everyone can see everything. Cool! Celebrate after each account get closed. Good job.

Hi April, life happens and when it’s bad unfortunately we just have to keep moving forward. I’m so happy to hear your husband came forward to let you know what was happening. I went from the TOP to ROCK BOTTOM over night so I can understand how you felt/feel. I promise you it will get better especially now that you have a plan. I’m praying for you and your family ❤ God has your back and won’t let you down 🙏

I love that your so open i think we are all in a bind right now no matter your background or finances i send both of you lots of support and blessings ❤

You did just what you needed to do with the money you had available. Budgeting is hard work and is ever changing! It takes practice to figure out the best balance 🤗. Many of us have to empty those binders, regroup and start from scratch again! Your story is like so many others, just public, you are not alone ❤

I appreciate your honesty and sharing your story. You are not alone and each day is an opportunity to get closer to your dreams coming true. You can find your way to peace.

hi 1. love the nails fantastic color 2. welcome to 2023 $$$$ just goes 3. you are being way to hard on yourself 4. thank god you had in the binders to tap in 5. you will get back on top just pace yourself one day at time i wish you the best going forward from here

Your partner obviously cares about you. You can always make more money, but you cant always find someone who loves you. Just sometimes we gotta work on making a safe place for open communication. Never about blame, just working together to make the life together better ❤

Please don’t ever let anyone tell you are doing something wrong with your family. People are always ready to throw advice your way. As a mom of 4 grown boys. I wish we had done more with them. They are only with you a short while and then they are grown have their own lives. I don’t know if you follow the Budget Mom. She says you should never put your life on hold even if you have debt. She is very successful and has been debt free . She is good to watch please find her if you haven’t yet. As far as falling behind and starting over it happens. No one should be judging you. Shame on them if they do. Emergencies happen to everyone at some point and they can’t fault you on YOUR decisions. If you make a mistake you learn and move on. You’ve got this. I’m sorry you were hurting so much in this video, but I hope so much things have gotten better for you. God bless you and your family

❤ I had to throw the budget out the window because we had no income at one point used all of our savings and only God knows how we paid the bills but I kept being faithful to god with tithing and offering and the money was there to pay our bills!

Starting over is ok! Slow and steady wins the race. Deep breaths!👍

Life is HARD and long, and life just happens.😊

Money worries are just the pits and my heart goes out to you for the struggle you and yours have been going through. I most definitely think your partner's heart was in the right place. Hoping that this new start works well for you.

I love how real you are in this video and I can relate to this so much! I’m glad your video popped up in my feed and I’m happy to follow on your journey wherever it goes!

Thank you for your transparency! Life happens and glad you guys are working together and have a plan. You got this!

😇💜🙏👏 ... thanks for sharing!

I believe the word you kept searching for was support not help… you both are supporting each other in this journey

66k views! Wow girlie you are amazing! Start over as many times as you need ❤️

You are brave been so transparent. You are in a Community that will support one another. You will succeed just go slow and steady.

Thank you for being so real. Nothing wrong with starting over, always a new start. Give yourself grace.

Thank you Sis. I have been having financial challenges since my divorce 16 years ago. From almost losing my house to saving it, to being a single mom then an empty nester, then the terrible highs & lows of menopause & somewhere in there we have to balance being responsible & living a good life. Depression & Anxiety impact sooooo many of us due to all this stuff that clutters our minds. Please give yourself grace. & please know that you are a blessing to others. I've only started cash stuffing. Baby steps. & thank you. ❤

Your so brave please know that I’m doing the same thing I’m here cheering you on you got this!❤

April at 53 I’ve only just start cash stuffing. Forgive yourself for the past, you can’t change, but you going forward and starting again is brilliant…..be kind to yourself you are going again!

