Equity Millionaire VS Real Estate Millionaire 

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Asking a real estate agent whether you should buy a home right now is like to asking an alcoholic whether they think you should have a drink lol. Homes in my neighborhood that cost around $450k in sales in 2019 are now going for $800 to $950k. Every seller in my neighborhood is currently making a $350k profit. Simply unreal. In all honesty, deflation is what we require. The only other option is for many people to go bankrupt, which would also be bad for the economy. That is the only way to return to normal.

Homes/flats are not the only real estates. Plots, agri lands, shops, retail space, warehouses are the other options.

Guys in real estate you have to Maintain the Property which is Big Headache. Invest in Equity and Stay in any Part of the World.

Look at both the groupls, Real Estate Investors are even fitter 😄🤣😏

Both groups are right in their own way. The smart thing to do is have some investments in both sectors. Average working class people cannot have in-depth knowledge of any sector neither the time to gain that knowledge, to be fully invested in one or the other.

Its been 12 days since iam waiting for your podcast, now you come up with 2 hr video, thank you for the biggest come back, thank you team wint

I recently made further purchases. Saving for a market slump is also a bad idea. There are different perspectives on recessions and depressions; we cannot always expect significant rewards; and taking risks is preferable to doing nothing. The bottom line is that by diversifying your portfolio and making sensible judgments, you will accomplish exceptional outcomes. In just 5 months, my portfolio's raw earnings increased by $608k.

I realized that the secret to making a million is saving for a better investment. I always tell myself you don't need that new Maserati or that vacation just yet. That mindset helped me make more money investing. For example last year I invested 80k in stocks and made about $246k, but guess what? I put it all back and traded again and now I am rounding up close to a millions .

Agriculture land is the best investment. Everything earned from this is tax free with increasing price. In case any highway project comes then no one can beat this category. In real estate a flat is the worst option but a row house can be considered as a good option. Equity needs time and knowledge, Mutual funds are a good way but sip is not a good way. Invest in mutual funds when the market is down at least 5 percent below from all time high

I think it is clear - the equity investors have gotten a far better return than the real estate ones. 15-17% CAGR is far superior than the 25% and 80% total return the real estate walas have gotten. Handa ji - 15% for 5 years is 200% Sanjay Kathuria ji - 16% for 11yrs is 511% Clear winner

All participants look very Genuine and their plain speaking really helps everyone... Keep it up...

its pretty farfetched for hodlers only... I leverage on the volatility of the market for significant returns rather than holding and loosing value to the volatility of the market I made my first mill from going diverse, mainly stocks, ETFs, few Cryptocurrencies and bonds. thankful to my now financial advisory Emily Lois Parker. It’s a long term plan for me so I invest and re-invest. building wealth involves developing good investment habit and understanding.

We got a site in 1998 at 25k and now it's worth 75lakh. I don't think equity would have given this much of returns !! I agree now the real estate is sky rocketed and right time to buy equities in growing India. For next 10-15yrs markets will surely double and your investments will surely provide multi fold returns if you invest in good companies who have good governance.

Wow! Learnt so much. Thanks to all four. Real estate is really tough & costly, I guess

Every real estate investor (in fact every earning person) should start investing in stocks. Real estate investor has to keep his cash in banks until he has garnered enough money to make the transaction.

Good discussion. I'm from Malaysia, and to me I invest primarily in equities with also some real assets which appreciate and also provides rental income. To me its all about to not put all the money in single basket. If one depreciates at least you still have the other to take care off your needs.

Such an eye opening podcast! I understood the importance of equity market

Did anyone notice that the real estate investors don't talk about CAGR or IRR when talking about their rate of returns whereas equity investors talk about it all the time? That's common with real estate investors I've seen. Direct returns may look awesome but tell about CAGR. 😂

11 times growth in 20 years from 2003 to 2023 are rookie numbers in real estate during that period. I personally saw 100x in real estate and never going down though there are cases where it won't beat inflation.

I'm trying to avoid new buys now in order not to get sucked into a bear trap. On the other hand, I’d love to know best possible areas and ways to invest amid downtrend. I’m worried with the numerous bank failures as of late, am I better off reinvesting my savings in the stock market or do I wait?

Real estate guys cleverly speaks about mumbai real estate returns in last 14 years that's like saying equity is best and only share one stock which has been multifold during that period. You cannot make an extraordinary scenario as an average case that's why even in equity 12-14% returns is considered as average. Same way if we take other cities example like in Pune where average per sqft was 3300 back in 2010 and today it is close to 9000 which is 8% returns just 1% above inflation.