I've never watched you're videos before but your openess and vulnerability shows how strong you are. I know you aren't where you wanna be yet but you will get there. Thank you for trusting us with your story. Sending hugs to you

Proud of you, for starting over💜

I am starting over as well - had to clear out all of my envelopes and went from $6000 in savings to $1000 ( who has been a hard fought for $1k! Took me so so long). Have had to add money to my grocery envelopes week after week 😭 for less and less

❤❤❤Give yourself grace! Don’t give up! Your doing great!

People need to chill. We all make mistakes. Buying something we dont need that has no resale value, buying too much food and forgetting it to spoil, WHATEVER. The point is, we all goof up and will do so until the day we die. Next question... what can we learn from our mistake? Give ourselves the permission the donate that item that cant resell, throw away the spoiled food.. then immediatly take steps to do better. Fix it and move on! ❤ Some folks will fixate on the point of failure, some will fixate on guilt of failure, but the successful ones will forgive, learn, and do better!

Glad to hear that you are better and things are better for you. Finances can really be hard. Wishing you well.

Oh April! You’re not alone in any of that! How often have we all done this at one time or another for all sorts of reasons?My reasons a couple of times were not nearly as understandable as this reason you have today. It’s okay! It’s really okay! Just let it go, and make a fresh start. Don’t punish yourself. Give yourself some grace and realize you know now what to do better this time. ❤ the only really sad thing would be if you stopped budgeting and stopped doing videos. Love you and thank you for the honesty. This has brought you to a place where you both are communicating about money in a better more transparent way, so it was meant to happen! It’ll make you stronger ❤❤❤

You got this! Keep going you're doing great!

Well done on getting back on the horse and starting again. We all have trips and falls but importantly you got back up and restarted ❤

Thanks for such an honest and raw video. You owe nobody an explanation. We are all works in progress. Good luck with this new chapter, you'll do great!

Thank you for your openness and honesty…it made me feel I’m not alone in my financial struggles. Thank you for showing me someone else is going through similar difficulties. Please know you are not alone either. Thank you for your bravery in sharing your current story…the operative word here is current…not permanent! Starting over is just what it is nothing more nothing less. We can learn from what causes us to have to start over so do that and move forward…that’s what I’m trying to do. You both sound like good people that are just going through a tough time in life. You both are making positive changes in your finances together. Good for you both. It’s a new beginning forward…a fresh start…life is looking up!

April, thank you for sharing. This is a journey. A life-long journey. You are so strong to come on here and share your story with us. I don’t believe anyone is stress-free when it comes to money, no matter how much they make. Praying for you and your husband to communicate a lot more through this journey to building massive wealth for the two of you. ❤

Hey newer supporter you are human and life happens you got this 💪🏾

Hi April. First time watching your video. I’m so sorry to hear what you’re currently going through. You got this!

Hey April, love your layout and the message.

What a good video. You completely went i to everything. Thank you for sharing.

New subbie here, thank you so much for putting into words everything I've been feeling and going through. We have to keep at it, there is light at the end of the debt tunnel.

I love that you guys made a plan! My husband and I have joint accounts and I have to say, I think you both chose wisely! I hope this gets better for you guys! You both can do it, keep up the good work!

I wish you all the best! You will get there… we have all been there. 🍀🍀🍀

Just came across this video...and watched! Your honesty is so refreshing! You helped somebody just by being you. Appreciate that this seems to be such an uplifting community. Subscribed!

Thank you for sharing your story. This is what teamwork should like like no matter how challenging and upsetting it may be. Be proud of yourself and for the both of you. Unfortunately life has a way of setting us back. I too was doing good with my savings binders until my step-dad decided he wanted to leave. So I can get a sense of the pain of having to empty out your hard work. We will get through this and succeed! ❤

thanks so much for sharing, we all are in the same boat i think! Great job starting over!!

Thank you for your transparency in this video, I've been going through similar emotions and have had a wakeup call recently. Just subscribed and I belive I'm now your 100th subbie ❤🎉 excited to be here and follow you! P.S: I have a few vocal cats 😅

We all have those times when we stumble and get off track. Don’t feel like you are alone. So happy that you started over. Don’t worry if you have to start stuffing only small amounts. It will grow over time. Keep going and you will appreciate your experience in the long run!!