Surprised they didn't discuss the black money aspect of real estate

Great discussion!! Both Equity and Real estate has their own good and bad points. All the things is that how one should manage and take right decision when required. For this right decision, knowledge about the subject is very crucial. Thanks for sharing and hoping for more such discussion.

Both the asset class generated great roi over the years for different people in different way... Thought informative video @wintwealth

Really worth watching. Please make a separate video with real estate guys if possible. Their confidence speaks when everyone saying real estate investment will not give returns.

both sector investment is important with correct education and balance approach .

Much needed thanks

Very useful information about investment in MFs and real estate,both are very good for everyone, you four are did good job in exchange the facts about investment in both, well done, thanks 👍

Loved the video. The best learning for me was about forming a Trust!

Perfect timing for me

Loved the conversation. It would be great if you guys plan a guide to real estate investing video with the featured real estate experts panel.

Crazy content,much needed i am in my twenties and thinking of these info ... Lucky i am subscribed to wint wealth. Please do more such videos.. thanks 👍❤

Sanjay Kathuria Sir ❤

Any asset class return depends upon how prudent you are... Im 34 years .from coimbatore, real estate ( im talking about only land in the outskirts not home or flat) in coimbatore has given 80 - 100 times return in last 20 years ... going forward it will not be the case(saturating now) .. i had started working at age of 21 and invested 95 percent in real estate and created good amount of wealth(15 crs approx)... now i will focus on equity hence forth

Wint is a class channel

Its all About perception and personal experiences. Both are right on their part. Awesome content … Please Make more content on Real estate 👍🏻

Good podcast, was able to learn more about equity & real estate. Something that got my attention was Sanjay Sir's hoodie color changing from green to brown to green throughout the video😅

this was so helpfull thanks a lot

Healthy and wealthy discussion

Very nice topic❤

Not Joking Yesterday I Sold shares worth 8 lakhs within 16 minutes You can use Equity To buy Home for Free I dont know if you bank gives Investors Discount but When you see The Green% You'll never think to buy a 2nd house I would say if u r planning to buy 2nd house just go for Equity

Gem video , very useful , thanks

Just to give an observational insight 🤔 1. Assuming Ravi Handa has 20 crores+ as his net worth. 2. He mentions in one of these videos that he has 2% in crypto. 3. That 2% amounts to 20 lakh so the gains he can potentially make from them can be still exceptional. Note: Please correct me if I'm wrong by replying, I'm eager to hear more thoughts 💬

@wintwealth its pure joy to listen this conversation. Everyone is right on there own methodology. Btw Ravi handa at its best 🙏

Due to more passive nature of its investing, equity investors tend to be over-weight than real estate investors :) Jokes apart, nothing can beat returns of equity investing over long periods of time. The real estate investor in this video mentioned they enjoyed returns of 80%. Ask them over what period of time. I am confident their CAGR on real estate will be closer to FD returns after considering entry and exit costs, agent fees, renovation charges, vacancy costs, and taxes

amazing discussion guys

Cagr matters to me a lot. I feel investing in real estate a ghanjat. Real estate investment is also for those who are impulsive and dont have long term investment habits.

Great video 💯

Wow eye opener podcast loved it truly

clear difference in the type of people who invest in different sectors, grey/white hair, shirt or formal and plain lifestyle, sounding slow and bit rude, vibing generation wealth are real estate people, and t-shirt hoodie, funky glasses , funny uncle , chilling mindsets are the - equity class people . choose wisely, what you wanna become

Real estate as a long term investment is great...equity however has fantastic advantages. I am almost 50/50 in both and financially independent.

Good podcast

Looking at people in the video. One advantage of Real Estate is that It keeps you healthy because you have to keep moving here and there unless equity investors who can sit all day :)

Sanjay I am big fan of you and the way you explained everything

Ravi Handa is such a legend.

Real-estate companies must become more like listed entities ... Such that even the equity investors can invest and get exposure to real estate

Very informative one

classic content 👌

Thanks for the video

Real estate investments appear to contribute to a healthier lifestyle compared to equity investments, and this is the key insight you can gain in just 5 minutes.

Also, real estate can not be the main stream of income, until 45-50s age. It should be done with other sources of funds like reshufflung of assets, reinvesting by selling off low performing assets etc

Free salary point exists in both the sectors. In real eaate as well you can take the rent as free salary and your investment will be uneffected. Capital appreciation will continue so compounding is happening and not impacted by rental income

Thanks

Good one

Good 🎉

Good content. Wish it was also in Hindi and other regional languages. Still, Kudos to Wint Wealth Team!

Index funds are good for large cap investment but small and midcap fund managers are still able to beat those corresponding indexes a large amount of the time.

More content please

Would have been nicer if there was capture among investment in plots, and not necessarily a house/apartment

Equity stocks offer Dividends - Advantage of Equity stock investing

Which is best way to invest in real-estate for retail investors

Equity guys are talking CAGR and real estate are absolute returns, which are two different things. exceedingly difficult to compare that way.

As a real estate investor there letigation issue in land and requires time consuming in court and settlement issues with land advocate fees and requires proper knowledge regarding buying land

Real estate is also highly risky plus the risk that come with managing the asset new things keep coming up in the market over the longer period the EMI you paid and rental income you made and return with flats it might mostly balance out and many will not even show interest in buying flats which are old I think most of their converstion is about investing in commercial spaces , lands which are assets of investment but if you flat or house in big city unless really good deal it is all mostly waste

Buy a plot in Tire-2 cities for real profit in real estate.

Can we have a separate discussion on section 54F? I have a flat and wish to upgrade to a new bigger one. Have done goal based investment in MFs which I wish to liquidate sometime later this year. Expecting another rally post elections. All units are more than year old and I will be having LTCG. Do I need to pay 10% tax on returns above 1L or it can be exempted as I would use the entire corpus for down-payment of RE (the bigger flat).

Buy land around good cities…find a good lawyer(can be easily done by knowing credit creditability of the Lawyer)….Socialise somewhat and find good brokers and that’s it you will make more returns then stock market.

Two left equity😢guys have to be look after health

once again, GOLD level of content. A small request to the content team at wint, please bring a big finfluencer (think school, sharan, tanmay bhat, ca rachna ranade, arjun tandon, oswal sahab or even kamath brothers might do the trick )

Interesting

Real estate guys are fit and fearless like Sir Vivian Richards .. like a boss😎. Equity guys look so unhealthy..may be due to tensed whole day with screen

आपके अनुसार, वर्तमान में सबसे आकर्षक निवेश क्षेत्र कौन सा है?

Can’t compare stocks and real estate, both are different. Property is for those who want to keep simple, rental income and pass over to next gen. Stocks is more how to manage funds and when you are not around then pass on to next gen and depends on next gen how they handle it.

Real estate gain is only from hot deal in selected area/ city. Its fluctuate over the time. Last 3 years is going good. Equity is equal game for everyone. Safe game.

Please make video on population and real estate. If population decrease compairly real estate crash.

Biggest disadvantage in real estate is when you buy with white money by paying emis or direct payment and when u go to sell it 90% of buyers will pay only 50% white and 50% they pay u in black…..and black money doesnt grow….! Sadly these guys wont talk about it

The team is working hard Krte rho vrna layoff krdunga

Suppose 1-2 quarter k baad RBI interest rate km krega ....tb market bdhega ya flat regarding Abhi se buying chalu krni chahiye Please guide

What is leverage through ods and Tax breaks in real estate!

Video started with very good questions. Cash component question was not answered well

Real state makes you healthy

Not all equities gives great returns. Investment in equities also requires lot of study, knowledge, asking questions etc etc. I have an investment in one of hdfc sip , 12 years back did and still value is weak and very disppointing. Never again invested in sips, invested all into fkats, plots and acres,at relatively throw away prices like 250-700/syd or 80k/acre, in & aroynd hydeabad,Vijayawada,Vizag, Nellore and Rajamundry. Not exaggerating. Very satisfied and very secured financially. In real estate, atleast one can minimum understand where development is going to take place , sooner or later , with govt decisions, policies, express highway declarations etc In equitiues, their value depends on the fund manager or that team. Purely decision of individual hands or groups. Its my opinion. No offense.

What i took away from the son financial instrument part is ... Get into the sector that retails baby products like First cry products and education institutions ....

Index funds are good.. earn 5crs . 2cr house with 1 lakh rental income… and your family will enjoy with 2cr FD . 1cr for family and friends

I dont see any form link.. can you pls share the link..

real estate is just a type of equity btw

Dear team,Can you help me make a prudent decision in real estate?

Great Learning 🙏

The gentlemen are comparing batting avg of Bumrah to Kohli. Bumrah can hit a 6 once in a while, but his primary role is that of a bowler. Similarly Residential is meant for end use. Fact that it also appreciates in value is a bonus. Land which is a limited supply asset, is the investment instrument in real estate. One can also invest in retail, warehouse, commercial real estate depending on your budget and cash flow requirements to get better RoI than residential. I’m surprised they missed these fundamental points in this discussion.