I’ve been there and guess what I’m still here. You can always get back up when you fall down. We’ve all been there and no can judge you. Keep your head up and keep going.

I am new to your channel and to budgeting. I have been in your shoes. It can be done. I look forward to your journey and to seeing us both succeed.

We have all gone through something and have had to start over. I suffer from anxiety and I totally understand you. This video is great and is helping me continue with myself and my business. Thank you and best wishes. New subbie here.

im so sorry-- sometimes we have to start over. i just found you but thank you for talking about this! I actually tried to cash budget back when i was in my 20's and totally failed. then did it again. i am so glad that you are trying again.

I feel you I’m starting Over again I’m glad that you are showing this with real emotions helps me feel like I’m not alone I’m feeling overwhelmed I’m in debt $3000 i know not alot but it’s stressing me out so much We got this 🥰 little by little we will get to where we were and more.

I'm so sorry. Your story touched my heart cuz I've been there too. But be positive and start over. I started three times over and now going up. Don't give up. No one knows what each one of us goes through. Sending my love. Do it slowly and you will reach your goals. ❤ hugs from Thornhill.

Please don’t feel bad you can get back on board! You n your partner together can get it done💪🏾you guys are in a partnership and together y’all got this!! Give yourself some grace things happen , life gets tough sometimes- at least you acknowledge this and you can start over🙏🏾🙏🏾🙏🏾🙏🏾YOU GOT THIS!!!

I’m glad you’ve moved passed that and you’re pushing forward. I think it was yesterday that I was watching Dave Ramsey and they were saying that couples do better when they combined their income. So, that’s great the you two made that decision.💞

Hi April I am also starting over for the 3rd time. Life happens and these things can happen to anyone but I’m happy y’all are getting things together ..rooting for yall❤

New subscriber. God will supply all your needs and then some. You got this. Happy starting over and overcoming💕

Life happens. Picking yourselves up and trying again means you are winning. Great job.

Life happens. I am doing upgrades on my home as I will be selling. So money is being spent quickly. Resets have to happen.

April, thank you for sharing. You are going to do it again.

Aww April! 😢❤ give yourself some time! ❤ I too am on the same boat! I am restarting over and It’s hard but we got this! We love you! ❤

We all have ‘flip out’ moments in life. You support each other thru whatever comes. Keep putting one foot in front of the other.

I'm so glad you have combined your finances, the statistics speak for themselves around doing this.

New Subbie Here!! Congratulations on getting back up and combining your income & bills! This is the best thing you could have done. I'm rooting for you! I completely understand the passion for budgeting bc I feel the exact same. I never knew you could get so much joy from budgeting. The good thing is you have a plan and you are moving forward!

Good morning, things happen. We are here to support you and cheer you on. I am glad your back, you got this!

Hello April, thank you for opening up . I am starting over as well. Dont worry, you will be successful because you are persevering. Wishing you well and God bless.

Im so sorry you went thru that. My husband and I had separate budgets as well but the moment we realized we were stronger together and put all our debt in one pile and discussed our debt. Now we are a force not to be reckoned with! You will see how fast you will tackle the debt and the support you get from one another is more meaningful. I’m glad you are back and ready to tackle the debt! Best wishes!

New subbie. Welcome back. I’m trying to get out of consumer debt myself and right now what I am doing is doing saving challenges to fund my sinking fund envelopes and so forth. Never feel bad about starting over. Things happen to all of us and we just have to keep moving forward

I am so glad that you have come back k to budgeting. I am sad you went through that but the important thing is you picked yourself up! You are back on the track! I am routing for you.

Hello April! This is the first video of yours ive come across and my gosh girl. All I can say is you are incredible for sharing this and pushing through! 💚